Credit cards

PNB EaseMyTrip RuPay Platinum Credit Card

A RuPay Platinum travel co-brand card with ₹2,000 joining and annual fees (annual fee waived above ₹1 lakh prior-year spends), ₹3,000 EaseMyTrip welcome value, 10% flight discounts and lounge access.

CashbackNot published as a cashback percentage; travel vouchers and discounts are listed.Rewards300+ reward points on activation; ongoing earning rate is not published on the EMT page.Offers₹3,000 welcome voucher value; 10% off domestic flights up to ₹1,000 and international flights up to ₹5,000, with no minimum order value.

Official product page ↗Compare category

✓ Manually checked 30 Aug 2026 · active

Offered byPunjab National Bank

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Annual / renewal fee₹2,000 per year; waived when annual spends exceed ₹1 lakh in the preceding year.View source

₹2,000 per year; waived when annual spends exceed ₹1 lakh in the preceding year.

Source: PNB EaseMyTrip RuPay Platinum Credit Card
Page / section: Fees
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Fee waiver₹2,000 joining fee and ₹2,000 annual fee; annual fee waived above ₹1 lakh preceding-year spends.View source

₹2,000 joining fee and ₹2,000 annual fee; annual fee waived above ₹1 lakh preceding-year spends.

Source: PNB EaseMyTrip RuPay Platinum Credit Card
Page / section: Fees
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Minimum incomeNot published on the reviewed EaseMyTrip product page.View source

Not published on the reviewed EaseMyTrip product page.

Source: PNB EaseMyTrip RuPay Platinum Credit Card
Page / section: Income criteria
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

EligibilityPNB credit assessment applies; income and age rules are not stated on the reviewed EMT page.View source

PNB credit assessment applies; income and age rules are not stated on the reviewed page.

Source: PNB EaseMyTrip RuPay Platinum Credit Card
Page / section: Eligibility
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

APR35.89% per annum on regular revolving credit; FD-backed cards 19.56% per annum.View source

Current PNB schedule publishes 35.89% regular and 19.56% for -backed cards.

Source: PNB Schedule of Fees and Charges
Page / section
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Monthly finance charge2.95% per month regular; 1.5% per month for FD-backed cards.View source

Current PNB schedule publishes the monthly rates.

Source: PNB Schedule of Fees and Charges
Page / section: Finance charges
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Forex markupNot published on the reviewed product page or current fee schedule.View source

No foreign-currency markup is stated.

Source: PNB EaseMyTrip RuPay Platinum Credit Card
Page / section: Complete product page and fee schedule
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

CashbackNot published as a cashback percentage; travel vouchers and discounts are listed.View source

Not published as a cashback percentage; travel vouchers and discounts are listed.

Source: PNB EaseMyTrip RuPay Platinum Credit Card
Page / section: Offers
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Rewards300+ reward points on activation; ongoing earning rate is not published on the EMT page.View source

300+ reward points on activation; ongoing earning rate is not published on the page.

Source: PNB EaseMyTrip RuPay Platinum Credit Card
Page / section: Rewards and benefits
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Offers₹3,000 welcome voucher value; 10% off domestic flights up to ₹1,000 and international flights up to ₹5,000, with no minimum order value.View source

₹3,000 welcome voucher value; 10% off domestic flights up to ₹1,000 and international flights up to ₹5,000, with no minimum order value.

Source: PNB EaseMyTrip RuPay Platinum Credit Card
Page / section: Prominent features
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Lounge accessComplimentary domestic and international airport lounge access; quota not published.View source

Complimentary domestic and international airport lounge access; quota not published.

Source: PNB EaseMyTrip RuPay Platinum Credit Card
Page / section: Lounge
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

NetworkRuPay PlatinumView source

RuPay Platinum

Source: PNB EaseMyTrip RuPay Platinum Credit Card
Page / section: Product heading
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Benefits and features

Credit limit ₹50,000–₹5 lakh under PNB risk model
₹2,000 joining fee; ₹2,000 annual fee waived when prior-year spends exceed ₹1 lakh
₹3,000 welcome voucher value: ₹500 flights, ₹1,000 hotels, ₹1,500 holidays
Flat 10% off domestic flights up to ₹1,000 and international flights up to ₹5,000; no minimum order value
300+ activation reward points, ₹2 lakh accidental-death/permanent-disability cover, domestic and international lounge

Eligibility

Eligibility and income threshold are not published on the reviewed page; PNB underwriting applies.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

PNB credit-card application, , and income proof

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Credit-card interest estimate

See roughly how much interest may be added if part of the card bill remains unpaid for one month.

