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Savings, current & salary accounts

Union Savings Bank Account General (SBGEN)

General savings account with branch-wide access, debit card, free cheque leaves and published tiers.

Savings interestRate is the prevailing Union Bank savings-deposit rate; the reviewed product page does not print a numeric rateAverage quarterly balance₹1,000 metro/urban; ₹500 semi-urban; ₹250 ruralSalary requirementNot applicable as a universal condition; SBGEN is a general savings account and the reviewed page does not prescribe salary credit
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Quick eligibility check

Union Savings Bank Account General (SBGEN)

0 of 5 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your age meet this requirement: minimum age 18 years, with minor accounts under scheme terms?

2Document checkDo you have at least one of these required documents: Aadhaar and PAN or another officially valid document?

3Document checkDo you have this required document or proof: Identity/address proof and KYC?

4Document checkDo you have this required document or proof: Photograph and account-opening form?

5Document checkDo you have at least one of these required documents: Resident individuals with Aadhaar and PAN or another RBI/Bank-specified OVD?

0 of 5 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 4 Sept 2026 · active
Offered byUnion Bank of India

India; access at any Union Bank branch

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Account typeGeneral savings bank account (SBGEN)View source
The page identifies the product as Savings Bank Account General — SBGEN.
Source
Savings Bank Account General — SBGEN
Page / section
Product overview
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Average quarterly balance₹1,000 metro/urban; ₹500 semi-urban; ₹250 ruralView source
The publishes by branch location.
Source
Savings Bank Account General — SBGEN
Page / section
Minimum balance
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Salary requirementNot applicable as a universal condition; SBGEN is a general savings account and the reviewed page does not prescribe salary creditView source
The page describes resident-individual eligibility and rather than a salary-credit threshold.
Source
Savings Bank Account General — SBGEN
Page / section
Complete eligibility review
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Savings interestRate is the prevailing Union Bank savings-deposit rate; the reviewed product page does not print a numeric rateView source
The page says customers earn savings interest and that interest is credited every three months, but no numeric rate is shown.
Source
Savings Bank Account General — SBGEN
Page / section
Interest
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Non-maintenance / closure chargeNil closure charge within 14 days or after 12 months; other non-maintenance charges follow the current scheduleView source
The page publishes nil closure charge windows but not a full non-maintenance schedule.
Source
Savings Bank Account General — SBGEN
Page / section
Benefits and charges
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Debit cardInstant debit card provision on request; nil issuance charge; free ₹2 lakh accidental-death cover with debit cardView source
The page lists nil debit-card issue charge, ₹2 lakh cover and instant card provision.
Source
Savings Bank Account General — SBGEN
Page / section
Benefits and debit-card
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Cheque book20 free personalised cheque leaves per yearView source
The benefits panel lists 20 free personalised cheque leaves per year.
Source
Savings Bank Account General — SBGEN
Page / section
Benefits
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
ATM limits5 free Union Bank ATM transactions per month (financial + non-financial), or 3 at metro centres; debit/ATM withdrawal limit ₹25,000 per dayView source
The page publishes the free transaction counts and ₹25,000 daily withdrawal limit.
Source
Savings Bank Account General — SBGEN
Page / section
Benefits and
Accessed
4 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • Nil debit-card issuance charge
  • ₹2 lakh personal accidental-death cover with debit card
  • 20 free personalised cheque leaves per year
  • 5 free Union Bank transactions per month (3 at metro centres)
  • Nil closure charge within 14 days or after 12 months

Eligibility

  • Resident individuals with Aadhaar and or another /Bank-specified OVD; minimum age 18 years, with minor accounts under scheme terms.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Aadhaar and or another officially valid document
  • Identity/address proof and
  • Photograph and account-opening form

Related official documents

Saving Bank Deposit Products — Union Bank of Indiaofficial-product-page · current · accessed 4 Sept 2026
↗
Savings Bank Account General — SBGENofficial-product-page · current · accessed 4 Sept 2026
↗

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Account interest estimate

See roughly how much interest a steady account balance could earn over the period you choose.

Interest you may earn₹2,700two thousand seven hundred rupees
Balance including interest₹1,02,700one lakh two thousand seven hundred rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

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SBGEN · Minimum balance ₹1,000 metro/urban; ₹500 semi-urban; ₹250 rural

This value is copied from Union Bank savings accounts — published terms. Check the table notes before relying on it.

Source: Saving Bank Deposit Products — Union Bank of India · Savings product catalogue and linked detail pages Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 3 rows · 6 columnsUnion Bank savings accounts — published termsTerms transcribed from current official product pages.View tableHide table

Scroll sideways to view every column

Union Bank savings accounts — published terms
AccountMinimum balanceDebit cardCheque book/transaction limitsEligibility
SBGEN ₹1,000 metro/urban; ₹500 semi-urban; ₹250 ruralInstant card on request; nil issue charge; ₹2 lakh accidental cover20 free personalised leaves/year5 free Union /month (3 metro); ₹25,000 daily withdrawalResident individual; age 18+; minor terms apply
BSBDS₹0RuPay; nil issuance and annual maintenance; accidental coverNot separately publishedAnnual credits ₹1 lakh; balance ₹50,000; monthly debits ₹10,000Resident individual under limited-/PMJDY rules
UDSA₹0Classic card; ₹25,000 daily Normal savings-account charges₹25,000 daily ; ₹50,000 daily Digital and account-opening checks
  • Savings interest and complete charges follow the applicable Union Bank schedule where the product page does not print a numeric figure.
Saving Bank Deposit Products — Union Bank of India · Savings product catalogue and linked detail pages · accessed 4 Sept 2026Open official source ↗

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