The page positions the alternate-product suite for experienced investors seeking diversification
product-specific eligibility, minimum investment and fees depend on the selected provider and product documents.
The reviewed Alternate Investment Products page describes PMS, , bonds and access but publishes no Bank of Baroda distribution, account, management, performance or transaction fee schedule.
Bank of Baroda makes third-party portfolio-management products available through its investment-product service and its investment specialists
the reviewed page publishes no separate online application or transaction channel.
The page positions the alternate-product suite for experienced investors seeking diversification
product-specific eligibility, minimum investment and fees depend on the selected provider and product documents.
The reviewed page publishes no state, country or territory restriction for the alternate investment suite
availability remains subject to the selected product manager’s offer documents and Bank of Baroda’s distribution process.
-eligible investors who maintain a Bank of Baroda savings/current account, a Demat account with any Depository Participant and valid , and sufficient clear balance. Funds must come from the investor’s own account, not an overdraft, loan or third-party account.
The service is free. Blocked/lien-marked funds remain in the account and continue to earn interest according to the account type
only the allotted amount is debited after allotment finalisation.
is offered through all Bank of Baroda branches, Baroda Connect mobile banking, bob World net banking and . For issues, an investor may submit the physical form at the designated branch or apply online through internet/mobile banking.
-eligible investors who maintain a Bank of Baroda savings/current account, a Demat account with any Depository Participant and valid , and sufficient clear balance. Funds must come from the investor’s own account, not an overdraft, loan or third-party account.
is offered through Bank of Baroda branches and digital channels across its listed Indian State/UT network
The service covers credit and merchant appraisals of all types of business ventures, including infrastructure projects, and can assist with loan syndication or feasibility/viability consultation for existing or proposed projects. No minimum turnover, project size or promoter criterion is published.
The Bank describes appraisal services as available at a reasonable cost but does not publish a universal numeric fee on the reviewed page.
The service is delivered by Bank of Baroda’s specialised corporate-banking appraisal team
customers can contact the Bank through its corporate banking service/nearest branch. The page publishes no separate digital application channel.
The service covers credit and merchant appraisals of all types of business ventures, including infrastructure projects, and can assist with loan syndication or feasibility/viability consultation for existing or proposed projects. No minimum turnover, project size or promoter criterion is published.
The reviewed corporate-banking page publishes no state, country or territory restriction for appraisal, syndication or consultation services.
24-hour self-service and cash-recycler network providing withdrawals, account information, transfers, remittances and card controls.
Bank of Baroda and eligible other-bank debit/ cardholders may use the machines. Bank of Baroda card withdrawals are capped at ₹15,000 per transaction, other-bank card withdrawals at ₹10,000 per transaction, and daily limits depend on the card variant.
The Bank states that 5 transactions per month at Bank of Baroda are free
beyond that, the listed charge is ₹11.80 for financial transactions and ₹5.90 for non-financial transactions.
accept cards issued by members of , Visa, Mastercard, Discover, JCB and UnionPay
other-bank customers can use basic functions subject to issuer charges.
Bank of Baroda and eligible other-bank debit/ cardholders may use the machines. Bank of Baroda card withdrawals are capped at ₹15,000 per transaction, other-bank card withdrawals at ₹10,000 per transaction, and daily limits depend on the card variant.
More than 11,000 Bank of Baroda and cash recyclers are set up across India, with 24-hour access subject to machine and network availability.
Integrated savings, demat and trading account arrangement: the savings account is maintained with Bank of Baroda, while demat and trading accounts are opened and maintained by wholly owned subsidiary BOBCAPS Ltd.
For the digital-opening prompt, the published condition is resident Indian individual, age 18 or above, with , Aadhaar, Aadhaar-linked mobile, valid email, camera/microphone and location-enabled device
existing Bank of Baroda savings customers may initiate demat and trading opening directly.
The Bank of Baroda page does not publish a numeric fee or brokerage schedule for the 3-in-1 account
it directs customers to BOBCAPS for brokerage plans and other offers.
The service is presented as fully digitised and online, with a paperless opening journey and integrated banking/investment experience. Brokerage plans and offers are maintained on the official BOBCAPS site.
For the digital-opening prompt, the published condition is resident Indian individual, age 18 or above, with , Aadhaar, Aadhaar-linked mobile, valid email, camera/microphone and location-enabled device
existing Bank of Baroda savings customers may initiate demat and trading opening directly.
Available in India through Bank of Baroda and its wholly owned BOBCAPS subsidiary, subject to account-opening and depository-participant requirements.
Corporate and government cash-management platform for payments, receivables, liquidity, treasury visibility, reconciliation and multi-channel transaction initiation.
The service is intended for corporate and government customers approved for Bank of Baroda cash-management services
portal access and integrations require registration and bank-issued credentials.
The reviewed Baroda DigiNext page describes the platform and its modules but does not publish a customer fee or schedule of charges.
, , and IFT multiple-payment files
custom bulk-file formats
single sign-on
beneficiary email/ advice
integration through SFTP/
future-value-dated transactions
grace periods
configurable transaction limits
dashboards
payments and Positive Pay.
The service is intended for corporate and government customers approved for Bank of Baroda cash-management services
portal access and integrations require registration and bank-issued credentials.
Bank of Baroda’s branch network and DigiNext connectivity support corporate and government cash-management operations across India, with pan-India receivables and branch access described on the page.
Omni-channel cash-management and connectivity solution for corporate and government customers, combining internet banking, host-to-host SFTP, , cash management, payment, receivables and liquidity tools.
The service is designed for Bank of Baroda corporate and government customers that need cash-management, payment, receivables, liquidity or system-integration capabilities. The page publishes no minimum turnover, account balance, transaction volume or other numeric threshold.
No fixed onboarding, transaction, platform, cash-pickup or integration fee is published on the reviewed current Baroda DigiNext page
applicable commercial terms must be confirmed with Bank of Baroda.
, , and IFT multiple-payment files
custom bulk-file formats
single sign-on
beneficiary email/ advice
integration through SFTP/
future-value-dated transactions
grace periods
configurable transaction limits
dashboards
payments and Positive Pay.
The service is designed for Bank of Baroda corporate and government customers that need cash-management, payment, receivables, liquidity or system-integration capabilities. The page publishes no minimum turnover, account balance, transaction volume or other numeric threshold.
Baroda DigiNext is supported by Bank of Baroda’s pan-India branch network. Corporate clients can use the DigiNext internet portal, host-to-host SFTP or Banking
the page publishes no state or territory exclusion.
Single online solution for foreign and inland trade transactions and remittances for individuals, with dashboards, real-time updates, /reports, notifications, alerts and due-date management.
The bank may extend SmartTrade to selected customers at its discretion. The applicant must be a current legal internet user with internet access and submit the prescribed signed application to the Bank of Baroda branch
the bank provides access only after its eligibility checks. Corporate applicants submit authority/workflow documents and, where applicable, a board resolution
joint retail accounts require authority signed by all account holders.
There is no charge for using BarodaINSTA SmartTrade at present. Separate transaction-related charges may still apply, including remittance, letter-of-credit or bank-guarantee processing charges, postage, courier charges and on forex conversion
the bank may introduce or change service charges.
BarodaINSTA SmartTrade web portal, accessed with bank-issued user and password
credentials are delivered to the registered email and mobile number and first-login password change is compulsory.
The bank may extend SmartTrade to selected customers at its discretion. The applicant must be a current legal internet user with internet access and submit the prescribed signed application to the Bank of Baroda branch
the bank provides access only after its eligibility checks. Corporate applicants submit authority/workflow documents and, where applicable, a board resolution
joint retail accounts require authority signed by all account holders.
Bank of Baroda customers using the bank's internet portal
branch, account and service availability are subject to the bank's India terms and applicable law.
Customers need a biller supported by Bharat Connect and a Bank of Baroda, other-bank or approved digital/agent payment channel. Billers must belong to an approved category and can use Bank of Baroda as an operating unit for collection.
