-eligible investors who maintain a Bank of Baroda savings/current account, a Demat account with any Depository Participant and valid , and sufficient clear balance. Funds must come from the investor’s own account, not an overdraft, loan or third-party account.
The service is free. Blocked/lien-marked funds remain in the account and continue to earn interest according to the account type
only the allotted amount is debited after allotment finalisation.
is offered through all Bank of Baroda branches, Baroda Connect mobile banking, bob World net banking and . For issues, an investor may submit the physical form at the designated branch or apply online through internet/mobile banking.
is offered through Bank of Baroda branches and digital channels across its listed Indian State/UT network
24-hour self-service and cash-recycler network providing withdrawals, account information, transfers, remittances and card controls.
Bank of Baroda and eligible other-bank debit/ cardholders may use the machines. Bank of Baroda card withdrawals are capped at ₹15,000 per transaction, other-bank card withdrawals at ₹10,000 per transaction, and daily limits depend on the card variant.
Five transactions per month at Bank of Baroda are free
beyond that the published charges are ₹11.80 for financial transactions and ₹5.90 for non-financial transactions.
Bank of Baroda and cash-recycler machines accept , Visa, Mastercard, Discover, JCB and UnionPay cards
supports cardless withdrawal.
More than 11,000 Bank of Baroda and cash recyclers are set up across India, with 24-hour access subject to machine and network availability.
Corporate and government cash-management platform for payments, receivables, liquidity, treasury visibility, reconciliation and multi-channel transaction initiation.
The service is intended for corporate and government customers approved for Bank of Baroda cash-management services
portal access and integrations require registration and bank-issued credentials.
The reviewed Baroda DigiNext page describes the platform and its modules but does not publish a customer fee or schedule of charges.
Corporate Internet Banking portal, host-to-host SFTP, integrations, mDigiNext and other omni-channel connectivity
the portal supports dashboards, reports, alerts and authorisation workflows.
Bank of Baroda’s branch network and DigiNext connectivity support corporate and government cash-management operations across India, with pan-India receivables and branch access described on the page.
Omni-channel cash-management and connectivity solution for corporate and government customers, combining internet banking, host-to-host SFTP, , cash management, payment, receivables and liquidity tools.
The service is designed for Bank of Baroda corporate and government customers that need cash-management, payment, receivables, liquidity or system-integration capabilities. The page publishes no minimum turnover, account balance, transaction volume or other numeric threshold.
Value awaiting review
Corporate clients can use the DigiNext internet portal, host-to-host SFTP for secure system-to-system file exchange, or Banking for real-time transaction initiation and reconciliation.
Baroda DigiNext is supported by Bank of Baroda’s pan-India branch network. Corporate clients can use the DigiNext internet portal, host-to-host SFTP or Banking
the page publishes no state or territory exclusion.
Single online solution for foreign and inland trade transactions and remittances for individuals, with dashboards, real-time updates, /reports, notifications, alerts and due-date management.
The bank may extend SmartTrade to selected customers at its discretion. The applicant must be a current legal internet user with internet access and submit the prescribed signed application to the Bank of Baroda branch
the bank provides access only after its eligibility checks. Corporate applicants submit authority/workflow documents and, where applicable, a board resolution
joint retail accounts require authority signed by all account holders.
There is no charge for using BarodaINSTA SmartTrade at present. Separate transaction-related charges may still apply, including remittance, letter-of-credit or bank-guarantee processing charges, postage, courier charges and on forex conversion
the bank may introduce or change service charges.
BarodaINSTA SmartTrade web portal, accessed with bank-issued user and password
credentials are delivered to the registered email and mobile number and first-login password change is compulsory.
Bank of Baroda customers using the bank's internet portal
branch, account and service availability are subject to the bank's India terms and applicable law.
Digital forex and derivative deal-booking portal for Bank of Baroda customers, providing live rates, cash/tom/spot/forward/bills/-option bookings and instant deal confirmation to help manage currency exposure.
Access is for Bank of Baroda customers after onboarding through a branch or specialised integrated treasury branch
multiple users from one corporate can book simultaneously.
Value awaiting review
Value awaiting review
bob FxOne is offered to onboarded Bank of Baroda customers through the portal and relationship or specialised integrated treasury branch
the page publishes no state, country or territory restriction.
Banking Services for B2C that embed Bank of Baroda banking functions into enterprise systems, reducing the need to switch between portals and apps.
Corporates and institutions, government bodies, educational and religious organisations, fintechs, startups, neobanks and large enterprises with systems.
The official bob Open Banking page does not publish onboarding, integration, subscription, transaction or service-charge amounts.
Connect with the base branch for Banking solutions.
bob Open Banking is arranged through the customer’s Bank of Baroda base branch for enterprise integration
the official page does not publish a separate geographic restriction.
