No numeric income threshold is stated. The card is for designated Assam Rifles personnel/veterans and the page asks for an card or service certificate or latest salary slip showing rank.
Indian resident
primary age 21–65
income proof
issuer approval.
3.75% per month
3%
5X Rewards (10 Reward Points for every ₹100) on Departmental Stores and Movie. 2 Reward Point for every ₹100 spent on any other categories.
5X Rewards (10 Reward Points for every ₹100) on Departmental Stores and Movie. 2 Reward Point for every ₹100 spent on any other categories.
Complimentary Memberships & Perks: 12 Months Amazon Prime Membership on milestone spends |8 Domestic Airport Lounge Access per year
Two domestic lounge visits per quarter
minimum net spends of ₹20,000 in the preceding calendar quarter are required.
Annual fee waived on anniversary-year spends of ₹1,00,000
No numeric minimum income is published for the corporate card. The company must have an eligible Bank of Baroda relationship and submit its last three years of income-tax returns plus incorporation/partnership records as applicable.
Indian resident
age 21–60
corporate applicant must have an eligible Bank of Baroda relationship.
3.75% per month
3.5% of the transaction amount
CORPORATE reward points redeem for cashback at ₹0.25 per point.
50-days interest-free credit period to give efficient credit support to your new business endeavours. Also, earn 1 Reward Point* for every ₹100 spent. You can redeem all your accumulated reward points for cashback @1 reward point = ₹0.25
Annual fee reversed on preceding-year spends of ₹50,000.
Bank of Baroda self-employed customers: ₹3.6 lakh net annual income
non–Bank of Baroda self-employed customers: ₹4.8 lakh net annual income.
Indian resident
self-employed or proprietor
primary cardholder age 24–65.
3.75% per month
3.5% of the transaction amount
Earn 1 Reward Point* for every ₹100 spent on your card and redeem your reward points as Cashback with no maximum capping on reward points to earn. Spend ₹50,000 in a year for waiver of next year’s annual fee
Up to 50 Days Interest Free Credit Period to support your business credit needs. This card comes to you with your Business Name on it through a fourth-line embossing.
Earn 1 Reward Point* for every ₹100 spent on your card and redeem your reward points as Cashback with no maximum capping on reward points to earn. Spend ₹50,000 in a year for waiver of next year’s annual fee
No airport lounge access benefit is listed for EMPOWER on the current product page.
Annual fee reversed on preceding-year spends of ₹2,50,000.
Salaried or self-employed with net annual income above ₹12 lakh
age 25–55 years.
Indian resident
salaried or self-employed
net annual income above ₹12 lakh
age 25–55.
From 15 July 2026, Eterna and Tiara finance charges are 3.75% per month (45% per annum), revised from 3.25% per month (39% per annum).
2%
5X Rewards i.e. 15 Reward Points* for every Rs. 100 spent on travel, dining, online & international transactions
5X Rewards i.e. 15 Reward Points* for every Rs. 100 spent on travel, dining, online & international transactions
Buy 1 Get 1 Ticket Every month on District App| Unlimited Airport Lounge Access | Limited Period Lifetime Free Card Offer
Unlimited domestic lounge visits for Eterna, Eterna (), Tiara and Varunah Premium
from 15 July 2026, ₹75,000 must be spent in the preceding calendar quarter. For 2026, ₹40,000–₹74,999 in does not qualify for visits from 15 July to 30 September
Annual fee waived on anniversary-year spends of ₹3,00,000
Minimum annual income of ₹6 lakh for the Base Variant.
Indian resident
primary age 21–65
income proof
issuer approval.
45% per annum
1%
3 Etihad Guest Miles per ₹100 on Etihad Airways
1 Mile per ₹100 on other domestic and cross-border spends.
Airport Lounge Access: 8 domestic + 4 international complimentary lounge visits per year. Milestone Bonuses: Get additional bonus miles on monthly, quarterly & annual spends.
Low Forex Mark-up: 1% forex mark-up on overseas transactions, making international travel spends more cost-effective. Bonus 7500 Welcome Miles Offer - Valid till 31st August, 2026
8 domestic and 4 international airport lounge visits.
Mastercard (Visa variant announced as forthcoming)
Annual fee waived on anniversary-year spends of ₹5,00,000
Minimum annual income of ₹12 lakh for the Premium Variant.
Indian resident
primary age 21–65
income proof
issuer approval.
45% per annum
0%
↓
6 Etihad Guest Miles per ₹100 on Etihad Airways
2 Miles per ₹100 on other domestic and cross-border spends.
Complimentary Airport Lounge Access: 12 domestic + 8 international lounge visits per year. Milestone Bonuses: Get additional miles on monthly, quarterly & annual spends.
Zero Forex Mark-up: No forex mark-up on overseas transactions, ideal for international travel. Bonus 15000 Welcome Miles Offer - Valid till 31st August, 2026
12 domestic and 8 international airport lounge visits.
Mastercard (Visa variant scheduled to be introduced)
Annual fee waived on anniversary-year spends of ₹50,000
No single rupee minimum is published for this variant. requests income details or proof for the selected card and assesses approval under its eligibility policy.
Micro-enterprise applicant under the Micro Enterprise programme
income and business documents follow the issuer's application review.
1.5% per month
↓
3.5% of the transaction amount
1 Reward Point per ₹100 on eligible spends
1 Reward Point per ₹100 on eligible spends
1% fuel-surcharge waiver on ₹400–₹5,000 fuel transactions, capped at ₹250 per statement cycle
Up to 50 days interest-free credit
₹500 annual fee waived on ₹50,000 annual spends
Finance charge of 1.5% per month or 18% per annum
No airport-lounge access benefit is listed for Micro Enterprise in the current catalogue. Its published benefit labels are rewards, interest-free credit and annual-fee waiver.
No single rupee minimum is published for this variant. requests income details or proof for the selected card and assesses approval under its eligibility policy.
Indian resident
primary age 21–65
income proof
issuer approval.
45% per annum
1%
1 Reward Point per ₹50 on regular purchases
5X points on the top two monthly categories when at least three categories each reach ₹750 spend.
Metal card
Lifetime free with no joining or annual fee
1% forex markup
Up to 50 days interest-free credit
Instant rewards redemption in the OneCard app
No airport lounge access benefit is listed for One on the current product page.
Annual fee waived on anniversary-year spends of ₹25,000
No single rupee minimum is published for this variant. requests income details or proof for the selected card and assesses approval under its eligibility policy.
Indian resident
primary age 21–65
income proof
issuer approval.
3.75% per month
3.5% of the transaction amount
5 Reward Points per ₹100 on departmental-store and movie spends
500 welcome Reward Points on ₹5,000 spend within 60 days
5 Reward Points per ₹100 on departmental-store and movie spends
500 welcome Reward Points on ₹5,000 spend within 60 days
1% fuel-surcharge waiver on ₹400–₹5,000 transactions, capped at ₹250 per statement cycle
₹250 annual fee waived on ₹25,000 annual spends
Smart for purchases above ₹2,500over 6 to 48 months
No complimentary airport-lounge access is listed for Pragati
its official comparison fields publish the lounge benefit as .
Guaranteed issuance is available against a fixed deposit of ₹30,000 or more without income proof
the ordinary application route still requires the issuer's assessment.