Digital-channel bill payments are free. At a Business Correspondent point, the charge is ₹2 plus in addition to the bill amount, except DTH, credit-card and -gas biller categories.
Bank of Baroda supports Bharat Connect through bob World, bob World Internet, Bank Mitra Kendra/Business Correspondent point, and bob e-pay for Bank and other-bank customers.
Customers need a biller supported by Bharat Connect and a Bank of Baroda, other-bank or approved digital/agent payment channel. Billers must belong to an approved category and can use Bank of Baroda as an operating unit for collection.
Bharat Connect provides interoperable bill payment access across India through physical and digital channels, with 24×7 bill payment and recharge availability stated by Bank of Baroda.
Android merchant application for over-the-counter payments directly from a customer's Aadhaar-linked bank account using Aadhaar authentication and biometrics.
Merchant must maintain a Bank of Baroda current or savings account linked to Aadhaar, use an STQC-certified biometric reader, and have an internet-enabled Android 9+ smartphone/tablet with OTG support and enough power for the reader.
No merchant onboarding, transaction or device fee is published on the reviewed Aadhaar Baroda Pay page.
Merchants use the Aadhaar Baroda Pay Android app with an STQC-certified biometric reader connected to an Android 9+ phone or tablet with OTG. Onboarding is started in the app, followed by an application form and merchant agreement
the Bank processes registration through its regions/zones.
Merchant must maintain a Bank of Baroda current or savings account linked to Aadhaar, use an STQC-certified biometric reader, and have an internet-enabled Android 9+ smartphone/tablet with OTG support and enough power for the reader.
Aadhaar Baroda Pay is offered to retail merchants and vendors with a Bank of Baroda current or savings account linked to Aadhaar
customers may pay from Aadhaar-linked accounts at other banks. The page publishes no state, country or territory restriction.
bob इ Pay app with domestic payments, bill pay, recharges, AutoPay, RuPay credit-card linking, merchant collections and international Global and foreign-inward-remittance features.
registration requires the app, a registered mobile number and eligible bank account/card authentication. services require an or account, a domestic mobile number and use within India
Global is listed for nine countries.
Merchant Discount Rate () is stated as nil for the listed merchant solution. Global is described as having minimal transaction fees and competitive forex rates
no fixed numeric international fee is published on the reviewed page.
Android/iOS mobile app with scan-and-pay, /, contacts, bank accounts, RuPay credit cards, Tap & Pay, AutoPay, merchant /web/mobile/offline collection and international payments.
registration requires the app, a registered mobile number and eligible bank account/card authentication. services require an or account, a domestic mobile number and use within India
Global is listed for nine countries.
Global is listed in nine countries. Foreign inward remittance can be sent in SGD to a shared and credited directly in
Digital forex and derivative deal-booking portal for Bank of Baroda customers, providing live rates, cash/tom/spot/forward/bills/-option bookings and instant deal confirmation to help manage currency exposure.
Access is for Bank of Baroda customers after onboarding through a branch or specialised integrated treasury branch
multiple users from one corporate can book simultaneously.
The current states that bob FxOne access is free of charge
transaction pricing and applicable deal terms remain subject to the Bank's treasury process.
The portal supports Cash, Tom, Spot, Forward, Bills and Option bookings.
Access is for Bank of Baroda customers after onboarding through a branch or specialised integrated treasury branch
multiple users from one corporate can book simultaneously.
bob FxOne is offered to onboarded Bank of Baroda customers through the portal and relationship or specialised integrated treasury branch
the page publishes no state, country or territory restriction.
Banking Services for B2C that embed Bank of Baroda banking functions into enterprise systems, reducing the need to switch between portals and apps.
Corporates and institutions, government bodies, educational and religious organisations, fintechs, startups, neobanks and large enterprises with systems.
The official bob Open Banking page does not publish onboarding, integration, subscription, transaction or service-charge amounts.
Connect with the base branch for Banking solutions.
Corporates and institutions, government bodies, educational and religious organisations, fintechs, startups, neobanks and large enterprises with systems.
bob Open Banking is arranged through the customer’s Bank of Baroda base branch for enterprise integration
the official page does not publish a separate geographic restriction.
Unified Payments Interface app for account transfers, / payments, recharges and bill payments, including merchant and corporate collection options.
Bank of Baroda customers linking eligible accounts
retail merchants, corporate merchants and any-bank users can use the supported payment flows.
Merchant Discount Rate () is nil for the described merchant solution
other service charges follow applicable terms.
bob इ Pay mobile application with scan/pay, , account/ transfer and merchant web/mobile/ collection solutions.
A customer of any bank live on can register with a mobile number updated in the bank and an eligible Savings, Current or Overdraft account
the account must support the permitted operating mode and a linked active debit card is needed to set the . The page also defines a user as a person above age 15 holding a bank account.
bob इ Pay is available as a mobile application for Android and iOS users and can link eligible accounts from any bank live on
no state, country or territory restriction is published.
UPI123PAY payments for feature phones without internet, including send money, balance enquiry, mini statement, and language controls.
-eligible Bank of Baroda account holders using a registered mobile number and feature phone
eligibility follows guidelines.
Nil.
call to 08045228222 from the registered mobile number
Hindi and English language support.
P2P: maximum 5 transactions per day, ₹10,000 per transaction, ₹50,000 daily cumulative limit and ₹5,000 cumulative cap within 24 hours of registration.
bob इ Pay|123PAY is offered in India through the Bank of Baroda service and is designed for feature-phone users, including customers in rural and remote areas
the registered mobile number must be linked to an eligible account.
Voice-led payments over for feature-phone users without a smartphone, internet or app.
Feature-phone users with a -eligible account and registered mobile number, following onboarding requirements.
No charge is published for bob इ Pay | Hello
the official Fees & Charges section states NIL. Standard charges may still be charged by the mobile provider during registration.
Voice call to 08045228333
no smartphone, internet or app is required.
Any customer of a bank live on may register if the mobile number is linked to the account and active for
the linked account must be an eligible Savings, Current or Overdraft account with Self, Either or Survivor, or Sole Proprietor operation, and an active linked debit card is needed to create the . Hello feature-phone route additionally supports self-registration through the Bank’s number.
The service is available over telecom for feature-phone users and supports customers of any bank live on
the page publishes no state, country or territory restriction.
Corporate mobile banking application and dedicated web portal for retail merchants, traders, and mid-sized corporates, including bulk payments, approvals, account services and term-deposit opening.
Current accounts (excluding , and individual current accounts), overdraft and cash-credit accounts with a corporate are eligible. Savings, loan and term-deposit accounts are not supported
dormant, inoperative, minor and illiterate-account profiles are also excluded.
The bob World Business application is free to use
mobile data/ costs and transaction charges applicable to /CC/ accounts may still apply under Bank guidelines.
Customers use the bob World Business mobile application or dedicated web portal. Registration is initiated through the app and completed with base-branch documents and an activation key sent to registered mobile numbers
fund transfers include own-account, within-bank, , , and Quick Transfer, while bulk transfers use the web portal.
Current accounts (excluding , and individual current accounts), overdraft and cash-credit accounts with a corporate are eligible. Savings, loan and term-deposit accounts are not supported
dormant, inoperative, minor and illiterate-account profiles are also excluded.
The service is delivered through Bank of Baroda business accounts and the mobile/web platform
the official page publishes no state, country or territory exclusion.
Retail Central Bank Digital Currency () wallet for India’s digital rupee (e₹), supporting person-to-person and person-to-merchant payments, with an official cashback drive.
For the published drive, the customer must not have transacted in the app during the 30 days preceding 30 June 2026, then complete at least five successful P2P/P2M transactions of ₹50 or more during the drive. The top-250 reward requires at least 10 qualifying transactions.
The published drive offers ₹25 cashback once per eligible customer after five successful ₹50-or-more transactions
the top 250 customers also receive ₹100 after at least 10 such transactions. No separate wallet fee is published on the reviewed page.
bob World Digital Rupee wallet and -based P2P/P2M transactions through the Bank of Baroda digital-rupee application.
