Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
PurposeWorking-capital needs and acquisition of fixed assetsView source
Working Capital needs & Acquisition of fixed assets.
- Source
- Digital Loans up to ₹5 crore — official product page
- Page / section
- Objective / Purpose
- Accessed
- 1 Sept 2026
- Confidence
- high
FacilitiesCash credit and term loanView source
Facilities Available: Cash Credit and Term Loan.
- Source
- Digital Loans up to ₹5 crore — official product page
- Page / section
- Features — Facilities Available
- Accessed
- 1 Sept 2026
- Confidence
- high
Loan amountUp to ₹5 croreView source
Quantum of Loan: Up to Rs.5 crores.
- Source
- Digital Loans up to ₹5 crore — official product page
- Page / section
- Features — Quantum of Loan
- Accessed
- 1 Sept 2026
- Confidence
- high
PricingCompetitive pricing linked to EBLR; the page displays 7.25% p.a. onwards from 1 April 2026 in its interest-rate module, subject to terms and conditionsEffective 1 Apr 2026View source
Pricing: Competitive Pricing Linked to ; interest-rate module shows 7.25% p.a. onwards w.e.f. 01.04.2026.
- Source
- Digital Loans up to ₹5 crore — official product page
- Page / section
- Features — Pricing; Interest Rates module
- Accessed
- 1 Sept 2026
- Confidence
- medium
Borrower contributionUp to 20%View source
Borrower's Margin /Contribution: Up to 20%.
- Source
- Digital Loans up to ₹5 crore — official product page
- Page / section
- Features — Borrower's Margin / Contribution
- Accessed
- 1 Sept 2026
- Confidence
- high
Repayment periodCash credit is on demand and renewed annually; term loan maximum 10 yearsView source
Cash Credit: On Demand, renewed every year; Term Loan: maximum up to 10 years.
- Source
- Digital Loans up to ₹5 crore — official product page
- Page / section
- Features — Repayment Period
- Accessed
- 1 Sept 2026
- Confidence
- high
Processing / upfront feeAs per SBI card rates; other charges are disclosed before sanctionView source
Processing Fee/Upfront Fee: As per Card rates; other charges as per Bank Guidelines apprised before sanction.
- Source
- Digital Loans up to ₹5 crore — official product page
- Page / section
- Features — Processing Fee / Upfront Fee
- Accessed
- 1 Sept 2026
- Confidence
- high
SecurityCash credit: hypothecation of stocks and receivables. Term loan: hypothecation of plant, machinery or other assets, or mortgage of land/property created out of bank finance.View source
Primary Security rows distinguish cash-credit stock/receivable hypothecation from term-loan plant, machinery, asset or mortgage security.
- Source
- Digital Loans up to ₹5 crore — official product page
- Page / section
- Features — Primary Security
- Accessed
- 1 Sept 2026
- Confidence
- high
Collateral / guaranteeGuarantee cover under CGFMU or CGTMSE, or eligible collateral security; borrower pays the credit-guarantee fee or premiumView source
All loans are covered under / / eligible collateral security; guarantee fees/premium are borne by the borrower.
- Source
- Digital Loans up to ₹5 crore — official product page
- Page / section
- Features — Collateral Security
- Accessed
- 1 Sept 2026
- Confidence
- high
Turnover / vintageNot published as a universal threshold on the reviewed product page; eligibility is assessed through SBI's MSME/CLP appraisal and the selected facility terms.View source
The complete page publishes purpose, facilities, amount, pricing, margin, repayment, fees and security but no turnover or business-vintage threshold.
- Source
- Digital Loans up to ₹5 crore — official product page
- Page / section
- Features and eligibility
- Accessed
- 1 Sept 2026
- Confidence
- high
DocumentsNot published as a fixed checklist on the reviewed page; the borrower is assessed through SBI's digital application, security and guarantee-cover process.View source
The complete page does not enumerate applicant documents; it states that other charges and guarantee requirements are apprised before sanction.
- Source
- Digital Loans up to ₹5 crore — official product page
- Page / section
- Features and application route
- Accessed
- 1 Sept 2026
- Confidence
- high
Geographic limitsIndia; digital lending platformView source
The manually reviewed product record states: “India; digital lending platform”.
- Source
- Digital Loans up to ₹5 crore — official product page
- Page / section
- Published product metadata
- Accessed
- 1 Sept 2026
- Confidence
- high
Customer typeMSMEs seeking working capital or fixed-asset financeView source
The manually reviewed product record states: “ seeking working capital or fixed-asset finance”.
- Source
- Digital Loans up to ₹5 crore — official product page
- Page / section
- Published product metadata
- Accessed
- 1 Sept 2026
- Confidence
- high
Benefits and features
- Cash credit and term loan facilities
- Up to ₹5 crore
- Term-loan repayment up to 10 years
- Digital application through the CLP marketplace
Eligibility
- The reviewed page describes working-capital and fixed-asset facilities but does not publish one universal constitution, income or turnover threshold; appraisal, security and guarantee-cover conditions apply.
Passing a listed condition does not mean the bank will approve an application.
Related official documents
Advances Related Service Charges — C&I, SME and AGL segmentsofficial-service-charge-document · current · accessed 1 Sept 2026
↗Digital Loans up to ₹5 crore — official product pageofficial-product-page · current · accessed 1 Sept 2026
↗