Savings, current & salary accounts

Bank of Maharashtra Bronze / Silver / Gold / Platinum / Diamond Current Account

Premium current-account scheme with Bronze, Silver, Gold, Platinum and Diamond tiers, higher monthly-average balances and tiered cash-deposit allowances.

Interest rateNo interest is payable on the premium current account.Minimum balanceMonthly average balance: Bronze ₹1,00,000–₹5,00,000; Silver ₹5,00,000–₹10,00,000; Gold ₹10,00,000–₹15,00,000; Platinum ₹15,00,000–₹25,00,000; Diamond ₹25,00,000 and above.Salary requirementNot applicable; the premium current-account page uses tier balance requirements rather than salary-credit criteria.

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✓ Manually checked 1 Sept 2026 · active

Offered byBank of Maharashtra

India; branch availability and apply

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Account typePremium current-account scheme with Bronze, Silver, Gold, Platinum and Diamond tiers.View source

The official page labels the scheme and provides a complete tier table.

Source: Bronze / Silver / Gold / Platinum / Diamond Current Account
Page / section: Scheme table
Accessed: 1 Sept 2026
Confidence: high

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Minimum balanceMonthly average balance: Bronze ₹1,00,000–₹5,00,000; Silver ₹5,00,000–₹10,00,000; Gold ₹10,00,000–₹15,00,000; Platinum ₹15,00,000–₹25,00,000; Diamond ₹25,00,000 and above.View source

The current page publishes the five tier balance ranges.

Source: Premium Current Account
Page / section: Monthly Average balance
Accessed: 1 Sept 2026
Confidence: high

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Salary requirementNot applicable; the premium current-account page uses tier balance requirements rather than salary-credit criteria.View source

No salary requirement is stated in the premium current-account table.

Source: Premium Current Account salary review
Page / section: Complete scheme page
Accessed: 1 Sept 2026
Confidence: high

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Interest rateNo interest is payable on the premium current account.View source

The product is a current account; the page lists transaction facilities and no interest benefit.

Source: Premium Current Account
Page / section: Current-account nature
Accessed: 1 Sept 2026
Confidence: high

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Balance shortfall charge₹2,500 per quarter when the selected premium tier's minimum average balance is not maintained.View source

The page states a ₹2,500 quarterly non-maintenance charge.

Source: Premium Current Account
Page / section: Charges for non maintenance of min. Average balance
Accessed: 1 Sept 2026
Confidence: high

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Debit cardDebit-cum-ATM card is free under the premium scheme.View source

The table lists the debit-cum- card as free.

Source: Premium Current Account
Page / section: Debit-cum- Card
Accessed: 1 Sept 2026
Confidence: high

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Cheque book500 cheque leaves are free per year.View source

The page lists 500 leaves free per annum.

Source: Premium Current Account
Page / section: Cheque book issuance
Accessed: 1 Sept 2026
Confidence: high

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Cash and ATM accessCash deposit is free each day up to Bronze ₹1,50,000, Silver ₹3,00,000, Gold ₹7,00,000, Platinum ₹10,00,000 and Diamond with no limit. Cash withdrawal at the home branch is free; the table also provides free self-drawn cheque payment up to ₹50,000 per day per account.View source

The complete premium-account table publishes tiered daily free cash limits and free home-branch withdrawal.

Source: Premium Current Account
Page / section: Free cash Deposit Limit / Cash withdrawal
Accessed: 1 Sept 2026
Confidence: high

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Benefits and features

₹5,000 initial deposit
Free cash deposit at home and non-home branches within tier limits
Free /, internet//phone banking, tax payment and utility payment
Free debit-cum- card and e-statements
Free locker rent for one locker subject to availability
Free 500 cheque leaves per year

Eligibility

Customer selects a tier and must maintain its published monthly average balance; and current-account opening requirements apply.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

Current-account opening form
Identity and address
/Form 60/61 where applicable
Constitution and authorisation documents for entities

Try the numbers

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Account interest estimate

See roughly how much interest a steady account balance could earn over the period you choose.

Balance kept in the accountUse the amount you expect to keep there on average.₹one lakh rupees₹1,000₹1,00,00,000Yearly interest rateThe percentage the account pays in one year.%0.1%15%How long the money staysThe number of months used for this estimate. months1 months60 months

Interest you may earn₹2,700two thousand seven hundred rupees

Balance including interest₹1,02,700one lakh two thousand seven hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

TableProduct / tierChoose column

Ordinary Current Account · Balance rule ₹10,000 metro/urban; ₹5,000 semi-urban; ₹2,500 rural

This value is copied from Bank of Maharashtra current-account tiers and published limits. Check the table notes before relying on it.

