IndiaBanks.org · independent research

Debit, prepaid, forex & payment services

Union Platinum Debit Card (RuPay / Visa / Mastercard)

Platinum debit card with ₹75,000 and ₹1.5 lakh /e-commerce daily limits, ₹300 plus annual maintenance, rewards and insurance.

Product typeDebit cardAnnual fee₹300 + GST for Union Platinum Debit Card; other reviewed catalogue entries do not publish a separate annual feeIssuance feeNot published on the reviewed catalogue entry; applicable Union Bank debit-card schedule controls issuance
Official product page ↗Compare category

Quick eligibility check

Union Platinum Debit Card (RuPay / Visa / Mastercard)

0 of 4 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Are you this type of customer: Eligible account schemes listed by Union Bank include SBPRE, USSA-I, SBNFD, UCCA-I/II, UNNCA, SBMUS and selected NRI/royal schemes?

2Do you meet this requirement: minimum balance follows the account scheme?

3Document checkDo you have this required document or proof: KYC and eligible Union Bank account scheme?

4Document checkDo you have this required document or proof: Card request and account mandate?

0 of 4 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 4 Sept 2026 · active
Offered byUnion Bank of India

India and international network acceptance

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Product typeDebit cardView source
The official catalogue lists these products under Debit Cards.
Source
Debit Cards that suits your need
Page / section
Debit-card catalogue
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Issuance feeNot published on the reviewed catalogue entry; applicable Union Bank debit-card schedule controls issuanceView source
The named catalogue entries publish benefits and limits but do not print a separate issuance amount.
Source
Debit Cards that suits your need
Page / section
Complete issuance-fee review
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Annual fee₹300 + GST for Union Platinum Debit Card; other reviewed catalogue entries do not publish a separate annual feeView source
The Platinum table publishes annual maintenance charges of ₹300 plus ; no separate fee is shown for the other named entries.
Source
Debit Cards that suits your need
Page / section
Platinum Debit Card feature table
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
NetworkHNI Emperio: RuPay programme; Empower Her: RuPay; qSPARC: RuPay; Business Platinum: Visa; Platinum: RuPay, Visa or MastercardView source
The catalogue identifies the network in each named card heading or feature table.
Source
Debit Cards that suits your need
Page / section
Network and variant headings
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Transaction limitsHNI Emperio ₹2 lakh ATM and ₹5 lakh POS/e-commerce daily; Empower Her ₹75,000 ATM and ₹1.5 lakh POS/e-commerce daily; Platinum ₹75,000 ATM, ₹1.5 lakh POS/e-commerce, contactless ₹5,000 per transaction and ₹15,000/dayView source
The catalogue publishes the stated daily and contactless limits; qSPARC and Business Platinum limits are not printed in the reviewed listing.
Source
Debit Cards that suits your need
Page / section
HNI Emperio, Empower Her and Platinum feature tables
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Forex markupNot published in the reviewed debit-card catalogue; no rate inferredView source
The catalogue does not print a product-specific foreign-currency markup.
Source
Debit Cards that suits your need
Page / section
Complete forex-markup review
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
AvailabilityIndia and network acceptance locations; qSPARC additionally supports Indian transit, toll and parking useView source
The catalogue describes domestic/international network use and qSPARC transit use.
Source
Debit Cards that suits your need
Page / section
Product descriptions and feature tables
Accessed
4 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • RuPay, Visa or Mastercard network
  • ₹75,000 daily cash withdrawal
  • ₹1.5 lakh daily /e-commerce
  • ₹5,000 per contactless transaction; ₹15,000/day contactless maximum; up to 5 contactless transactions/day
  • 1 reward point per ₹100 /e-commerce spend
  • Personal accident cover ₹2 lakh; air accident cover ₹5 lakh

Eligibility

  • Eligible account schemes listed by Union Bank include SBPRE, USSA-I, SBNFD, UCCA-I/II, UNNCA, SBMUS and selected /royal schemes; minimum balance follows the account scheme.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • and eligible Union Bank account scheme
  • Card request and account mandate

Related official documents

Debit Cards that suits your needofficial-product-page · current · accessed 4 Sept 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

HNI Emperio Metal · NetworkRuPay

This value is copied from Union Bank debit-card catalogue — published terms. Check the table notes before relying on it.

Source: Debit Cards that suits your need · Debit-card catalogue Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 6 columnsUnion Bank debit-card catalogue — published termsView tableHide table

Scroll sideways to view every column

Union Bank debit-card catalogue — published terms
ProductNetwork cash limit/e-commerce limitAnnual feeKey published benefits
HNI Emperio MetalRuPay₹2 lakh/day₹5 lakh/dayNot published4 domestic lounge/quarter; 4 international lounge/year; lifestyle, and insurance
RuPay Empower HerRuPay₹75,000/day₹1.5 lakh/dayNot publishedLounge, BookMyShow, Swiggy, MakeMyTrip and quarterly health check
qSPARCRuPayNot publishedNot publishedNot publishedStored-value, transit, toll and parking payments
Business PlatinumVisaNot publishedNot publishedNot publishedBusiness current-account access
PlatinumRuPay/Visa/Mastercard₹75,000/day₹1.5 lakh/day₹300 + Lounge (RuPay until 31 March 2026), 1 point/₹100, contactless and insurance
  • Offers are subject to the relevant card-network terms and may change. ‘Not published’ means the current official catalogue entry was reviewed and did not print that value.
Debit Cards that suits your need · Debit-card catalogue · accessed 4 Sept 2026Open official source ↗

More from Union Bank of India

Related products

Union Business Debit Card (Platinum)

Visa Business Platinum debit card for convenient and secure access to business-account funds.

View product

Union HNI Emperio Metal Debit Card

Premium metal debit card with ₹2 lakh daily cash withdrawal, ₹5 lakh /e-commerce limit, lounge, lifestyle, and insurance benefits.

View product

Union qSPARC RuPay Debit Card

RuPay debit card with a stored-value feature for small payments, transit, tolls and parking, alongside regular debit use.

View product

Union RuPay Empower Her Debit Card

Women-focused RuPay debit card with ₹75,000 cash and ₹1.5 lakh /e-commerce daily limits, lounge, shopping, travel and health-check benefits.

View product