Corporate mobile banking application and dedicated web portal for retail merchants, traders, and mid-sized corporates, including bulk payments, approvals, account services and term-deposit opening.
Current accounts (excluding , and individual current accounts), overdraft and cash-credit accounts with a corporate are eligible. Savings, loan and term-deposit accounts are not supported
dormant, inoperative, minor and illiterate-account profiles are also excluded.
Value awaiting review
Customers use the bob World Business mobile application or dedicated web portal. Registration is initiated through the app and completed with base-branch documents and an activation key sent to registered mobile numbers
fund transfers include own-account, within-bank, , , and Quick Transfer, while bulk transfers use the web portal.
The service is delivered through Bank of Baroda business accounts and the mobile/web platform
the official page publishes no state, country or territory exclusion.
Professionals, sole proprietorships, partnerships/, public limited companies/, private limited companies, associations/trusts/clubs/societies and NGOs/charitable trusts.
Value awaiting review
Merchants can accept debit, credit and prepaid cards plus on Bank of Baroda-partnered Android, GPRS and pocket terminals. Digital onboarding with e-sign and e-stamp is available, and dynamic , tap-and-pay, barcode/IMEI scanning and integrated billing are supported.
The service is offered to the listed professional, business, company, public-sector, association, trust and NGO merchant types through Bank of Baroda branches and digital onboarding. The page publishes no state, country or territory restriction.
Assisted tablet-based digital onboarding platform for paperless Savings, Current, and Self Help Group account opening, plus bundled banking, card, insurance, merchant and loan services.
The live-tab list covers individual/sole-proprietor and partnership/company current-account schemes, and schemes including Self Help Group-General and -Women Empowerment Programme.
The reviewed bob World Tab page describes digital onboarding and bundled services but does not publish a separate Tab platform fee or charge schedule.
Branch-assisted tablet onboarding supports Aadhaar plus , Aadhaar plus biometric and Registry search/download. Bundled routes include bob World, internet banking, alerts, statements, personalised debit card and cheque book, WhatsApp registration and additional digital products.
bob World Tab is Bank of Baroda’s branch and customer onboarding platform in India, covering listed Savings, , Current and schemes available through Tab Banking.
Eligible modes include specified savings-account mandates (Either or Survivor, Self, Anyone or Survivor), self/sole-proprietorship current accounts and self-operated overdraft accounts, subject to the listed account schemes.
Value awaiting review
Order and activate the wearable through the Bank of Baroda branch route described on the page
the bob World app is the stated digital companion, with additional digital channels described as forthcoming. Payments then run at -enabled point-of-sale terminals, including e-commerce through the supplied reference card with and .
The contactless chip is accepted at Mastercard, Visa and RuPay point-of-sale terminals in India and overseas
the page does not publish a narrower state, country or customer-territory restriction.
Only personal remittances are allowed under this MTSS arrangement. Trade remittances, donations, property purchases, investments and credits to accounts are excluded.
Value awaiting review
The remitter initiates the transfer at an overseas Western Union Financial Services International office. The beneficiary claims it at any Bank of Baroda branch in India using the To Receive Money (TRM) form, photo and address proof
the ten-digit Money Transfer Control Number (MTCN) is provided by the remitter.
The inward remittance service is launched across all Bank of Baroda branches in India and is connected to overseas Western Union offices
the page publishes no narrower state or country restriction.
Taxpayers and other customers making Income Tax or other direct-tax payments with a /TAN challan generated on the Income Tax Portal ( 2.0).
Value awaiting review
Customers generate a challan on the Income Tax Portal/2.0 using /TAN details and can pay through retail internet banking, corporate internet banking or over the counter at any Bank of Baroda branch using cash, cheque or any-bank demand draft.
All Bank of Baroda branches are authorised to collect over-the-counter challans under the stated 2.0 process.
Instruments must be deposited into a properly introduced account. Quick applies to cheques of ₹25,000 and above drawn on select banks
other collection eligibility follows the instrument and clearing route accepted by the branch.
Value awaiting review
Submit collection instruments at any Bank of Baroda branch
outward items are sent for collection on the day received or the next working day, while Quick and national-clearing routes use the bank’s collection network.
All Bank of Baroda branches provide outward collection
national and one-way clearing extends to Delhi, Mumbai, Chennai, Kolkata and other identified centres including Nagpur, Ahmedabad, Hyderabad, Bengaluru, Pondicherry, Trichy, Trivandrum, Vellore, Baroda, Erode and Madurai.
The service is for eligible micro, small and medium enterprises depositing accepted collection instruments into properly introduced accounts. Quick applies to cheques of ₹25,000 and above drawn on select banks.
The collection page states that service charges apply as stipulated from time to time. Quick separately publishes ₹50 courier charge per packet plus an additional nominal collection charge.
Eligible submit instruments through Bank of Baroda branches and its branch/clearing network
Quick and national-clearing routes provide accelerated or inter-city processing.