Bill left unpaidThe part of your card bill that carries forward.₹fifty thousand rupees₹1,000₹10,00,000Interest charged each monthUse the monthly rate printed by the card issuer.%0.5%5%

Interest added for one month₹1,475one thousand four hundred seventy-five rupees

Balance after that interest₹51,475fifty-one thousand four hundred seventy-five rupees

Monthly rate × 1235.4%

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

CardChoose column

PNB Salary RuPay Platinum Credit Card · Income / eligibilityGross monthly income above ₹25,000.

This value is copied from PNB salary and co-branded cards — published terms. Check the table notes before relying on it.

Source: PNB card product pages and fee schedule · types11/types14/types15/ and schedule of fees Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 4 rows · 6 columnsPNB salary and co-branded cards — published termsFees, income, rewards, travel benefits and offers from official PNB card pages and linked documents.View tableHide table

Scroll sideways to view every column

PNB salary and co-branded cards — published terms
Card	Income / eligibility	Fees	Rewards / offers	Lounge / cover	Network
PNB Salary RuPay Platinum Credit Card	Gross monthly income above ₹25,000.	Nil joining and annual fee; lifetime free while the eligible salary account is maintained.	1 reward point per ₹100 spent. Myntra ₹250, Ola/Uber ₹100, Netmeds 20% off on ₹999 minimum order, spa, health-check-up and benefits.	4 complimentary domestic visits (1 per quarter) and 1 international visit per year.	RuPay Platinum
PNB Salary RuPay Select Credit Card	Gross monthly income above ₹75,000.	Nil joining and annual fee; lifetime free while the eligible salary account is maintained.	2 reward points per ₹150 spent. Myntra ₹250, Ola/Uber ₹100, BigBasket/Blinkit ₹250, Swiggy One, Gaana Plus, , Netmeds 20% off on ₹999 minimum order and wellness benefits.	8 complimentary domestic visits (2 per quarter) and 2 international visits per year.	RuPay Select
PNB Patanjali RuPay Select Credit Card	General minimum income is not published on the product page; PNB's co-brand employee policy permits consideration from ₹10,000 net monthly income.	₹500 joining fee; ₹750 annual fee, waived with one use in each quarter.	2 reward points per ₹150 spent, plus 300+ points on first usage. 2% cashback at Patanjali stores above ₹2,500, capped at ₹50 per transaction; 5–7% recharge cashback through Patanjali Swadeshi Samridhi Card; 300+ merchant offers.	Complimentary domestic and international lounge programme; quota not published.	RuPay Select
PNB EaseMyTrip RuPay Platinum Credit Card	Not published on the reviewed EaseMyTrip product page.	₹2,000 joining fee and ₹2,000 annual fee; annual fee waived above ₹1 lakh preceding-year spends.	300+ reward points on activation; ongoing earning rate is not published on the page. ₹3,000 welcome voucher value; 10% off domestic flights up to ₹1,000 and international flights up to ₹5,000, with no minimum order value.	Complimentary domestic and international airport lounge access; quota not published.	RuPay Platinum

PNB card product pages and fee schedule · types11/types14/types15/ and schedule of fees · accessed 30 Aug 2026Open official source ↗

PNB EaseMyTrip RuPay Platinum Credit Card

What the official sources publish

Benefits and features

Eligibility

Documents the bank lists

Related official documents

Try the numbers

Credit-card interest estimate

Find the exact published value

Complete rates, limits and schedules

Related products

PNB BLISS Credit Card

PNB Kiwi RuPay Select Co-branded Credit Card

PNB Metal Credit Card LUXURA RuPay Ekaa

PNB Metal Credit Card LUXURA Visa Infinite