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Credit cards

PNB BLISS Credit Card

A PNB BLISS RuPay Platinum card with ₹510 annual fee waived at ₹1 lakh annual spends and recurring shopping, mobility, wellness, entertainment and subscription benefits.

CashbackNo percentage cashback is published; the product offers vouchers and discounts instead.RewardsNot published on the reviewed BLISS product page; PNB Rewardz redemption is available to eligible PNB cards.OffersNykaa ₹500 voucher quarterly; Ola/Uber ₹100 voucher quarterly; BookMyShow ₹250 off quarterly on minimum two-ticket purchase; annual spa, health-check-up, Swiggy One, Gaana Plus and one OTT membership.
Official product page ↗Compare category

Quick eligibility check

PNB BLISS Credit Card

0 of 3 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your annual income meet this requirement: Minimum gross annual income ₹3.60 lakh?

Published source: Minimum income

2Does your age meet this requirement: no separate age rule is published on the reviewed product page?

Published source: Eligibility

3Does your age meet this requirement: The product page publishes an income threshold but no separate age rule?

0 of 3 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byPunjab National Bank

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Annual / renewal fee₹510 per year; waived when annual spends reach ₹1 lakh in the preceding year.View source
PNB publishes ₹510 annual fee and waiver at ₹1 lakh annual spends.
Source
PNB BLISS Card
Page / section
Annual Fee
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Fee waiverAnnual fee waived at annual spends of ₹1 lakh in the preceding year; joining fee is not published on the reviewed page.View source
The BLISS page publishes the annual fee and waiver condition but no joining fee.
Source
PNB BLISS Card
Page / section
Annual Fee
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Minimum incomeMinimum gross annual income ₹3.60 lakh.View source
PNB publishes gross annual income of ₹3,60,000 and above.
Source
PNB BLISS Card
Page / section
Income Criteria
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
EligibilityMinimum gross annual income ₹3.60 lakh; no separate age rule is published on the reviewed product page.View source
The BLISS page states an income threshold but no age criterion.
Source
PNB BLISS eligibility review
Page / section
Eligibility and Income Criteria
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
APRNot published on the reviewed product page.View source
No is stated.
Source
PNB BLISS review
Page / section
Complete product page
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Monthly finance chargeNot published on the reviewed product page.View source
No monthly finance-charge rate is stated.
Source
PNB BLISS finance-charge review
Page / section
Complete product page
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Forex markupNot published on the reviewed product page.View source
No foreign-currency markup is stated.
Source
PNB BLISS forex review
Page / section
Complete product page
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
CashbackNo percentage cashback is published; the product offers vouchers and discounts instead.View source
The page lists vouchers/discounts but no cashback rate.
Source
PNB BLISS cashback review
Page / section
Prominent Features
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
RewardsNot published on the reviewed BLISS product page; PNB Rewardz redemption is available to eligible PNB cards.View source
The BLISS page focuses on vouchers and memberships and does not state a reward-point earning rate.
Source
PNB BLISS rewards review
Page / section
Complete product page
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
OffersNykaa ₹500 voucher quarterly; Ola/Uber ₹100 voucher quarterly; BookMyShow ₹250 off quarterly on minimum two-ticket purchase; annual spa, health-check-up, Swiggy One, Gaana Plus and one OTT membership.View source
The official BLISS page lists the recurring voucher, discount and membership benefits.
Source
PNB BLISS Card
Page / section
Prominent Features
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Lounge accessNot published on the reviewed BLISS product page.View source
No lounge benefit is stated on the BLISS page.
Source
PNB BLISS lounge review
Page / section
Complete product page
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
NetworkRuPay Platinum variant.View source
The BLISS page identifies the card as a RuPay Platinum variant.
Source
PNB BLISS Card
Page / section
Product variant
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Gross annual income ₹3.60 lakh and above
  • ₹510 annual fee waived at annual spends of ₹1 lakh in the preceding year
  • Quarterly Nykaa ₹500 voucher
  • Quarterly ₹100 Ola/Uber voucher
  • Quarterly BookMyShow ₹250 discount on two-ticket purchase
  • Annual spa, health-check-up, Swiggy One, Gaana Plus and one membership benefits

Eligibility

  • The product page publishes an income threshold but no separate age rule; final approval is subject to PNB Card assessment.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Credit-card application, and income proof requested by PNB Card

Related official documents

PNB BLISS Cardofficial-product-page · current · accessed 30 Aug 2026
↗
PNB Rewardz programmeofficial-rewards-page · current · accessed 30 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Credit-card interest estimate

See roughly how much interest may be added if part of the card bill remains unpaid for one month.

Interest added for one month₹1,750one thousand seven hundred fifty rupees
Balance after that interest₹51,750fifty-one thousand seven hundred fifty rupees
Monthly rate × 1242%

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Network · Published termRuPay Platinum

This value is copied from PNB BLISS — published terms. Check the table notes before relying on it.

Source: PNB BLISS Card · Complete product page Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 6 rows · 2 columnsPNB BLISS — published termsIncome, fee waiver and recurring lifestyle benefits from the official PNB Card portal.View tableHide table

Scroll sideways to view every column

PNB BLISS — published terms
ParameterPublished term
NetworkRuPay Platinum
IncomeMinimum gross annual income ₹3.60 lakh
Annual fee₹510; waived at ₹1 lakh preceding-year spends
Quarterly offersNykaa ₹500; Ola/Uber ₹100; BookMyShow ₹250 off on two tickets
Annual offersSpa, health-check-up, Swiggy One, Gaana Plus and one membership
Rewards, lounge, , forexNot published on the reviewed product page
PNB BLISS Card · Complete product page · accessed 30 Aug 2026Open official source ↗

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