Personal, home, vehicle & other loans

PNB Power Ride Two-Wheeler Loan

Two-wheeler finance for women, students and other eligible applicants, up to ₹60,000 with a 10% margin and repayment up to 36 months.

RatePNB Power Ride floating rate 10.00% p.a.; fixed rate 11.00% p.a. in the current two-wheeler rate table.Maximum amountNeed-based finance up to ₹60,000.TenureMaximum 36 months; total deductions including the proposed instalment must not exceed 50% of gross monthly salary/income.

Official product page ↗Compare category

✓ Manually checked 30 Aug 2026 · active

Offered byPunjab National Bank

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Loan typeTwo-wheeler vehicle loan for purchase of a new scooter, motorcycle, moped or scooterette.View source

The official purpose section lists the eligible new two-wheelers.

Source: PNB Power Ride — Two-Wheeler Loan for Women
Page / section: Purpose
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

RatePNB Power Ride floating rate 10.00% p.a.; fixed rate 11.00% p.a. in the current two-wheeler rate table.View source

The current table lists a dedicated PNB Power Ride floating and fixed rate.

Source: Retail Advances — PNB current rate table
Page / section: Two-Wheeler Loans — PNB Saarthi & PNB Power Ride
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

BenchmarkRLLR + BSP + 1.90% floating; the current table shows 10.00% p.a. present rate.View source

The official table expresses Power Ride as ++1.90%.

Source: Retail Advances — PNB current rate table
Page / section: Two-Wheeler Loans — PNB Power Ride
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

APRNot published as a separate APR percentage or calculation for PNB Power Ride.View source

The product page and rate table publish but no calculation.

Source: PNB Power Ride — complete rate review
Page / section: Complete rate and charge review
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Minimum incomeMinimum net monthly salary/income ₹8,000, including the proposed two-wheeler instalment.View source

The official income section states ₹8,000 per month including the proposed instalment.

Source: PNB Power Ride — Two-Wheeler Loan for Women
Page / section: Income Criteria
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Maximum amountNeed-based finance up to ₹60,000.View source

The official quantum section states a ₹60,000 maximum.

Source: PNB Power Ride — Two-Wheeler Loan for Women
Page / section: Quantum Of Finance
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

TenureMaximum 36 months; total deductions including the proposed instalment must not exceed 50% of gross monthly salary/income.View source

The official repayment section publishes 36 months and the deduction ceiling.

Source: PNB Power Ride — Two-Wheeler Loan for Women
Page / section: Repayment (Maximum)
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Processing fee0.50% of loan amount, minimum ₹500 and maximum ₹1,000; taxes are extra.View source

The current schedule lists 0.50% and ₹500/₹1,000 bounds.

Source: Services Charges Related to Retail Advances — PNB
Page / section: Two Wheeler Loan — PNB Power Ride
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Prepayment / foreclosureNIL.View source

The official page states nil prepayment charges.

Source: PNB Power Ride — Two-Wheeler Loan for Women
Page / section: Prepayment Charges
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Benefits and features

Up to ₹60,000 finance
Minimum net monthly salary/income ₹8,000
10% margin on ex-showroom price
Repayment up to 36 months
Nil prepayment charge

Eligibility

Salaried applicants need six months' service in the present organisation; self-employed applicants need more than one year experience; age 18–65 and a valid driving licence are required. Students may apply with parent/guardian co-borrower.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

and driving licence
Three latest salary slips plus Form 16/, or self-employed
Vehicle quotation and registration documents
Parent/guardian income proof for student route

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Loan repayment estimate

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Amount you want to borrowThe money you would receive from the lender.₹twenty-five lakh rupees₹50,000₹2,00,00,000Yearly interest rateThe percentage charged on the outstanding loan each year.%2%30%Time to repayA longer time usually lowers the monthly payment but raises total interest. months6 months360 months

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees

Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees

Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

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ProductChoose column

PNB Swaagat · Current rate10.60–12.60% floating; 11.60–13.60% fixed

This value is copied from PNB retail loans — batch 2 published terms. Check the table notes before relying on it.

Source: PNB retail loan product pages, rate table and charge schedule · Swaagat, my Property, Doctor's Delight, Power Ride and Digital Car Loan Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 5 columnsPNB retail loans — batch 2 published termsAmounts, rates, income rules, tenures and charges from PNB's official product pages and shared current disclosures.View tableHide table

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PNB retail loans — batch 2 published terms
Product	Current rate	Amount / income	Tenure	Charges
PNB Swaagat	10.60–12.60% floating; 11.60–13.60% fixed	₹25,000–₹10 lakh; salary account with another bank	Up to 72 months or age 60	Product-specific fee not published
PNB my Property Loan	9.05–11.55% TL; 9.55–12.05%	₹2 lakh–₹5 crore; ₹25,000 monthly salaried / ₹3 lakh annual other	180 months/15 years or age 70	0.75%, max ₹1 lakh; docs ₹2,500/₹5,000; nil prepayment
PNB Doctor's Delight	Product-specific rate not published	₹2–₹20 lakh or 24× income; ₹5 lakh annual minimum	Up to 84	0.90% + ₹450 docs; nil prepayment
PNB Power Ride	10.00% floating; 11.00% fixed	Up to ₹60,000; ₹8,000 monthly minimum	Up to 36 months	0.50%, ₹500–₹1,000; nil prepayment
PNB Digital Car Loan	7.60–9.70% floating; 8.60–10.70% fixed	₹1 lakh–₹1 crore; ₹25,000 monthly minimum	Digital page not published; standard new-car scheme up to 84 months	Nil processing/documentation

PNB retail loan product pages, rate table and charge schedule · Swaagat, my Property, Doctor's Delight, Power Ride and Digital Car Loan · accessed 30 Aug 2026Open official source ↗

PNB Power Ride Two-Wheeler Loan

What the official sources publish

Benefits and features

Eligibility

Documents the bank lists

Related official documents

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Loan repayment estimate

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Complete rates, limits and schedules

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