Primary cardholder age 18–85
secured route available without income proof.
3.75% per month
3.5% of the transaction amount
2 Reward Points per ₹100 spent on all other eligible categories
transactions qualify only for core Reward Points and bonus rewards do not apply.
Guaranteed issuance against of 15,000 or more without any income proof.
Lifetime Free Card - No Joining & Annual Fees
No airport lounge access benefit is listed for PRIME on the current product page.
Not published for PRIME. The current official page describes contactless payments and the card's rewards/fee benefits but does not identify a Visa, Mastercard or RuPay network.
The Scapia eligibility check requires an Indian resident who is 25–60 and salaried or self-employed
it does not publish a numeric income threshold. The digital journey verifies the required details automatically, so no separate income-proof amount is stated.
Indian resident
salaried or self-employed
age 25–60.
45% per annum
0%
↓
20% rewards on travel bookings through the Scapia app
10% rewards on eligible Visa spends and 5% on eligible RuPay/ spends
20% rewards on travel bookings through the Scapia app
10% rewards on eligible Visa spends and 5% on eligible RuPay/ spends
Unlimited domestic lounge access on qualifying ₹20,000 monthly spends
Zero forex markup
Unlimited domestic lounge access after ₹20,000 monthly spend
lounge benefit is capped at ₹1,000 per eligible visit under the card terms.
Visa or RuPay variant
rewards and minimum transaction rules differ by network.
Annual fee waived on anniversary-year spends of ₹2,50,000
No single rupee minimum is published for this variant. requests income details or proof for the selected card and assesses approval under its eligibility policy.
Indian resident
primary age 21–65
income proof
issuer approval.
From 15 July 2026, Eterna and Tiara finance charges are 3.75% per month (45% per annum), revised from 3.25% per month (39% per annum).
2%
5X Rewards i.e. 15 Reward Points for every ₹100 spent on Dining, Travel, and International spends. 3 Reward Points per ₹100 spent on other purchases.
5X Rewards i.e. 15 Reward Points for every ₹100 spent on Dining, Travel, and International spends. 3 Reward Points per ₹100 spent on other purchases.
Complimentary Memberships & Perks worth up to ₹31K / year: Women's Health Package including Pap Smear & Blood Tests and Mammography package | Shopping & Membership vouchers from Nykaa, Myntra, Flipkart, Amazon Prime, Gaana Plus, Big Basket, Swiggy One | Unlimited Domestic Airport Lounge Access
Unlimited domestic lounge visits for Eterna, Eterna (), Tiara and Varunah Premium
from 15 July 2026, ₹75,000 must be spent in the preceding calendar quarter. For 2026, ₹40,000–₹74,999 in does not qualify for visits from 15 July to 30 September
No single rupee minimum is published for this variant. requests income details or proof for the selected card and assesses approval under its eligibility policy.
Indian resident
primary age 21–65
income proof
issuer approval.
45% per annum
0%
↓
1% value back in Uni Coins on eligible transactions
5% value back on eligible Uni Store voucher purchases
1% value back in Uni Coins on eligible transactions
5% value back on eligible Uni Store voucher purchases
Zero joining fee and annual fee
Zero forex markup
1% fuel-surcharge waiver up to ₹500 on transactions up to ₹7,500
No complimentary airport-lounge access is listed for Uni GoldX on the reviewed official product page.
Mastercard, Visa or RuPay, depending on the card association.
No numeric income threshold is stated. The card is for designated defence-force personnel and the page asks for an card or service certificate or latest salary slip showing rank.
Indian resident
primary age 21–65
income proof
issuer approval.
3.75% per month
3%
5 Reward Points per ₹100 on movies and departmental stores
1 Reward Point per ₹100 on other categories
500 welcome points after ₹5,000 spend within 60 days.
5X Rewards i.e. 5 Reward Points for every ₹ 100 spent on Movies & Departmental stores
Complimentary 3 Months Disney Hotstar subscription on card activation.
No complimentary airport-lounge access is listed for Vikram
its official comparison fields publish the lounge benefit as .
members: salaried customers need ₹3 lakh net annual income or above
self-employed customers need ₹3 lakh annual or above.
Indian resident
active member
age 21–75
₹3 lakh annual income/.
3.75% per month
2%
5X Rewards i.e. 5 Reward Points for every ₹100 spent on dining, online & utility bills plus 500 bonus reward points on card activation
4000 Reward Points every quarter on Milestone spends
5X Rewards i.e. 5 Reward Points for every ₹100 spent on dining, online & utility bills plus 500 bonus reward points on card activation
12 Complimentary Domestic Airport Lounge Access per year |4000 Reward Points every quarter on Milestone spends | Professional Indemnity Insurance Cover of ₹5 Lakh
Three domestic lounge visits per quarter
minimum net spends of ₹40,000 in the preceding calendar quarter are required.
members: salaried customers need ₹3 lakh net annual income or above
self-employed customers need ₹3 lakh annual or above.
Indian resident
active member
age 21–75
₹3 lakh annual income/.
3.75% per month
2%
5X Rewards i.e. 5 Reward Points for every ₹100 spent on dining, online & utility bills plus 500 bonus reward points on card activation
4000 Reward Points every quarter on Milestone spends
5X Rewards i.e. 5 Reward Points for every ₹100 spent on dining, online & utility bills plus 500 bonus reward points on card activation
12 Complimentary Domestic Airport Lounge Access per year |4000 Reward Points every quarter on Milestone spends | Professional Indemnity Insurance Cover of ₹5 Lakh
Three domestic lounge visits per quarter
minimum net spends of ₹40,000 in the preceding calendar quarter are required.
Salaried members: ₹3 lakh net annual income or above
self-employed members: ₹3 lakh annual or above.
Indian resident
primary age 21–65
income proof
issuer approval.
3.75% per month
2%
5X Rewards i.e. 5 Reward Points for every ₹100 spent on dining, online & utility bills plus 500 bonus reward points on card activation
4000 Reward Points every quarter on Milestone spends
5X Rewards i.e. 5 Reward Points for every ₹100 spent on dining, online & utility bills plus 500 bonus reward points on card activation
12 Complimentary Domestic Airport Lounge Access per year |4000 Reward Points every quarter on Milestone spends | Professional Indemnity Insurance Cover of ₹5 Lakh
Three domestic lounge visits per quarter
minimum net spends of ₹40,000 in the preceding calendar quarter are required.
No numeric income threshold is stated. The card is for designated Indian Army personnel/veterans and the page asks for an card or service certificate or latest salary slip showing rank.
Indian resident
primary age 21–65
income proof
issuer approval.
3.75% per month
3%
5X Rewards i.e. 10 Reward Points for every ₹100 spent on Departmental Stores and Movie. 2 Reward Points for every ₹100 spent on any other categories.
5X Rewards i.e. 10 Reward Points for every ₹100 spent on Departmental Stores and Movie. 2 Reward Points for every ₹100 spent on any other categories.
Complimentary Memberships & Perks: 12 Months Amazon Prime Membership on milestone spends |8 Domestic Airport Lounge Access per year
Two domestic lounge visits per quarter
minimum net spends of ₹20,000 in the preceding calendar quarter are required.
No numeric income threshold is stated. The card is for designated Indian Coast Guard personnel/veterans and the page asks for an card or service certificate or latest salary slip showing rank.