All Bank of Baroda branches provide the collection facility
national-clearing coverage includes Delhi, Mumbai, Chennai, Kolkata and identified one-way centres such as Nagpur, Ahmedabad, Hyderabad, Bengaluru, Pondicherry, Trichy, Trivandrum, Vellore, Baroda, Erode and Madurai.
The service is intended for Indian or overseas banks seeking bill collection, letter-of-credit support, bill discounting, Nostro settlement or foreign-currency payment and remittance services
individual retail eligibility is not described.
The official Correspondent Banking page says charges are competitive but does not publish a numeric customer tariff or fee schedule.
Correspondent services are delivered through Bank of Baroda’s worldwide branch network and selected branches equipped for correspondent banking
Nostro operations are supported from New York, and London branches.
Global access is supported by Bank of Baroda’s overseas presence and more than 500 correspondent banks
Nostro accounts are maintained in at New York, at and at London.
Bank of Baroda Visa, Mastercard and RuPay debit-card holders can set recurring e-mandates on -compliant merchant platforms for telecom, , insurance and utility payments
the card must be valid and in good standing.
Without additional-factor authentication, recurring payments are permitted up to ₹5,000 or another limit notified by the Reserve Bank of India. Above ₹5,000 or the cardholder-set mandate limit, the bank sends an notification at least 24 hours before the due date and processes payment only after timely approval. The reviewed product page separately states that Bank of Baroda charges no fee for the e-Mandate facility.
Set up the mandate at a compliant merchant website or mobile application
delete or modify it through the merchant platform or Bank of Baroda mobile-application pre-login section, with other bank channels potentially added later. Disputes may be raised through the CRM portal, branch or call centre.
Available for Bank of Baroda debit cards issued in India, at merchant platforms compliant with applicable Reserve Bank of India recurring-payment rules.
Investment product suite including mutual funds, portfolio management services, bonds, non-convertible debentures, alternate investments and the Baroda 3-in-1 savings, demat and trading account.
Domestic treasury, government-securities investment and over-the-counter interest-rate and currency-risk hedging service.
The service is for inter-bank and Bank of Baroda corporate customers, including firms, companies, corporate bodies, institutions, provident-fund trusts, regional rural banks, urban cooperative banks and
The official Domestic Operations page does not publish customer brokerage, dealing spread, service charge or treasury tariff amounts.
Customers contact the Treasury Branch at Baroda Sun Tower, Mumbai for government-securities investments
derivatives are arranged through authorised “B” category foreign-exchange branches or the Mumbai Derivatives Desk.
Domestic treasury services are coordinated from Bank of Baroda’s Treasury Branch in Mumbai and are available through the bank’s authorised domestic treasury and “B” category branches for the applicable customer segments.
PSB Alliance Doorstep Banking for financial, non-financial and digital-life-certificate services delivered by agents at the customer’s doorstep.
A customer must register through the mobile app, web portal, bob World app or call centre, select a service and provide the completed, signed Pay-in Slip and matching service code when the agent arrives. The page publishes no separate age or income rule.
Value awaiting review
Customers can register or book through the mobile app, web portal, bob World app or call centre
the published toll-free number is 9152220220.
PSB Alliance Doorstep Banking is offered through agents across 2,845 Bank of Baroda branches in the published service description.
The service enables secure payment of non-judicial stamp duty to the State Government and replaces physical stamp paper with an electronic certificate.
Individuals, businesses and other parties needing to pay non-judicial stamp duty to a State Government can use the Bank of Baroda e-stamping service through designated branches.
The reviewed e-Stamping page publishes service coverage and certificate features but does not publish the applicable stamp-duty amount or a Bank of Baroda service fee
the duty depends on the State Government instrument.
Generate an electronic stamp through 206 designated Bank of Baroda branches in the authorised states
the certificate is stored electronically and issued with a .
Bank of Baroda says it is authorised to provide e-stamping in 11 states through 206 designated branches.
is designed for companies and institutions making periodic, high-volume payments to a fixed group such as salary, pension, shareholder, investor or customer beneficiaries.
Value awaiting review
is delivered through the Bank’s electronic clearing network and Cash Reach pickup service
the page describes a network of about 200 centres and 16 active centres at the time of publication.
The page publishes availability at 16 centres, with connectivity described as expanding to around 200 centres
it does not publish a current state-by-state list or broader territorial restriction.
The service is intended for companies and institutions making periodic, high-volume payments to a fixed group of beneficiaries, including salary, pension, dividend, interest and investor payments. The page publishes a minimum of 2,500 payments and an upper limit of ₹1 lakh per individual payment
it gives no turnover or balance threshold.
The published terms state a ₹1.50 per-instrument clearinghouse charge paid by the sponsor bank, split as ₹0.50 retained by the clearinghouse and ₹1.00 credited to the destination bank. No destination-bank service charge is levied for crediting the customer’s account
the page does not publish a separate sponsor setup or pickup tariff.
