Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Interest rateThe current retail ROI table publishes score-linked Green Home rates from 7.15% p.a. for eligible 825+ score cases; an additional 10 basis-point lower rate is allowed from receipt of the required green-house/
The table lists Green Home score tiers and notes an additional 10 bps lower rate after receipt of the required certificate.
- Source
- Union Bank retail loan interest-rate table
- Page / section
- Page 3 — Union Green Home; note after table
- Accessed
- 30 Aug 2026
- Confidence
- high
EligibilityApplicants must meet the underlying Union Home Loan conditions and provide the required green-house or project certificate to receive the additional green-rate concession.View source
The official note conditions the additional concession on receipt of a required certificate at the bank/branch.
- Source
- Union Bank retail loan interest-rate table
- Page / section
- Page 3 — Union Green Home note
- Accessed
- 30 Aug 2026
- Confidence
- high
Minimum incomeNo fixed rupee income floor is published in the reviewed Green Home rate table; underlying home-loan assessment includes monthly income and repayment capacity.View source
The page names monthly income as a rate factor, while the Green Home table does not state a universal rupee floor.
- Source
- Union Home Loan interest rate / Retail
- Page / section
- Home Loan ; Green Home table
- Accessed
- 30 Aug 2026
- Confidence
- high
Prepayment / foreclosureNo prepayment penalty is published for the underlying Union Home Loan; the Green Home variant follows that underlying home-loan condition on the reviewed source.View source
The Home Loan states there is no prepayment penalty.
- Source
- Home & Housing Loan Interest Rates
- Page / section
- — prepayment
- Accessed
- 30 Aug 2026
- Confidence
- high
APRNo separate APR figure is published; the official table presents EBLR-linked effective ROI.View source
The table has Reference Rate, Premium and Effective columns but no separate field.
- Source
- Union Bank retail loan interest-rate table
- Page / section
- Page 3 — Union Green Home
- Accessed
- 30 Aug 2026
- Confidence
- high
Loan typeHome loanView source
The official product name identifies this as “Union Green Home Loan”.
- Source
- Union Green Home Loan — official product page
- Page / section
- Official product name and loan classification
- Accessed
- 30 Aug 2026
- Confidence
- high
BenchmarkUnion Bank's published reference benchmark is EBLR (Repo Rate), shown as 8.00% effective 13 June 2026 on the current loans-and-advances rate page. Product-specific premiums and concessions are shown separately in the retail ROI table.View source
The official rate page lists (Repo Rate) at 8.00% with effect from 13/06/ 2026 and links the retail loan rate table.
- Source
- Interest Rates — Loans and Advances
- Page / section
- Reference rates table: (Repo Rate)
- Accessed
- 30 Aug 2026
- Confidence
- high
Processing feeNo numeric processing-fee amount or percentage is published on the reviewed product pages or in the current retail ROI PDF for this product family. The Union Vehicle page mentions a processing-fee cheque when applying, but does not publish the fee amount on the reviewed page.View source
The vehicle page asks for a processing-fee cheque with a branch application but gives no amount; the reviewed retail contains rates and premiums, not a processing-fee schedule.
- Source
- Union Vehicle / Union Bank retail
- Page / section
- Application method; retail pages 1–12
- Accessed
- 30 Aug 2026
- Confidence
- high
Maximum amountNo universal maximum amount is published on the reviewed Union Home/Green Home rate page or current retail ROI table; sanction is governed by scheme, LTV, income and repayment-capacity rules.View source
The reviewed page and linked current table publish rates and score/ bands but no one universal maximum amount.
- Source
- Union Home Loan interest rate / Retail
- Page / section
- Home Loan ; Union Home and Green Home tables
- Accessed
- 30 Aug 2026
- Confidence
- high
TenureNo universal maximum tenure is published on the reviewed page/PDF for this variant; detailed scheme terms determine repayment tenure by purpose, vehicle/property and borrower profile.View source
The reviewed sources publish rate, quantum and eligibility terms for these variants but no one universal maximum tenure.
- Source
- Union Bank retail and product pages
- Page / section
- Applicable scheme pages and retail table
- Accessed
- 30 Aug 2026
- Confidence
- high
Benefits and features
- Score-linked rates published in the current retail table
- Additional 10 bps lower rate after required green-house/
project certificate
Eligibility
- Green-house or project certificate must be received by the branch for the additional concession.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Application, , income proof, property documents and required green-house/project certificate.
Related official documents
Union Home Loan interest rate — official product pageofficial-product-page · current · accessed 30 Aug 2026
↗Union Bank retail loan catalogueofficial-product-page · current · accessed 30 Aug 2026
↗Union Bank retail loan interest-rate tableofficial-pdf · current · accessed 30 Aug 2026
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