For the published drive, the customer must not have transacted in the app during the 30 days preceding 30 June 2026, then complete at least five successful P2P/P2M transactions of ₹50 or more during the drive. The top-250 reward requires at least 10 qualifying transactions.
The digital rupee is India’s -issued legal tender for the retail segment and is held in an e₹ wallet issued by participating banks, including Bank of Baroda.
24/7 retail and corporate internet banking for balances, status, multiple-account management, transfers, cheque-book requests, liquidation and utility bills.
Retail and corporate Bank of Baroda customers
the service offers more than 260 banking services according to the official .
The official bob World Internet Banking page does not publish a customer subscription, transfer, registration or service-charge amount
applicable banking charges are not stated on the reviewed page.
Secure web internet-banking portal with retail and corporate login
debit-card registration is supported for retail users.
Bank of Baroda retail or corporate customer with applicable account and registration credentials
active debit card can be used for retail self-registration.
bob World Internet is available 24/7 through the secure online portal from a customer’s home or office, subject to Bank of Baroda account registration and internet access.
An integrated farmer engagement platform designed as a one-stop solution for agricultural information, inputs, implements, financing and advisory services.
bob World Kisan is designed for farmers and agricultural users seeking agri-inputs, implements, financing, advisory, weather, crop and market information
the page does not publish a separate age, income or account threshold.
The reviewed bob World Kisan page describes the farmer platform and partner services but does not publish a customer subscription, transaction or platform fee.
The bob World Kisan digital platform provides weather, crop, mandi, agri-input, equipment, insurance and advisory tools through its online farmer-engagement interface and links to the Kisan platform for exploration.
bob World Kisan is designed for farmers and agricultural users seeking agri-inputs, implements, financing, advisory, weather, crop and market information
the page does not publish a separate age, income or account threshold.
The official page presents bob World Kisan as a Bank of Baroda agricultural platform in India, with farmer services and partner tie-ups available through its digital ecosystem.
Online payment acceptance for businesses and institutions through debit/credit cards, (/), wallets and net banking via an aggregator covering 50+ banks.
Any corporate, society or organisation with a functional website, or intending to launch one, to sell products/services and accept online payments
the bank may reject an applicant. Businesses without a website or IT infrastructure can use Baroda Paypoint instead.
The merchant agreement contains the agreed fee structure and settlement terms
the current official page describes a low transaction fee but publishes no fixed rate, percentage or setup amount.
Merchants can accept debit and credit cards, through or code, wallets and net banking through an aggregator of 50+ banks. Baroda PayPoint provides a web/mobile online and offline collection route for businesses without a website or technical team
host-to-host configuration, dashboards and reports are also supported.
Any corporate, society or organisation with a functional website, or intending to launch one, to sell products/services and accept online payments
the bank may reject an applicant. Businesses without a website or IT infrastructure can use Baroda Paypoint instead.
The gateway is offered to eligible corporate, society and organisation merchants
the page publishes no state, country or territory restriction. It accepts plus nine foreign currencies, with merchant settlement in .
Professionals, sole proprietorships, partnerships/, public limited companies/, private limited companies, associations/trusts/clubs/societies and NGOs/charitable trusts.
No installation charge.
Merchants can accept debit, credit and prepaid cards plus on Bank of Baroda-partnered Android, GPRS and pocket terminals. Digital onboarding with e-sign and e-stamp is available, and dynamic , tap-and-pay, barcode/IMEI scanning and integrated billing are supported.
Professionals, sole proprietorships, partnerships/, public limited companies/, private limited companies, associations/trusts/clubs/societies and NGOs/charitable trusts.
The service is offered to the listed professional, business, company, public-sector, association, trust and NGO merchant types through Bank of Baroda branches and digital onboarding. The page publishes no state, country or territory restriction.
merchant sound box with instant voice confirmation, transaction history and detachable standee
available with display, without display or dynamic .
Merchants using or opting for a Bank of Baroda .
₹56 plus without display, ₹57 plus with display, or ₹60 plus with display and dynamic
no installation charge.
/ payments from any app
SIM-based 4G connectivity, no Wi-Fi required, with merchant app transaction history.
A merchant applying for a Bank of Baroda or Sound Box must provide true, complete and current application information, allow verification and submit any further information or documents requested by the bank. The merchant must use the for accepting payment for goods or services, keep the device at the declared premises and provide business-turnover proof when required for capped charges. The bank may reject an application or blacklist a for unsafe custody, improper transaction acceptance or legal/term breaches.
Merchant and Sound Box services are provided under applicable Reserve Bank of India rules and prevailing laws in India
device placement remains at the merchant premises declared to the bank.
Assisted tablet-based digital onboarding platform for paperless Savings, Current, and Self Help Group account opening, plus bundled banking, card, insurance, merchant and loan services.
The live-tab list covers individual/sole-proprietor and partnership/company current-account schemes, and schemes including Self Help Group-General and -Women Empowerment Programme.
The reviewed bob World Tab page describes digital onboarding and bundled services but does not publish a separate Tab platform fee or charge schedule.
Branch-assisted tablet onboarding supports Aadhaar plus , Aadhaar plus biometric and Registry search/download. Bundled routes include bob World, internet banking, alerts, statements, personalised debit card and cheque book, WhatsApp registration and additional digital products.
The live-tab list covers individual/sole-proprietor and partnership/company current-account schemes, and schemes including Self Help Group-General and -Women Empowerment Programme.
bob World Tab is Bank of Baroda’s branch and customer onboarding platform in India, covering listed Savings, , Current and schemes available through Tab Banking.
Eligible modes include specified savings-account mandates (Either or Survivor, Self, Anyone or Survivor), self/sole-proprietorship current accounts and self-operated overdraft accounts, subject to the listed account schemes.
The listed Smart Vital Plus health-watch MRP is ₹6,499 inclusive of taxes
the page lists a launch price of ₹3,499 inclusive of taxes and notes that pricing may change.
Order and activate the wearable through the Bank of Baroda branch route described on the page
the bob World app is the stated digital companion, with additional digital channels described as forthcoming. Payments then run at -enabled point-of-sale terminals, including e-commerce through the supplied reference card with and .
Eligible modes include specified savings-account mandates (Either or Survivor, Self, Anyone or Survivor), self/sole-proprietorship current accounts and self-operated overdraft accounts, subject to the listed account schemes.
The contactless chip is accepted at Mastercard, Visa and RuPay point-of-sale terminals in India and overseas
the page does not publish a narrower state, country or customer-territory restriction.
Cash Recycler (CR) self-service terminal for real-time cash deposits and withdrawals, balance enquiries and mini statements.
A debit card is required for withdrawal. For cash deposits, the customer needs a Bank of Baroda debit card or a Bank of Baroda beneficiary account number
other-bank customers currently have withdrawal-only access.
The reviewed Cash Recycler page does not publish a separate CR usage fee
applicable debit-card and account service charges may be governed by the bank’s current tariff.
Deposit with a Bank of Baroda debit card or Bank of Baroda beneficiary account number
withdrawal with a debit card. Other-bank customers currently have withdrawal-only access through supported , Visa, Mastercard, Discover, JCB and UnionPay networks.
A debit card is required for withdrawal. For cash deposits, the customer needs a Bank of Baroda debit card or a Bank of Baroda beneficiary account number
other-bank customers currently have withdrawal-only access.
Bank of Baroda Cash Recyclers provide round-the-clock, 365-day cash deposit and withdrawal access at installed machines in India, subject to account and network availability.
Only personal remittances are allowed under this MTSS arrangement. Trade remittances, donations, property purchases, investments and credits to accounts are excluded.
No Bank of Baroda fee or Western Union charge is published on the reviewed Cash Transfer page
the page provides limits, identification and payout rules but no tariff.
The remitter initiates the transfer at an overseas Western Union Financial Services International office. The beneficiary claims it at any Bank of Baroda branch in India using the To Receive Money (TRM) form, photo and address proof
the ten-digit Money Transfer Control Number (MTCN) is provided by the remitter.