Corporate bodies and institutions submit bulk, repetitive salary, pension or investor payments through Bank of Baroda’s clearing service
BoB Cash Reach adds pickup and collection from the client’s office through the supported centre network.
The page publishes availability at 16 centres, with expansion to 30 centres described, and says the network was intended to extend to around 200 centres. It does not publish a current state-by-state list or a wider territorial restriction.
Employers can pay employee-insurance contributions through the Portal by selecting Bank of Baroda Net Banking, which redirects to the Bank's internet-banking portal.
Value awaiting review
Employers start an contribution payment on the Portal, select Bank of Baroda Net Banking and are redirected to the Bank’s Internet Banking Portal.
Export finance (pre-shipment packing credit and post-shipment export-bill purchase/discounting), export-bill collection, export-letter-of-credit advising and confirmation, and the Exporter Gold Card working-capital package.
The page is addressed to exporters and describes facilities for export goods, export receivables and overseas-buyer letters of credit. It publishes no additional numeric turnover, rating, tenure or documentation threshold.
Value awaiting review
exporters can apply online for export credit. Export-bill collection is available through more than 200 authorised-dealer branches in India and the bank's worldwide correspondent network.
Export-bill collection is offered through more than 200 authorised-dealer branches in India and a worldwide correspondent network
the page publishes no narrower customer-territory restriction.
Reloadable RFID toll tag linked to a prepaid account for automatic cashless toll deductions on national highways.
Vehicle owners and highway users applying online or through a Bank of Baroda branch.
Current Annexure I charges: issuance fee ₹100 + for every vehicle class
refundable tag deposit is ₹200 for Class 4 and Class 20, and ₹100 for other classes
minimum first recharge is ₹100 for Class 4 and Class 20, ₹140 for Classes 5–6, and ₹300 for Classes 7–19. The published totals are ₹418 for Classes 4/20, ₹358 for Classes 5/6 and ₹518 for Classes 7–19 (including applicable on the ₹100 issuance fee). Replacement is ₹100 + , shown as ₹118, for Class 4/Class 20 and all other vehicle classes. , government levies and future service charges apply as notified
tag deposits are refunded on account closure and listed charges are subject to change.
Online purchase, FASTag customer portal, , credit/debit card, net banking, mobile banking and branch support.
National highways across India under the / FASTag programme.
The published service scope covers bank clientele with export or import foreign-exchange needs, remittance or deposit needs, or resident and returning-Indian needs
access is through authorised forex branches and remains subject to applicable product and regulatory requirements.
The official Forex Operations page does not publish a numeric dealing spread, commission, service charge or customer tariff.
Foreign-exchange transactions are handled through 223 authorised domestic branches connected to the specialised integrated treasury branch at BKC, Mumbai, with online quotes delivered through bob World FxQ
overseas offices and treasury staff serve international customers.
The service has 84 overseas offices across 17 countries and 223 authorised domestic branches connected to the Mumbai treasury branch.
CCIL -Retail online foreign-exchange dealing and anonymous multi-user matching for buying or selling against for today, tomorrow or day-after-tomorrow delivery.
Customers apply on fxretail.co.in by selecting Bank of Baroda as relationship bank, SITB as trading branch and their category-B home branch
signed application documents are then submitted to the bank.
Value awaiting review
Use the authorised web-based -Retail system. Register at fxretail.co.in by selecting Bank of Baroda as relationship bank, SITB as trading branch and the customer’s category-B home branch
after compliant approval, book the rate online and send the deal ticket to the category-B branch.
Bank of Baroda offers Retail through all category-B branches. The page publishes no state, country or customer-territory restriction beyond the category-B branch route.
Import bills under collection, import letters of credit at sight or usance, (Usance Payable at Sight) letters of credit and trade credit through standby letters of credit (SBLC).
The service is described for Indian importers and Indian buyers purchasing from overseas sellers. The page publishes no numeric turnover, income, credit-score, tenure or document threshold
facility approval and terms are not specified on this service page.
Value awaiting review
Import-bill collection is routed through more than 220 authorised-dealer branches in India and Bank of Baroda's worldwide correspondent network. may be opened in favour of Bank of Baroda overseas branches or other banks
trade credit is funded by overseas branches through an SBLC.
Confirmation of an Inland Bank Guarantee for a beneficiary or beneficiary bank.
Submit a signed letterhead request containing the guarantee number, issue date, expiry date, claim-expiry date, applicant name and beneficiary name. Confirmation is targeted within T+2 days from email receipt.
Value awaiting review
Email the request to the relevant Regional Office or Zonal Office. Regional Offices handle all branches other than Midcorporate and CFS branches
Zonal Offices handle Midcorporate and CFS branches. The request must be on the beneficiary’s letterhead and signed by an authorized signatory.