Indian resident
primary age 21–65
income proof
issuer approval.
3.75% per month
3%
5X Rewards i.e. 10 Reward Points for every ₹100 spent on Departmental Stores and Movie. 2 Reward Point for every ₹100 spent on any other categories.
5X Rewards i.e. 10 Reward Points for every ₹100 spent on Departmental Stores and Movie. 2 Reward Point for every ₹100 spent on any other categories.
Complimentary Memberships & Perks: 12 Months Amazon Prime Membership on milestone spends |8 Domestic Airport Lounge Access per year
Two domestic lounge visits per quarter
minimum net spends of ₹20,000 in the preceding calendar quarter are required.
No numeric income threshold is stated. The card variants are for designated Indian Navy sailors/officers and veterans and the page asks for an card or service certificate or latest salary slip showing rank.
Indian resident
primary age 21–65
income proof
issuer approval.
3.75% per month
3.5% of the transaction amount
5X i.e.15 Rewards Points for every Rs.100 spent on Travel, Dining, Online & International Spends. 3 Reward Point for every ₹100 spent on any other categories.
5X i.e.15 Rewards Points for every Rs.100 spent on Travel, Dining, Online & International Spends. 3 Reward Point for every ₹100 spent on any other categories.
Complimentary Memberships & Perks: 12 Months Amazon Prime Membership | Umlimited Domestic Airport Lounge Access with Varunah Premium
Umlimited Domestic Airport Lounge Access with Varunah Premium
Annual fee reversed on preceding-year spends of ₹1,50,000.
No numeric income threshold is stated. The card variants are for designated Indian Navy sailors/officers and veterans and the page asks for an card or service certificate or latest salary slip showing rank.
Indian resident
primary age 21–65
income proof
issuer approval.
3.75% per month
2.5%
500 activation Reward Points after ₹5,000 spend within 60 days
2 Reward Points per ₹100 on base eligible spends
500 activation Reward Points after ₹5,000 spend within 60 days
2 Reward Points per ₹100 on base eligible spends
1% fuel-surcharge waiver on ₹400–₹5,000 transactions capped at ₹250 per statement cycle
up to 3 lifetime-free add-on cards
air accidental death cover of ₹50 lakh and non-air cover of ₹10 lakh
Three domestic lounge visits per quarter
minimum net spends of ₹20,000 in the preceding calendar quarter are required.
Annual fee reversed on preceding-year spends of ₹1,50,000.
No numeric income threshold is stated. The card variants are for designated Indian Navy sailors/officers and veterans and the page asks for an card or service certificate or latest salary slip showing rank.
Indian resident
primary age 21–65
income proof
issuer approval.
3.75% per month
2%
15 Reward Points per ₹100 on travel, dining, online and international spends
3 Reward Points per ₹100 on other eligible categories
15 Reward Points per ₹100 on travel, dining, online and international spends
3 Reward Points per ₹100 on other eligible categories
unlimited domestic airport lounge access subject to ₹75,000 spend in the preceding calendar quarter from 15 July 2026
Unlimited domestic lounge visits for Eterna, Eterna (), Tiara and Varunah Premium
from 15 July 2026, ₹75,000 must be spent in the preceding calendar quarter. For 2026, ₹40,000–₹74,999 in does not qualify for visits from 15 July to 30 September
No single rupee minimum is published for this variant. requests income details or proof for the selected card and assesses approval under its eligibility policy.
Indian resident
primary age 21–65
income proof
issuer approval.
3.75% per month
3.5% of the transaction amount
5X Rewards on Popular Spend Categories
0 Joining & Annual Fees |5X Rewards on Popular Spend Categories | Complimentary Airport Lounge Access
Smart Options upto 48 months | Exclusive RuPay Shopping Offers | 'Card-less' Payments with bob इPay
Annual fee waived on anniversary-year spends of ₹25,000
No single rupee minimum is published for this variant. requests income details or proof for the selected card and assesses approval under its eligibility policy.
Indian resident
primary age 21–65
income proof
issuer approval.
3.75% per month
3.5% of the transaction amount
5 reward points for every ₹100 spent on Departmental Stores & Movies. 1 reward point for every ₹100 spent on others
5 reward points for every ₹100 spent on Departmental Stores & Movies. 1 reward point for every ₹100 spent on others
No Joining Fee. Annual fee reversal on spending ₹25,000 every anniversary year
No complimentary airport-lounge access is listed for Nainital Bank Renaissance
its official comparison fields publish the lounge benefit as .
No single rupee minimum is published for this variant. requests income details or proof for the selected card and assesses approval under its eligibility policy.
Indian resident
primary age 21–65
income proof
issuer approval.
3.75% per month
3.5% of the transaction amount
5% Unlimited Cashback for your purchases on Snapdeal website & app only
5% Unlimited Cashback for your purchases on Snapdeal website & app only
10 Reward Points for every ₹100 spent on Online Shopping, Departmental Stores and 4 Reward Points for every ₹100 spent on other categories
No complimentary airport-lounge access is listed for Snapdeal
its official comparison fields publish the lounge benefit as Nil.
Joining fee of ₹11,999 is waived when ₹2.5 lakh is spent within 90 days of issuance
of ₹11,999 is waived for yearly spends of ₹8 lakh or more.
No universal numeric minimum income is published. BOI requires regular/steady income and proof through salary certificates or income-tax returns
final approval and limit are assessed by the bank.
Applicant must have an active BOI savings account, be at least 21 years old (Star Lakshmi additionally requires a female applicant), have regular income with proof, good credit history, completed and be an Indian resident, or eligible person of foreign origin residing in India. Swadhan additionally requires the card to be secured by a BOI term deposit.
The current states 2.00% per month (24% p.a.) on unsecured credit
default service charge is 3% per month (36% p.a.). SwaDhan secured-credit pricing is separately stated in the .
3% of the foreign-currency transaction amount for all currencies other than , including , e-commerce and cash withdrawals
applicable taxes are extra where charged.
No statement-credit or cash-back rate is published for this card in the reviewed BOI card page, catalogue or . Published value propositions use Star Points/loyalty points, vouchers or partner benefits instead.
2+1 complimentary nights at select ITC hotels, 1+1 dining and 1+1 spa for resident customers
₹400 for the principal card and ₹300 for an add-on card (before ).
No card-specific spend-based waiver is published on the reviewed card page. BOI's catalogue says issuance and annual charges may be exempt for staff/ex-staff and senior-citizen categories
eligibility should be confirmed with the issuing branch.
No universal numeric minimum income is published. BOI requires regular/steady income and proof through salary certificates or income-tax returns
final approval and limit are assessed by the bank.
Applicant must have an active BOI savings account, be at least 21 years old (Star Lakshmi additionally requires a female applicant), have regular income with proof, good credit history, completed and be an Indian resident, or eligible person of foreign origin residing in India. Swadhan additionally requires the card to be secured by a BOI term deposit.
The current states 2.00% per month (24% p.a.) on unsecured credit
default service charge is 3% per month (36% p.a.). SwaDhan secured-credit pricing is separately stated in the .
3% of the foreign-currency transaction amount for all currencies other than , including , e-commerce and cash withdrawals
applicable taxes are extra where charged.
