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Indian Bank IND Premium Savings Account

Premium savings account with domestic and international lounge access, air-accident cover, premium debit card and three published qualification options.

NRE / NRO / FCNR typeNRE savings account; premium variants are IND D'Elite, IND Premium and IND Plus NRE savings accounts.Interest rateNRE savings rates follow the current Indian Bank schedule: 2.50% p.a. up to ₹10 lakh, 2.60% above ₹10 lakh to below ₹200 crore and 2.65% from ₹200 crore and above in the reviewed NRE/SB schedule.Minimum balanceOrdinary NRE SB minimum balance is not published on the reviewed page. Premium variants publish AMB/term-deposit options: D'Elite ₹10 lakh, or ₹5 lakh + ₹50 lakh TD, or ₹1 lakh + ₹1 crore TD; Premium ₹2 lakh, or ₹1 lakh + ₹10 lakh TD, or ₹50,000 + ₹25 lakh TD; Plus ₹50,000, or ₹25,000 + ₹5 lakh TD, or ₹10,000 + ₹10 lakh TD.
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Quick eligibility check

Indian Bank IND Premium Savings Account

0 of 6 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Are you this type of customer: Non-Resident Indians?

Published source: Residency eligibility

2Are you this type of customer: a resident close relative may be joint holder only on former-NRI or survivor-resident basis?

Published source: Residency eligibility

3Do you meet this requirement: Premium variants require the selected AMB/term-deposit criterion?

Published source: Residency eligibility

4Do you meet this requirement: Choose one: AMB ₹2,00,000?

5Do you meet this requirement: AMB ₹1,00,000 plus ₹10 lakh term deposit?

6Document checkDo you have this required document or proof: NRE account KYC, overseas status proof and term-deposit evidence for the selected option?

0 of 6 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 31 Aug 2026 · active
Offered byIndian Bank

India and eligible channels

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

NRE / NRO / FCNR typeNRE savings account; premium variants are IND D'Elite, IND Premium and IND Plus NRE savings accounts.View source
The official page names the three variants and the savings account form.
Source
Savings Account Variants
Page / section
Variant titles
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
CurrencyIndian rupees (INR).View source
The official page describes balances maintained in Indian Rupees.
Source
Accounts
Page / section
Salient features
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Minimum balanceOrdinary NRE SB minimum balance is not published on the reviewed page. Premium variants publish AMB/term-deposit options: D'Elite ₹10 lakh, or ₹5 lakh + ₹50 lakh TD, or ₹1 lakh + ₹1 crore TD; Premium ₹2 lakh, or ₹1 lakh + ₹10 lakh TD, or ₹50,000 + ₹25 lakh TD; Plus ₹50,000, or ₹25,000 + ₹5 lakh TD, or ₹10,000 + ₹10 lakh TD.View source
The premium page publishes all three qualification options for each variant.
Source
Savings Account Variants
Page / section
Criteria/fund stipulation
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Interest rateNRE savings rates follow the current Indian Bank schedule: 2.50% p.a. up to ₹10 lakh, 2.60% above ₹10 lakh to below ₹200 crore and 2.65% from ₹200 crore and above in the reviewed NRE/SB schedule.View source
The official schedule publishes the three / balance bands.
Source
and Interest Rates
Page / section
/ rates
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
RepatriationOrdinary NRE funds and interest are freely repatriable. Premium variants retain NRE repatriation treatment; service privileges do not change the underlying account rules.View source
The page states funds are freely repatriable.
Source
Accounts
Page / section
Benefits
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Residency eligibilityNon-Resident Indians; a resident close relative may be joint holder only on former-NRI or survivor-resident basis. Premium variants require the selected AMB/term-deposit criterion.View source
The official pages publish /close-relative rules and premium thresholds.
Source
Accounts; Variants
Page / section
Eligibility; criteria/fund stipulation
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • International and domestic airport lounge access
  • Air-accident insurance
  • Higher shopping and daily domestic limits
  • Free cheque/debit-card issuance and ; free /// and cheque collection
  • Locker-rent rebate and home/vehicle-loan processing concession

Eligibility

  • Choose one: ₹2,00,000; ₹1,00,000 plus ₹10 lakh term deposit; or ₹50,000 plus ₹25 lakh term deposit. must be built within three months.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • account , overseas status proof and term-deposit evidence for the selected option

Related official documents

NRE Savings Account Variants — IND D'Elite, IND Premium and IND Plusofficial-product-page · current · accessed 31 Aug 2026
↗
NRE and RFC SB Interest Rates — Indian Bankofficial-rate-sheet · current · accessed 31 Aug 2026
↗

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Account interest estimate

See roughly how much interest a steady account balance could earn over the period you choose.

Interest you may earn₹2,500two thousand five hundred rupees
Balance including interest₹1,02,500one lakh two thousand five hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Savings · Type / currency savings;

This value is copied from Indian Bank accounts and deposits — published terms. Check the table notes before relying on it.

Source: Indian Bank account and deposit catalogue · / accounts; premium variants; deposits; rate sheet Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 8 rows · 6 columnsIndian Bank NRI accounts and deposits — published termsView tableHide table

Scroll sideways to view every column

Indian Bank NRI accounts and deposits — published terms
ProductType / currencyBalance or coreRate / tenureRepatriation / withdrawalEligibility
Savings savings; Ordinary minimum not published2.50%–2.65% p.a. by balance; open-endedFunds/interest freely repatriable; tax-free interest; close-relative joint former/survivor
Account current/savings//term; Minimum not published2.50%–2.65% p.a. bands; form-dependentUp to USD 1 million/year after tax; local withdrawals; resident/ joint
IND D'ElitePremium savings; ₹10 lakh or ₹5 lakh + ₹50 lakh or ₹1 lakh + ₹1 crore rate; open-ended repatriation; premium services meeting selected option
IND PremiumPremium savings; ₹2 lakh or ₹1 lakh + ₹10 lakh or ₹50,000 + ₹25 lakh rate; open-ended repatriation; premium services meeting selected option
IND Plus savings; ₹50,000 or ₹25,000 + ₹5 lakh or ₹10,000 + ₹10 lakh rate; open-ended repatriation; premium services meeting selected option
/MMD/ term deposits; Minimum not published1–10 years; 6.00%–6.20% p.a. standard bandsMaturity/interest freely repatriable; loan subject to rules/eligible joint holders
IND Millionaire recurring; ₹10 lakh maturity target and multiples1–10 years; instalment table by termLinked / credit; preclosure allowed/
IND Flexi // recurring; Core ₹1,000–₹1,00,000; up to 10×/₹10 lakh monthly12–36 months; corresponding NR term rate/-specific preclosure and rules// with linked / account
Indian Bank account and deposit catalogue · / accounts; premium variants; deposits; rate sheet · accessed 31 Aug 2026Open official source ↗

More from Indian Bank

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Indian Bank IND D'Elite NRE Savings Account

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Indian Bank IND Plus NRE Savings Account

savings account with domestic lounge access, higher shopping/ limits, debit-card rewards and three published /term-deposit qualification options.

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Indian Bank NRE Savings Account

Rupee-denominated savings account funded from abroad or eligible / transfers, with freely repatriable funds, tax-free interest and resident-close-relative operation on former-or-survivor basis.

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Indian Bank NRO Account

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