Debit, prepaid, forex & payment services

Union qSPARC RuPay Debit Card

RuPay debit card with a stored-value feature for small payments, transit, tolls and parking, alongside regular debit use.

Product typeDebit card Annual fee₹300 + GST for Union Platinum Debit Card; other reviewed catalogue entries do not publish a separate annual fee Issuance feeNot published on the reviewed catalogue entry; applicable Union Bank debit-card schedule controls issuance

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✓ Manually checked 4 Sept 2026 · active

Offered byUnion Bank of India

India; supported transit, toll and merchant locations

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Product typeDebit cardView source

The official catalogue lists these products under Debit Cards.

Source: Debit Cards that suits your need
Page / section: Debit-card catalogue
Accessed: 4 Sept 2026
Confidence: high

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Issuance feeNot published on the reviewed catalogue entry; applicable Union Bank debit-card schedule controls issuanceView source

The named catalogue entries publish benefits and limits but do not print a separate issuance amount.

Source: Debit Cards that suits your need
Page / section: Complete issuance-fee review
Accessed: 4 Sept 2026
Confidence: high

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Annual fee₹300 + GST for Union Platinum Debit Card; other reviewed catalogue entries do not publish a separate annual feeView source

The Platinum table publishes annual maintenance charges of ₹300 plus ; no separate fee is shown for the other named entries.

Source: Debit Cards that suits your need
Page / section: Platinum Debit Card feature table
Accessed: 4 Sept 2026
Confidence: high

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NetworkHNI Emperio: RuPay programme; Empower Her: RuPay; qSPARC: RuPay; Business Platinum: Visa; Platinum: RuPay, Visa or MastercardView source

The catalogue identifies the network in each named card heading or feature table.

Source: Debit Cards that suits your need
Page / section: Network and variant headings
Accessed: 4 Sept 2026
Confidence: high

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Transaction limitsHNI Emperio ₹2 lakh ATM and ₹5 lakh POS/e-commerce daily; Empower Her ₹75,000 ATM and ₹1.5 lakh POS/e-commerce daily; Platinum ₹75,000 ATM, ₹1.5 lakh POS/e-commerce, contactless ₹5,000 per transaction and ₹15,000/dayView source

The catalogue publishes the stated daily and contactless limits; qSPARC and Business Platinum limits are not printed in the reviewed listing.

Source: Debit Cards that suits your need
Page / section: HNI Emperio, Empower Her and Platinum feature tables
Accessed: 4 Sept 2026
Confidence: high

Open official source ↗

Forex markupNot published in the reviewed debit-card catalogue; no rate inferredView source

The catalogue does not print a product-specific foreign-currency markup.

Source: Debit Cards that suits your need
Page / section: Complete forex-markup review
Accessed: 4 Sept 2026
Confidence: high

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AvailabilityIndia and network acceptance locations; qSPARC additionally supports Indian transit, toll and parking useView source

The catalogue describes domestic/international network use and qSPARC transit use.

Source: Debit Cards that suits your need
Page / section: Product descriptions and feature tables
Accessed: 4 Sept 2026
Confidence: high

Open official source ↗

Benefits and features

Stored-value feature and regular debit functionality
Transit, toll-plaza and parking payments
Support for metro, bus and toll passes

Eligibility

Available to eligible Union Bank account holders; stored-value and acceptance terms are subject to the card programme.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

and eligible Union Bank account relationship
Card request and account mandate

Try the numbers

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Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

ProductChoose column

HNI Emperio Metal · NetworkRuPay

This value is copied from Union Bank debit-card catalogue — published terms. Check the table notes before relying on it.

Source: Debit Cards that suits your need · Debit-card catalogue Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 6 columnsUnion Bank debit-card catalogue — published termsView tableHide table

Scroll sideways to view every column

Union Bank debit-card catalogue — published terms
Product	Network	cash limit	/e-commerce limit	Annual fee	Key published benefits
HNI Emperio Metal	RuPay	₹2 lakh/day	₹5 lakh/day	Not published	4 domestic lounge/quarter; 4 international lounge/year; lifestyle, and insurance
RuPay Empower Her	RuPay	₹75,000/day	₹1.5 lakh/day	Not published	Lounge, BookMyShow, Swiggy, MakeMyTrip and quarterly health check
qSPARC	RuPay	Not published	Not published	Not published	Stored-value, transit, toll and parking payments
Business Platinum	Visa	Not published	Not published	Not published	Business current-account access
Platinum	RuPay/Visa/Mastercard	₹75,000/day	₹1.5 lakh/day	₹300 +	Lounge (RuPay until 31 March 2026), 1 point/₹100, contactless and insurance

Offers are subject to the relevant card-network terms and may change. ‘Not published’ means the current official catalogue entry was reviewed and did not print that value.

Debit Cards that suits your need · Debit-card catalogue · accessed 4 Sept 2026Open official source ↗

Union qSPARC RuPay Debit Card

What the official sources publish

Benefits and features

Eligibility

Documents the bank lists

Related official documents

Try the numbers

Find the exact published value

Complete rates, limits and schedules

Related products

Union Business Debit Card (Platinum)

Union HNI Emperio Metal Debit Card

Union Platinum Debit Card (RuPay / Visa / Mastercard)

Union RuPay Empower Her Debit Card