No statement-credit or cash-back rate is published for this card in the reviewed BOI card page, catalogue or . Published value propositions use Star Points/loyalty points, vouchers or partner benefits instead.
Three-month Swiggy One membership per year, ₹250 Flipkart voucher per quarter and RuPay portal offers are published.
Four complimentary domestic lounge visits per year and two international lounge visits per year, subject to RuPay programme changes.
No card-specific spend-based waiver is published on the reviewed card page. BOI's catalogue says issuance and annual charges may be exempt for staff/ex-staff and senior-citizen categories
eligibility should be confirmed with the issuing branch.
No universal numeric minimum income is published. BOI requires regular/steady income and proof through salary certificates or income-tax returns
final approval and limit are assessed by the bank.
Applicant must have an active BOI savings account, be at least 21 years old (Star Lakshmi additionally requires a female applicant), have regular income with proof, good credit history, completed and be an Indian resident, or eligible person of foreign origin residing in India. Swadhan additionally requires the card to be secured by a BOI term deposit.
The current states 2.00% per month (24% p.a.) on unsecured credit
default service charge is 3% per month (36% p.a.). SwaDhan secured-credit pricing is separately stated in the .
3% of the foreign-currency transaction amount for all currencies other than , including , e-commerce and cash withdrawals
applicable taxes are extra where charged.
No statement-credit or cash-back rate is published for this card in the reviewed BOI card page, catalogue or . Published value propositions use Star Points/loyalty points, vouchers or partner benefits instead.
RuPay merchant offers, 24×7 concierge and personal-accident/permanent-disability cover up to ₹2 lakh are published
no additional cash-back offer is stated.
No complimentary airport-lounge entitlement is published on the reviewed product page or in the BOI card catalogue/ for this card.
₹800 for the principal card and ₹600 for an add-on card (before ).
No card-specific spend-based waiver is published on the reviewed card page. BOI's catalogue says issuance and annual charges may be exempt for staff/ex-staff and senior-citizen categories
eligibility should be confirmed with the issuing branch.
No universal numeric minimum income is published. BOI requires regular/steady income and proof through salary certificates or income-tax returns
final approval and limit are assessed by the bank.
Applicant must have an active BOI savings account, be at least 21 years old (Star Lakshmi additionally requires a female applicant), have regular income with proof, good credit history, completed and be an Indian resident, or eligible person of foreign origin residing in India. Swadhan additionally requires the card to be secured by a BOI term deposit.
The current states 2.00% per month (24% p.a.) on unsecured credit
default service charge is 3% per month (36% p.a.). SwaDhan secured-credit pricing is separately stated in the .
3% of the foreign-currency transaction amount for all currencies other than , including , e-commerce and cash withdrawals
applicable taxes are extra where charged.
No statement-credit or cash-back rate is published for this card in the reviewed BOI card page, catalogue or . Published value propositions use Star Points/loyalty points, vouchers or partner benefits instead.
Amazon Prime annual membership
three-month Swiggy One membership per annum
₹200 BigBasket voucher each month
₹250 off at BookMyShow on a minimum two-ticket purchase each month
annual health check
concierge and RuPay portal offers.
Two complimentary domestic lounge visits per quarter and two international lounge visits per calendar year, subject to RuPay programme changes.
₹500 for the principal card and ₹500 for an add-on card (before ).
No card-specific spend-based waiver is published on the reviewed card page. BOI's catalogue says issuance and annual charges may be exempt for staff/ex-staff and senior-citizen categories
eligibility should be confirmed with the issuing branch.
No universal numeric minimum income is published. BOI requires regular/steady income and proof through salary certificates or income-tax returns
final approval and limit are assessed by the bank.
Applicant must have an active BOI savings account, be at least 21 years old (Star Lakshmi additionally requires a female applicant), have regular income with proof, good credit history, completed and be an Indian resident, or eligible person of foreign origin residing in India. Swadhan additionally requires the card to be secured by a BOI term deposit.
The current states 2.00% per month (24% p.a.) on unsecured credit
default service charge is 3% per month (36% p.a.). SwaDhan secured-credit pricing is separately stated in the .
3% of the foreign-currency transaction amount for all currencies other than , including , e-commerce and cash withdrawals
applicable taxes are extra where charged.
No statement-credit or cash-back rate is published for this card in the reviewed BOI card page, catalogue or . Published value propositions use Star Points/loyalty points, vouchers or partner benefits instead.
Sony LIV, Amazon Prime or Hotstar annual subscription
annual health check
O2 Spa up to ₹2,000 once per quarter
Lakme ₹1,500, Myntra/Flipkart ₹250 and Nykaa ₹500 vouchers once per quarter
RuPay portal offers.
Two complimentary domestic lounge visits per quarter and two international lounge visits per year, subject to RuPay programme changes.
No card-specific spend-based waiver is published on the reviewed card page. BOI's catalogue says issuance and annual charges may be exempt for staff/ex-staff and senior-citizen categories
eligibility should be confirmed with the issuing branch.
No universal numeric minimum income is published. BOI requires regular/steady income and proof through salary certificates or income-tax returns
final approval and limit are assessed by the bank.
Applicant must have an active BOI savings account, be at least 21 years old (Star Lakshmi additionally requires a female applicant), have regular income with proof, good credit history, completed and be an Indian resident, or eligible person of foreign origin residing in India. Swadhan additionally requires the card to be secured by a BOI term deposit.
The current states 2.00% per month (24% p.a.) on unsecured credit
default service charge is 3% per month (36% p.a.). SwaDhan secured-credit pricing is separately stated in the .
3% of the foreign-currency transaction amount for all currencies other than , including , e-commerce and cash withdrawals
applicable taxes are extra where charged.
No statement-credit or cash-back rate is published for this card in the reviewed BOI card page, catalogue or . Published value propositions use Star Points/loyalty points, vouchers or partner benefits instead.
The reviewed page publishes a term-deposit-secured RuPay card, 2X eligible points and international/domestic acceptance
no separate partner voucher or subscription offer is published.
No complimentary airport-lounge entitlement is published on the reviewed product page or in the BOI card catalogue/ for this card.
No card-specific spend-based waiver is published on the reviewed card page. BOI's catalogue says issuance and annual charges may be exempt for staff/ex-staff and senior-citizen categories
eligibility should be confirmed with the issuing branch.
No universal numeric minimum income is published. BOI requires regular/steady income and proof through salary certificates or income-tax returns
final approval and limit are assessed by the bank.
Applicant must have an active BOI savings account, be at least 21 years old (Star Lakshmi additionally requires a female applicant), have regular income with proof, good credit history, completed and be an Indian resident, or eligible person of foreign origin residing in India. Swadhan additionally requires the card to be secured by a BOI term deposit.
The current states 2.00% per month (24% p.a.) on unsecured credit
default service charge is 3% per month (36% p.a.). SwaDhan secured-credit pricing is separately stated in the .
3% of the foreign-currency transaction amount for all currencies other than , including , e-commerce and cash withdrawals
applicable taxes are extra where charged.
No statement-credit or cash-back rate is published for this card in the reviewed BOI card page, catalogue or . Published value propositions use Star Points/loyalty points, vouchers or partner benefits instead.
The reviewed Visa Gold page publishes Worldline- and 2X rewards but no separate voucher, subscription or partner-offer schedule.
