Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
FacilityCash credit / revolving Kisan Credit CardEffective 5 Feb 2026View source
The current page describes a revolving cash-credit facility with cultivation, post-harvest, consumption, farm-asset and allied-activity components.
- Source
- Kisan Credit Card —
- Page / section
- Facility and components
- Accessed
- 4 Sept 2026
- Confidence
- high
Facility amountThe reviewed product panel does not publish a universal facility amountView source
The reviewed product panel does not publish a universal amount for this product; product-specific amount facts are retained where present.
- Source
- Bouquet of Products & Services — Agriculture: Loan Products
- Page / section
- Printed pages 32–37 / physical pages 39–44 — complete agriculture section
- Accessed
- 4 Sept 2026
- Confidence
- high
Interest rateInterest subvention follows RBI guidelines; prompt and timely repayment earns 3% p.a. incentive. The sources do not publish one universal SBI rate for every crop/
The official page says interest subvention as per Guidelines; the booklet publishes 3% prompt repayment incentive.
- Source
- Kisan Credit Card —
- Page / section
- Interest subvention and repayment
- Accessed
- 4 Sept 2026
- Confidence
- high
TenureNo repayment tenure is published in the reviewed panel for this productView source
No repayment tenure is printed for this product panel.
- Source
- Bouquet of Products & Services — Agriculture: Loan Products
- Page / section
- Printed pages 32–37 / physical pages 39–44 — complete agriculture section
- Accessed
- 4 Sept 2026
- Confidence
- high
EligibilityOwner cultivators, tenant farmers, oral lessees, sharecroppers, SHGs and JLGsEffective 5 Feb 2026View source
The page and booklet list owner cultivators, tenants, oral lessees, sharecroppers, and .
- Source
- Kisan Credit Card —
- Page / section
- Eligibility
- Accessed
- 4 Sept 2026
- Confidence
- high
CollateralNo separate collateral rule is published in the reviewed panel for this productView source
The product panel does not state a separate collateral requirement; where it does, that product-specific fact is retained instead.
- Source
- Bouquet of Products & Services — Agriculture: Loan Products
- Page / section
- Printed pages 32–37 / physical pages 39–44 — complete agriculture section
- Accessed
- 4 Sept 2026
- Confidence
- high
Processing feeNot published on the reviewed SBI KCC page or agriculture booklet panelEffective 5 Feb 2026View source
No processing-fee amount is stated on the reviewed page or booklet panel.
- Source
- Kisan Credit Card —
- Page / section
- Complete current page review
- Accessed
- 4 Sept 2026
- Confidence
- high
Required documentsKYC and land/cultivation records required for the borrower and crop; the current page does not publish a fixed universal checklistEffective 5 Feb 2026View source
The page gives an online/branch application route and crop/land-based assessment but no fixed checklist.
- Source
- Kisan Credit Card —
- Page / section
- Application / eligibility
- Accessed
- 4 Sept 2026
- Confidence
- high
Turnover / vintageNo turnover or business-vintage threshold is published in the reviewed SBI agriculture product pages or booklet panelsView source
The complete agriculture section publishes activity, eligibility, limits, margins and repayment terms where stated, but no turnover or vintage threshold for these products.
- Source
- Bouquet of Products & Services — Agriculture: Loan Products
- Page / section
- Printed pages 32–37 / physical pages 39–44 — complete agriculture section
- Accessed
- 4 Sept 2026
- Confidence
- high
Geographic limitsIndiaView source
The manually reviewed product record states: “India”.
- Source
- Kisan Credit Card () — official product page
- Page / section
- Published product metadata
- Accessed
- 4 Sept 2026
- Confidence
- high
Customer typeOwner cultivators, tenant farmers, oral lessees, sharecroppers, SHGs and JLGsView source
The manually reviewed product record states: “Owner cultivators, tenant farmers, oral lessees, sharecroppers, and ”.
- Source
- Kisan Credit Card () — official product page
- Page / section
- Published product metadata
- Accessed
- 4 Sept 2026
- Confidence
- high
Benefits and features
- Need-based limit linked to crop, acreage and Scale of Finance
- 12-month short-duration or 18-month long-duration crop repayment
- Five-year validity subject to annual review
- 3% prompt-repayment incentive and interest-subvention rules
Eligibility
- All farmers including owner cultivators, tenants, oral lessees, sharecroppers, and .
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Land/cultivation and documents; exact checklist depends on borrower and crop
Related official documents
SBI Bouquet of Products & Services — Agriculture: Loan Productsofficial-pdf · current · accessed 4 Sept 2026
↗Kisan Credit Card — SBI official product pageofficial-product-page · current · accessed 4 Sept 2026
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