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Business, & agriculture finance

Dairy / Processing Loan

Finance for milch cattle, dairy sheds, infrastructure, plant and machinery and dairy processing.

Facility amountThe reviewed product panel does not publish a universal facility amountInterest rateNot published in the reviewed agriculture booklet panelCustomer typeFarmers, SHGs, JLGs, corporates, FPOs, partnerships and cooperatives
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Quick eligibility check

Dairy / Processing Loan

0 of 6 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Individual farmers, SHGs, JLGs, corporates, FPOs, partnership firms and cooperatives?

Published source: Eligibility

2Can you provide this required proof: Product-specific KYC, land, project, entity and activity documents are required?

Published source: Required documents

3Do you meet this requirement: no fixed checklist is published in the booklet?

Published source: Required documents

4Do you meet this requirement: Farmers, SHGs, JLGs, corporates, FPOs, partnerships and cooperatives?

Published source: Customer type

5Are you this type of customer: Eligible entities include individual farmers, groups, companies and farmer cooperatives?

6Document checkDo you have this required document or proof: Dairy project, KYC, cattle/plant and infrastructure documents?

Published source: Required documents
0 of 6 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 4 Sept 2026 · active
Offered byState Bank of India

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

TenureNo repayment tenure is published in the reviewed panel for this productView source
No repayment tenure is printed for this product panel.
Source
Bouquet of Products & Services — Agriculture: Loan Products
Page / section
Printed pages 32–37 / physical pages 39–44 — complete agriculture section
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
EligibilityIndividual farmers, SHGs, JLGs, corporates, FPOs, partnership firms and cooperativesView source
The panel lists individual farmers, groups and business entities.
Source
Bouquet of Products & Services
Page / section
Printed page 37 / physical page 44 — Dairy / Processing
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
PurposeMilch cattle, plant and machinery, sheds, land development, infrastructure and dairy processingView source
The panel lists purchase of milch cattle, plant/machinery, sheds and dairy-processing infrastructure.
Source
Bouquet of Products & Services
Page / section
Printed page 37 / physical page 44 — Dairy / Processing
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Published agriculture-product termsThe complete product panel and table are preserved in the shared agriculture booklet table bundle below; see each product row for amount, eligibility, purpose and tenure.View source
All remaining agriculture product panels are transcribed in the complete table bundle.
Source
Bouquet of Products & Services
Page / section
Printed pages 34–37 / physical pages 41–44
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Interest rateNot published in the reviewed agriculture booklet panelView source
The individual panels publish purpose, eligibility, amount and/or tenure but not a universal rate percentage.
Source
Bouquet of Products & Services
Page / section
Printed pages 34–37 / physical pages 41–44
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Processing feeNot published in the reviewed agriculture booklet panelView source
No processing-fee table appears for these agriculture products in the reviewed section.
Source
Bouquet of Products & Services
Page / section
Printed pages 34–37 / physical pages 41–44
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Required documentsProduct-specific KYC, land, project, entity and activity documents are required; no fixed checklist is published in the bookletView source
The booklet panels do not publish fixed document checklists.
Source
Bouquet of Products & Services
Page / section
Printed pages 34–37 / physical pages 41–44
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Turnover / vintageNo turnover or business-vintage threshold is published in the reviewed SBI agriculture product pages or booklet panelsView source
The complete agriculture section publishes activity, eligibility, limits, margins and repayment terms where stated, but no turnover or vintage threshold for these products.
Source
Bouquet of Products & Services — Agriculture: Loan Products
Page / section
Printed pages 32–37 / physical pages 39–44 — complete agriculture section
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
CollateralNo separate collateral rule is published in the reviewed panel for this productView source
The product panel does not state a separate collateral requirement; where it does, that product-specific fact is retained instead.
Source
Bouquet of Products & Services — Agriculture: Loan Products
Page / section
Printed pages 32–37 / physical pages 39–44 — complete agriculture section
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Facility amountThe reviewed product panel does not publish a universal facility amountView source
The reviewed product panel does not publish a universal amount for this product; product-specific amount facts are retained where present.
Source
Bouquet of Products & Services — Agriculture: Loan Products
Page / section
Printed pages 32–37 / physical pages 39–44 — complete agriculture section
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Geographic limitsIndiaView source
The manually reviewed product record states: “India”.
Source
Dairy / Processing Loan — official product page
Page / section
Published product metadata
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Customer typeFarmers, SHGs, JLGs, corporates, FPOs, partnerships and cooperativesView source
The manually reviewed product record states: “Farmers, , , corporates, , partnerships and cooperatives”.
Source
Dairy / Processing Loan — official product page
Page / section
Published product metadata
Accessed
4 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • Five-year repayment for dairy farms
  • Up to 10-year repayment for processing activity
  • Moratorium up to 3 months for dairy and 18 months for processing

Eligibility

  • Eligible entities include individual farmers, groups, companies and farmer cooperatives.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Dairy project, , cattle/plant and infrastructure documents

Related official documents

SBI Bouquet of Products & Services — Agriculture: Loan Productsofficial-pdf · current · accessed 4 Sept 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Finance to Self Help Group () · Purpose / eligibility corpus-based finance; Panchasutras mandatory; social needs, debt swap, housing, toilets and sustainable livelihoods

This value is copied from agriculture loan products — complete booklet transcription. Check the table notes before relying on it.

