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Stand-Up India

Composite term and working-capital finance of ₹10 lakh to ₹1 crore for eligible women or SC/ST entrepreneurs starting a new greenfield enterprise.

Facility amountComposite loan from ₹10 lakh to ₹1 crore, combining term loan and working capital.Interest rateAt ₹10 lakh: RLLR-based pricing; above ₹10 lakh to ₹1 crore: risk-based pricing for MSEs.Eligible customersSC/ST and/or women entrepreneurs over 18 starting a greenfield manufacturing, trading or service venture; non-individual entities need at least 51% eligible ownership and control.
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Quick eligibility check

Stand-Up India

0 of 9 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: SC/ST and/or women entrepreneurs over 18 starting a greenfield manufacturing, trading or service venture?

Published source: Eligible customers

2Do you meet this requirement: non-individual entities need at least 51% eligible ownership and control?

Published source: Eligible customers

3Do you meet this requirement: Applicant must be over 18 and SC/ST and/or a woman?

4Do you meet this requirement: the venture must be a first-time greenfield enterprise?

5Do you meet this requirement: a non-individual entity must have at least 51% shareholding and controlling stake held by eligible persons?

6Document checkDo you have this required document or proof: Application and KYC?

Published source: Required documents

7Document checkDo you have at least one of these required documents: SC/ST certificate or women-promoter evidence?

Published source: Required documents

8Document checkDo you have this required document or proof: Constitution/incorporation documents?

Published source: Required documents

9Document checkDo you have this required document or proof: Greenfield project report and cost estimates?

Published source: Required documents
0 of 9 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 31 Aug 2026 · active
Offered byBank of Maharashtra

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Eligible customersSC/ST and/or women entrepreneurs over 18 starting a greenfield manufacturing, trading or service venture; non-individual entities need at least 51% eligible ownership and control.View source
Complete eligibility conditions reviewed.
Source
Stand-Up India
Page / section
Eligibility
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Facility amountComposite loan from ₹10 lakh to ₹1 crore, combining term loan and working capital.View source
Published composite-facility band reviewed.
Source
Stand-Up India
Page / section
Nature and quantum
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Interest rateAt ₹10 lakh: RLLR-based pricing; above ₹10 lakh to ₹1 crore: risk-based pricing for MSEs.View source
The page publishes pricing method but no spread or final numeric rate.
Source
Stand-Up India
Page / section
Rate of interest
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
TenureUp to 7 years, with a maximum moratorium of 18 months.View source
Repayment and moratorium rows reviewed.
Source
Stand-Up India
Page / section
Repayment
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Margin25%; eligible central or state scheme support may be converged toward the margin requirement.View source
Published margin and convergence rule reviewed.
Source
Stand-Up India
Page / section
Margin
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
SecurityPrimary security plus collateral security or Credit Guarantee Fund Scheme for Stand-Up India Loans (CGFSIL) guarantee.View source
Security alternatives reviewed.
Source
Stand-Up India
Page / section
Security
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Required documentsApplication, KYC, eligible-group evidence, constitution records, greenfield project report, projections, margin proof and collateral/CGFSIL documents as applicable.View source
Published application and security requirements reviewed.
Source
Stand-Up India
Page / section
Eligibility, application and security
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Geographic limitsIndiaView source
The manually reviewed product record states: “India”.
Source
Stand-Up India — official product page
Page / section
Published product metadata
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • ₹10 lakh–₹1 crore composite facility
  • Term loan plus working capital
  • Up to 7-year repayment
  • Collateral or CGFSI guarantee route
  • RuPay debit card for working-capital account

Eligibility

  • Applicant must be over 18 and SC/ST and/or a woman; the venture must be a first-time greenfield enterprise; a non-individual entity must have at least 51% shareholding and controlling stake held by eligible persons; no default.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Application and
  • SC/ST certificate or women-promoter evidence
  • Constitution/incorporation documents
  • Greenfield project report and cost estimates
  • Financial projections and margin contribution proof
  • Security or CGFSI guarantee documents

Related official documents

Stand-Up Indiaofficial-product-page · current · accessed 31 Aug 2026
↗

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Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

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Eligible borrower · Published detailSC/ST and/or woman entrepreneur, over 18; no default

This value is copied from Stand-Up India - published parameters. Check the table notes before relying on it.

Source: Stand-Up India · Complete scheme table Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 10 rows · 2 columnsStand-Up India - published parametersView tableHide table

Scroll sideways to view every column

Stand-Up India - published parameters
ParameterPublished detail
Eligible borrowerSC/ST and/or woman entrepreneur, over 18; no default
ProjectGreenfield first-time manufacturing, services or trading venture
Non-individual ownershipAt least 51% shareholding and controlling stake by eligible SC/ST and/or woman entrepreneur
FacilityComposite term loan plus working capital
Amount₹10 lakh to ₹1 crore
Interest-based at ₹10 lakh; risk-based pricing above ₹10 lakh to ₹1 crore
RepaymentUp to 7 years; moratorium up to 18 months
Working capitalCash-credit route; RuPay debit card issued
Margin25%; eligible scheme convergence permitted
SecurityPrimary security plus collateral or CGFSIL guarantee
Stand-Up India · Complete scheme table · accessed 31 Aug 2026Open official source ↗

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