Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Account typeCurrent account; variant-specific business, institutional, trade, RERA or professional structureView source
Union Bank lists these named current-account products and variants in its current-deposit catalogue.
- Source
- Current Deposit Products that suits your need
- Page / section
- Current-account catalogue
- Accessed
- 4 Sept 2026
- Confidence
- high
Average monthly balance / minimum balanceVariant-specific: CDFFD ₹5 lakh; CDFFP ₹25 lakh FAQ; UNNATI ₹50,000; UTCA ₹1 lakh/
The catalogue and linked pages publish the variant requirements.
- Source
- Current Deposit Products that suits your need
- Page / section
- Product and New Current Account Variant table
- Accessed
- 4 Sept 2026
- Confidence
- high
Salary requirementNot applicable; these are current accounts. UTCA may provide linked salary accounts for employees, but no salary threshold is published.View source
The reviewed current-account pages specify business/customer eligibility and , not a salary-credit threshold.
- Source
- Current Deposit Products that suits your need
- Page / section
- Complete salary-condition review
- Accessed
- 4 Sept 2026
- Confidence
- high
Interest rateCurrent accounts do not pay interest; CDFFD/CDFFP sweep balances earn the applicable term-deposit rateView source
CDGEN says current-account balances are not paid interest; flexi schemes sweep to term deposits under their applicable rate.
- Source
- Current Account (CDGEN)
- Page / section
- Interest
- Accessed
- 4 Sept 2026
- Confidence
- high
Non-maintenance chargeTier-specific published charges for New Current variants: ₹250/
The catalogue table publishes the five tier minimum-balance charges plus .
- Source
- Current Deposit Products that suits your need
- Page / section
- New Current Account Variant — Minimum Balance Charges
- Accessed
- 4 Sept 2026
- Confidence
- high
Debit cardVariant-specific: CDFFD/CDFFP Signature or RuPay Select; CDGEN Classic; UNNATI RuPay Platinum; New Current tiers range from RuPay Select/Visa Signature to RuPay HNI Emperio metal; RERA has no ATM cardView source
Each linked page and the tier table publishes its card type or the no-card restriction.
- Source
- Current Deposit Products that suits your need
- Page / section
- Benefits, card and New Current Account Variant table
- Accessed
- 4 Sept 2026
- Confidence
- high
Cheque bookCDFFD/
The current catalogue and detail pages publish these cheque-book facilities and tier schedules.
- Source
- Current Deposit Products that suits your need
- Page / section
- Linked product and New Current Account Variant table
- Accessed
- 4 Sept 2026
- Confidence
- high
ATM/POS, cash and transfer limitsNew Current tiers: ATM cash ₹75,000/day (Pearl), ₹1 lakh/day (Emerald/
The official table publishes tier limits; states cash deposit and facility are not permitted.
- Source
- Current Deposit Products that suits your need
- Page / section
- New Current Account Variant table and
- Accessed
- 4 Sept 2026
- Confidence
- high
Benefits and features
- Net and mobile banking
- Classic debit card usable in India and abroad
- Online funds transfer
- Joint-account option
- No debit-card issue charge
Eligibility
- Entrepreneurs and business enterprises including sole proprietorships, companies, firms and organisations may apply; business/ and minimum-balance checks apply.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- and identity/address proof
- Business constitution, registration, / or other applicable documents
- Authorised-signatory and account-opening forms
Related official documents
Current Account (CDGEN)official-product-page · current · accessed 4 Sept 2026
↗Current Deposit Products that suits your needofficial-product-page · current · accessed 4 Sept 2026
↗