Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Account typeOrdinary current account for individuals, proprietorships, partnerships, companies, trusts, corporate bodies and government or semi-government entities that complete the prescribed KYC and account-opening process.View source
The page names the eligible applicant constitutions and requires the prescribed form, , photographs and /Form 60/ 61.
- Source
- Current Account
- Page / section
- Eligibility
- Accessed
- 1 Sept 2026
- Confidence
- high
Minimum balanceQuarterly average balance: ₹10,000 in metro/
The current-account page publishes the three location-based quarterly-average-balance levels.
- Source
- Current Account
- Page / section
- Minimum Balance in the account
- Accessed
- 1 Sept 2026
- Confidence
- high
Salary requirementNot applicable. The ordinary current-account page publishes customer constitution and QAB requirements, not salary-credit eligibility.View source
No salary-credit requirement appears anywhere on the reviewed page.
- Source
- Current Account salary review
- Page / section
- Complete page
- Accessed
- 1 Sept 2026
- Confidence
- high
Interest rateNo interest is payable on the ordinary current account.View source
The page expressly states that no interest is payable on this account.
- Source
- Current Account
- Page / section
- Interest
- Accessed
- 1 Sept 2026
- Confidence
- high
Balance shortfall chargeIf QAB is not maintained, service charges apply once each quarter. The current page directs customers to the service-charge schedule; its ordinary-current-account rows publish ₹2,000 quarterly in metro/
The current-account page points to the schedule, and the current schedule publishes location-based ordinary-current-account charges.
- Source
- Service Charges
- Page / section
- A.1 Current Account operative
- Accessed
- 1 Sept 2026
- Confidence
- high
Debit cardFree Mahabank RuPay debit card is listed among the other benefits, subject to account-opening eligibility and current card rules.View source
The page lists a free Mahabank RuPay debit card.
- Source
- Current Account
- Page / section
- Other Benefits
- Accessed
- 1 Sept 2026
- Confidence
- high
Cheque bookThe ordinary current-account page does not quantify a free-leaf quota; the applicable service-charge schedule and account variant control issuance charges.View source
The page discusses standing instructions and payments but does not state a free cheque-leaf quota.
- Source
- Current Account cheque review
- Page / section
- Complete page
- Accessed
- 1 Sept 2026
- Confidence
- high
ATM limitsThe current-account page does not publish a numeric ATM withdrawal ceiling; it states that a free Mahabank RuPay debit card is available and separate card/service rules apply.View source
No rupee cash-withdrawal limit appears on the reviewed page.
- Source
- Current Account review
- Page / section
- Complete page
- Accessed
- 1 Sept 2026
- Confidence
- high
Benefits and features
- ₹10,000 in metro/
urban, ₹5,000 in semi-urban and ₹2,500 in rural branches - No interest payable
- Nomination and standing instructions
- Telebanking, , mobile and internet banking
- Free Mahabank RuPay debit card
Eligibility
- Applicant must complete the prescribed current-account form, , identity/
address proof, photographs and / Form 60/ 61 as applicable.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Current-account opening form
- Identity and address
- Two photographs and /
Form 60/ 61 where applicable - Constitution and authorisation documents for entities
Related official documents
Current Accountofficial-product-page · current · accessed 1 Sept 2026
↗Deposit Policy — Term Deposit Schemes (Annexure A–D)official-document · current-policy-reference · accessed 1 Sept 2026
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