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Business, & agriculture finance

Finance to Self Help Group ()

Corpus-based finance for members' social needs, debt swapping, housing, sanitation and sustainable livelihoods.

Facility amountThe reviewed product panel does not publish a universal facility amountInterest rateNot published in the reviewed agriculture booklet panelCustomer typeSelf Help Groups maintaining the required Panchasutras
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Quick eligibility check

Finance to Self Help Group ()

0 of 6 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Self Help Group with maintenance of Panchasutras?

Published source: Eligibility

2Do you meet this requirement: finance may meet social needs, high-cost debt swapping, house/toilet construction and sustainable livelihoods?

Published source: Eligibility

3Can you provide this required proof: Product-specific KYC, land, project, entity and activity documents are required?

Published source: Required documents

4Do you meet this requirement: no fixed checklist is published in the booklet?

Published source: Required documents

5Do you meet this requirement: Self Help Groups maintaining the required Panchasutras?

Published source: Customer type

6Document checkDo you have this required document or proof: SHG corpus, Panchasutra records, KYC and activity documents?

Published source: Required documents
0 of 6 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 4 Sept 2026 · active
Offered byState Bank of India

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Facility amountThe reviewed product panel does not publish a universal facility amountView source
The reviewed product panel does not publish a universal amount for this product; product-specific amount facts are retained where present.
Source
Bouquet of Products & Services — Agriculture: Loan Products
Page / section
Printed pages 32–37 / physical pages 39–44 — complete agriculture section
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
MarginNil up to ₹10 lakh; minimum 10% above ₹10 lakhView source
Loans up to Rs 10 lakh - Nil; loan above Rs 10 lakh - Min 10%.
Source
Bouquet of Products & Services
Page / section
Printed page 33 / physical page 40 — finance
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
EligibilitySelf Help Group with maintenance of Panchasutras; finance may meet social needs, high-cost debt swapping, house/toilet construction and sustainable livelihoodsView source
Maintenance of Panchasutras mandatory for finance.
Source
Bouquet of Products & Services
Page / section
Printed page 33 / physical page 40 — finance
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Published agriculture-product termsThe complete product panel and table are preserved in the shared agriculture booklet table bundle below; see each product row for amount, eligibility, purpose and tenure.View source
All remaining agriculture product panels are transcribed in the complete table bundle.
Source
Bouquet of Products & Services
Page / section
Printed pages 34–37 / physical pages 41–44
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Interest rateNot published in the reviewed agriculture booklet panelView source
The individual panels publish purpose, eligibility, amount and/or tenure but not a universal rate percentage.
Source
Bouquet of Products & Services
Page / section
Printed pages 34–37 / physical pages 41–44
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Processing feeNot published in the reviewed agriculture booklet panelView source
No processing-fee table appears for these agriculture products in the reviewed section.
Source
Bouquet of Products & Services
Page / section
Printed pages 34–37 / physical pages 41–44
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Required documentsProduct-specific KYC, land, project, entity and activity documents are required; no fixed checklist is published in the bookletView source
The booklet panels do not publish fixed document checklists.
Source
Bouquet of Products & Services
Page / section
Printed pages 34–37 / physical pages 41–44
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Turnover / vintageNo turnover or business-vintage threshold is published in the reviewed SBI agriculture product pages or booklet panelsView source
The complete agriculture section publishes activity, eligibility, limits, margins and repayment terms where stated, but no turnover or vintage threshold for these products.
Source
Bouquet of Products & Services — Agriculture: Loan Products
Page / section
Printed pages 32–37 / physical pages 39–44 — complete agriculture section
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
CollateralNo separate collateral rule is published in the reviewed panel for this productView source
The product panel does not state a separate collateral requirement; where it does, that product-specific fact is retained instead.
Source
Bouquet of Products & Services — Agriculture: Loan Products
Page / section
Printed pages 32–37 / physical pages 39–44 — complete agriculture section
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
TenureNo repayment tenure is published in the reviewed panel for this productView source
No repayment tenure is printed for this product panel.
Source
Bouquet of Products & Services — Agriculture: Loan Products
Page / section
Printed pages 32–37 / physical pages 39–44 — complete agriculture section
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Geographic limitsIndiaView source
The manually reviewed product record states: “India”.
Source
Finance to Self Help Group () — official product page
Page / section
Published product metadata
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Customer typeSelf Help Groups maintaining the required PanchasutrasView source
The manually reviewed product record states: “Self Help Groups maintaining the required Panchasutras”.
Source
Finance to Self Help Group () — official product page
Page / section
Published product metadata
Accessed
4 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • Finance up to ₹20 lakh
  • No collateral margin up to ₹10 lakh; minimum 10% margin above ₹10 lakh

Eligibility

  • Maintenance of Panchasutras is mandatory for finance.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • corpus, Panchasutra records, and activity documents

Related official documents

SBI Bouquet of Products & Services — Agriculture: Loan Productsofficial-pdf · current · accessed 4 Sept 2026
↗

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Loan repayment estimate

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One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Finance to Self Help Group () · Purpose / eligibility corpus-based finance; Panchasutras mandatory; social needs, debt swap, housing, toilets and sustainable livelihoods

This value is copied from agriculture loan products — complete booklet transcription. Check the table notes before relying on it.

