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Credit cards

Visa Signature Credit Card

Visa Signature Credit Card with Visa acceptance, up to 50 days interest-free credit, Canara ai1 conversion and tier-specific rewards, lounge and insurance benefits.

CashbackVisa Signature: no general cashback percentage is published; the card earns 2 reward points per ₹100 POS/e-commerce spend and allows cashback or goods redemption. Visa Corporate: reward points and cashback redemption are not applicable in the issuer's comparison table.Rewards2 reward points for every ₹100 spent on POS/e-commerce; fractions of ₹100 excludedOffersSeasonal offers are available on Canara Cards; applicable offers and exclusions are controlled by the linked offer terms.
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Quick eligibility check

Visa Signature Credit Card

0 of 5 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your annual income meet this requirement: Independent income with a minimum of ₹10 lakh gross per annum for individuals?

Published source: Eligibility

2Does your annual income meet this requirement: Visa Signature requires independent income of at least ₹10 lakh gross per annum?

Published source: Minimum income

3Does your annual turnover meet this requirement: Visa Corporate requires the customer to be a Canara Bank customer and the firm to have at least ₹10 crore annual turnover?

Published source: Minimum income

4Do you meet this requirement: below ₹10 crore, a lien-backed fixed-deposit card may be sanctioned?

Published source: Minimum income

5Can you provide the required document: Completed application and /income proof; secured variants require the applicable security/deposit documents?

Published source: Eligibility
0 of 5 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byCanara Bank

India; international usage can be activated through Canara net banking, mobile banking or the base branch.

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Card networkVisaView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
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30 Aug 2026
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high
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Annual feeNilView source
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Source
Canara Bank Credit Card — Variants & Features Comparison
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30 Aug 2026
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high
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Joining / enrolment feeNilView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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30 Aug 2026
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Interest-free credit periodUp to 50 daysView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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30 Aug 2026
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Revolving finance charge2.50% per month (30% per annum)View source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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30 Aug 2026
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high
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Minimum amount due5% of total outstanding (minimum ₹100) plus applicable charges, taxes, EMI and over-limit amountView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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30 Aug 2026
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high
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Cash-withdrawal limit50% of credit limit, maximum ₹50,000View source
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Source
Canara Bank Credit Card — Variants & Features Comparison
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30 Aug 2026
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high
Open official source ↗
Cash-withdrawal charge3% of amount withdrawn, minimum ₹150, plus finance charges from withdrawal to paymentView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
Accessed
30 Aug 2026
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high
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Foreign-currency markupUp to 3% of transaction amountView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
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30 Aug 2026
Confidence
high
Open official source ↗
Rewards2 reward points for every ₹100 spent on POS/e-commerce; fractions of ₹100 excludedView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Reward redemptionCashback or goods through Canara Rewardz or Canara ai1 app; not applicable to corporate cardsView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Airport lounge accessDomestic — RuPay: 2 per quarter (self); Mastercard: 3 self + 2 guests per quarter; Visa: 3 per quarter (self). International — RuPay: 2 per year (self); Mastercard: 2 self + 2 guests per yearView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Expected minimum annual turnoverRuPay/Mastercard ₹1,00,000; Visa ₹2,00,000 per year (or sanctioned limit)View source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Inactivity fee if turnover is not metRuPay/Mastercard ₹300; Visa ₹1,000View source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
EMI conversion2% of transaction (minimum ₹100, maximum ₹200); 13% p.a. for 3/6/9 months and 14% p.a. for 12/18/24 monthsView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Fraudulent-charge cover₹5 lakhView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
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30 Aug 2026
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high
Open official source ↗
Baggage insuranceUp to ₹50,000View source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
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Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Purchase protectionUp to ₹50,000View source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
Page / section
Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Air-accident cover₹8 lakh self / ₹4 lakh spouseView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
Page / section
Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Other accident cover₹4 lakh self / ₹2 lakh spouseView source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Card — Variants & Features Comparison
Page / section
Page 1 — variant and features table
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
EligibilityIndependent income with a minimum of ₹10 lakh gross per annum for individuals.View source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara card eligibility
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Application guidelines / income
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
OffersSeasonal offers are available on Canara Cards; applicable offers and exclusions are controlled by the linked offer terms.View source
Read the current Canara credit-card catalogue and its full variants/features table; shared values are shown for the applicable card tier and network.
Source
Canara Bank Credit Cards catalogue
Page / section
Current card catalogue
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Fee waiverVisa Signature: ₹1,000 inactivity fee when annual turnover is below ₹2,00,000. Visa Corporate: inactivity fee is Nil; its ₹400 annual fee applies to add-on cards.View source
The charges page states Signature ₹1,000 below ₹2,00,000 turnover and Corporate inactivity Nil; Corporate add-on annual fee is ₹400.
Source
Service Charges related to Cards
Page / section
Card Inactivity Fee; Annual Fee
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Minimum incomeVisa Signature requires independent income of at least ₹10 lakh gross per annum. Visa Corporate requires the customer to be a Canara Bank customer and the firm to have at least ₹10 crore annual turnover; below ₹10 crore, a lien-backed fixed-deposit card may be sanctioned.View source
The Signature page publishes ₹10 lakh gross annual independent income; the Corporate page publishes ₹10 crore minimum firm turnover and the lien-on-fixed-deposit alternative.
Source
Visa Corporate Credit Card — eligibility
Page / section
Eligibility criteria
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
APR30% per annum (2.5% per month) for Visa Signature and Visa Corporate revolving credit.View source
The comparison table states 2.5% per month or 30% per annum for unsecured cards; the Corporate card page confirms the same rate.
Source
Canara Bank Credit Card — Variants & Features Comparison
Page / section
Page 1 — Interest Rate beyond Credit Period
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Monthly finance charge2.50% per month for Visa Signature and Visa Corporate.View source
The current charges page states 2.50% p.m. (30% p.a.) for other, non-secured cards.
Source
Service Charges related to Cards
Page / section
Charges on Revolved Amount
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
CashbackVisa Signature: no general cashback percentage is published; the card earns 2 reward points per ₹100 POS/e-commerce spend and allows cashback or goods redemption. Visa Corporate: reward points and cashback redemption are not applicable in the issuer's comparison table.View source
The table lists 2 points per ₹100 for Select/World/Signature and marks the Corporate rewards column Not Applicable.
Source
Canara Bank Credit Card — Variants & Features Comparison
Page / section
Page 1 — Reward Points and Options to Redeem Reward Points
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Up to 50 days of interest-free credit.
  • 2 reward points per ₹100 on /e-commerce spends.
  • Domestic — RuPay: 2 per quarter (self); Mastercard: 3 self + 2 guests per quarter; Visa: 3 per quarter (self). International — RuPay: 2 per year (self); Mastercard: 2 self + 2 guests per year.
  • 3% foreign-currency markup cap; terms and apply.