Only personal remittances are allowed under this MTSS arrangement. Trade remittances, donations, property purchases, investments and credits to accounts are excluded.
The inward remittance service is launched across all Bank of Baroda branches in India and is connected to overseas Western Union offices
the page publishes no narrower state or country restriction.
Taxpayers and other customers making Income Tax or other direct-tax payments with a /TAN challan generated on the Income Tax Portal ( 2.0).
No tax-payment service fee or charge is published on the reviewed current page.
Customers generate a challan on the Income Tax Portal/2.0 using /TAN details and can pay through retail internet banking, corporate internet banking or over the counter at any Bank of Baroda branch using cash, cheque or any-bank demand draft.
Create the required direct-tax challan on the Income Tax Portal using /TAN, then pay through a supported Bank of Baroda channel. The page does not publish an additional account, age or income condition.
All Bank of Baroda branches are authorised to collect over-the-counter challans under the stated 2.0 process.
Instruments must be deposited into a properly introduced account. Quick applies to cheques of ₹25,000 and above drawn on select banks
other collection eligibility follows the instrument and clearing route accepted by the branch.
The Bank states that service charges apply as stipulated from time to time
Quick separately lists ₹50 per packet courier charges plus a collection charge.
Submit collection instruments at any Bank of Baroda branch
outward items are sent for collection on the day received or the next working day, while Quick and national-clearing routes use the bank’s collection network.
Instruments must be deposited into a properly introduced account. Quick applies to cheques of ₹25,000 and above drawn on select banks
other collection eligibility follows the instrument and clearing route accepted by the branch.
All Bank of Baroda branches provide outward collection
national and one-way clearing extends to Delhi, Mumbai, Chennai, Kolkata and other identified centres including Nagpur, Ahmedabad, Hyderabad, Bengaluru, Pondicherry, Trichy, Trivandrum, Vellore, Baroda, Erode and Madurai.
The service is for eligible micro, small and medium enterprises depositing accepted collection instruments into properly introduced accounts. Quick applies to cheques of ₹25,000 and above drawn on select banks.
The collection page states that service charges apply as stipulated from time to time. Quick separately publishes ₹50 courier charge per packet plus an additional nominal collection charge.
Eligible submit instruments through Bank of Baroda branches and its branch/clearing network
Quick and national-clearing routes provide accelerated or inter-city processing.
The service is for eligible micro, small and medium enterprises depositing accepted collection instruments into properly introduced accounts. Quick applies to cheques of ₹25,000 and above drawn on select banks.
All Bank of Baroda branches provide the collection facility
national-clearing coverage includes Delhi, Mumbai, Chennai, Kolkata and identified one-way centres such as Nagpur, Ahmedabad, Hyderabad, Bengaluru, Pondicherry, Trichy, Trivandrum, Vellore, Baroda, Erode and Madurai.
The service is intended for Indian or overseas banks seeking bill collection, letter-of-credit support, bill discounting, Nostro settlement or foreign-currency payment and remittance services
individual retail eligibility is not described.
The official Correspondent Banking page says charges are competitive but does not publish a numeric customer tariff or fee schedule.
Correspondent services are delivered through Bank of Baroda’s worldwide branch network and selected branches equipped for correspondent banking
Nostro operations are supported from New York, and London branches.
The service is intended for Indian or overseas banks seeking bill collection, letter-of-credit support, bill discounting, Nostro settlement or foreign-currency payment and remittance services
individual retail eligibility is not described.
Global access is supported by Bank of Baroda’s overseas presence and more than 500 correspondent banks
Nostro accounts are maintained in at New York, at and at London.
The user must generate a customs challan/payment through ICEGATE and have access to Bank of Baroda Net Banking (bob World Internet) to pay at any customs location.
The reviewed Custom Duty Payment page explains ICEGATE integration and Net Banking payment but does not publish a Bank of Baroda service fee or tariff.
Bank of Baroda is integrated with ICEGATE, the Indian Customs Electronic Gateway operated for CBIC trade, cargo-carrier and other trading partners' e-filing services.
The user must generate a customs challan/payment through ICEGATE and have access to Bank of Baroda Net Banking (bob World Internet) to pay at any customs location.
Bank of Baroda’s ICEGATE e-payment integration is available for all customs locations in India through bob World Internet.
Bank of Baroda Visa, Mastercard and RuPay debit-card holders can set recurring e-mandates on -compliant merchant platforms for telecom, , insurance and utility payments
the card must be valid and in good standing.
Bank of Baroda states that it does not charge a fee for using the debit-card e-Mandate facility.
Set up the mandate at a compliant merchant website or mobile application
delete or modify it through the merchant platform or Bank of Baroda mobile-application pre-login section, with other bank channels potentially added later. Disputes may be raised through the CRM portal, branch or call centre.
Bank of Baroda Visa, Mastercard and RuPay debit-card holders can set recurring e-mandates on -compliant merchant platforms for telecom, , insurance and utility payments
the card must be valid and in good standing.
Available for Bank of Baroda debit cards issued in India, at merchant platforms compliant with applicable Reserve Bank of India recurring-payment rules.
Investment product suite including mutual funds, portfolio management services, bonds, non-convertible debentures, alternate investments and the Baroda 3-in-1 savings, demat and trading account.
The investment page is presented for first-time and seasoned investors
no narrower Demat Account customer segment is published on the current destination page.
No Demat Account, trading-account, account-opening or annual-maintenance fee is published on the current Investment Products page. Confirm the applicable BOBCAPS tariff before opening the account.
The current page provides an online “Open Now” route for the Baroda 3-in-1 account
the demat and trading accounts are maintained by BOBCAPS Ltd. No separate branch or assisted-channel list is published on the page.
No product-specific age, residency, , income or other Demat Account eligibility rule is published on the current Investment Products page. The account-opening provider’s current requirements must be confirmed in its application flow.
No state, district or territorial restriction is published on the current Investment Products page. The online route is presented through Bank of Baroda/BOBCAPS India operations.
The secure portal is intended for auditors to obtain a digital balance confirmation directly from Bank of Baroda in an -approved format.
No fee is stated on the accessible Digital Balance Confirmation Services page. The page links a DBCP Information , but that endpoint returned a fetch/cache-miss during the 30 August 2026 review, so any fee in the linked document remains unconfirmed.
The linked DBCP material describes a consent-based, web-hosted platform under IBA/ where an auditee authorises banks to share a system-generated balance certificate for the auditor to access.
The secure portal is intended for auditors to obtain a digital balance confirmation directly from Bank of Baroda in an -approved format.
The service is delivered through Bank of Baroda’s secure portal for auditors to obtain balance confirmations directly from the Bank
the accessible page publishes no state, country or territory restriction.
Centrally managed digital-signage system using industrial LED screens and an attached media player to display bank information in high-footfall premises.
DSS is intended for Bank of Baroda banking halls, lobbies and offices with high public footfall
content distribution and monitoring are centrally controlled.
The product page describes an internal bank communication system and does not publish a customer fee or tariff for it.
Content is pushed from a central server to installed LED screens for immediate or scheduled display, with audio-visuals, 2D animation, text tickers, images and regional-language content
supported formats include SWF, JPEG and bitmap.
DSS is intended for Bank of Baroda banking halls, lobbies and offices with high public footfall
content distribution and monitoring are centrally controlled.
The bank states that centrally controlled content can be pushed to selected DSS installations pan-India.
Domestic treasury, government-securities investment and over-the-counter interest-rate and currency-risk hedging service.
The domestic treasury products serve the inter-bank market and Bank of Baroda corporate customers, including firms, companies, corporate bodies, institutions, provident-fund trusts, regional rural banks, urban cooperative banks and .
The official Domestic Operations page does not publish customer brokerage, dealing spread, service charge or treasury tariff amounts.
Customers contact the Treasury Branch at Baroda Sun Tower, Mumbai for government-securities investments
derivatives are arranged through authorised “B” category foreign-exchange branches or the Mumbai Derivatives Desk.