No complimentary airport-lounge entitlement is published on the reviewed product page or in the BOI card catalogue/ for this card.
No card-specific spend-based waiver is published on the reviewed card page. BOI's catalogue says issuance and annual charges may be exempt for staff/ex-staff and senior-citizen categories
eligibility should be confirmed with the issuing branch.
No universal numeric minimum income is published. BOI requires regular/steady income and proof through salary certificates or income-tax returns
final approval and limit are assessed by the bank.
Applicant must have an active BOI savings account, be at least 21 years old (Star Lakshmi additionally requires a female applicant), have regular income with proof, good credit history, completed and be an Indian resident, or eligible person of foreign origin residing in India. Swadhan additionally requires the card to be secured by a BOI term deposit.
The current states 2.00% per month (24% p.a.) on unsecured credit
default service charge is 3% per month (36% p.a.). SwaDhan secured-credit pricing is separately stated in the .
3% of the foreign-currency transaction amount for all currencies other than , including , e-commerce and cash withdrawals
applicable taxes are extra where charged.
No statement-credit or cash-back rate is published for this card in the reviewed BOI card page, catalogue or . Published value propositions use Star Points/loyalty points, vouchers or partner benefits instead.
The page publishes a ₹250 Amazon or Zomato activation voucher, merchant discounts up to 20%, Visa offers and concierge/dining benefits.
No complimentary airport-lounge entitlement is published on the reviewed product page or in the BOI card catalogue/ for this card.
Annual fee is Nil. A ₹150 card-inactivity fee applies when annual card turnover is below ₹25,000.
Independent income of at least ₹3 lakh gross per annum for Gold cards. The policy allows sanctioning authority to relax the criterion for secured cards against deposits.
Income proof is required
the reviewed Canara card catalogue does not state a separate numeric minimum-income threshold for this variant.
30% per annum (2.5% per month) for the unsecured Gold variants
24% per annum (2.0% per month) for secured Gold variants.
Up to 3% of transaction amount
2 reward points for every ₹100 spent on /e-commerce
fractions of ₹100 excluded
Seasonal offers are available on Canara Cards
applicable offers and exclusions are controlled by the linked offer terms.
Annual fee is Nil. A ₹200 card-inactivity fee applies when annual card turnover is below ₹50,000.
Independent income of at least ₹3 lakh gross per annum for Platinum cards. The policy allows sanctioning authority to relax the criterion for secured cards against deposits.
Income proof is required
the reviewed Canara card catalogue does not state a separate numeric minimum-income threshold for this variant.
30% per annum (2.5% per month) for unsecured Platinum cards
24% per annum (2.0% per month) for the secured Platinum variant.
Up to 3% of transaction amount
2 reward points for every ₹100 spent on /e-commerce
fractions of ₹100 excluded
Seasonal offers are available on Canara Cards
applicable offers and exclusions are controlled by the linked offer terms.
Annual fee is Nil. A ₹150 card-inactivity fee applies when annual card turnover is below ₹25,000.
Independent income of at least ₹3 lakh gross per annum for Gold cards. The policy allows sanctioning authority to relax the criterion for secured cards against deposits.
Income proof is required
the reviewed Canara card catalogue does not state a separate numeric minimum-income threshold for this variant.
30% per annum (2.5% per month) for the unsecured Gold variants
24% per annum (2.0% per month) for secured Gold variants.
Up to 3% of transaction amount
2 reward points for every ₹100 spent on /e-commerce
fractions of ₹100 excluded
Seasonal offers are available on Canara Cards
applicable offers and exclusions are controlled by the linked offer terms.
Annual fee is Nil. A ₹100 card-inactivity fee applies when annual card turnover is below ₹12,000.
Independent income of at least ₹2 lakh gross per annum for individuals. The policy allows sanctioning authority to relax the criterion for secured cards against deposits.
↓
Income proof is required
the reviewed Canara card catalogue does not state a separate numeric minimum-income threshold for this variant.
30% per annum for unsecured Classic/Standard cards (2.5% per month).
Up to 3% of transaction amount
2 reward points for every ₹100 spent on /e-commerce
fractions of ₹100 excluded
Seasonal offers are available on Canara Cards
applicable offers and exclusions are controlled by the linked offer terms.
Annual fee is Nil. A ₹300 inactivity fee applies when annual card turnover is below ₹1,00,000 for RuPay Select, RuPay Select Secured and Mastercard World.
Independent income of at least ₹10 lakh gross per annum for Select/World variants. The policy permits relaxation for secured cards against deposits.
Income proof is required
the reviewed Canara card catalogue does not state a separate numeric minimum-income threshold for this variant.
30% per annum (2.5% per month) for Mastercard World and unsecured Select
24% per annum (2.0% per month) for RuPay Select Secured.
Up to 3% of transaction amount
2 reward points for every ₹100 spent on /e-commerce
fractions of ₹100 excluded
Seasonal offers are available on Canara Cards
applicable offers and exclusions are controlled by the linked offer terms.
Domestic — RuPay: 2 per quarter (self)
Mastercard: 3 self + 2 guests per quarter
Visa: 3 per quarter (self). International — RuPay: 2 per year (self)
Annual fee is Nil. A ₹100 card-inactivity fee applies when annual card turnover is below ₹12,000.
Independent income of at least ₹2 lakh gross per annum for individuals. The policy allows sanctioning authority to relax the criterion for secured cards against deposits.
↓
Income proof is required
the reviewed Canara card catalogue does not state a separate numeric minimum-income threshold for this variant.
30% per annum for unsecured Classic/Standard cards (2.5% per month).
Up to 3% of transaction amount
2 reward points for every ₹100 spent on /e-commerce
fractions of ₹100 excluded
Seasonal offers are available on Canara Cards
applicable offers and exclusions are controlled by the linked offer terms.
Annual fee is Nil. A ₹200 card-inactivity fee applies when annual card turnover is below ₹50,000.
Independent income of at least ₹3 lakh gross per annum for Platinum cards. The policy allows sanctioning authority to relax the criterion for secured cards against deposits.
Income proof is required
the reviewed Canara card catalogue does not state a separate numeric minimum-income threshold for this variant.
30% per annum (2.5% per month) for unsecured Platinum cards
24% per annum (2.0% per month) for the secured Platinum variant.
Up to 3% of transaction amount
2 reward points for every ₹100 spent on /e-commerce
fractions of ₹100 excluded
Seasonal offers are available on Canara Cards
applicable offers and exclusions are controlled by the linked offer terms.
Annual fee is Nil. A ₹200 card-inactivity fee applies when annual card turnover is below ₹50,000.
Independent income of at least ₹3 lakh gross per annum for Platinum cards. The policy allows sanctioning authority to relax the criterion for secured cards against deposits.
Income proof is required
the reviewed Canara card catalogue does not state a separate numeric minimum-income threshold for this variant.
30% per annum (2.5% per month) for unsecured Platinum cards
24% per annum (2.0% per month) for the secured Platinum variant.
Up to 3% of transaction amount
2 reward points for every ₹100 spent on /e-commerce
fractions of ₹100 excluded
Seasonal offers are available on Canara Cards
applicable offers and exclusions are controlled by the linked offer terms.