Regional and Zonal Office coverage applies across Bank of Baroda’s listed Indian branches
the page lists every Indian State/UT presence and excludes no territory for the service.
Customers seeking one of the published international treasury activities may contact an overseas money-centre branch
the page does not state a separate numeric age, income or turnover threshold.
The official International Treasury page does not publish a customer dealing spread, commission, service fee or tariff amount.
International Treasury is delivered through Bank of Baroda’s overseas money-centre branches and their forex treasuries, supported by trained staff and treasury technology.
International Treasury operates through Bank of Baroda’s overseas money-centre branches while maintaining a treasury presence in India and abroad.
/Bharatkosh provides a one-stop service for depositing government fees, fines and other non-tax money into the Government Account.
Customers depositing government fees, fines or other money into a Government account through the Non-Tax Receipt Portal (Bharatkosh).
Value awaiting review
Payment is made through Bank of Baroda’s Internet Payment Gateway (Baroda e-Gateway) available on the Bharatkosh Portal. The Bank also settles collections as an accredited bank with for its accredited Ministry.
Central Civil, Freedom Fighter, Railway, Defence, Postal and various State Government pensioners.
Value awaiting review
Pension payments are processed through Bank of Baroda’s Centralized Pension Processing Centre at Gift City, Gandhinagar. Queries can be made through the CPPC email [email protected], helplines 079-66734653 /079-66734655 or toll-free 1800-111-348.
Dedicated Pension Saarthi web portal for Central and State Government pensioners whose pension is disbursed by Bank of Baroda, with pension details, life-certificate, Form 16 and grievance services.
Pension Saarthi is for Central and State Government pensioners whose pension is disbursed by Bank of Baroda
the pensioner's mobile number must be registered in the Bank's pension-payment system.
Value awaiting review
Registration uses the pension account number and an sent to the registered mobile number
the pensioner then creates a login and password.
Pension Saarthi is for Central and State Government pensioners whose pension is disbursed by Bank of Baroda
the pensioner's mobile number must be registered in the Bank's pension-payment system.
Portfolio Investment Scheme for purchase and sale of Indian-company shares and convertible debentures through a registered broker on a recognised Indian stock exchange, on repatriation or non-repatriation basis.
An or OCB may purchase or sell shares and convertible debentures of an Indian company through a registered broker on a recognised Indian stock exchange, routing transactions through one designated authorised-dealer branch.
Value awaiting review
The investor designates an authorised-dealer branch to route all purchases and sales, uses a registered broker on a recognised stock exchange and contacts Bank of Baroda’s specialised Mumbai branch for assistance
the page publishes no separate digital transaction channel.
An or OCB may purchase or sell shares and convertible debentures of an Indian company through a registered broker on a recognised Indian stock exchange, routing transactions through one designated authorised-dealer branch.
is a Central Plan Scheme monitoring system of the Ministry of Finance used for electronic Direct Benefit Transfer and non- payments through / for Aadhaar-based and non-Aadhaar-based bank accounts.
Government ministries/departments and beneficiaries receiving Direct Benefit Transfer () or non- payments into Aadhaar-based or non-Aadhaar-based bank accounts. Bank of Baroda is accredited for the Ministry of Health & Family Welfare and Ministry of Legal Affairs.
Value awaiting review
Bank of Baroda is integrated with the portal and processes /non- payments through / rails for Aadhaar-based and non-Aadhaar-based bank accounts. Branch assistance is available for details.
The page describes a Central Government integration through / and does not publish a state, district or territorial restriction.
Individuals who are / and corporates remitting salary payments to employees in India can use Rapid Funds2India
neither remitter nor beneficiary must hold a Bank of Baroda account.
Value awaiting review
Remitters use listed Bank of Baroda overseas branches in the United Kingdom, and other published locations. Funds are credited instantly to interconnected Bank of Baroda branches in India and within 24 hours to approximately 26,000 / branches of other banks
remittance confirmation is sent through the overseas branch.
Individuals who are / and corporates remitting salary payments to employees in India can use Rapid Funds2India
neither remitter nor beneficiary must hold a Bank of Baroda account.
The page requires a customer to furnish the published beneficiary, AD-branch and remittance-purpose details to the banker. It does not state a separate customer segment, turnover threshold or minimum balance for this service.
The reviewed Remittances page publishes fields and correspondent-bank routes but no fixed transfer fee, correspondent charge, exchange-rate spread or minimum amount. Applicable charges must therefore be confirmed with the servicing branch for the selected currency route.
Initiate the transfer through the customer’s banker using the published fields: intermediary institution, AD-branch code, 14-digit beneficiary account/name/address, purpose of remittance and sender-to-receiver information. The correspondent/intermediary bank route varies by currency.
The service supports remittances from any country through Bank of Baroda’s correspondent/intermediary network. The published currency table covers , , , , , , , SGD, CHF, SAR and
the beneficiary account is with a Bank of Baroda branch in India.
