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Savings, current & salary accounts

Union Digital Savings Account (UDSA)

Digital savings account with no minimum balance, classic debit card, ₹25,000 daily limit and ₹50,000 daily limit.

Savings interestSavings interest rate is not printed on the reviewed UDSA page; applicable Union Bank savings schedule controlsMinimum balance₹0; no minimum balance requirementSalary requirementNot applicable as a universal condition; UDSA is a digital savings account and the reviewed page states no salary-credit threshold
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Quick eligibility check

Union Digital Savings Account (UDSA)

0 of 5 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Digital onboarding, KYC and account-opening checks apply?

2Do you meet this requirement: normal savings-account charges apply for DD, cheque book and standing instruction services?

3Document checkDo you have this required document or proof: Digital KYC and officially valid identity/address proof?

4Document checkDo you have at least one of these required documents: PAN or permitted alternative?

5Document checkDo you have this required document or proof: Photograph, mobile and email details?

0 of 5 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 4 Sept 2026 · active
Offered byUnion Bank of India

India; digital opening and Union Bank channels

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Account typeUnion Digital Savings Account (UDSA)View source
The page identifies UDSA as the Union Digital Savings Account.
Source
Union Digital Savings Account — UDSA
Page / section
Product overview
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Minimum balance₹0; no minimum balance requirementView source
The page states opening UDSA does not require a minimum balance.
Source
Union Digital Savings Account — UDSA
Page / section
Benefits and
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Salary requirementNot applicable as a universal condition; UDSA is a digital savings account and the reviewed page states no salary-credit thresholdView source
The page publishes digital opening and account limits but no salary requirement.
Source
Union Digital Savings Account — UDSA
Page / section
Complete eligibility review
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Savings interestSavings interest rate is not printed on the reviewed UDSA page; applicable Union Bank savings schedule controlsView source
No numeric interest rate appears in the current UDSA page.
Source
Union Digital Savings Account — UDSA
Page / section
Complete interest-rate review
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Non-maintenance chargeNo minimum-balance charge is applicable because minimum balance is nil; DD, outstation cheque, standing-instruction, auto-sweep and cheque-book charges follow normal savings-account scheduleView source
The says these services carry charges applicable to a normal savings account.
Source
Union Digital Savings Account — UDSA
Page / section
Charges
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Debit cardClassic debit cardView source
The page lists a Classic card for UDSA holders.
Source
Union Digital Savings Account — UDSA
Page / section
Benefits and card
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Cheque bookCheque-book charges apply as for a normal savings accountView source
The UDSA states cheque-book issuance is charged as applicable to a normal savings account.
Source
Union Digital Savings Account — UDSA
Page / section
Charges
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
ATM and POS limits₹25,000 daily ATM cash withdrawal; ₹50,000 daily point-of-sale limitView source
The current page publishes the ₹25,000 and ₹50,000 limits.
Source
Union Digital Savings Account — UDSA
Page / section
Benefits and limits
Accessed
4 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • Nil minimum balance
  • Classic debit card
  • ₹25,000 daily cash-withdrawal limit
  • ₹50,000 daily point-of-sale limit
  • Monthly statements by email

Eligibility

  • Digital onboarding, and account-opening checks apply; normal savings-account charges apply for , cheque book and standing instruction services.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Digital and officially valid identity/address proof
  • or permitted alternative
  • Photograph, mobile and email details

Related official documents

Saving Bank Deposit Products — Union Bank of Indiaofficial-product-page · current · accessed 4 Sept 2026
↗
Union Digital Savings Account — UDSAofficial-product-page · current · accessed 4 Sept 2026
↗

Plan before applying

Try the numbers

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Try your numbers

Account interest estimate

See roughly how much interest a steady account balance could earn over the period you choose.

Interest you may earn₹2,700two thousand seven hundred rupees
Balance including interest₹1,02,700one lakh two thousand seven hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

SBGEN · Minimum balance ₹1,000 metro/urban; ₹500 semi-urban; ₹250 rural

This value is copied from Union Bank savings accounts — published terms. Check the table notes before relying on it.

Source: Saving Bank Deposit Products — Union Bank of India · Savings product catalogue and linked detail pages Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 3 rows · 6 columnsUnion Bank savings accounts — published termsTerms transcribed from current official product pages.View tableHide table

Scroll sideways to view every column

Union Bank savings accounts — published terms
AccountMinimum balanceDebit cardCheque book/transaction limitsEligibility
SBGEN ₹1,000 metro/urban; ₹500 semi-urban; ₹250 ruralInstant card on request; nil issue charge; ₹2 lakh accidental cover20 free personalised leaves/year5 free Union /month (3 metro); ₹25,000 daily withdrawalResident individual; age 18+; minor terms apply
BSBDS₹0RuPay; nil issuance and annual maintenance; accidental coverNot separately publishedAnnual credits ₹1 lakh; balance ₹50,000; monthly debits ₹10,000Resident individual under limited-/PMJDY rules
UDSA₹0Classic card; ₹25,000 daily Normal savings-account charges₹25,000 daily ; ₹50,000 daily Digital and account-opening checks
  • Savings interest and complete charges follow the applicable Union Bank schedule where the product page does not print a numeric figure.
Saving Bank Deposit Products — Union Bank of India · Savings product catalogue and linked detail pages · accessed 4 Sept 2026Open official source ↗

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