The service is for inter-bank and Bank of Baroda corporate customers, including firms, companies, corporate bodies, institutions, provident-fund trusts, regional rural banks, urban cooperative banks and
Domestic treasury services are coordinated from Bank of Baroda’s Treasury Branch in Mumbai and are available through the bank’s authorised domestic treasury and “B” category branches for the applicable customer segments.
PSB Alliance Doorstep Banking for financial, non-financial and digital-life-certificate services delivered by agents at the customer’s doorstep.
A customer must register through the mobile app, web portal, bob World app or call centre, select a service and provide the completed, signed Pay-in Slip and matching service code when the agent arrives. The page publishes no separate age or income rule.
The published charge is ₹75 plus applicable for each Doorstep Banking service.
Customers can register or book through the mobile app, web portal, bob World app or call centre
the published toll-free number is 9152220220.
A customer must register through the mobile app, web portal, bob World app or call centre, select a service and provide the completed, signed Pay-in Slip and matching service code when the agent arrives. The page publishes no separate age or income rule.
PSB Alliance Doorstep Banking is offered through agents across 2,845 Bank of Baroda branches in the published service description.
Individuals, businesses and other parties needing to pay non-judicial stamp duty to a State Government can use the Bank of Baroda e-stamping service through designated branches.
The reviewed e-Stamping page publishes service coverage and certificate features but does not publish the applicable stamp-duty amount or a Bank of Baroda service fee
the duty depends on the State Government instrument.
Generate an electronic stamp through 206 designated Bank of Baroda branches in the authorised states
the certificate is stored electronically and issued with a .
The payer must require non-judicial stamp duty and use one of Bank of Baroda’s designated e-stamping branches in an authorised state
the page does not publish an additional age or income threshold.
Bank of Baroda says it is authorised to provide e-stamping in 11 states through 206 designated branches.
is designed for companies and institutions making periodic, high-volume payments to a fixed group such as salary, pension, shareholder, investor or customer beneficiaries.
No service charge is levied by the destination branch for crediting the beneficiary account. The sponsor bank pays the clearing house ₹1.50 per instrument, of which ₹0.50 remains with the clearing house and ₹1.00 is credited to the destination bank.
is delivered through the Bank’s electronic clearing network and Cash Reach pickup service
the page describes a network of about 200 centres and 16 active centres at the time of publication.
is designed for companies and institutions making periodic, high-volume payments to a fixed group such as salary, pension, shareholder, investor or customer beneficiaries.
The page publishes availability at 16 centres, with connectivity described as expanding to around 200 centres
it does not publish a current state-by-state list or broader territorial restriction.
The service is intended for companies and institutions making periodic, high-volume payments to a fixed group of beneficiaries, including salary, pension, dividend, interest and investor payments. The page publishes a minimum of 2,500 payments and an upper limit of ₹1 lakh per individual payment
it gives no turnover or balance threshold.
The published terms state a ₹1.50 per-instrument clearinghouse charge paid by the sponsor bank, split as ₹0.50 retained by the clearinghouse and ₹1.00 credited to the destination bank. No destination-bank service charge is levied for crediting the customer’s account
the page does not publish a separate sponsor setup or pickup tariff.
Corporate bodies and institutions submit bulk, repetitive salary, pension or investor payments through Bank of Baroda’s clearing service
BoB Cash Reach adds pickup and collection from the client’s office through the supported centre network.
The service is intended for companies and institutions making periodic, high-volume payments to a fixed group of beneficiaries, including salary, pension, dividend, interest and investor payments. The page publishes a minimum of 2,500 payments and an upper limit of ₹1 lakh per individual payment
it gives no turnover or balance threshold.
The page publishes availability at 16 centres, with expansion to 30 centres described, and says the network was intended to extend to around 200 centres. It does not publish a current state-by-state list or a wider territorial restriction.
Employers can pay employee-insurance contributions through the Portal by selecting Bank of Baroda Net Banking, which redirects to the Bank's internet-banking portal.
The published charge is ₹10 per transaction.
Employers start an contribution payment on the Portal, select Bank of Baroda Net Banking and are redirected to the Bank’s Internet Banking Portal.
Employers can pay employee-insurance contributions through the Portal by selecting Bank of Baroda Net Banking, which redirects to the Bank's internet-banking portal.
The service is available through the Bank’s integration for employers and has a nodal branch at Parliament Street Branch, New Delhi
Export finance (pre-shipment packing credit and post-shipment export-bill purchase/discounting), export-bill collection, export-letter-of-credit advising and confirmation, and the Exporter Gold Card working-capital package.
The page is addressed to exporters and describes facilities for export goods, export receivables and overseas-buyer letters of credit. It publishes no additional numeric turnover, rating, tenure or documentation threshold.
Not published on the reviewed service page. No numeric export-finance, bill-collection, -advising/confirmation or Gold Card tariff is displayed.
exporters can apply online for export credit. Export-bill collection is available through more than 200 authorised-dealer branches in India and the bank's worldwide correspondent network.
The page is addressed to exporters and describes facilities for export goods, export receivables and overseas-buyer letters of credit. It publishes no additional numeric turnover, rating, tenure or documentation threshold.
Export-bill collection is offered through more than 200 authorised-dealer branches in India and a worldwide correspondent network
the page publishes no narrower customer-territory restriction.
Reloadable RFID toll tag linked to a prepaid account for automatic cashless toll deductions on national highways.
Vehicle owners and highway users applying online or through a Bank of Baroda branch.
Current Annexure I charges: issuance fee ₹100 + for every vehicle class
refundable tag deposit is ₹200 for Class 4 and Class 20, and ₹100 for other classes
minimum first recharge is ₹100 for Class 4 and Class 20, ₹140 for Classes 5–6, and ₹300 for Classes 7–19. The published totals are ₹418 for Classes 4/20, ₹358 for Classes 5/6 and ₹518 for Classes 7–19 (including applicable on the ₹100 issuance fee). Replacement is ₹100 + , shown as ₹118, for Class 4/Class 20 and all other vehicle classes. , government levies and future service charges apply as notified
tag deposits are refunded on account closure and listed charges are subject to change.
Online purchase, FASTag customer portal, , credit/debit card, net banking, mobile banking and branch support.
FASTag is issued to individual or corporate applicants after an application and approval. The tag is unique to the vehicle, non-transferable and must be affixed to that vehicle's windscreen. Online, M-connect Plus and Tab-banking issuance is limited to Class 4 car/jeep/van vehicles for Bank of Baroda account holders whose vehicle is registered in the individual's name. The official webpage says two-wheelers are not currently issued FASTag. -compliant accounts may hold up to ₹1,00,000
non- individual accounts up to ₹10,000
cash recharge is limited to ₹5,000 per transaction. The tag is valid for five years, for participating national-highway toll plazas in India and toll payments only.
National highways across India under the / FASTag programme.
The published service scope covers bank clientele with export or import foreign-exchange needs, remittance or deposit needs, or resident and returning-Indian needs
access is through authorised forex branches and remains subject to applicable product and regulatory requirements.
The official Forex Operations page does not publish a numeric dealing spread, commission, service charge or customer tariff.
Foreign-exchange transactions are handled through 223 authorised domestic branches connected to the specialised integrated treasury branch at BKC, Mumbai, with online quotes delivered through bob World FxQ
overseas offices and treasury staff serve international customers.
The published service scope covers bank clientele with export or import foreign-exchange needs, remittance or deposit needs, or resident and returning-Indian needs
access is through authorised forex branches and remains subject to applicable product and regulatory requirements.
The service has 84 overseas offices across 17 countries and 223 authorised domestic branches connected to the Mumbai treasury branch.
CCIL -Retail online foreign-exchange dealing and anonymous multi-user matching for buying or selling against for today, tomorrow or day-after-tomorrow delivery.
Customers apply on fxretail.co.in by selecting Bank of Baroda as relationship bank, SITB as trading branch and their category-B home branch
signed application documents are then submitted to the bank.