The directory is for customers seeking assistance from a Bank of Baroda Loan Factory or branch. It publishes no turnover, vintage, collateral, income or loan-size threshold
those requirements are not stated on this locator page.
The Loan Factory directory publishes locations and contacts only
it contains no processing fee, service charge, interest rate, minimum balance or other tariff for the factory service.
Access assistance through the listed Loan Factory (SMELF) or branch in the published city/zone/region directory, using the corresponding contact number. The page is a contact directory and publishes no separate online application flow.
The official directory lists 65 Loan Factory (SMELF) locations and a separate -branch directory across Bank of Baroda’s India network, with named cities, zones, regions and contact numbers. The page publishes no overseas coverage.
The remitter must provide the intermediary-bank account/ details for the currency, the authorised-dealer branch code, the beneficiary’s 14-digit Bank of Baroda account/name/address, purpose of remittance and (for opening) the or F.CNR sender-to-receiver code. The page publishes no separate age, income or residency threshold.
The reviewed Swift Transfer page publishes no general wire-transfer tariff. It states that Bank of Baroda charges are exempted for inward remittances used to open deposits
other applicable bank or correspondent charges are not stated on the page.
Transfer supports inward remittance to India from any country by wire transfer, with the beneficiary's Bank of Baroda account and AD-branch details supplied to the sending bank.
Swift remittance is described as available from any country by wire transfer, using Bank of Baroda’s published correspondent/intermediary routes for , , , , , , , SGD, CHF, SAR and . The beneficiary route is the relevant Bank of Baroda authorised-dealer branch in India.
Taxpayers paying direct taxes or through an Income Tax Portal or challan
collection also accepts customers paying at a Bank of Baroda branch.
Value awaiting review
Direct-tax challans: bob World Internet, corporate internet banking and branch counter. : bob World Internet or over the counter at a branch using cash, cheque or demand draft
all Bank of Baroda branches are authorized for OTC challans.
All Bank of Baroda branches are authorised for over-the-counter challan collection and all branches are authorised to collect OTC challans. Internet Banking payment is available through bob World Internet
the page publishes no state or territory exclusion.
The service is for Bank of Baroda’s authorised agency-bank execution of Central/State Government treasury, sub-treasury and state-tax collection transactions on behalf of the Reserve Bank of India
the page publishes no separate customer application threshold.
The reviewed Treasury/Sub Treasury Business page publishes no transaction fee, commission, service-charge schedule or minimum balance for the treasury service.
Bank of Baroda delivers the service through its authorised agency-bank route and the listed state treasury/sub-treasury nodal branches, which handle state-tax collection and state-treasury operations on behalf of the Reserve Bank of India.
Published Treasury/Sub-Treasury service locations cover Bihar, Chhattisgarh, Gujarat, Karnataka, Kerala, Maharashtra, Madhya Pradesh, Rajasthan, West Bengal, Telangana, Meghalaya, Assam, Haryana, Tamil Nadu, Manipur and Odisha through designated branches.
Conversational banking on WhatsApp for balance, statements, card controls, controls, nominee and beneficiary services, forex and calculators.
Bank customers using their registered mobile number
non-customers can explore products, offers, and branches. registration is available from selected international countries.
Bank of Baroda currently charges no fee for offering WhatsApp Banking or for registration. Telecom or data-plan charges may still apply. The bank reserves the right to introduce or change service fees by displaying the revised charges on its website.
WhatsApp chat via verified number 8433888777
voice commands are supported in the conversational interface.
Available in India and select international countries
multi-language support includes Hindi, English, Marathi and Gujarati.
The bank's ancillary catalogue lists Mutual Fund distribution, METCO executor/trustee/attorney services and e-confirmation of bank guarantees under its investment, trusteeship and / service areas.
Eligibility is service-specific: mutual-fund investors must meet the selected scheme's rules
METCO accepts will, trust, property and guardianship mandates
e-confirmation requires a genuine Bank of Maharashtra-issued guarantee for verification.
Value awaiting review
Bank branches and the service-specific contact or application route published on each official page
METCO publishes its Pune office contact and bank-guarantee confirmation is routed through the bank's / service.
India
confirmation follows the bank's published branch and contact process
depository-participant service for holding and processing securities in dematerialised form.
The official page lists permitted individual, institutional, and foreign applicant categories
proprietorships, partnerships and unregistered societies or trusts cannot open a demat account.
Applicant must maintain a Bank of Maharashtra core-banking account
joint accounts may have up to three holders.
The reviewed demat page (charge schedule dated 01.02.2016) publishes ₹500 p.a. for individuals///trust, ₹150 p.a. for existing or retired staff and ₹1,000 p.a. for others
dematerialisation ₹2 per certificate with ₹25 minimum per request
transaction debit 0.03% subject to ₹25 minimum and ₹500 maximum.