Annual fee is Nil. A ₹300 inactivity fee applies when annual card turnover is below ₹1,00,000 for RuPay Select, RuPay Select Secured and Mastercard World.
Independent income of at least ₹10 lakh gross per annum for Select/World variants. The policy permits relaxation for secured cards against deposits.
Income proof is required
the reviewed Canara card catalogue does not state a separate numeric minimum-income threshold for this variant.
30% per annum (2.5% per month) for Mastercard World and unsecured Select
24% per annum (2.0% per month) for RuPay Select Secured.
Up to 3% of transaction amount
2 reward points for every ₹100 spent on /e-commerce
fractions of ₹100 excluded
Seasonal offers are available on Canara Cards
applicable offers and exclusions are controlled by the linked offer terms.
Domestic — RuPay: 2 per quarter (self)
Mastercard: 3 self + 2 guests per quarter
Visa: 3 per quarter (self). International — RuPay: 2 per year (self)
Annual fee is Nil. A ₹300 inactivity fee applies when annual card turnover is below ₹1,00,000 for RuPay Select, RuPay Select Secured and Mastercard World.
Independent income of at least ₹10 lakh gross per annum for Select/World variants. The policy permits relaxation for secured cards against deposits.
Income proof is required
the reviewed Canara card catalogue does not state a separate numeric minimum-income threshold for this variant.
30% per annum (2.5% per month) for Mastercard World and unsecured Select
24% per annum (2.0% per month) for RuPay Select Secured.
Up to 3% of transaction amount
2 reward points for every ₹100 spent on /e-commerce
fractions of ₹100 excluded
Seasonal offers are available on Canara Cards
applicable offers and exclusions are controlled by the linked offer terms.
Domestic — RuPay: 2 per quarter (self)
Mastercard: 3 self + 2 guests per quarter
Visa: 3 per quarter (self). International — RuPay: 2 per year (self)
Annual fee is Nil. A ₹100 card-inactivity fee applies when annual card turnover is below ₹12,000.
Independent income of at least ₹2 lakh gross per annum for individuals. The policy allows sanctioning authority to relax the criterion for secured cards against deposits.
↓
Income proof is required
the reviewed Canara card catalogue does not state a separate numeric minimum-income threshold for this variant.
30% per annum for unsecured Classic/Standard cards (2.5% per month).
Up to 3% of transaction amount
2 reward points for every ₹100 spent on /e-commerce
fractions of ₹100 excluded
Seasonal offers are available on Canara Cards
applicable offers and exclusions are controlled by the linked offer terms.
Visa Signature: ₹1,000 inactivity fee when annual turnover is below ₹2,00,000. Visa Corporate: inactivity fee is Nil
its ₹400 annual fee applies to add-on cards.
Visa Signature requires independent income of at least ₹10 lakh gross per annum. Visa Corporate requires the customer to be a Canara Bank customer and the firm to have at least ₹10 crore annual turnover
below ₹10 crore, a lien-backed fixed-deposit card may be sanctioned.
Income proof is required
the reviewed Canara card catalogue does not state a separate numeric minimum-income threshold for this variant.
30% per annum (2.5% per month) for Visa Signature and Visa Corporate revolving credit.
Up to 3% of transaction amount
2 reward points for every ₹100 spent on /e-commerce
fractions of ₹100 excluded
Seasonal offers are available on Canara Cards
applicable offers and exclusions are controlled by the linked offer terms.
Annual fee is Nil. A ₹150 card-inactivity fee applies when annual card turnover is below ₹25,000.
Independent income of at least ₹3 lakh gross per annum for Gold cards. The policy allows sanctioning authority to relax the criterion for secured cards against deposits.
Income proof is required
the reviewed Canara card catalogue does not state a separate numeric minimum-income threshold for this variant.
30% per annum (2.5% per month) for the unsecured Gold variants
24% per annum (2.0% per month) for secured Gold variants.
Up to 3% of transaction amount
2 reward points for every ₹100 spent on /e-commerce
fractions of ₹100 excluded
Seasonal offers are available on Canara Cards
applicable offers and exclusions are controlled by the linked offer terms.
Annual fee is Nil. A ₹200 card-inactivity fee applies when annual card turnover is below ₹50,000.
Independent income of at least ₹3 lakh gross per annum for Platinum cards. The policy allows sanctioning authority to relax the criterion for secured cards against deposits.
Income proof is required
the reviewed Canara card catalogue does not state a separate numeric minimum-income threshold for this variant.
30% per annum (2.5% per month) for unsecured Platinum cards
24% per annum (2.0% per month) for the secured Platinum variant.
Up to 3% of transaction amount
2 reward points for every ₹100 spent on /e-commerce
fractions of ₹100 excluded
Seasonal offers are available on Canara Cards
applicable offers and exclusions are controlled by the linked offer terms.
Annual fee is Nil. A ₹150 card-inactivity fee applies when annual card turnover is below ₹25,000.
Independent income of at least ₹3 lakh gross per annum for Gold cards. The policy allows sanctioning authority to relax the criterion for secured cards against deposits.
Income proof is required
the reviewed Canara card catalogue does not state a separate numeric minimum-income threshold for this variant.
30% per annum (2.5% per month) for the unsecured Gold variants
24% per annum (2.0% per month) for secured Gold variants.
Up to 3% of transaction amount
2 reward points for every ₹100 spent on /e-commerce
fractions of ₹100 excluded
Seasonal offers are available on Canara Cards
applicable offers and exclusions are controlled by the linked offer terms.
Visa Signature: ₹1,000 inactivity fee when annual turnover is below ₹2,00,000. Visa Corporate: inactivity fee is Nil
its ₹400 annual fee applies to add-on cards.
Visa Signature requires independent income of at least ₹10 lakh gross per annum. Visa Corporate requires the customer to be a Canara Bank customer and the firm to have at least ₹10 crore annual turnover
below ₹10 crore, a lien-backed fixed-deposit card may be sanctioned.
Independent income with a minimum of ₹10 lakh gross per annum for individuals.
30% per annum (2.5% per month) for Visa Signature and Visa Corporate revolving credit.
Up to 3% of transaction amount
2 reward points for every ₹100 spent on /e-commerce
fractions of ₹100 excluded
Seasonal offers are available on Canara Cards
applicable offers and exclusions are controlled by the linked offer terms.
Domestic — RuPay: 2 per quarter (self)
Mastercard: 3 self + 2 guests per quarter
Visa: 3 per quarter (self). International — RuPay: 2 per year (self)
waiver conditions are governed by the current LUXURA terms.
Joining fee ₹9,000 plus
current terms state reimbursement when spends exceed ₹2.5 lakh within three billing cycles. Annual-fee waiver threshold is not stated on the reviewed product page.
Salaried gross monthly income ₹1.50 lakh
non-salaried annual income ₹18 lakh
route minimum ₹1.50 lakh.
Literate applicants aged 21–70
salaried, non-salaried and -backed routes are published
limit ₹1 lakh–₹50 lakh under PNB risk model.
35.89% per annum on regular revolving credit
19.56% per annum for -backed cards.
Nil.
Not published as a general cashback percentage
Ixigo and fuel-surcharge offers are listed.
3× reward points on travel and dining, Ixigo flat 12% domestic and 10% international instant discount (minimum order values apply), fuel-surcharge waiver and merchant offers.
