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Bank of Maharashtra RuPay Select Debit Card

RuPay Select debit card for customers maintaining a ₹1 lakh quarterly average balance, with lounge and lifestyle benefits.

Product typeDebit card variant published on Bank of Maharashtra’s official Debit Cards page.Annual maintenance feeFirst year free; thereafter Classic RuPay/Visa ₹200, RuPay Platinum ₹300 and RuPay Select ₹600, with listed package exemptions.Issuance feeCurrent service-charge schedule: Classic RuPay/Visa issuance nil; RuPay Platinum ₹300; RuPay Select ₹600. Scheme-specific waivers apply to salary, BSS and other listed accounts.
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Quick eligibility check

Bank of Maharashtra RuPay Select Debit Card

0 of 3 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Minimum quarterly average savings-account balance ₹1,00,000?

2Do you meet this requirement: lounge spend-period rules apply?

3Document checkDo you have this required document or proof: Eligible Bank of Maharashtra savings account and debit-card request?

0 of 3 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 31 Aug 2026 · active
Offered byBank of Maharashtra

India; RuPay acceptance network

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Product typeDebit card variant published on Bank of Maharashtra’s official Debit Cards page.View source
The official page names RuPay Classic, Platinum, Select, Petro, Visa Classic and RuPay PMJDY variants.
Source
Debit Cards
Page / section
Card variant headings
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Issuance feeCurrent service-charge schedule: Classic RuPay/Visa issuance nil; RuPay Platinum ₹300; RuPay Select ₹600. Scheme-specific waivers apply to salary, BSS and other listed accounts.View source
Issuance charges and account-package waivers are published in the current service-charge table.
Source
Service Charges
Page / section
Debit Card issuance
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Annual maintenance feeFirst year free; thereafter Classic RuPay/Visa ₹200, RuPay Platinum ₹300 and RuPay Select ₹600, with listed package exemptions.View source
Annual maintenance and exemptions are published in the current table.
Source
Service Charges
Page / section
Debit Card annual maintenance
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
NetworkRuPay for the Classic, Platinum, Select, Petro and PMJDY variants; Visa for the Visa Classic variant.View source
The official headings identify the RuPay and Visa variants.
Source
Debit Cards
Page / section
Card variant headings
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Transaction limitsPublished default/maximum limits: RuPay Classic cash ₹50,000/₹1,50,000, POS ₹1,50,000/₹1,50,000 and e-commerce ₹1,50,000/₹1,50,000; Platinum cash ₹1,00,000/₹1,50,000, POS/e-commerce ₹3,00,000/₹3,00,000; Select cash ₹1,50,000/₹1,50,000, POS/e-commerce ₹5,00,000/₹5,00,000; Petro POS ₹50,000/₹50,000. Visa Classic and PMJDY variant-specific limits are not separately published on the page.View source
The page publishes default and maximum limits for Classic, Platinum, Select and Petro; limits may be revised by internal policy.
Source
Debit Cards
Page / section
Withdrawal Limits tables
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Forex markupNot published on the complete official debit-card page; Visa international ATM usage charges are listed separately in the service-charge schedule.View source
No foreign-currency markup percentage is stated on the product page.
Source
Debit Cards
Page / section
Complete page reviewed
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
AvailabilityIndia and the relevant RuPay/Visa acceptance network; RuPay Petro is restricted to eligible petrol-pump POS/contactless use.View source
The page describes //e-commerce channels and Petro’s petrol-pump restriction.
Source
Debit Cards
Page / section
Card usage and channels
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • ₹10 lakh personal-accident cover
  • Quarterly lounge access after ₹5,000 /e-commerce spend
  • Quarterly gym, golf, health-check, spa/salon and cab benefits
  • Annual membership option
  • Enhanced ₹1.5 lakh cash and ₹5 lakh /e-commerce limits

Eligibility

  • Minimum quarterly average savings-account balance ₹1,00,000; lounge spend-period rules apply.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Eligible Bank of Maharashtra savings account and debit-card request

Related official documents

Debit Cardsofficial-product-page · current · accessed 31 Aug 2026
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RuPay Classic · Eligibility / limitCash ₹50,000 default / ₹1,50,000 max; /e-commerce ₹1,50,000

This value is copied from Bank of Maharashtra card limits and current fees. Check the table notes before relying on it.

Source: Debit Cards and Prepaid Cards & Gift Cards · Complete limits and charges tables Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 6 rows · 3 columnsBank of Maharashtra card limits and current feesView tableHide table

Scroll sideways to view every column

Bank of Maharashtra card limits and current fees
VariantEligibility / limitFees
RuPay ClassicCash ₹50,000 default / ₹1,50,000 max; /e-commerce ₹1,50,000Issuance nil; annual maintenance first year free, then ₹200
RuPay PlatinumSavings ₹10,000; cash ₹1,00,000/₹1,50,000; /e-commerce ₹3,00,000Issuance ₹300; annual maintenance ₹300 after first year
RuPay SelectSavings ₹1,00,000; cash ₹1,50,000; /e-commerce ₹5,00,000Issuance ₹600; annual maintenance ₹600 after first year
RuPay PetroSavings monthly average balance ₹10,000; ₹50,000; no /e-commerce/internationalIssuance and maintenance follow current debit-card schedule
Full- PrepaidReloadable; maximum ₹2,00,000 per card; //e-commerceIssue ₹100 + ; replacement ₹100 + ; annual ₹150 + ; reload ₹50 +
Gift CardNon-reloadable; maximum ₹10,000 per card; /e-commerce onlyIssue ₹100 + ; replacement ₹100 + ; annual ₹150 + ; no reload fee
Debit Cards and Prepaid Cards & Gift Cards · Complete limits and charges tables · accessed 31 Aug 2026Open official source ↗

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