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PNB Salary RuPay Platinum Credit Card

A lifetime-free RuPay Platinum card for PNB Excel salary-account holders with gross monthly income above ₹25,000, quarterly lifestyle vouchers, 4 domestic and 1 international lounge visit per year, and ₹2 lakh accident cover.

CashbackNot published as a general cashback percentage; merchant vouchers and discounts are listed.Rewards1 reward point per ₹100 spent.OffersMyntra ₹250, Ola/Uber ₹100, Netmeds 20% off on ₹999 minimum order, spa, health-check-up and OTT benefits.
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Quick eligibility check

PNB Salary RuPay Platinum Credit Card

0 of 5 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your annual income meet this requirement: Gross monthly income above ₹25,000?

Published source: Minimum income

2Does your annual income meet this requirement: PNB Excel salary-account holder with gross monthly income above ₹25,000?

Published source: Eligibility

3Does your age meet this requirement: age and credit checks apply?

Published source: Eligibility

4Does your annual income meet this requirement: PNB Excel salary account?

5Do you meet this requirement: final card assessment applies?

0 of 5 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byPunjab National Bank

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Annual / renewal feeNil while maintaining salary account under the specific scheme.View source
Nil while maintaining salary account under the specific scheme.
Source
PNB Salary RuPay Platinum Credit Card
Page / section
Fees
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Fee waiverNil joining and annual fee; lifetime free while the eligible salary account is maintained.View source
Nil joining and annual fee; lifetime free while the eligible salary account is maintained.
Source
PNB Salary RuPay Platinum Credit Card
Page / section
Fees
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Minimum incomeGross monthly income above ₹25,000.View source
Gross monthly income above ₹25,000.
Source
PNB Salary RuPay Platinum Credit Card
Page / section
Income criteria
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
EligibilityPNB Excel salary-account holder with gross monthly income above ₹25,000; age and credit checks apply.View source
PNB Excel salary-account holder with gross monthly income above ₹25,000; age and credit checks apply.
Source
PNB Salary RuPay Platinum Credit Card
Page / section
Eligibility
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
APR35.89% per annum on regular revolving credit; FD-backed cards 19.56% per annum.View source
Current PNB schedule publishes 35.89% regular and 19.56% for -backed cards.
Source
PNB Schedule of Fees and Charges
Page / section
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Monthly finance charge2.95% per month regular; 1.5% per month for FD-backed cards.View source
Current PNB schedule publishes the monthly rates.
Source
PNB Schedule of Fees and Charges
Page / section
Finance charges
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Forex markupNot published on the reviewed product page or current fee schedule.View source
No foreign-currency markup is stated.
Source
PNB Salary RuPay Platinum Credit Card
Page / section
Complete product page and fee schedule
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
CashbackNot published as a general cashback percentage; merchant vouchers and discounts are listed.View source
Not published as a general cashback percentage; merchant vouchers and discounts are listed.
Source
PNB Salary RuPay Platinum Credit Card
Page / section
Offers
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Rewards1 reward point per ₹100 spent.View source
1 reward point per ₹100 spent.
Source
PNB Salary RuPay Platinum Credit Card
Page / section
Rewards and benefits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
OffersMyntra ₹250, Ola/Uber ₹100, Netmeds 20% off on ₹999 minimum order, spa, health-check-up and OTT benefits.View source
Myntra ₹250, Ola/Uber ₹100, Netmeds 20% off on ₹999 minimum order, spa, health-check-up and benefits.
Source
PNB Salary RuPay Platinum Credit Card
Page / section
Prominent features
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Lounge access4 complimentary domestic visits (1 per quarter) and 1 international visit per year.View source
4 complimentary domestic visits (1 per quarter) and 1 international visit per year.
Source
PNB Salary RuPay Platinum Credit Card
Page / section
Lounge
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
NetworkRuPay PlatinumView source
RuPay Platinum
Source
PNB Salary RuPay Platinum Credit Card
Page / section
Product heading
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Gross monthly income above ₹25,000
  • Lifetime free while maintaining the eligible PNB salary account
  • 1 reward point per ₹100
  • 4 domestic lounge visits (1 per quarter) and 1 international visit per year
  • Myntra ₹250, Ola/Uber ₹100, Netmeds 20% and wellness/ benefits
  • Personal accident and permanent disability cover up to ₹2 lakh

Eligibility

  • Gross monthly income above ₹25,000; PNB Excel salary account; final card assessment applies.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • PNB card application, , and salary-account/income proof

Related official documents

PNB Schedule of Fees and Chargesofficial-fee-schedule-pdf · current · accessed 30 Aug 2026
↗
PNB Salary RuPay Platinum Cardofficial-product-page · current · accessed 30 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Credit-card interest estimate

See roughly how much interest may be added if part of the card bill remains unpaid for one month.

Interest added for one month₹1,475one thousand four hundred seventy-five rupees
Balance after that interest₹51,475fifty-one thousand four hundred seventy-five rupees
Monthly rate × 1235.4%

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

PNB Salary RuPay Platinum Credit Card · Income / eligibilityGross monthly income above ₹25,000.

This value is copied from PNB salary and co-branded cards — published terms. Check the table notes before relying on it.

Source: PNB card product pages and fee schedule · types11/types14/types15/ and schedule of fees Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 4 rows · 6 columnsPNB salary and co-branded cards — published termsFees, income, rewards, travel benefits and offers from official PNB card pages and linked documents.View tableHide table

Scroll sideways to view every column

PNB salary and co-branded cards — published terms
CardIncome / eligibilityFeesRewards / offersLounge / coverNetwork
PNB Salary RuPay Platinum Credit CardGross monthly income above ₹25,000.Nil joining and annual fee; lifetime free while the eligible salary account is maintained.1 reward point per ₹100 spent. Myntra ₹250, Ola/Uber ₹100, Netmeds 20% off on ₹999 minimum order, spa, health-check-up and benefits.4 complimentary domestic visits (1 per quarter) and 1 international visit per year.RuPay Platinum
PNB Salary RuPay Select Credit CardGross monthly income above ₹75,000.Nil joining and annual fee; lifetime free while the eligible salary account is maintained.2 reward points per ₹150 spent. Myntra ₹250, Ola/Uber ₹100, BigBasket/Blinkit ₹250, Swiggy One, Gaana Plus, , Netmeds 20% off on ₹999 minimum order and wellness benefits.8 complimentary domestic visits (2 per quarter) and 2 international visits per year.RuPay Select
PNB Patanjali RuPay Select Credit CardGeneral minimum income is not published on the product page; PNB's co-brand employee policy permits consideration from ₹10,000 net monthly income.₹500 joining fee; ₹750 annual fee, waived with one use in each quarter.2 reward points per ₹150 spent, plus 300+ points on first usage. 2% cashback at Patanjali stores above ₹2,500, capped at ₹50 per transaction; 5–7% recharge cashback through Patanjali Swadeshi Samridhi Card; 300+ merchant offers.Complimentary domestic and international lounge programme; quota not published.RuPay Select
PNB EaseMyTrip RuPay Platinum Credit CardNot published on the reviewed EaseMyTrip product page.₹2,000 joining fee and ₹2,000 annual fee; annual fee waived above ₹1 lakh preceding-year spends.300+ reward points on activation; ongoing earning rate is not published on the page. ₹3,000 welcome voucher value; 10% off domestic flights up to ₹1,000 and international flights up to ₹5,000, with no minimum order value.Complimentary domestic and international airport lounge access; quota not published.RuPay Platinum
PNB card product pages and fee schedule · types11/types14/types15/ and schedule of fees · accessed 30 Aug 2026Open official source ↗

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