Unlimited complimentary domestic and international lounge access.
waiver conditions are governed by the current LUXURA terms.
Joining fee ₹4,999 plus
current terms state reimbursement when spends exceed ₹1.5 lakh within three billing cycles. Annual-fee waiver threshold is not stated on the reviewed product page.
Salaried gross monthly income ₹1.50 lakh
non-salaried annual income ₹18 lakh
route minimum ₹1.50 lakh.
Literate applicants aged 21–70
salaried, non-salaried and -backed routes are published
limit ₹1 lakh–₹50 lakh under PNB risk model.
35.89% per annum on regular revolving credit
19.56% per annum for -backed cards.
Nil.
Not published as a general cashback percentage
Ixigo and fuel-surcharge offers are listed.
3× reward points on travel and dining, Ixigo flat 12% domestic and 10% international instant discount (minimum order values apply), fuel-surcharge waiver and merchant offers.
Unlimited complimentary domestic and international lounge access.
No universal rupee minimum is published for this card. Card requires a regular or stable income, and the minimum can vary by card and credit assessment
income documents may be requested.
Age 21–70
salaried or self-employed
regular income
good credit profile
issuer approval.
Up to 45% per annum
3.5%
3 Reward Points per ₹100 on Apollo services
2 per ₹100 on dining, movies and entertainment
1 per ₹100 on beauty and wellness
1 per ₹200 on other eligible purchases
1 point = ₹1
500 Reward Points worth ₹500 on joining-fee payment, plus complimentary OneApollo Gold Tier membership
No complimentary airport-lounge entitlement is stated for Apollo Card on the reviewed product page or in the current shared Card /.
Conflicting official sources: says ₹50,000 annual spend
product page says ₹1 lakh effective 1 May 2026
No universal rupee minimum is published for this card. Card requires a regular or stable income, and the minimum can vary by card and credit assessment
income documents may be requested.
Age 21–70
salaried or self-employed
regular income
good credit profile
issuer approval.
Up to 45% per annum
3.5%
13 Reward Points per ₹100 on eligible fuel purchases, maximum 1,300 points per billing cycle
5 per ₹100 on dining, departmental stores, grocery and movies, maximum 5,000 points per month
1 per ₹100 on other eligible retail spends
4 points = ₹1
2,000 bonus Reward Points stated at ₹500 after joining-fee payment
No complimentary airport-lounge entitlement is stated for Card on the reviewed product page or in the current shared Card /.
No universal rupee minimum is published for this card. Card requires a regular or stable income, and the minimum can vary by card and credit assessment
income documents may be requested.
Age 21–70
salaried or self-employed
regular income
good credit profile
issuer approval.
Up to 45% per annum
3.5% foreign-currency transaction fee
dynamic and static currency conversion markup is also 3.5% for non-ELITE cards on transactions of ₹1,000 or more.
5% on eligible online purchases and 1% on eligible offline purchases
1% on fuel transactions from ₹500 to ₹3,000
maximum ₹100 per statement cycle
No complimentary airport-lounge entitlement is stated for CASHBACK Card on the reviewed product page or in the current shared Card /.
Renewal fee reversed on annual spends of ₹3.5 lakh
No universal rupee minimum is published for this card. Card requires a regular or stable income, and the minimum can vary by card and credit assessment
income documents may be requested.
Age 21–70
salaried or self-employed
regular income
good credit profile
issuer approval.
Up to 45% per annum
3.5%
7.5% on eligible Myntra spends
5% on Flipkart
4% at preferred or selected merchants
1% on other eligible spends
12% Cleartrip discount under published terms
₹250 Flipkart Gift Card on fee realisation plus a ₹1,000first-transaction Flipkart benefit under linked terms
No complimentary airport-lounge entitlement is stated for Flipkart Card on the reviewed product page or in the current shared Card /.
No spend-based renewal-fee waiver is listed in Card's current official fee table for IndiGo Card
the listed renewal fee is ₹1,499 plus applicable taxes.
No universal rupee minimum is published for this card. Card requires a regular or stable income, and the minimum can vary by card and credit assessment
income documents may be requested.
Age 21–70
salaried or self-employed
regular income
good credit profile
issuer approval.
Up to 45% per annum
3.5%
3 BluChips per ₹100 on IndiGo app and website spends
2 per ₹100 on hotel, lodging and travel
1 per ₹100 on other eligible spends
2,500 IndiGo BluChips voucher after annual-fee payment and the first transaction within 60 days
4 visits per year, maximum 1 per quarter after ₹50,000 spend in the previous quarter
No spend-based renewal-fee waiver is listed in Card's current official fee table for IndiGo Card ELITE
the listed renewal fee is ₹4,999 plus applicable taxes.
No universal rupee minimum is published for this card. Card requires a regular or stable income, and the minimum can vary by card and credit assessment
income documents may be requested.
Age 21–70
salaried or self-employed
regular income
good credit profile
issuer approval.
Up to 45% per annum
1.99%
7 BluChips per ₹100 on IndiGo app and website spends
3 per ₹100 on hotel, lodging and travel
2 per ₹100 on other eligible spends
5,000 IndiGo BluChips voucher and one 6E Eats voucher after fee payment and the first transaction within 60 days
four 6E Prime passes after ₹1 lakh spend within 90 days
8 domestic visits per year, maximum 2 per quarter after ₹1 lakh previous-quarter spend
6 international visits per year, maximum 2 per quarter
No universal rupee minimum is published for this card. Card requires a regular or stable income, and the minimum can vary by card and credit assessment
income documents may be requested.
Age 21–70
salaried or self-employed
regular income
good credit profile
issuer approval.
Up to 45% per annum
3.5%
3 Reward Points per ₹100 on eligible PhonePe spends
2 per ₹100 on eligible online spends
1 per ₹100 on other spends
1 point = ₹1
PhonePe Gift Card worth ₹500
No complimentary airport-lounge entitlement is stated for PhonePe Card PURPLE on the reviewed product page or in the current shared Card /.
No universal rupee minimum is published for this card. Card requires a regular or stable income, and the minimum can vary by card and credit assessment
income documents may be requested.
Age 21–70
salaried or self-employed
regular income
good credit profile
issuer approval.
Up to 45% per annum
3.5%
10 Reward Points per ₹100 on eligible PhonePe spends
5 per ₹100 on eligible online spends
1 per ₹100 on other spends
1 point = ₹1
PhonePe e-Gift Card worth ₹1,500
4 complimentary domestic visits per year, maximum 1 per quarter
No universal rupee minimum is published for this card. Card requires a regular or stable income, and the minimum can vary by card and credit assessment
income documents may be requested.
Age 21–70
salaried or self-employed
regular income
good credit profile
issuer approval.
Up to 45% per annum
1.99%
5X Reward Points on dining, department stores and grocery
2 points per ₹100 on other eligible spends
4 points = ₹1
1% fuel-surcharge waiver
maximum ₹250 per statement cycle
2 domestic visits per quarter and 6 international Priority Pass visits per year, maximum 2 per quarter
No universal rupee minimum is published for this card. Card requires a regular or stable income, and the minimum can vary by card and credit assessment
income documents may be requested.
Age 21–70
salaried or self-employed
regular income
good credit profile
issuer approval.
