Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Product typePrepaid payment instrument; Full-KYC card is reloadable and Gift Card is non-reloadable.View source
The official page distinguishes Full Prepaid and Gift Card products.
- Source
- Prepaid Cards & Gift Cards
- Page / section
- Types of cards
- Accessed
- 31 Aug 2026
- Confidence
- high
Issuance fee₹100 plus GST for a new prepaid or gift card.View source
New Card Issuance is ₹100 + .
- Source
- Prepaid Cards & Gift Cards
- Page / section
- Charges Applicable
- Accessed
- 31 Aug 2026
- Confidence
- high
Annual maintenance fee₹150 plus GST per year for the prepaid/ gift-card programme.View source
Annual Maintenance Charges are ₹150 + .
- Source
- Prepaid Cards & Gift Cards
- Page / section
- Charges Applicable
- Accessed
- 31 Aug 2026
- Confidence
- high
NetworkThe page describes use wherever the card network is accepted but does not name a RuPay or Visa network for these prepaid variants.View source
No specific card-network brand is named on the complete prepaid/gift page.
- Source
- Prepaid Cards & Gift Cards
- Page / section
- Complete page reviewed
- Accessed
- 31 Aug 2026
- Confidence
- high
Transaction / load limitsFull-KYC prepaid card maximum loaded balance ₹2 lakh per card; Gift Card maximum ₹10,000 per card. Full-KYC ATM cash withdrawal is enabled; Gift Card ATM withdrawal is not allowed.View source
The publishes ₹2 lakh Full- and ₹10,000 Gift Card limits and channel differences.
- Source
- Prepaid Cards & Gift Cards
- Page / section
- load limits and channel availability
- Accessed
- 31 Aug 2026
- Confidence
- high
Forex markupNot published; the page describes domestic prepaid/gift-card uses and does not publish foreign-currency pricing.View source
No foreign-currency markup is stated.
- Source
- Prepaid Cards & Gift Cards
- Page / section
- Complete page reviewed
- Accessed
- 31 Aug 2026
- Confidence
- high
AvailabilityRetail and corporate customers request the card at a Bank of Maharashtra branch; Full-KYC supports ATM/POS/e-commerce after activation, while Gift Card supports POS/e-commerce only.View source
The page publishes branch application, activation and channel differences.
- Source
- Prepaid Cards & Gift Cards
- Page / section
- Application and channel availability
- Accessed
- 31 Aug 2026
- Confidence
- high
Benefits and features
- Reloadable
- Three-year validity
- ₹2 lakh maximum load per card
- , and e-commerce enabled after activation
- Balance recovery after blocking a lost card
Eligibility
- Retail or corporate customer requests the card at a Bank of Maharashtra branch and completes .
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- and prepaid-card application