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Business, & agriculture finance

E Vendor Finance Scheme

An unsecured clean cash-credit facility for recommended vendors of reputed corporates or Industry Majors, with need-based finance, receivable tenor up to 180 days and ₹10,000–₹30,000 processing charges.

Facility amountNeed basedPricingEBR linked to repo rate + 2.65% for MSME borrowers or T-Bill, depending on external credit ratingTarget customersVendors of reputed Industry Majors or corporates with whom SBI has a tie-up arrangement
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Quick eligibility check

E Vendor Finance Scheme

0 of 5 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Vendors of reputed Industry Majors or corporates with whom SBI has a tie-up arrangement?

Published source: Target customers

2Do you meet this requirement: Existing borrowers must have made a profit continuously for the last three years?

3Does your annual turnover meet this requirement: the Industry Major must have minimum turnover of ₹300 crore and at least 25 vendors?

4Do you meet this requirement: Existing customers require external credit rating of at least BBB maintained for three years or internal SB7?

5Do you meet this requirement: non-borrowers require minimum external rating AA?

0 of 5 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 1 Sept 2026 · active
Offered byState Bank of India

India; corporate/Industry Major tie-up arrangements

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

PurposeFinance receivables of recommended vendors of reputed corporates or Industry Majors through web-based invoice discountingEffective 8 Feb 2024View source
Financing receivables of recommended vendors of reputed Corporates/Industry Majors ... Web based solution for Invoice Discounting.
Source
E Vendor Finance Scheme — official product page
Page / section
Objective / Purpose
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Target customersVendors of reputed Industry Majors or corporates with whom SBI has a tie-up arrangementEffective 8 Feb 2024View source
Target Group: Vendors of reputed Industry Majors/ Corporates with whom the Bank has tie-up arrangement.
Source
E Vendor Finance Scheme — official product page
Page / section
Features — Target Group and Eligibility
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
FacilityClean cash creditEffective 8 Feb 2024View source
Type of Facility: Cash Credit (Clean).
Source
E Vendor Finance Scheme — official product page
Page / section
Features — Type of Facility
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Facility amountNeed basedEffective 8 Feb 2024View source
Quantum of loan (Min/Max): Need Based.
Source
E Vendor Finance Scheme — official product page
Page / section
Features — Quantum of loan
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Turnover / vintageIndustry Major minimum turnover ₹300 crore; existing borrowers must have made profit continuously for the last 3 yearsEffective 8 Feb 2024View source
Existing borrowers ... continuously making profit for last 3 years; Minimum Turnover Size for IM: Rs. 300 Cr and above.
Source
E Vendor Finance Scheme — official product page
Page / section
Eligibility
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
PricingEBR linked to repo rate + 2.65% for MSME borrowers or T-Bill, depending on external credit ratingEffective 8 Feb 2024View source
Competitive Pricing Linked to (Repo rate+2.65%)/T- Bill (Depends on ECR).
Source
E Vendor Finance Scheme — official product page
Page / section
Features — Pricing
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Borrower marginNilEffective 8 Feb 2024View source
Margin (%): Nil.
Source
E Vendor Finance Scheme — official product page
Page / section
Features — Margin
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Repayment periodAccording to receivable tenor, maximum 180 daysEffective 8 Feb 2024View source
Repayment Period: According to tenor of the receivables (Max 180 days).
Source
E Vendor Finance Scheme — official product page
Page / section
Features — Repayment Period
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Processing fee₹10,000 to ₹30,000 depending on quantum of financeEffective 8 Feb 2024View source
Processing Fee/Upfront Fee: Rs. 10,000 to Rs. 30,000/- (Depending upon the quantum of finance).
Source
E Vendor Finance Scheme — official product page
Page / section
Features — Processing Fee / Upfront Fee
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Collateral securityNilEffective 8 Feb 2024View source
Collateral Security: Nil.
Source
E Vendor Finance Scheme — official product page
Page / section
Features — Collateral Security
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Required documentsNot published on the reviewed official product pageEffective 8 Feb 2024View source
The complete page publishes eligibility, ratings, turnover, facility, amount, margin, pricing, tenor, fee, collateral and variants but no enumerated document checklist.
Source
E Vendor Finance Scheme — official product page
Page / section
Complete page review
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Geographic limitsIndia; corporate/Industry Major tie-up arrangementsView source
The manually reviewed product record states: “India; corporate/Industry Major tie-up arrangements”.
Source
E Vendor Finance Scheme — official product page
Page / section
Published product metadata
Accessed
1 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • Clean cash-credit facility
  • Receivable tenor up to 180 days
  • Nil margin and nil collateral
  • Digital invoice-discounting with minimal branch intervention

Eligibility

  • Existing borrowers must have made a profit continuously for the last three years; the Industry Major must have minimum turnover of ₹300 crore and at least 25 vendors.
  • Existing customers require external credit rating of at least BBB maintained for three years or internal SB7; non-borrowers require minimum external rating . Outstanding sundry creditors cannot exceed three months' purchases.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Not published on the reviewed official product page; rating, profitability, Industry Major tie-up and receivable records are described but no checklist is enumerated.

Related official documents

E Vendor Finance Scheme — official SBI product pageofficial-product-page · current · accessed 1 Sept 2026
↗

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Loan repayment estimate

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One monthly payment₹13,431thirteen thousand four hundred thirty-one rupees
Interest paid over the full loan₹7,23,444seven lakh twenty-three thousand four hundred forty-four rupees
Everything you repay₹32,23,444thirty-two lakh twenty-three thousand four hundred forty-four rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Customer · Published termVendors of tied-up reputed corporates/Industry Majors

This value is copied from E Vendor Finance Scheme — published terms. Check the table notes before relying on it.

Source: E Vendor Finance Scheme — official product page · Eligibility, Features and Terms and Conditions Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 9 rows · 2 columnsE Vendor Finance Scheme — published termsTerms published on SBI's official page.View tableHide table

Scroll sideways to view every column

E Vendor Finance Scheme — published terms
ItemPublished term
CustomerVendors of tied-up reputed corporates/Industry Majors
EligibilityExisting borrower profit for 3 years; Industry Major turnover at least ₹300 crore; rating and vendor-base rules
FacilityClean cash credit
AmountNeed based
Pricing (page states repo + 2.65%) or T-Bill, depending on ECR
Margin / collateralNil / nil
RepaymentReceivable tenor up to 180 days
Processing fee₹10,000–₹30,000
VariantsVendor Exposure and IM Exposure
  • Outstanding sundry creditors cannot exceed three months' purchase. Last updated on the page: 8 February 2024.
E Vendor Finance Scheme — official product page · Eligibility, Features and Terms and Conditions · accessed 1 Sept 2026Open official source ↗

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