Up to 45% per annum
3%
2 Travel Credits per ₹200 on eligible travel spends and 1 Travel Credit per ₹200 on other eligible spends
1,500 Travel Credits after ₹30,000 spend within 60 days of card issuance
4 complimentary domestic visits per year with quarterly limits
Priority Pass membership for the first 2 years, with international visits charged after any applicable complimentary allowance
No universal rupee minimum is published for this card. Card requires a regular or stable income, and the minimum can vary by card and credit assessment
income documents may be requested.
Age 21–70
salaried or self-employed
regular income
good credit profile
issuer approval.
Up to 45% per annum
1.99%
6 Travel Credits per ₹200 on eligible travel spends and 2 Travel Credits per ₹200 on other eligible spends
5,000 Travel Credits after ₹1 lakh spend within 60 days of card issuance and joining-fee payment
8 domestic visits per year and 6 international Priority Pass visits per year, each with a maximum of 2 per quarter
No universal rupee minimum is published for this card. Card requires a regular or stable income, and the minimum can vary by card and credit assessment
income documents may be requested.
Age 21–70
salaried or self-employed
regular income
good credit profile
issuer approval.
Up to 45% per annum
2.5%
4 Travel Credits per ₹200 on eligible travel spends and 2 Travel Credits per ₹200 on other eligible spends
3,000 Travel Credits after ₹60,000 spend within 60 days of card issuance and joining-fee payment
8 domestic visits per year and 4 international Priority Pass visits per year, each with a maximum of 2 per quarter
No universal rupee minimum is published for this card. Card requires a regular or stable income, and the minimum can vary by card and credit assessment
income documents may be requested.
Age 21–70
salaried or self-employed
regular income
good credit profile
issuer approval.
Up to 45% per annum
3.5% foreign-currency transaction fee
dynamic and static currency conversion markup is also 3.5% for non-ELITE cards on transactions of ₹1,000 or more.
10 Reward Points per ₹100 on dining, department stores, grocery and movies
2 points per ₹100 on other eligible spends
Spend milestones: ₹1,000 Pizza Hut voucher each quarter on ₹50,000 quarterly spend
₹7,000 annual gift voucher on ₹5 lakh annual spend
8 domestic visits per year and 4 international Priority Pass visits per year, with quarterly limits
Visa, Mastercard, American Express or RuPay, depending on the network variant issued.
No universal rupee minimum is published for this card. Card requires a regular or stable income, and the minimum can vary by card and credit assessment
income documents may be requested.
Age 21–70
salaried or self-employed
regular income
good credit profile
issuer approval.
Up to 45% per annum
3.5%
10 Reward Points per ₹100 on eligible chemist, pharmacy, sports, dining and movie spends
2 Reward Points per ₹100 on other eligible spends
4 points = ₹1
Noise ColorFit Pulse 4 Pro smartwatch stated at ₹7,999 on joining-fee payment
4 complimentary domestic visits per year, maximum 1 per quarter
No universal rupee minimum is published for this card. Card requires a regular or stable income, and the minimum can vary by card and credit assessment
income documents may be requested.
Age 21–70
salaried or self-employed
regular income
good credit profile
issuer approval.
Up to 45% per annum
3.5% foreign-currency transaction fee
dynamic and static currency conversion markup is also 3.5% for non-ELITE cards on transactions of ₹1,000 or more.
10 Reward Points per ₹150 on dining, movies, department stores and grocery
1 point per ₹150 on other eligible spends
4 points = ₹1
2,000 bonus Reward Points after ₹2,000 of eligible spend in the first 60 days
No complimentary airport-lounge entitlement is stated for SimplySAVE Card on the reviewed product page or in the current shared Card /.
No universal rupee minimum is published for this card. Card requires a regular or stable income, and the minimum can vary by card and credit assessment
income documents may be requested.
Age 21–70
salaried or self-employed
regular income
good credit profile
issuer approval.
Up to 45% per annum
1.99%
5% NeuCoins on eligible non- Tata Neu and partner-brand spends
up to an extra 5% on selected Tata Neu categories
1.5% on other eligible spends including
1,499 NeuCoins within 15 days of joining-fee realisation
8 domestic visits per year, maximum 2 per quarter after ₹75,000 previous-quarter spend
4 international visits per year, maximum 1 per quarter
No universal rupee minimum is published for this card. Card requires a regular or stable income, and the minimum can vary by card and credit assessment
income documents may be requested.
Age 21–70
salaried or self-employed
regular income
good credit profile
issuer approval.
Up to 45% per annum
3.5%
2% NeuCoins on eligible non- Tata Neu and partner-brand spends
up to an extra 5% on selected Tata Neu categories
1% on other eligible spends including
499 NeuCoins within 15 days of joining-fee realisation
4 visits per year, maximum 1 per quarter after ₹50,000 previous-quarter spend
RuPay or Visa variants are available.
Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.
ASSAM RIFLES THE SENTINEL BOBCARDBank of Baroda
BOBCARD CASHBACKBank of Baroda
BOBCARD CORPORATEBank of Baroda
BOBCARD EASYBank of Baroda
BOBCARD EMPOWERBank of Baroda
BOBCARD ETERNABank of Baroda
BOBCARD Etihad Guest Credit CardBank of Baroda
BOBCARD Etihad Guest Premium Credit CardBank of Baroda
BOBCARD OneBank of Baroda
BOBCARD PREMIERBank of Baroda
BOBCARD PRIMEBank of Baroda
BOBCARD SELECTBank of Baroda
BOBCARD TIARABank of Baroda
BOBCARD VIKRAMBank of Baroda
CMA One BOBCARDBank of Baroda
HPCL ENERGIE BOBCARDBank of Baroda
ICAI EXCLUSIVE BOBCARDBank of Baroda
ICSI DIAMOND BOBCARDBank of Baroda
INDIAN ARMY YODDHA BOBCARDBank of Baroda
Indian Coast Guard Rakshamah BOBCARDBank of Baroda
Indian Navy Varunah BOBCARDBank of Baroda
Instant RuPay BOBCARDBank of Baroda
IRCTC BOBCARDBank of Baroda
Nainital RENAISSANCE BOBCARDBank of Baroda
SNAPDEAL BOBCARDBank of Baroda
PNB Metal Credit Card LUXURA RuPay EkaaPunjab National Bank
PNB Metal Credit Card LUXURA Visa InfinitePunjab National Bank
PNB Visa Signature Credit CardPunjab National Bank
Apollo SBI CardState Bank of India
BPCL SBI CardState Bank of India
CASHBACK SBI CardState Bank of India
Flipkart SBI CardState Bank of India
IndiGo SBI CardState Bank of India
IndiGo SBI Card ELITEState Bank of India
PhonePe SBI Card PURPLEState Bank of India
PhonePe SBI Card SELECT BLACKState Bank of India
SBI Card ELITEState Bank of India
SBI Card MILESState Bank of India
SBI Card MILES ELITEState Bank of India
SBI Card MILES PRIMEState Bank of India
SBI Card PRIMEState Bank of India
SBI Card PULSEState Bank of India
SimplyCLICK SBI CardState Bank of India
SimplySAVE SBI CardState Bank of India
Tata Neu Infinity SBI CardState Bank of India
Tata Neu Plus SBI CardState Bank of India