Eligibility

  • Independent income with a minimum of ₹10 lakh gross per annum for individuals.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Completed application and /income proof; secured variants require the applicable security/deposit documents.

Related official documents

Service Charges related to Cardsofficial-product-page · current · accessed 30 Aug 2026
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Canara Bank Credit Card Policyofficial-pdf · current-reference · accessed 30 Aug 2026
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Canara Bank Credit Card — Variants & Features Comparisonofficial-pdf · current · accessed 30 Aug 2026
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Canara Bank Credit Cards catalogueofficial-product-page · current · accessed 30 Aug 2026
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Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Credit-card interest estimate

See roughly how much interest may be added if part of the card bill remains unpaid for one month.

Interest added for one month₹1,250one thousand two hundred fifty rupees
Balance after that interest₹51,250fifty-one thousand two hundred fifty rupees
Monthly rate × 1230%

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Network · Published valueVisa

This value is copied from Canara credit-card variants and features. Check the table notes before relying on it.

Source: Canara Bank Credit Card — Variants & Features Comparison · Page 1 Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 9 rows · 2 columnsCanara credit-card variants and featuresShared official variant table for the applicable card tier.View tableHide table

Scroll sideways to view every column

Canara credit-card variants and features
FeaturePublished value
NetworkVisa
Interest-free periodUp to 50 days
Annual/enrolment feeNil
Lounge accessDomestic — RuPay: 2 per quarter (self); Mastercard: 3 self + 2 guests per quarter; Visa: 3 per quarter (self). International — RuPay: 2 per year (self); Mastercard: 2 self + 2 guests per year
Expected annual turnoverRuPay/Mastercard ₹1,00,000; Visa ₹2,00,000 per year (or sanctioned limit)
Inactivity feeRuPay/Mastercard ₹300; Visa ₹1,000
Fraudulent-charge cover₹5 lakh
Air-accident cover₹8 lakh self / ₹4 lakh spouse
Other accident cover₹4 lakh self / ₹2 lakh spouse
  • All listed charges exclude ; 18% is charged extra. Other features and limits follow Canara Credit Card Policy.
Canara Bank Credit Card — Variants & Features Comparison · Page 1 · accessed 30 Aug 2026Open official source ↗

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