Bank of Baroda states that it levies no additional charge for Retail beyond otherwise applicable charges
CCIL charges may apply separately.
Use the authorised web-based -Retail system. Register at fxretail.co.in by selecting Bank of Baroda as relationship bank, SITB as trading branch and the customer’s category-B home branch
after compliant approval, book the rate online and send the deal ticket to the category-B branch.
Customers apply on fxretail.co.in by selecting Bank of Baroda as relationship bank, SITB as trading branch and their category-B home branch
signed application documents are then submitted to the bank.
Bank of Baroda offers Retail through all category-B branches. The page publishes no state, country or customer-territory restriction beyond the category-B branch route.
Corporate and treasury customers seeking to manage foreign-exchange or interest-rate risk through Bank of Baroda’s global treasury.
No brokerage, premium, spread or other hedging charge is published on the reviewed current page.
The service is offered through Bank of Baroda’s full-fledged global treasury dealing operation. No self-service digital dealing channel or branch list is published on the page.
The reviewed page does not publish a minimum turnover, rating, documentation or other acceptance threshold for hedging. Treasury suitability and limits are set during the Bank’s dealing process.
The page describes dealing in major foreign currencies through Bank of Baroda’s global treasury and publishes no country, state or branch restriction.
Import bills under collection, import letters of credit at sight or usance, (Usance Payable at Sight) letters of credit and trade credit through standby letters of credit (SBLC).
The service is described for Indian importers and Indian buyers purchasing from overseas sellers. The page publishes no numeric turnover, income, credit-score, tenure or document threshold
facility approval and terms are not specified on this service page.
Not published on the reviewed service page. No numeric import-bill, , or SBLC tariff is displayed.
Import-bill collection is routed through more than 220 authorised-dealer branches in India and Bank of Baroda's worldwide correspondent network. may be opened in favour of Bank of Baroda overseas branches or other banks
trade credit is funded by overseas branches through an SBLC.
The service is described for Indian importers and Indian buyers purchasing from overseas sellers. The page publishes no numeric turnover, income, credit-score, tenure or document threshold
facility approval and terms are not specified on this service page.
Import-bill collection is available through more than 220 authorised-dealer branches in India and a worldwide correspondent network. Import and related facilities connect Indian buyers with overseas sellers
Confirmation of an Inland Bank Guarantee for a beneficiary or beneficiary bank.
Submit a signed letterhead request containing the guarantee number, issue date, expiry date, claim-expiry date, applicant name and beneficiary name. Confirmation is targeted within T+2 days from email receipt.
No confirmation fee or charge is published on the reviewed current page.
Email the request to the relevant Regional Office or Zonal Office. Regional Offices handle all branches other than Midcorporate and CFS branches
Zonal Offices handle Midcorporate and CFS branches. The request must be on the beneficiary’s letterhead and signed by an authorized signatory.
Submit a signed letterhead request containing the guarantee number, issue date, expiry date, claim-expiry date, applicant name and beneficiary name. Confirmation is targeted within T+2 days from email receipt.
Regional and Zonal Office coverage applies across Bank of Baroda’s listed Indian branches
the page lists every Indian State/UT presence and excludes no territory for the service.
Customers seeking one of the published international treasury activities may contact an overseas money-centre branch
the page does not state a separate numeric age, income or turnover threshold.
The official International Treasury page does not publish a customer dealing spread, commission, service fee or tariff amount.
International Treasury is delivered through Bank of Baroda’s overseas money-centre branches and their forex treasuries, supported by trained staff and treasury technology.
Customers seeking one of the published international treasury activities may contact an overseas money-centre branch
the page does not state a separate numeric age, income or turnover threshold.
International Treasury operates through Bank of Baroda’s overseas money-centre branches while maintaining a treasury presence in India and abroad.
Investors must follow the selected mutual-fund scheme’s offer documents and risk disclosures. The page states that can invest through or accounts with additional compliance/documentation
it also publishes access from ₹500 per month and describes ₹5,000 as a lump-sum ticket in its comparison .
The Bank states that opening or maintaining its investment-services account carries zero charges. Scheme-level expenses, commissions or other applicable terms remain governed by the fund/provider documents.
Customers can invest through World mobile banking, internet banking or a transaction request form, and can set up , STPs or standing instructions.
Investors must follow the selected mutual-fund scheme’s offer documents and risk disclosures. The page states that can invest through or accounts with additional compliance/documentation
it also publishes access from ₹500 per month and describes ₹5,000 as a lump-sum ticket in its comparison .
Investments are available digitally through Bank of Baroda Internet Banking and World
the page also supports investment through / accounts. No state, country or territory exclusion is published.
The customer needs the loan and debit-account details, a valid registered mobile for , and either Internet Banking or an active Debit Card for authentication. The says Aadhaar and are required and that , account status, funds, card activation and correct credentials can affect registration.
The reviewed E-Mandate page does not publish a registration or service fee
the process is described as cost-efficient, while any separate loan, bank or telecom charges are not stated on this page.
Start from the Bank of Baroda e-Mandate link, validate the 14-digit loan account and last four registered-mobile digits with a 6-digit , complete the online form, then authenticate through Internet Banking or Debit Card on the BillDesk journey. Confirmation is emailed.
The customer needs the loan and debit-account details, a valid registered mobile for , and either Internet Banking or an active Debit Card for authentication. The says Aadhaar and are required and that , account status, funds, card activation and correct credentials can affect registration.
Bank of Baroda offers the e-Mandate journey online in India through National Automated Clearing House infrastructure and participating destination banks.
Use the Bharatkosh/ flow for a government fee, fine or other government-account deposit. No additional Bank of Baroda account, age or income condition is published.
No collection fee or customer charge is published on the reviewed current page.
Payment is made through Bank of Baroda’s Internet Payment Gateway (Baroda e-Gateway) available on the Bharatkosh Portal. The Bank also settles collections as an accredited bank with for its accredited Ministry.
Use the Bharatkosh/ flow for a government fee, fine or other government-account deposit. No additional Bank of Baroda account, age or income condition is published.
The page publishes a nodal branch at Nirman Bhavan Branch, New Delhi, and describes settlement with for an accredited Ministry
no customer state or territory restriction is published.
The service is for the listed Central Civil, Freedom Fighter, Railway, Defence, Postal and State Government pensioner categories. No separate age, income or account condition is published.
No pension-payment fee or charge is published on the reviewed current page.
Pension payments are processed through Bank of Baroda’s Centralized Pension Processing Centre at Gift City, Gandhinagar. Queries can be made through the CPPC email [email protected], helplines 079-66734653 /079-66734655 or toll-free 1800-111-348.
The service is for the listed Central Civil, Freedom Fighter, Railway, Defence, Postal and State Government pensioner categories. No separate age, income or account condition is published.
Pension payments are offered across the country through the Centralized Pension Processing Centre at Gift City, Gandhinagar
Dedicated Pension Saarthi web portal for Central and State Government pensioners whose pension is disbursed by Bank of Baroda, with pension details, life-certificate, Form 16 and grievance services.
Pension Saarthi is for Central and State Government pensioners whose pension is disbursed by Bank of Baroda
the pensioner's mobile number must be registered in the Bank's pension-payment system.
No Pension Saarthi registration, portal-use or document-download fee is published on the reviewed current page.
Registration uses the pension account number and an sent to the registered mobile number
the pensioner then creates a login and password.
Pension Saarthi is for Central and State Government pensioners whose pension is disbursed by Bank of Baroda
the pensioner's mobile number must be registered in the Bank's pension-payment system.
Pension Saarthi is for Central and State Government pensioners whose pension is disbursed by Bank of Baroda
the pensioner's mobile number must be registered in the Bank's pension-payment system.
A registered Bank of Baroda mobile number is required for missed-call balance enquiry and the linked Banking services
the page does not state an additional account-type restriction.
The reviewed Phone Banking page describes the services but does not publish a customer fee
mobile-operator or call charges may depend on the customer’s telecom plan.
