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Business, & agriculture finance

Construction Equipment Loan

finance for new construction, mining, road, concrete, earthmoving, material-handling, warehouse and processing equipment, with ₹10 lakh–₹100 crore limits, 20% margin and repayment up to 72 months.

Loan amount₹10 lakh minimum to ₹100 crore maximumPricingRating/external or scheme-specific rating and SBI guidelines; EBR-linked for MSMEs (repo rate + 2.65%) and 6-month MCLR-linked for non-MSMEsTarget customersSBI's existing credit-relationship units operating in EPC or MDO (coal mines) activities and having cash-flow visibility
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Quick eligibility check

Construction Equipment Loan

0 of 3 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: SBI's existing credit-relationship units operating in EPC or MDO (coal mines) activities and having cash-flow visibility?

Published source: Target customers

2Do you meet this requirement: Existing SBI credit relationship with an EPC/MDO (coal-mining) unit and visible cash flows?

Published source: Eligibility

3Do you meet this requirement: SBI's existing credit-relationship units in EPC/MDO (coal mines) activities with cash-flow visibility are eligible under the product?

0 of 3 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 1 Sept 2026 · active
Offered byState Bank of India

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

PurposePurchase of new construction and mining equipment, including earthmoving, concrete, road, material-handling, warehouse and material-processing equipment; the page's list is indicative and includes other eligible equipmentEffective 8 Jan 2025View source
To finance purchase of new Construction Equipment: earthmoving, concrete, road, material handling, warehouse, material processing and other construction/mining equipment.
Source
Construction Equipment Loan — official product page
Page / section
Purpose
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Target customersSBI's existing credit-relationship units operating in EPC or MDO (coal mines) activities and having cash-flow visibilityEffective 8 Jan 2025View source
Target Group: Bank's existing credit relationship with units in EPC / MDO (Coal Mines) activities and having cash flow visibility.
Source
Construction Equipment Loan — official product page
Page / section
Features — Target Group / Special Feature
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
FacilityTerm loan or Deferred Payment Guarantee (DPG)Effective 8 Jan 2025View source
Facility: Term Loan / Deferred Payment Guarantee (DPG).
Source
Construction Equipment Loan — official product page
Page / section
Features — Facility
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Loan amount₹10 lakh minimum to ₹100 crore maximumEffective 8 Jan 2025View source
Loan amount: Min Rs.10 lakh; Max Rs.100 Cr.
Source
Construction Equipment Loan — official product page
Page / section
Features — Loan amount
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Borrower margin20%Effective 8 Jan 2025View source
Margin: 20%.
Source
Construction Equipment Loan — official product page
Page / section
Features — Margin
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Repayment periodMaximum 72 monthsEffective 8 Jan 2025View source
Repayment: Maximum 72 months.
Source
Construction Equipment Loan — official product page
Page / section
Features — Repayment
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
PricingRating/external or scheme-specific rating and SBI guidelines; EBR-linked for MSMEs (repo rate + 2.65%) and 6-month MCLR-linked for non-MSMEsEffective 8 Jan 2025View source
Attractive interest rates based on rating/external rating/scheme-specific rating or bank guidelines; linked (repo + 2.65%) for and 6 months linked for non-.
Source
Construction Equipment Loan — official product page
Page / section
Features — Pricing
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Upfront feeAs per SBI guidelines and appraised to the borrower before sanctionEffective 8 Jan 2025View source
Upfront Fees: As per Bank Guidelines which will be appraised to the borrower before sanction of loans.
Source
Construction Equipment Loan — official product page
Page / section
Features — Upfront Fees
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Other chargesAs per SBI guidelines and appraised to the borrower before sanctionEffective 8 Jan 2025View source
Other Charges: As per Bank Guidelines which will be appraised to the borrower before sanction of loans.
Source
Construction Equipment Loan — official product page
Page / section
Features — Other Charges
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
EligibilityExisting SBI credit relationship with an EPC/MDO (coal-mining) unit and visible cash flowsEffective 8 Jan 2025View source
Bank's existing credit relationship with units in EPC / MDO (Coal Mines) activities and having cash flow visibility are eligible under this product.
Source
Construction Equipment Loan — official product page
Page / section
Special Feature / Eligibility
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
CollateralNot published on the complete SBI Construction Equipment Loan page; the page publishes a 20% margin but no collateral-security rule.Effective 8 Jan 2025View source
The complete page publishes facility, amount, margin, repayment, pricing and charges but no collateral-security requirement.
Source
Construction Equipment Loan — official product page
Page / section
Complete page review — Features and Special Feature
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Required documentsNot published on the complete SBI Construction Equipment Loan page.Effective 8 Jan 2025View source
No enumerated applicant document checklist appears on the complete official page.
Source
Construction Equipment Loan — official product page
Page / section
Complete page review
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Turnover / vintageNot published as a numeric turnover or business-vintage threshold on the complete SBI Construction Equipment Loan page; the eligibility condition is an existing SBI credit relationship with EPC/MDO units and visible cash flows.Effective 8 Jan 2025View source
The page states the target group and cash-flow visibility condition but no numeric turnover or vintage requirement.
Source
Construction Equipment Loan — official product page
Page / section
Complete page review — Target Group / Special Feature
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Geographic limitsIndiaView source
The manually reviewed product record states: “India”.
Source
Construction Equipment Loan — official product page
Page / section
Published product metadata
Accessed
1 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • New construction and mining equipment finance
  • Term loan or deferred payment guarantee
  • ₹10 lakh minimum to ₹100 crore maximum
  • Up to 72-month repayment

Eligibility

  • existing credit-relationship units in EPC/MDO (coal mines) activities with cash-flow visibility are eligible under the product.

Passing a listed condition does not mean the bank will approve an application.

Related official documents

SBI Construction Equipment Loan — official SBI product pageofficial-product-page · current · accessed 1 Sept 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

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Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹13,431thirteen thousand four hundred thirty-one rupees
Interest paid over the full loan₹7,23,444seven lakh twenty-three thousand four hundred forty-four rupees
Everything you repay₹32,23,444thirty-two lakh twenty-three thousand four hundred forty-four rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Purpose · Published termNew construction/mining equipment across earthmoving, concrete, road, handling, warehouse and processing categories

This value is copied from Construction Equipment Loan — published terms. Check the table notes before relying on it.

Source: Construction Equipment Loan — official product page · Purpose and Features Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 8 rows · 2 columnsSBI Construction Equipment Loan — published termsTerms published on SBI's official product page.View tableHide table

Scroll sideways to view every column

SBI Construction Equipment Loan — published terms
ItemPublished term
PurposeNew construction/mining equipment across earthmoving, concrete, road, handling, warehouse and processing categories
Target groupExisting credit relationship with EPC/MDO coal-mine units with cash-flow visibility
FacilityTerm loan / DPG
Amount₹10 lakh–₹100 crore
Margin20%
RepaymentMaximum 72 months
PricingRating/scheme based; repo + 2.65% for and 6-month for non-
Upfront / other chargesAs per guidelines, appraised before sanction
  • Last updated on the page: 8 January 2025.
Construction Equipment Loan — official product page · Purpose and Features · accessed 1 Sept 2026Open official source ↗

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