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Reliance Card PRIME

A premium Reliance Retail co-branded card with ₹2,999 fee, high earn rates at AJIO and JioMart, milestone vouchers, movie tickets and lounge privileges.

Cashback / value back1 Reward Point = ₹0.25; the card publishes reward-point redemption rather than a separate statement cashback rateRewards20 Reward Points per ₹100 at AJIO and JioMart Online; 10 per ₹100 at other participating Reliance Retail stores; 5 per ₹100 on dining, movies, entertainment, domestic airlines and international spends; 2 per ₹100 on other eligible retailOffers and milestones₹8,750 Reliance Retail vouchers at ₹3 lakh annual spend; one movie ticket per month up to ₹250; ₹3 lakh renewal-fee reversal
Official product page ↗Compare category

Quick eligibility check

Reliance Card PRIME

0 of 9 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you have a regular source of income?

Published source: Income eligibility

2Are you aged 21 to 70?

Published source: Eligibility

3Are you salaried or self-employed?

Published source: Eligibility

4Do you have a good credit profile?

Published source: Eligibility

5Do you meet this requirement: final approval is assessed by SBI Card?

6Document checkDo you have this required document or proof: PAN Card?

Published source: Eligibility

7Document checkDo you have at least one of these required documents: Aadhaar Card with first 8 digits masked or another valid government address proof?

Published source: Eligibility

8Document checkDo you have at least one of these required documents: Income or employment evidence when requested?

Published source: Eligibility

9Document checkDo you have this required document or proof: Recent photograph when requested?

Published source: Eligibility
0 of 9 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 1 Sept 2026 · active
Offered byState Bank of India

India, subject to Cards and Payment Services Limited approval

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Annual and renewal feeReliance SBI Card: ₹499 + applicable taxes; Reliance SBI Card PRIME: ₹2,999 + applicable taxesView source
The current fee table lists ₹499 for Reliance Card and ₹2,999 for PRIME.
Source
Card Most Important Terms and Conditions
Page / section
Annual and renewal fee table
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Renewal-fee reversalReliance SBI Card: reversed at ₹1 lakh annual spend; PRIME: reversed at ₹3 lakh annual spendView source
The issuer fee table publishes the two variant-specific waiver thresholds.
Source
Card Most Important Terms and Conditions
Page / section
Annual and renewal fee table
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
NetworkRuPay or Mastercard variantView source
The issuer page states RuPay/Mastercard acceptance.
Source
Reliance Card PRIME official product page
Page / section
International acceptance and contactless features
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Income eligibilityNo universal rupee minimum-income threshold is published; SBI Card lists regular income as a basic criterion and may request income evidenceView source
The issuer publishes regular income but no universal rupee minimum.
Source
Card online application eligibility
Page / section
Eligibility
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
EligibilityAge 21–70; salaried or self-employed; regular income; good credit profile; issuer approval.View source
Age 21–70; salaried or self-employed; regular income; good credit profile; issuer approval.
Source
Reliance Card PRIME — official eligibility and network details
Page / section
Application guidelines / card network
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Monthly finance chargeUp to 3.75% per month for unsecured cardsView source
The current publishes a maximum 3.75% monthly finance charge for unsecured cards.
Source
Card Most Important Terms and Conditions
Page / section
Extended Credit — Finance Charges
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Maximum annual finance chargeUp to 45% per annum for unsecured cardsView source
The issuer states 3.75% per month, equivalent to 45% per annum, for unsecured cards.
Source
Card Most Important Terms and Conditions
Page / section
Extended Credit — Finance Charges
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Foreign-currency markup3.5% dynamic-currency-conversion fee under the current MITC general ruleView source
The lists a 3.5% dynamic-currency-conversion fee for cards outside its named lower-markup exceptions.
Source
Card Most Important Terms and Conditions
Page / section
Dynamic currency conversion fee
Accessed
1 Sept 2026
Confidence
medium
Open official source ↗
Rewards20 Reward Points per ₹100 at AJIO and JioMart Online; 10 per ₹100 at other participating Reliance Retail stores; 5 per ₹100 on dining, movies, entertainment, domestic airlines and international spends; 2 per ₹100 on other eligible retailView source
The issuer page publishes PRIME earn rates across Reliance, travel, lifestyle and other retail categories.
Source
Reliance Card PRIME official product page
Page / section
Exclusive privileges — rewards
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Cashback / value back1 Reward Point = ₹0.25; the card publishes reward-point redemption rather than a separate statement cashback rateView source
The issuer page states the point value and voucher redemption route.
Source
Reliance Card PRIME official product page
Page / section
Rewards
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Offers and milestones₹8,750 Reliance Retail vouchers at ₹3 lakh annual spend; one movie ticket per month up to ₹250; ₹3 lakh renewal-fee reversalView source
The issuer page publishes the annual voucher, monthly movie ticket and fee-reversal terms.
Source
Reliance Card PRIME official product page
Page / section
Exclusive privileges
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Airport-lounge access2 complimentary domestic airport-lounge visits every quarter; 4 complimentary international Priority Pass visits per year, maximum 2 per quarterView source
The issuer page publishes domestic and Priority Pass visit limits.
Source
Reliance Card PRIME official product page
Page / section
Exclusive privileges — lounge access
Accessed
1 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • ₹2,999 annual and renewal fee; renewal fee reversed at ₹3 lakh preceding-year spend
  • 20 Reward Points per ₹100 at AJIO and JioMart Online; 10 per ₹100 at other participating Reliance Retail stores
  • 5 Reward Points per ₹100 on dining, movies, entertainment, domestic airlines and international spends; 2 per ₹100 on other eligible retail
  • ₹8,750 Reliance Retail vouchers at ₹3 lakh annual spend
  • 1 free movie ticket per month up to ₹250, plus convenience fee
  • 2 domestic airport-lounge visits every quarter and 4 international Priority Pass visits per year, maximum 2 per quarter
  • 1% fuel-surcharge waiver on ₹500–₹4,000 fuel transactions, capped at ₹100 per statement cycle
  • RuPay or Mastercard variant; 1 Reward Point = ₹0.25

Eligibility

  • Card basic criteria are age 21–70, salaried or self-employed occupation, regular income and good credit profile; final approval is assessed by Card.
  • The reviewed issuer sources do not publish a universal rupee minimum-income threshold.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Card
  • Aadhaar Card with first 8 digits masked or another valid government address proof
  • Income or employment evidence when requested
  • Recent photograph when requested

Related official documents

SBI Card current credit-card application catalogueofficial-product-catalogue · current · accessed 1 Sept 2026
↗
SBI Card online application eligibility and document requirementsofficial-eligibility-page · current · accessed 1 Sept 2026
↗
SBI Card Key Fact Statementkey-fact-statement · current · accessed 1 Sept 2026
↗
SBI Card Most Important Terms and Conditionsmost-important-terms-and-conditions · current · accessed 1 Sept 2026
↗
Reliance SBI Card and Reliance SBI Card PRIME official product pagesofficial-product-page · current · accessed 1 Sept 2026
↗
Reliance SBI Card terms and conditions bookletofficial-product-terms · current · accessed 1 Sept 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

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Credit-card interest estimate

See roughly how much interest may be added if part of the card bill remains unpaid for one month.

Interest added for one month₹1,875one thousand eight hundred seventy-five rupees
Balance after that interest₹51,875fifty-one thousand eight hundred seventy-five rupees
Monthly rate × 1245%

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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