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Credit cards

Visa Secured Gold Credit Card

Visa Secured Gold Credit Card with Visa acceptance, up to 50 days interest-free credit, Canara ai1 conversion and tier-specific rewards, lounge and insurance benefits.

CashbackNo general cashback percentage is published. Gold cards earn 2 reward points per ₹100 spent on POS/e-commerce, with cashback or goods redemption through Canara Rewardz or Canara ai1.Rewards2 reward points for every ₹100 spent on POS/e-commerce; fractions of ₹100 excludedOffersSeasonal offers are available on Canara Cards; applicable offers and exclusions are controlled by the linked offer terms.
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Quick eligibility check

Visa Secured Gold Credit Card

0 of 5 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your annual income meet this requirement: Income proof is required?

Published source: Eligibility

2Does your annual income meet this requirement: the reviewed Canara card catalogue does not state a separate numeric minimum-income threshold for this variant?

Published source: Eligibility

3Does your annual income meet this requirement: Independent income of at least ₹3 lakh gross per annum for Gold cards?

Published source: Minimum income

4Do you meet this requirement: The policy allows sanctioning authority to relax the criterion for secured cards against deposits?

Published source: Minimum income

5Can you provide the required document: Completed application and /income proof; secured variants require the applicable security/deposit documents?

Published source: Eligibility
0 of 5 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byCanara Bank

India; international usage can be activated through Canara net banking, mobile banking or the base branch.

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Card networkVisaView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
Page / section
Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Annual feeNilView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Joining / enrolment feeNilView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
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30 Aug 2026
Confidence
high
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Interest-free credit periodUp to 50 daysView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
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30 Aug 2026
Confidence
high
Open official source ↗
Revolving finance charge2.00% per month (24% per annum)View source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Minimum amount due5% of total outstanding (minimum ₹100) plus applicable charges, taxes, EMI and over-limit amountView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Cash-withdrawal limit50% of credit limit, maximum ₹50,000View source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Cash-withdrawal charge3% of amount withdrawn, minimum ₹150, plus finance charges from withdrawal to paymentView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Foreign-currency markupUp to 3% of transaction amountView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Rewards2 reward points for every ₹100 spent on POS/e-commerce; fractions of ₹100 excludedView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Reward redemptionCashback or goods through Canara Rewardz or Canara ai1 app; not applicable to corporate cardsView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Airport lounge accessNot availableView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Expected minimum annual turnover₹25,000 per yearView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
Page / section
Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Inactivity fee if turnover is not met₹150View source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
EMI conversion2% of transaction (minimum ₹100, maximum ₹200); 13% p.a. for 3/6/9 months and 14% p.a. for 12/18/24 monthsView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Fraudulent-charge cover₹5 lakhView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Baggage insuranceUp to ₹50,000View source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Purchase protectionUp to ₹50,000View source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
Page / section
Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Air-accident cover₹8 lakh self / ₹4 lakh spouseView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
Page / section
Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Other accident cover₹4 lakh self / ₹2 lakh spouseView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
Page / section
Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
EligibilityIncome proof is required; the reviewed Canara card catalogue does not state a separate numeric minimum-income threshold for this variant.View source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara card eligibility
Page / section
Application guidelines / income
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
OffersSeasonal offers are available on Canara Cards; applicable offers and exclusions are controlled by the linked offer terms.View source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Cards catalogue
Page / section
Current card catalogue
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Fee waiverAnnual fee is Nil. A ₹150 card-inactivity fee applies when annual card turnover is below ₹25,000.View source
The service-charge table states Gold turnover below ₹25,000 attracts ₹150; annual Gold fee is Nil.
Source
Service Charges related to Cards
Page / section
Card Inactivity Fee; Annual Fee
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Minimum incomeIndependent income of at least ₹3 lakh gross per annum for Gold cards. The policy allows sanctioning authority to relax the criterion for secured cards against deposits.View source
Policy section 3.3 states independent income minimum ₹3 lakh gross per annum for Gold/Platinum; section 3.1 describes relaxation for secured cards against deposits.
Source
Canara Bank Credit Card Policy
Page / section
Eligibility Conditions 3.1–3.3
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
APR30% per annum (2.5% per month) for the unsecured Gold variants; 24% per annum (2.0% per month) for secured Gold variants.View source
The table distinguishes 2.0% monthly/24% annual for secured cards from 2.5% monthly/30% annual for unsecured cards.
Source
Canara Bank Credit Card — Variants & Features Comparison
Page / section
Page 1 — Interest Rate beyond Credit Period
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Monthly finance charge2.50% per month for unsecured Gold variants; 2.00% per month for secured Gold variants.View source
The service-charge page states 2.00% p.m. for secured credit cards and 2.50% p.m. for all other cards.
Source
Service Charges related to Cards
Page / section
Charges on Revolved Amount
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
CashbackNo general cashback percentage is published. Gold cards earn 2 reward points per ₹100 spent on POS/e-commerce, with cashback or goods redemption through Canara Rewardz or Canara ai1.View source
The table publishes 2 points per ₹100 and cashback/goods redemption; no cashback earning percentage is stated.
Source
Canara Bank Credit Card — Variants & Features Comparison
Page / section
Page 1 — Reward Points and Options to Redeem Reward Points
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Up to 50 days of interest-free credit.
  • 2 reward points per ₹100 on /e-commerce spends.
  • Not available.
  • 3% foreign-currency markup cap; terms and apply.

Eligibility

  • Income proof is required; the reviewed Canara card catalogue does not state a separate numeric minimum-income threshold for this variant.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Completed application and /income proof; secured variants require the applicable security/deposit documents.

Related official documents

Service Charges related to Cardsofficial-product-page · current · accessed 30 Aug 2026
↗
Canara Bank Credit Card Policyofficial-pdf · current-reference · accessed 30 Aug 2026
↗
Canara Bank Credit Card — Variants & Features Comparisonofficial-pdf · current · accessed 30 Aug 2026
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Canara Bank Credit Cards catalogueofficial-product-page · current · accessed 30 Aug 2026
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Credit-card interest estimate

See roughly how much interest may be added if part of the card bill remains unpaid for one month.

Interest added for one month₹1,250one thousand two hundred fifty rupees
Balance after that interest₹51,250fifty-one thousand two hundred fifty rupees
Monthly rate × 1230%

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

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Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Network · Published valueVisa

This value is copied from Canara credit-card variants and features. Check the table notes before relying on it.

Source: Canara Bank Credit Card — Variants & Features Comparison · Page 1 Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 9 rows · 2 columnsCanara credit-card variants and featuresShared official variant table for the applicable card tier.View tableHide table

Scroll sideways to view every column

Canara credit-card variants and features
FeaturePublished value
NetworkVisa
Interest-free periodUp to 50 days
Annual/enrolment feeNil
Lounge accessNot available
Expected annual turnover₹25,000 per year
Inactivity fee₹150
Fraudulent-charge cover₹5 lakh
Air-accident cover₹8 lakh self / ₹4 lakh spouse
Other accident cover₹4 lakh self / ₹2 lakh spouse
  • All listed charges exclude ; 18% is charged extra. Other features and limits follow Canara Credit Card Policy.
Canara Bank Credit Card — Variants & Features Comparison · Page 1 · accessed 30 Aug 2026Open official source ↗

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