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Business, & agriculture finance

Finance to Bio-fuel Projects

project finance for new or expanded bio-fuels extraction plants and related storage/distribution, with term loan, working capital, and facilities, 10–12-year repayment and 30% project-cost margin.

Facility amount₹50 crore maximum handled by R&DB; above ₹50 crore handled by CCG or designated SME-intensive branchesPricingRating/scheme-specific and bank-guideline based; EBR linked to repo rate + 2.65% for MSMEs and 6-month MCLR linked for non-MSMEsTarget customersUnits setting up or expanding bio-fuels extraction plants, including biomass suppliers/aggregators selling to OMCs, government organisations or private companies
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Quick eligibility check

Finance to Bio-fuel Projects

0 of 3 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Units setting up or expanding bio-fuels extraction plants, including biomass suppliers/aggregators selling to OMCs, government organisations or private companies?

Published source: Target customers

2Do you meet this requirement: New or expanding bio-fuels extraction plants, biomass suppliers and aggregators selling to OMCs, government organisations or private companies are targeted?

3Do you meet this requirement: Ethanol projects of sugar mills/molasses/grain/dual-feed distilleries with the specified tripartite agreement and 5% margin are expressly excluded?

0 of 3 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 1 Sept 2026 · active
Offered byState Bank of India

India; -intensive branches/R&DB/CCG handling by proposal size

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

PurposePart-finance new or expanded bio-fuels extraction plants, including biomass suppliers/aggregators and storage/distribution infrastructureEffective 20 Mar 2024View source
To part-finance setting up of Bio-fuels extraction plant (including Biomass suppliers / aggregators), including their storage and distribution infrastructure.
Source
Finance to Bio-fuel Projects — official product page
Page / section
Purpose
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Target customersUnits setting up or expanding bio-fuels extraction plants, including biomass suppliers/aggregators selling to OMCs, government organisations or private companiesEffective 20 Mar 2024View source
Units setting up new/expansion of Bio-fuels extraction plants ... for sale to OMCs/Govt. Organisations/Private Companies.
Source
Finance to Bio-fuel Projects — official product page
Page / section
Features — Target Group and Target Group & Eligibility
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
FacilitiesTerm loan, working capital, letter of credit and bank guaranteeEffective 20 Mar 2024View source
Facilities Available: Term Loan, Working Capital, & .
Source
Finance to Bio-fuel Projects — official product page
Page / section
Features — Facilities Available
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Facility amount₹50 crore maximum handled by R&DB; above ₹50 crore handled by CCG or designated SME-intensive branchesEffective 20 Mar 2024View source
Rs.50 Crores Max. (to be handled by RDB); Above Rs.50 Crores (to be handled by CCG).
Source
Finance to Bio-fuel Projects — official product page
Page / section
Features — Quantum of Loan
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Turnover / vintageNot published as a numeric turnover or business-vintage thresholdEffective 20 Mar 2024View source
The complete page publishes eligible project/business types, facility amount, pricing, margin, tenor and exclusion but no numeric turnover or vintage threshold.
Source
Finance to Bio-fuel Projects — official product page
Page / section
Complete page review — Target Group and Eligibility
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
PricingRating/scheme-specific and bank-guideline based; EBR linked to repo rate + 2.65% for MSMEs and 6-month MCLR linked for non-MSMEsEffective 20 Mar 2024View source
(Linked to Repo Rate and Currently is Repo Rate + 2.65%) linked (for ) & 6 months linked (for Non-).
Source
Finance to Bio-fuel Projects — official product page
Page / section
Features — Pricing
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Borrower marginTerm loan minimum 30% of project cost; working capital minimum 25%Effective 20 Mar 2024View source
Term Loan: Min. 30% of Project Cost... Working Capital: Min. 25%.
Source
Finance to Bio-fuel Projects — official product page
Page / section
Features — Borrower's Margin / Contribution
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Repayment periodTerm loan repayable in 10–12 years; construction, moratorium and repayment together cannot exceed 15 yearsEffective 20 Mar 2024View source
Term loan repayable in 10-12 years... overall door-to-door tenor (construction, moratorium + repayment tenor) not to exceed 15 years.
Source
Finance to Bio-fuel Projects — official product page
Page / section
Features — Repayment Period
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Processing / upfront feeAs per SBI's extant guidelinesEffective 20 Mar 2024View source
Processing Fee/ Upfront Fee: As per Bank’s extant guidelines.
Source
Finance to Bio-fuel Projects — official product page
Page / section
Features — Processing Fee / Upfront Fee
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
CollateralNot published on the reviewed official product pageEffective 20 Mar 2024View source
The complete page publishes purpose, target group, facilities, quantum, pricing, margin, tenor, fee and exclusions but no collateral-security row.
Source
Finance to Bio-fuel Projects — official product page
Page / section
Complete page review — Security
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Required documentsNot published on the reviewed official product pageEffective 20 Mar 2024View source
No enumerated applicant document checklist appears on the complete page.
Source
Finance to Bio-fuel Projects — official product page
Page / section
Complete page review
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
ExclusionsEthanol projects of sugar mills or molasses/grain/dual-feed distilleries with the specified OMC-bank-producer tripartite agreement and 5% project-cost margin are not eligibleEffective 20 Mar 2024View source
Ethanol Projects of Sugar Mills/Molasses based/Grain based/Dual feed-based distilleries having Tripartite Agreement ... where margin is only 5% ... are not eligible.
Source
Finance to Bio-fuel Projects — official product page
Page / section
Features — Special Feature
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Geographic limitsIndia; SBI SME-intensive branches/R&DB/CCG handling by proposal sizeView source
The manually reviewed product record states: “India; -intensive branches/R&DB/CCG handling by proposal size”.
Source
Finance to Bio-fuel Projects — official product page
Page / section
Published product metadata
Accessed
1 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • Term loan, working capital, letter of credit and bank guarantee facilities
  • ₹50 crore maximum through R&DB; larger proposals handled by CCG
  • 10–12-year term-loan repayment
  • Includes (non-SATAT) within the National Policy of Biofuels definition