Source: Bronze / Silver / Gold / Platinum / Diamond Current Account · Complete scheme table Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 6 rows · 4 columnsBank of Maharashtra current-account tiers and published limitsView tableHide table

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Bank of Maharashtra current-account tiers and published limits
Product / tier	Balance rule	Free cash deposit / withdrawal	Other published facilities
Ordinary Current Account	₹10,000 metro/urban; ₹5,000 semi-urban; ₹2,500 rural	Home-branch cash withdrawal free; service charges for shortfall	Nomination; RuPay debit card; digital and telebanking
Bronze Premium	₹1,00,000–₹5,00,000	₹1,50,000 cash deposit/day free	₹5,000 opening deposit; 500 cheque leaves/year
Silver Premium	₹5,00,000–₹10,00,000	₹3,00,000 cash deposit/day free	/ and digital facilities free
Gold Premium	₹10,00,000–₹15,00,000	₹7,00,000 cash deposit/day free	Locker, debit card and statements free
Platinum Premium	₹15,00,000–₹25,00,000	₹10,00,000 cash deposit/day free	One locker free subject to availability
Diamond Premium	₹25,00,000 and above	No daily cash-deposit limit	All listed digital, payment and locker concessions

Bronze / Silver / Gold / Platinum / Diamond Current Account · Complete scheme table · accessed 1 Sept 2026Open official source ↗

Table 2 · 5 rows · 4 columnsBank of Maharashtra recurring-deposit termsView tableHide table

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Bank of Maharashtra recurring-deposit terms
Scheme	Minimum / maximum	Term	Interest / facility
Recurring Deposit	₹50/month; no ceiling	6–120 months	Cumulative; loan facility
Mahasanchay Deposit Plan	Core ₹100–₹10,000; flexi up to ₹50,000/month	12–60 months in 3-month multiples	Retail term-deposit rate; loan up to 90% of balance
Maha Saraswati Scheme	₹100/month on current page	36–120 months	Retail term-deposit rate; education-loan concession
Deposit-policy reference: MLRD	Suitable for maturity value of at least ₹1 lakh; no ceiling	12–120 months	Cumulative; loan facility; current availability not separately listed on live catalogue
Deposit-policy reference: MMRD	Suitable for maturity value of at least ₹10 lakh; no ceiling	12–120 months	Cumulative; loan facility; current availability not separately listed on live catalogue

Deposit Policy — Annexure A · Pages 23–24, rows 1–4 and 13–16 · accessed 1 Sept 2026Open official source ↗

Table 3 · 7 rows · 4 columnsBank-distributed Government savings and insurance schemesView tableHide table

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Bank-distributed Government savings and insurance schemes
Product	Minimum / cover	Term / age	Rate / payout / key condition
	₹500–₹1,50,000 per financial year	15 years; five-year extensions	Government-notified rate; annual credit on 31 March
	₹1,000–₹30,00,000	Five years; three-year extension	Government-notified quarterly rate; quarterly payout; 60+ or qualifying retiree
Sukanya Samriddhi	₹250 initial; ₹1,50,000 yearly maximum	Deposits 15 years; maturity 21 years; girl below 10 at opening	Government-notified rate; education/marriage withdrawal rule
Floating Rate Savings Bonds	₹1,000 multiples; no maximum	Seven years	Semi-annual reset and payout; taxable; specified senior-citizen premature redemption
Sovereign Gold Bonds	Minimum 1 gram; annual ceiling by investor type	Eight years; exit after fifth year	2.50% p.a. semi-annually; gold-price-linked redemption
	₹2,00,000 life cover; ₹436/year	Age 18–50; 1 June–31 May	30-day lien for non-accidental death; annual auto-debit
	₹2,00,000 death/total disability; ₹1,00,000 specified partial disability; ₹20/year	Age 18–70; 1 June–31 May	Accident cover; annual auto-debit

Government Schemes catalogue and linked product pages · Complete current scheme catalogue and linked terms · accessed 1 Sept 2026Open official source ↗

Bank of Maharashtra Bronze / Silver / Gold / Platinum / Diamond Current Account

What the official sources publish

Benefits and features

Eligibility

Documents the bank lists

Related official documents

Try the numbers

Account interest estimate

Find the exact published value

Complete rates, limits and schedules

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