IndiaBanks.org · independent research

Business, & agriculture finance

Shaurya Maan

clean overdraft working-capital finance for registered Armed Forces defence canteens, from ₹1 lakh to ₹5 crore, repayable on demand with nil processing fee and nil margin.

Loan amount₹1 lakh minimum to ₹5 crore maximumPricingCompetitive interest rate linked to SBI's MCLRTarget customersRegistered defence canteens of the Armed Forces having a registration number
Official product page ↗Compare category

Quick eligibility check

Shaurya Maan

0 of 6 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Are you this type of customer: Registered defence canteens of the Armed Forces having a registration number?

Published source: Target customers

2Are you this type of customer: Registered Armed Forces defence canteen with a registration number?

Published source: Eligibility

3Are you this type of customer: Defence-canteen registration number is required?

Published source: Documents

4Do you meet this requirement: no further fixed checklist is published on the page?

Published source: Documents

5Are you this type of customer: Only registered defence canteens of the Armed Forces holding a registration number are named as the target group?

6Document checkDo you have this required document or proof: Defence-canteen registration number is required; no further fixed checklist is published on the page?

Published source: Documents
0 of 6 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 1 Sept 2026 · active
Offered byState Bank of India

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

PurposeWorking-capital finance for defence canteens to procure from depots and support day-to-day operationsEffective 8 Feb 2024View source
To provide Working Capital finance to the defense canteens to carry out procurement from Depots and ease their day-to-day operations.
Source
Shaurya Maan — official product page
Page / section
Objective / Purpose
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Target customersRegistered defence canteens of the Armed Forces having a registration numberEffective 8 Feb 2024View source
Target Group: Registered Defence Canteens of Armed Forces having the Registration Number.
Source
Shaurya Maan — official product page
Page / section
Features — Target Group
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
FacilityClean overdraft facilityEffective 8 Feb 2024View source
Facilities Available: Clean Overdraft Facility.
Source
Shaurya Maan — official product page
Page / section
Features — Facilities Available
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Loan amount₹1 lakh minimum to ₹5 crore maximumEffective 8 Feb 2024View source
Minimum: Rs.1.00 lakh. Maximum: Rs.5.00 Crore.
Source
Shaurya Maan — official product page
Page / section
Features — Quantum of loan
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
PricingCompetitive interest rate linked to SBI's MCLREffective 8 Feb 2024View source
Competitive Interest Rate linked with of the Bank.
Source
Shaurya Maan — official product page
Page / section
Features — Pricing
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Borrower marginNilEffective 8 Feb 2024View source
Borrower's Margin / Contribution: Nil.
Source
Shaurya Maan — official product page
Page / section
Features — Borrower's Margin / Contribution
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Repayment periodOn demandEffective 8 Feb 2024View source
Repayment Period On Demand.
Source
Shaurya Maan — official product page
Page / section
Features — Repayment Period
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Processing feeNilEffective 8 Feb 2024View source
Processing Fee/ Upfront Fee: Nil.
Source
Shaurya Maan — official product page
Page / section
Features — Processing Fee / Upfront Fee
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Other chargesAs per SBI guidelines and appraised to the borrower before sanctionEffective 8 Feb 2024View source
Other Charges: As per Bank Guidelines which will be appraised to the borrower before sanction of loans.
Source
Shaurya Maan — official product page
Page / section
Features — Other Charges
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
SecurityClean overdraft facility; the page does not publish a separate collateral-security requirementEffective 8 Feb 2024View source
The page describes a clean overdraft facility but does not provide a separate collateral-security clause.
Source
Shaurya Maan — official product page
Page / section
Complete page review — Facility and Security
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
EligibilityRegistered Armed Forces defence canteen with a registration numberEffective 8 Feb 2024View source
Registered Defence Canteens of Armed Forces having the Registration Number.
Source
Shaurya Maan — official product page
Page / section
Features — Target Group
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Turnover / vintageNot published as a numeric turnover or business-vintage threshold on the complete SBI Shaurya Maan page; eligibility is limited to registered Armed Forces defence canteens.Effective 8 Feb 2024View source
The complete page publishes a registered defence-canteen target group and facility terms but no numeric turnover or business-vintage threshold.
Source
Shaurya Maan — official product page
Page / section
Complete page review — Target Group and Features
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Geographic limitsIndiaView source
The manually reviewed product record states: “India”.
Source
Shaurya Maan — official product page
Page / section
Published product metadata
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
DocumentsDefence-canteen registration number is required; no further fixed checklist is published on the page.View source
The manually reviewed product record states: “Defence-canteen registration number is required; no further fixed checklist is published on the page.”.
Source
Shaurya Maan — official product page
Page / section
Published product metadata
Accessed
1 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • Clean overdraft facility
  • ₹1 lakh minimum to ₹5 crore maximum
  • Nil margin and nil processing fee
  • On-demand repayment

Eligibility

  • Only registered defence canteens of the Armed Forces holding a registration number are named as the target group.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Defence-canteen registration number is required; no further fixed checklist is published on the page.

Related official documents

SBI Shaurya Maan — official SBI product pageofficial-product-page · current · accessed 1 Sept 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Purpose · Published termWorking capital for procurement from depots and daily operations

This value is copied from Shaurya Maan — published terms. Check the table notes before relying on it.

Source: Shaurya Maan — official product page · Purpose and Features Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 9 rows · 2 columnsSBI Shaurya Maan — published termsTerms published on SBI's defence-canteen finance page.View tableHide table

Scroll sideways to view every column

SBI Shaurya Maan — published terms
ItemPublished term
PurposeWorking capital for procurement from depots and daily operations
CustomerRegistered Armed Forces defence canteen
FacilityClean overdraft
Amount₹1 lakh–₹5 crore
Pricing -linked
MarginNil
RepaymentOn demand
Processing feeNil
Other chargesBank guidelines, disclosed before sanction
  • Last updated on the page: 8 February 2024.
Shaurya Maan — official product page · Purpose and Features · accessed 1 Sept 2026Open official source ↗

More from State Bank of India

Related products

Asset Backed Agriculture Loan (ABAL)

Overdraft finance for short-term production and investment credit secured by SARFAESI-compliant immovable property.

View product

ABL (Saral)

asset-backed working-capital and business-purpose finance above ₹10 lakh up to ₹5 crore, with a 25% borrower margin, up to 180-month dropline overdraft and property security at 65% .

View product

Agri Clinic and Agri Business Centres Loan

Term finance for agri-clinics and agri-business centres, up to ₹20 lakh for an individual or ₹1 crore for a group of five trained people, with up to 10-year term.

View product

Agri & Food Enterprises Loan (AFEL)

Finance for agri commodity, food processing, agri-input manufacturing, exports and selected agri infrastructure or ancillary activities, up to ₹100 crore.

View product