Eligibility

  • New or expanding bio-fuels extraction plants, biomass suppliers and aggregators selling to OMCs, government organisations or private companies are targeted.
  • Ethanol projects of sugar mills/molasses/grain/dual-feed distilleries with the specified tripartite agreement and 5% margin are expressly excluded.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Not published on the reviewed official product page; project/offtake and financial appraisal requirements are described but no checklist is enumerated.

Related official documents

Finance to Bio-fuel Projects — official SBI product pageofficial-product-page · current · accessed 1 Sept 2026
↗

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Loan repayment estimate

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One monthly payment₹13,431thirteen thousand four hundred thirty-one rupees
Interest paid over the full loan₹7,23,444seven lakh twenty-three thousand four hundred forty-four rupees
Everything you repay₹32,23,444thirty-two lakh twenty-three thousand four hundred forty-four rupees

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Customer · Published termNew/expanding bio-fuels extraction units, biomass suppliers/aggregators

This value is copied from Finance to Bio-fuel Projects — published terms. Check the table notes before relying on it.

Source: Finance to Bio-fuel Projects — official product page · Purpose, Features and Target Group & Eligibility Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 9 rows · 2 columnsFinance to Bio-fuel Projects — published termsTerms published on SBI's bio-fuels finance page.View tableHide table

Scroll sideways to view every column

Finance to Bio-fuel Projects — published terms
ItemPublished term
CustomerNew/expanding bio-fuels extraction units, biomass suppliers/aggregators
UseSale to OMCs, government organisations or private companies
FacilitiesTerm loan, working capital, and
Amount₹50 crore maximum through R&DB; above handled by CCG
Pricing -linked (page states repo + 2.65%); non- 6-month -linked
MarginTerm loan ≥30% project cost; working capital ≥25%
Repayment10–12 years; 15-year door-to-door cap
Processing extant guidelines
ExclusionSpecified 5%-margin ethanol tripartite projects
  • (non-SATAT) is included under the National Policy of Biofuels 2018 definition. Last updated: 20 March 2024.
Finance to Bio-fuel Projects — official product page · Purpose, Features and Target Group & Eligibility · accessed 1 Sept 2026Open official source ↗

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