Source: Bouquet of Products & Services — Agriculture: Loan Products · Printed pages 34–37 / physical pages 41–44 Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 12 rows · 4 columnsSBI agriculture loan products — complete booklet transcriptionEvery agriculture product panel and the warehouse-receipt tables from printed pages 34–37 (physical PDF pages 41–44).View tableHide table

Scroll sideways to view every column

SBI agriculture loan products — complete booklet transcription
ProductPurpose / eligibilityAmount or limitTenure / margin / other published terms
Finance to Self Help Group () corpus-based finance; Panchasutras mandatory; social needs, debt swap, housing, toilets and sustainable livelihoodsUp to ₹20 lakhNo collateral margin up to ₹10 lakh; minimum 10% margin above ₹10 lakh
Svayam Siddha InitiativeIndividual women members of mature credit-linked with and sponsored by SRLM/NRLM; 28 common /Agri- activitiesUp to ₹10 lakh; simplified procedure up to ₹5 lakhOther activities ₹80,000–₹10 lakh follow regular procedure; 2% interest subvention for prompt women borrowers on ₹1.50 lakh outstanding for max 3 years
Agriculture Infrastructure Fund ()Farmers, agri entrepreneurs, start-ups, agencies/APMCs, cooperatives, PACS, , and ; post-harvest/processing/storageInterest-subvention limit ₹2 crore3% p.a. subvention for max 7 years; cover up to ₹2 crore; NABSanrakshan cover up to ₹2 crore for
Kisan Credit Card ()Owner cultivators, tenant farmers, oral lessees, sharecroppers, and ; cultivation, post-harvest, household consumption, farm assets and allied activitiesNeed-based by crop, acreage and Scale of Finance; 10% annual step-up through year 5Short crops 12 months; long crops 18 months; five-year validity subject to annual review; 3% prompt-repayment incentive
Animal Husbandry Infrastructure Development Fund ()Dairy/meat processing and animal-feed manufacturing; , companies, individuals, Section 8 companies, and dairy cooperativesCredit guarantee under up to ₹5 crore; NABSanrakshan up to ₹25 crore for 3% interest subvention for regular repayment, up to 8 years including moratorium; apply via Udyami Mitra
Warehouse Receipt Financing — AgriPost-harvest finance against WDRA-registered warehouse receipts or approved collateral-manager receiptsMinimum ₹1 lakh; individuals// up to ₹2 crore; /cooperatives/PACS/agro-food units up to ₹10 croreMaximum 12 months, but one month before commodity shelf life (12-month shelf life → 11-month term; 3-month shelf life → 2-month term); processing fee and collateral waived for e-NWR/approved-manager WHR
Asset Backed Agriculture Loan (ABAL)Traditional, modern farm and farm-related activities; short-term production and investment creditMaximum overdraft ₹2 crore per borrowerLoan secured by SARFAESI-compliant immovable property
Loan — Agri Allied ActivitiesIndividuals, sole proprietorships, partnerships (excluding corporate bodies/institutions), and ; dairy, poultry, fisheries, sericulture, piggery, sheep/goat rearing, beekeeping and mushroom cultivationCollateral-free loans up to ₹20 lakh; cover availableOverdraft and dropline overdraft facilities
Tractor LoanIndividual farmer with minimum 2-acre agricultural land holding; up to two co-applicants; tractor, accessories, insurance and registration₹2 lakh–₹25 lakhTerm loan; up to 5 years with half-yearly instalments; 25% margin
Fishing / ProcessingComposite fish culture, prawns/shrimp, boats and pond construction/deepening/widening/desilting; individuals, proprietorships, partnerships, , companies, cooperatives, /₹2 lakh–₹50 croreMaximum 7 years including 12-month moratorium
Poultry / ProcessingBroiler, egg, pullet and breeder production; equipment, feed, medicines, sheds, borewells, insurance, expansion and mechanisation; farmers//, corporates, /, companies, partnerships and cooperatives₹1 lakh–₹25 croreRepayable in 120 months including 9-month moratorium
Dairy / ProcessingMilch cattle, plant/machinery, sheds, land development, infrastructure and dairy processing; farmers, /, corporates, , partnerships and cooperativesNot published in the panel5 years for dairy farm; up to 10 years for processing; moratorium up to 3 months for dairy and 18 months for processing
  • Rows reproduce every product and numeric term shown on printed pages 34–37. Amounts, margins and periods are not inferred where the panel is silent.
Bouquet of Products & Services — Agriculture: Loan Products · Printed pages 34–37 / physical pages 41–44 · accessed 4 Sept 2026Open official source ↗

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