Core-banking branches where the Bank of Maharashtra account is maintained
parent branch, Mahabank Facilitation Center and Demat Cell Pune support queries and requests.
India
services through core-banking branches where the Bank of Maharashtra account is maintained
PSB alliance doorstep banking: cash withdrawal plus pickup and delivery of selected financial and non-financial banking requests.
Minors, illiterate customers and accounts operated through power of attorney are ineligible. Pension life-certificate service is available when pension account is linked to Aadhaar and mobile number.
₹75 plus at 18% per service request.
Doorstep Banking mobile apps, customer portal, call centre numbers 8302266622 and 9152220220, with service coverage in 1,675 branches.
The bank's ancillary catalogue lists Mutual Fund distribution, METCO executor/trustee/attorney services and e-confirmation of bank guarantees under its investment, trusteeship and / service areas.
Eligibility is service-specific: mutual-fund investors must meet the selected scheme's rules
METCO accepts will, trust, property and guardianship mandates
e-confirmation requires a genuine Bank of Maharashtra-issued guarantee for verification.
Value awaiting review
Bank branches and the service-specific contact or application route published on each official page
METCO publishes its Pune office contact and bank-guarantee confirmation is routed through the bank's / service.
India
METCO office in Pune and service contact published by the bank
The bank's ancillary catalogue lists Mutual Fund distribution, METCO executor/trustee/attorney services and e-confirmation of bank guarantees under its investment, trusteeship and / service areas.
Eligibility is service-specific: mutual-fund investors must meet the selected scheme's rules
METCO accepts will, trust, property and guardianship mandates
e-confirmation requires a genuine Bank of Maharashtra-issued guarantee for verification.
Value awaiting review
Bank branches and the service-specific contact or application route published on each official page
METCO publishes its Pune office contact and bank-guarantee confirmation is routed through the bank's / service.
India
branch-based service subject to the bank's current distribution arrangements
Safe-deposit locker and digital-locker facility offered by participating Bank of Maharashtra branches.
Locker facility may be offered to existing or prospective customers
minors are not eligible. Allotment depends on branch availability and due diligence.
Annual rent varies by locker type and branch location: published physical rents range from ₹1,500 to ₹12,000 in Rural/Semi-Urban branches and ₹2,000 to ₹12,000 in Metro/Urban branches
digital AV-S/M/L rents are ₹30,000/₹40,000/₹55,000 per year in Metro.
Participating Bank of Maharashtra branches
online locker application is linked from the official page.
India
only branches offering lockers and subject to availability
The page currently describes access only for in Oman through authorised GMEC branches
it does not establish availability in other countries.
The exchange company controls its live authorised-branch list, acceptable biller categories, onboarding, exchange rate, fees, limits and required evidence.
The page was last updated 11 July 2024
confirm that GMEC participation and the requested Indian biller remain active before paying.
Value awaiting review
in Oman visit an authorised GMEC branch
GMEC publishes authorised branches and acceptable biller categories on its website
current page lists Global Money Exchange Company in Oman as the onboarded exchange company and directs in Oman to its authorised branches
Instant Transfer, MT103 wire transfer, demand draft or cashier's cheque, and foreign-currency cheque collection
Availability, sender onboarding, exchange rate, charges, limits and required evidence depend on the origin country, foreign office, correspondent or drawee bank and selected method.
The non-Middle-East page's USD 25,000 routing threshold and ₹50 handling charge are page-specific and should not be substituted with the separate Middle East page's published values.
Drafts, cashier's cheques, international money orders and foreign-currency cheques are collection instruments, so credit and conversion occur only after the applicable collection process.
Vary by originating branch and country
some foreign branches offer concessions to their account holders
Instant Transfer, MT103 wire transfer, demand draft or cashier's cheque, and foreign-currency cheque collection
Australia, Bahrain, Belgium, Canada, China, Hong Kong, Israel, Japan, Maldives, Mauritius, Nepal, Oman, Singapore, South Africa and
Instant Transfer, Rupee Flash, Express Rupee, MT103 wire transfer and demand draft
Availability, sender onboarding, exchange rate, charges, limits and required evidence depend on the originating office, partner bank or exchange house and the selected method.
Express products are partner-specific
a listed partner does not necessarily offer every service level.
instructions must use the correct threshold-based routing code and exact beneficiary details
intermediary and overseas-bank charges may also apply.
Vary by originating branch and country
some foreign branches offer concessions to their account holders
Instant Transfer, Rupee Flash, Express Rupee, MT103 wire transfer and demand draft
Australia, Bahrain, Belgium, Canada, China, France, Hong Kong, Israel, Japan, Maldives, Mauritius, Nepal, Oman, Singapore, South Africa and
demat free in year one then ₹600 + (Regular) or ₹300 + (Wealth)
brokerage 0.60% + (Regular) or 0.50% + (Wealth).