Missed-call requests use registered mobile numbers and Banking uses the registered mobile number to send requests to Bank of Baroda's published service number.
A registered Bank of Baroda mobile number is required for missed-call balance enquiry and the linked Banking services
the page does not state an additional account-type restriction.
Phone Banking is offered by Bank of Baroda through its published domestic and overseas contact channels
actual access depends on mobile-network availability.
Portfolio Investment Scheme for purchase and sale of Indian-company shares and convertible debentures through a registered broker on a recognised Indian stock exchange, on repatriation or non-repatriation basis.
An or OCB may purchase or sell shares and convertible debentures of an Indian company through a registered broker on a recognised Indian stock exchange, routing transactions through one designated authorised-dealer branch.
The published schedule lists ₹1,000 for permission, 0.5% of purchase cost for registration/reporting (minimum ₹100, maximum ₹2,500), and 1% of sale proceeds for registration/reporting and crediting proceeds, capped at ₹2,500 per transaction.
The investor designates an authorised-dealer branch to route all purchases and sales, uses a registered broker on a recognised stock exchange and contacts Bank of Baroda’s specialised Mumbai branch for assistance
the page publishes no separate digital transaction channel.
An or OCB may purchase or sell shares and convertible debentures of an Indian company through a registered broker on a recognised Indian stock exchange, routing transactions through one designated authorised-dealer branch.
An or OCB may purchase or sell shares and convertible debentures of an Indian company through a registered broker on a recognised Indian stock exchange, routing transactions through one designated authorised-dealer branch.
Eligible users include Bank of Baroda savings accounts (including zero-balance accounts, with listed exclusions), eligible current accounts and specified overdraft schemes, using self or permitted joint/sole-proprietorship operation modes.
The user-level programmability page lists fees as nil.
The published use cases use the bob World Merchant Application for creating and managing merchant discount offers and the bob Merchant App for registered merchants. User-level programmable can be disbursed to any bank’s customer with a defined purpose.
Eligible users include Bank of Baroda savings accounts (including zero-balance accounts, with listed exclusions), eligible current accounts and specified overdraft schemes, using self or permitted joint/sole-proprietorship operation modes.
The service is described as an -regulated digital rupee and an interoperable ecosystem
programmability can target merchant categories, merchant , locations and expiry. The page publishes no state, country or customer-territory restriction.
Payments must be a Direct Benefit Transfer or non- transaction for an accredited Government ministry or department into an Aadhaar-based or non-Aadhaar-based bank account. No separate customer age or income condition is published.
No transaction fee or customer charge is published on the reviewed current page.
Bank of Baroda is integrated with the portal and processes /non- payments through / rails for Aadhaar-based and non-Aadhaar-based bank accounts. Branch assistance is available for details.
Payments must be a Direct Benefit Transfer or non- transaction for an accredited Government ministry or department into an Aadhaar-based or non-Aadhaar-based bank account. No separate customer age or income condition is published.
The page describes a Central Government integration through / and does not publish a state, district or territorial restriction.
Individuals who are / and corporates remitting salary payments to employees in India can use Rapid Funds2India
neither remitter nor beneficiary must hold a Bank of Baroda account.
Remittance is free when both remitter and beneficiary have Bank of Baroda accounts
charges otherwise vary by originating country, beneficiary bank and local currency, as listed on the official page.
Remitters use listed Bank of Baroda overseas branches in the United Kingdom, and other published locations. Funds are credited instantly to interconnected Bank of Baroda branches in India and within 24 hours to approximately 26,000 / branches of other banks
remittance confirmation is sent through the overseas branch.
Individuals who are / and corporates remitting salary payments to employees in India can use Rapid Funds2India
neither remitter nor beneficiary must hold a Bank of Baroda account.
Individuals who are / and corporates remitting salary payments to employees in India can use Rapid Funds2India
neither remitter nor beneficiary must hold a Bank of Baroda account.
The page requires a customer to furnish the published beneficiary, AD-branch and remittance-purpose details to the banker. It does not state a separate customer segment, turnover threshold or minimum balance for this service.
The reviewed Remittances page publishes fields and correspondent-bank routes but no fixed transfer fee, correspondent charge, exchange-rate spread or minimum amount. Applicable charges must therefore be confirmed with the servicing branch for the selected currency route.
Initiate the transfer through the customer’s banker using the published fields: intermediary institution, AD-branch code, 14-digit beneficiary account/name/address, purpose of remittance and sender-to-receiver information. The correspondent/intermediary bank route varies by currency.
The page requires a customer to furnish the published beneficiary, AD-branch and remittance-purpose details to the banker. It does not state a separate customer segment, turnover threshold or minimum balance for this service.
The service supports remittances from any country through Bank of Baroda’s correspondent/intermediary network. The published currency table covers , , , , , , , SGD, CHF, SAR and
the beneficiary account is with a Bank of Baroda branch in India.
The directory is for customers seeking assistance from a Bank of Baroda Loan Factory or branch. It publishes no turnover, vintage, collateral, income or loan-size threshold
those requirements are not stated on this locator page.
The Loan Factory directory publishes locations and contacts only
it contains no processing fee, service charge, interest rate, minimum balance or other tariff for the factory service.
Access assistance through the listed Loan Factory (SMELF) or branch in the published city/zone/region directory, using the corresponding contact number. The page is a contact directory and publishes no separate online application flow.
The directory is for customers seeking assistance from a Bank of Baroda Loan Factory or branch. It publishes no turnover, vintage, collateral, income or loan-size threshold
those requirements are not stated on this locator page.
The official directory lists 65 Loan Factory (SMELF) locations and a separate -branch directory across Bank of Baroda’s India network, with named cities, zones, regions and contact numbers. The page publishes no overseas coverage.
Bank of Baroda customers whose mobile number is already registered in can use Banking without separate registration.
Charges apply for each sent by the customer
the reviewed service page does not publish a single rupee amount.
Send a formatted from the mobile number registered in Bank of Baroda to 8422009988
requests use the last four digits of the account number and the page publishes command formats for balance, mini statement, cheque status, alerts, insurance and Aadhaar linking.
Bank of Baroda customers whose mobile number is already registered in can use Banking without separate registration.
Banking is available to Bank of Baroda customers whose mobile number is registered in
the page does not publish a separate geographic restriction.
The account is used for permitted international-trade settlement in , investment of excess SRVA funds in Treasury Bills and government securities, and free repatriation of excess funds. The page publishes no retail or individual eligibility rule.
No SRVA account-opening, transfer, settlement or investment fee is published on the reviewed current page.
International trade settlement is routed through the Mumbai Main Office Vostro Cell and the listed overseas/correspondent banks using their published account numbers and BIC codes.
The account is used for permitted international-trade settlement in , investment of excess SRVA funds in Treasury Bills and government securities, and free repatriation of excess funds. The page publishes no retail or individual eligibility rule.
The page publishes SRVA routes for Mauritius, Oman, Seychelles, United Kingdom, Fiji, , Australia, Singapore, Botswana, Guyana, Kenya, New Zealand, Uganda, Tanzania, Mongolia, Kyrgyzstan and Russia through named banks.
The remitter must provide the intermediary-bank account/ details for the currency, the authorised-dealer branch code, the beneficiary’s 14-digit Bank of Baroda account/name/address, purpose of remittance and (for opening) the or F.CNR sender-to-receiver code. The page publishes no separate age, income or residency threshold.
The reviewed Swift Transfer page publishes no general wire-transfer tariff. It states that Bank of Baroda charges are exempted for inward remittances used to open deposits
other applicable bank or correspondent charges are not stated on the page.
Transfer supports inward remittance to India from any country by wire transfer, with the beneficiary's Bank of Baroda account and AD-branch details supplied to the sending bank.
The remitter must provide the intermediary-bank account/ details for the currency, the authorised-dealer branch code, the beneficiary’s 14-digit Bank of Baroda account/name/address, purpose of remittance and (for opening) the or F.CNR sender-to-receiver code. The page publishes no separate age, income or residency threshold.