Source: Bouquet of Products & Services — Agriculture: Loan Products · Printed pages 34–37 / physical pages 41–44 Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 12 rows · 4 columnsSBI agriculture loan products — complete booklet transcriptionEvery agriculture product panel and the warehouse-receipt tables from printed pages 34–37 (physical PDF pages 41–44).View tableHide table

Scroll sideways to view every column

SBI agriculture loan products — complete booklet transcription
ProductPurpose / eligibilityAmount or limitTenure / margin / other published terms
Finance to Self Help Group () corpus-based finance; Panchasutras mandatory; social needs, debt swap, housing, toilets and sustainable livelihoodsUp to ₹20 lakhNo collateral margin up to ₹10 lakh; minimum 10% margin above ₹10 lakh
Svayam Siddha InitiativeIndividual women members of mature credit-linked with and sponsored by SRLM/NRLM; 28 common /Agri- activitiesUp to ₹10 lakh; simplified procedure up to ₹5 lakhOther activities ₹80,000–₹10 lakh follow regular procedure; 2% interest subvention for prompt women borrowers on ₹1.50 lakh outstanding for max 3 years
Agriculture Infrastructure Fund ()Farmers, agri entrepreneurs, start-ups, agencies/APMCs, cooperatives, PACS, , and ; post-harvest/processing/storageInterest-subvention limit ₹2 crore3% p.a. subvention for max 7 years; cover up to ₹2 crore; NABSanrakshan cover up to ₹2 crore for
Kisan Credit Card ()Owner cultivators, tenant farmers, oral lessees, sharecroppers, and ; cultivation, post-harvest, household consumption, farm assets and allied activitiesNeed-based by crop, acreage and Scale of Finance; 10% annual step-up through year 5Short crops 12 months; long crops 18 months; five-year validity subject to annual review; 3% prompt-repayment incentive
Animal Husbandry Infrastructure Development Fund ()Dairy/meat processing and animal-feed manufacturing; , companies, individuals, Section 8 companies, and dairy cooperativesCredit guarantee under up to ₹5 crore; NABSanrakshan up to ₹25 crore for 3% interest subvention for regular repayment, up to 8 years including moratorium; apply via Udyami Mitra
Warehouse Receipt Financing — AgriPost-harvest finance against WDRA-registered warehouse receipts or approved collateral-manager receiptsMinimum ₹1 lakh; individuals// up to ₹2 crore; /cooperatives/PACS/agro-food units up to ₹10 croreMaximum 12 months, but one month before commodity shelf life (12-month shelf life → 11-month term; 3-month shelf life → 2-month term); processing fee and collateral waived for e-NWR/approved-manager WHR
Asset Backed Agriculture Loan (ABAL)Traditional, modern farm and farm-related activities; short-term production and investment creditMaximum overdraft ₹2 crore per borrowerLoan secured by SARFAESI-compliant immovable property
Loan — Agri Allied ActivitiesIndividuals, sole proprietorships, partnerships (excluding corporate bodies/institutions), and ; dairy, poultry, fisheries, sericulture, piggery, sheep/goat rearing, beekeeping and mushroom cultivationCollateral-free loans up to ₹20 lakh; cover availableOverdraft and dropline overdraft facilities
Tractor LoanIndividual farmer with minimum 2-acre agricultural land holding; up to two co-applicants; tractor, accessories, insurance and registration₹2 lakh–₹25 lakhTerm loan; up to 5 years with half-yearly instalments; 25% margin
Fishing / ProcessingComposite fish culture, prawns/shrimp, boats and pond construction/deepening/widening/desilting; individuals, proprietorships, partnerships, , companies, cooperatives, /₹2 lakh–₹50 croreMaximum 7 years including 12-month moratorium
Poultry / ProcessingBroiler, egg, pullet and breeder production; equipment, feed, medicines, sheds, borewells, insurance, expansion and mechanisation; farmers//, corporates, /, companies, partnerships and cooperatives₹1 lakh–₹25 croreRepayable in 120 months including 9-month moratorium
Dairy / ProcessingMilch cattle, plant/machinery, sheds, land development, infrastructure and dairy processing; farmers, /, corporates, , partnerships and cooperativesNot published in the panel5 years for dairy farm; up to 10 years for processing; moratorium up to 3 months for dairy and 18 months for processing
  • Rows reproduce every product and numeric term shown on printed pages 34–37. Amounts, margins and periods are not inferred where the panel is silent.
Bouquet of Products & Services — Agriculture: Loan Products · Printed pages 34–37 / physical pages 41–44 · accessed 4 Sept 2026Open official source ↗

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