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Business, & agriculture finance

Trade Receivable Discounting System (TReDS)

digital Trade Receivable Discounting System route that lets unlock invoices through competitive auction-based discounting by multiple financiers.

Facility amountNot published on the reviewed TReDS page; the page describes invoice discounting without a numeric minimum or maximumDiscount rateCompetitive discount rates through an auction mechanism; no numeric rate publishedParticipantsBuyers, MSME sellers, financiers and licensed TReDS exchange platforms
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Quick eligibility check

Trade Receivable Discounting System (TReDS)

0 of 4 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Buyers, MSME sellers, financiers and licensed TReDS exchange platforms?

Published source: Participants

2Do you meet this requirement: SBI identifies buyers, sellers, financiers and exchange platforms as eligible participants?

3Do you meet this requirement: Sellers must supply goods or services to large buyers and raise invoices due after a credit period?

4Do you meet this requirement: The page names RXIL, M1, Invoicemart (A.TReDS) and C2FO as RBI-licensed operators at the time of review?

0 of 4 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 1 Sept 2026 · active
Offered byState Bank of India

India; -licensed TReDS platforms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

PurposeUnlock MSME funds tied up in trade receivables through a receivables exchangeEffective 21 Dec 2024View source
To help unlock the funds lying in trade receivables at competitive interest rate ... through multiple financiers.
Source
TReDS — official product page
Page / section
Purpose
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
ParticipantsBuyers, MSME sellers, financiers and licensed TReDS exchange platformsEffective 21 Dec 2024View source
Eligible Participants: Buyers, Sellers, Financiers and Exchange Platform; sellers provide goods/services to large buyers and raise invoices.
Source
TReDS — official product page
Page / section
Eligible Participants
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
MechanismDigital receivables discounting through a TReDS exchange and multiple financiersEffective 21 Dec 2024View source
TReDS Platform ... is an institutional mechanism set up for financing of trade receivables ... through multiple financiers.
Source
TReDS — official product page
Page / section
Purpose and Key Benefits
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Facility amountNot published on the reviewed TReDS page; the page describes invoice discounting without a numeric minimum or maximumEffective 21 Dec 2024View source
The complete page describes the receivables mechanism and participants but does not publish a facility amount range.
Source
TReDS — official product page
Page / section
Complete page review — Purpose, Participants and Benefits
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Turnover / vintageNot published as a numeric threshold; eligibility is defined by MSME seller, buyer, financier and invoice rolesEffective 21 Dec 2024View source
No seller turnover or business-vintage number appears on the complete page.
Source
TReDS — official product page
Page / section
Complete page review — Eligible Participants
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Discount rateCompetitive discount rates through an auction mechanism; no numeric rate publishedEffective 21 Dec 2024View source
Competitive discount rates through an auction mechanism.
Source
TReDS — official product page
Page / section
Key Benefits to all participants
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Receivable tenorNot published on the reviewed TReDS page; invoices are described as payable after a buyer credit period without a maximum number of daysEffective 21 Dec 2024View source
The page refers to payment after a credit period but gives no numeric receivable tenor.
Source
TReDS — official product page
Page / section
Complete page review — Sellers and Benefits
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
FeesNot published on the reviewed TReDS pageEffective 21 Dec 2024View source
The complete page publishes benefits and participant roles but no processing-fee or platform-charge amount.
Source
TReDS — official product page
Page / section
Complete page review
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
CollateralNot published on the reviewed TReDS page; the page describes assignment/discounting of receivables but no collateral ruleEffective 21 Dec 2024View source
No collateral or guarantee requirement is stated on the complete TReDS page.
Source
TReDS — official product page
Page / section
Complete page review
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Required documentsNot published on the reviewed official product pageEffective 21 Dec 2024View source
No participant document checklist appears on the complete page.
Source
TReDS — official product page
Page / section
Complete page review
Accessed
1 Sept 2026
Confidence
high
Open official source ↗
Geographic limitsIndia; RBI-licensed TReDS platformsView source
The manually reviewed product record states: “India; -licensed TReDS platforms”.
Source
Trade Receivable Discounting System (TReDS) — official product page
Page / section
Published product metadata
Accessed
1 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • Quick access to funds against trade receivables
  • Competitive discount rates through auction
  • End-to-end digital and paperless process
  • Added benefits for existing customers

Eligibility

  • identifies buyers, sellers, financiers and exchange platforms as eligible participants. Sellers must supply goods or services to large buyers and raise invoices due after a credit period.
  • The page names RXIL, M1, Invoicemart (A.TReDS) and C2FO as -licensed operators at the time of review.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Not published on the reviewed official product page; participant roles and invoice workflow are described but no checklist is enumerated.

Related official documents

TReDS — official SBI product pageofficial-product-page · current · accessed 1 Sept 2026
↗

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Loan repayment estimate

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One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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Seller · Published term supplying goods/services and raising invoice on a large buyer

This value is copied from TReDS — published terms. Check the table notes before relying on it.

Source: TReDS — official product page · Purpose, Eligible Participants and Key Benefits Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 6 rows · 2 columnsTReDS — published termsParticipant and mechanism details published on SBI's official page.View tableHide table

Scroll sideways to view every column

TReDS — published terms
ItemPublished term
Seller supplying goods/services and raising invoice on a large buyer
BuyerCorporate, government department or owing payment after credit period
FinancierBuys seller invoice and assumes receivable ownership until buyer due date
MechanismDigital receivables exchange with multiple financiers
PricingCompetitive auction-based discount rates; no numeric rate stated
BenefitsQuick funds, transparent paperless workflow and lower administrative cost
  • names RXIL, M1, Invoicemart (A.TReDS) and C2FO as licensed operators on the page. Last updated: 21 December 2024.
TReDS — official product page · Purpose, Eligible Participants and Key Benefits · accessed 1 Sept 2026Open official source ↗

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