Submit the savings form if needed, form and Securities demat/trading application with supporting documents to the Securities Central Desk or an home branch
Application through the Securities Central Desk or an home branch in India
page states that and CAPSEC do not solicit this service from residing in the , , Canada or Japan
Forex dealing/hedging, government-securities access, remittances, business digital banking and WhatsApp banking
Individuals, businesses, corporates, , importers/exporters, institutional investors and Union Bank customers, as applicable to each service
-Retail: Union Bank charges no extra fee
CCIL registration/transaction charges may apply. Other service fees are not consolidated on the reviewed product pages and follow the applicable Union Bank schedule.
-Retail web platform
Union Bank branches and digital channels
Union e-biz app
official WhatsApp UVConn
supported correspondent/remittance channels
India through Union Bank branches and supported digital/correspondent channels
-Retail supports / and major currency-pair workflows where the bank approves the customer limit
Forex dealing/hedging, government-securities access, remittances, business digital banking and WhatsApp banking
Individuals, businesses, corporates, , importers/exporters, institutional investors and Union Bank customers, as applicable to each service
-Retail: Union Bank charges no extra fee
CCIL registration/transaction charges may apply. Other service fees are not consolidated on the reviewed product pages and follow the applicable Union Bank schedule.
-Retail web platform
Union Bank branches and digital channels
Union e-biz app
official WhatsApp UVConn
supported correspondent/remittance channels
India through Union Bank branches and supported digital/correspondent channels
-Retail supports / and major currency-pair workflows where the bank approves the customer limit
Forex dealing/hedging, government-securities access, remittances, business digital banking and WhatsApp banking
Individuals, businesses, corporates, , importers/exporters, institutional investors and Union Bank customers, as applicable to each service
-Retail: Union Bank charges no extra fee
CCIL registration/transaction charges may apply. Other service fees are not consolidated on the reviewed product pages and follow the applicable Union Bank schedule.
-Retail web platform
Union Bank branches and digital channels
Union e-biz app
official WhatsApp UVConn
supported correspondent/remittance channels
India through Union Bank branches and supported digital/correspondent channels
-Retail supports / and major currency-pair workflows where the bank approves the customer limit
Forex dealing/hedging, government-securities access, remittances, business digital banking and WhatsApp banking
Individuals, businesses, corporates, , importers/exporters, institutional investors and Union Bank customers, as applicable to each service
-Retail: Union Bank charges no extra fee
CCIL registration/transaction charges may apply. Other service fees are not consolidated on the reviewed product pages and follow the applicable Union Bank schedule.
-Retail web platform
Union Bank branches and digital channels
Union e-biz app
official WhatsApp UVConn
supported correspondent/remittance channels
India through Union Bank branches and supported digital/correspondent channels
-Retail supports / and major currency-pair workflows where the bank approves the customer limit
Forex dealing/hedging, government-securities access, remittances, business digital banking and WhatsApp banking
Individuals, businesses, corporates, , importers/exporters, institutional investors and Union Bank customers, as applicable to each service
-Retail: Union Bank charges no extra fee
CCIL registration/transaction charges may apply. Other service fees are not consolidated on the reviewed product pages and follow the applicable Union Bank schedule.
-Retail web platform
Union Bank branches and digital channels
Union e-biz app
official WhatsApp UVConn
supported correspondent/remittance channels
India through Union Bank branches and supported digital/correspondent channels
-Retail supports / and major currency-pair workflows where the bank approves the customer limit
Forex dealing/hedging, government-securities access, remittances, business digital banking and WhatsApp banking
Individuals, businesses, corporates, , importers/exporters, institutional investors and Union Bank customers, as applicable to each service
-Retail: Union Bank charges no extra fee
CCIL registration/transaction charges may apply. Other service fees are not consolidated on the reviewed product pages and follow the applicable Union Bank schedule.
-Retail web platform
Union Bank branches and digital channels
Union e-biz app
official WhatsApp UVConn
supported correspondent/remittance channels
India through Union Bank branches and supported digital/correspondent channels
-Retail supports / and major currency-pair workflows where the bank approves the customer limit
Forex dealing/hedging, government-securities access, remittances, business digital banking and WhatsApp banking
Individuals, businesses, corporates, , importers/exporters, institutional investors and Union Bank customers, as applicable to each service
-Retail: Union Bank charges no extra fee
CCIL registration/transaction charges may apply. Other service fees are not consolidated on the reviewed product pages and follow the applicable Union Bank schedule.
-Retail web platform
Union Bank branches and digital channels
Union e-biz app
official WhatsApp UVConn
supported correspondent/remittance channels
India through Union Bank branches and supported digital/correspondent channels
-Retail supports / and major currency-pair workflows where the bank approves the customer limit
Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.
Aadhar Seva KendraBank of Baroda
FASTagBank of Baroda
SBI NRI Demat AccountState Bank of India