Swift remittance is described as available from any country by wire transfer, using Bank of Baroda’s published correspondent/intermediary routes for , , , , , , , SGD, CHF, SAR and . The beneficiary route is the relevant Bank of Baroda authorised-dealer branch in India.
Generate the applicable challan on the Income Tax Portal or website, then use the listed internet-banking or branch channel. No additional age, income or account condition is published.
No fee or charge for , or state-tax collection is published on the reviewed current page.
Direct-tax challans: bob World Internet, corporate internet banking and branch counter. : bob World Internet or over the counter at a branch using cash, cheque or demand draft
all Bank of Baroda branches are authorized for OTC challans.
Generate the applicable challan on the Income Tax Portal or website, then use the listed internet-banking or branch channel. No additional age, income or account condition is published.
All Bank of Baroda branches are authorised for over-the-counter challan collection and all branches are authorised to collect OTC challans. Internet Banking payment is available through bob World Internet
the page publishes no state or territory exclusion.
The service is for Bank of Baroda’s authorised agency-bank execution of Central/State Government treasury, sub-treasury and state-tax collection transactions on behalf of the Reserve Bank of India
the page publishes no separate customer application threshold.
The reviewed Treasury/Sub Treasury Business page publishes no transaction fee, commission, service-charge schedule or minimum balance for the treasury service.
Bank of Baroda delivers the service through its authorised agency-bank route and the listed state treasury/sub-treasury nodal branches, which handle state-tax collection and state-treasury operations on behalf of the Reserve Bank of India.
The service is for Bank of Baroda’s authorised agency-bank execution of Central/State Government treasury, sub-treasury and state-tax collection transactions on behalf of the Reserve Bank of India
the page publishes no separate customer application threshold.
Published Treasury/Sub-Treasury service locations cover Bihar, Chhattisgarh, Gujarat, Karnataka, Kerala, Maharashtra, Madhya Pradesh, Rajasthan, West Bengal, Telangana, Meghalaya, Assam, Haryana, Tamil Nadu, Manipur and Odisha through designated branches.
Conversational banking on WhatsApp for balance, statements, card controls, controls, nominee and beneficiary services, forex and calculators.
Bank customers using their registered mobile number
non-customers can explore products, offers, and branches. registration is available from selected international countries.
Bank of Baroda currently charges no fee for offering WhatsApp Banking or for registration. Telecom or data-plan charges may still apply. The bank reserves the right to introduce or change service fees by displaying the revised charges on its website.
WhatsApp chat via verified number 8433888777
voice commands are supported in the conversational interface.
Residents of India who are in India while using the service, or customers residing outside India, and customers with a mobile number registered with Bank of Baroda may use the facility. Full account services require a satisfactory running Bank of Baroda savings, current, overdraft or cash-credit account
non-customers receive limited functions such as instant account opening and branch/ location. Registration is voluntary and uses the official WhatsApp number 8433888777
consent is recorded when the customer starts the chat.
Available in India and select international countries
multi-language support includes Hindi, English, Marathi and Gujarati.
savings bank account plus Securities demat and trading accounts with e-margin
Trading and demat services are provided through Securities, a separate entity within the group.
Margin requirements, eligible securities, fees and square-off rules can change and must be confirmed on the broker platform.
Leveraged positions can amplify losses and may be closed under applicable risk controls.
The reviewed 3-in-1 page does not publish a product-specific fee amount. Demat, trading, e-margin and account charges are administered under the applicable Securities/ account tariffs and must be confirmed before trading.
Securities web platform: select E-Margin as the product type when placing a buy or sell order
Trading and demat services are provided through Securities, a separate entity within the group.
Margin requirements, eligible securities, fees and square-off rules can change and must be confirmed on the broker platform.
Leveraged positions can amplify losses and may be closed under applicable risk controls.
Trading through the Securities web platform
account opening and subject to and Securities processes
The page currently describes access only for in Oman through authorised GMEC branches
it does not establish availability in other countries.
The exchange company controls its live authorised-branch list, acceptable biller categories, onboarding, exchange rate, fees, limits and required evidence.
The page was last updated 11 July 2024
confirm that GMEC participation and the requested Indian biller remain active before paying.
page publishes no fee amount. The authorised exchange company determines live onboarding, exchange rate and customer charges
the page directs in Oman to authorised GMEC branches.
in Oman visit an authorised GMEC branch
GMEC publishes authorised branches and acceptable biller categories on its website
The page currently describes access only for in Oman through authorised GMEC branches
it does not establish availability in other countries.
The exchange company controls its live authorised-branch list, acceptable biller categories, onboarding, exchange rate, fees, limits and required evidence.
The page was last updated 11 July 2024
confirm that GMEC participation and the requested Indian biller remain active before paying.
current page lists Global Money Exchange Company in Oman as the onboarded exchange company and directs in Oman to its authorised branches
Government of India Floating Rate Savings Bonds 2020 (Taxable) held electronically in a Bond Ledger Account
Resident individuals singly, jointly, on either-or-survivor basis or for a minor, and
are not eligible
The Government of India Bond page publishes investment, interest, maturity and premature-withdrawal rules but no application, custody or servicing fee amount.
authorised receiving branches listed for Government of India Bond applications and servicing
the page links the current application form and procedural material.
Resident individuals singly, jointly, on either-or-survivor basis or for a minor, and
are not eligible
Applications are accepted through branches designated as receiving offices
The university or college must be available in Flywire checkout or provide a valid Flywire payment link, and the payment must be an eligible education purpose under current and rules.
Payment methods, card availability, live exchange rate, taxes, fees, institution data and required regulatory evidence vary by checkout
review the complete quote before paying.
The published USD 25,000 daily and USD 250,000 financial-year limits are subject to current regulation and the payer's remaining utilisation.
The FLYWIRE page does not publish a fixed fee or exchange-rate amount. The live checkout, payment method, institution and applicable / remittance charges determine the amount.
FLYWIRE online checkout using an bank transfer or debit/credit card where the institution and origin country offer that method.
The university or college must be available in Flywire checkout or provide a valid Flywire payment link, and the payment must be an eligible education purpose under current and rules.
Payment methods, card availability, live exchange rate, taxes, fees, institution data and required regulatory evidence vary by checkout
review the complete quote before paying.
The published USD 25,000 daily and USD 250,000 financial-year limits are subject to current regulation and the payer's remaining utilisation.
Payments originate in India
current page says linked institutions are presently in the United States, United Kingdom and Canada, subject to the institution appearing in Flywire checkout or supplying its own Flywire payment link
Resident transfers must fit the current Liberalised Remittance Scheme, an eligible purpose, the customer's remaining annual utilisation and applicable , tax and bank checks.
The page was last updated 8 April 2025
confirm the current ceiling, permitted purpose, live exchange rate, fees, tax collection, limits and required evidence before remitting.
use is described for remittance from an account
channel and purpose availability should be confirmed with .
The Fx-OUT page publishes limits and currencies but no numeric remittance-fee schedule
the applicable forex tariff, exchange rate, taxes and purpose-specific charges must be confirmed at the selected channel.
Any branch
Retail Internet Banking (OnlineSBI)
or for the listed currencies and limits.
Resident transfers must fit the current Liberalised Remittance Scheme, an eligible purpose, the customer's remaining annual utilisation and applicable , tax and bank checks.
The page was last updated 8 April 2025
confirm the current ceiling, permitted purpose, live exchange rate, fees, tax collection, limits and required evidence before remitting.
use is described for remittance from an account
channel and purpose availability should be confirmed with .
From India through all branches and eligible OnlineSBI or channels, to supported overseas destinations and currencies subject to , , purpose and beneficiary restrictions
Availability, sender onboarding, exchange rate, charges, limits and required evidence depend on the origin country, foreign office, correspondent or drawee bank and selected method.
The non-Middle-East page's USD 25,000 routing threshold and ₹50 handling charge are page-specific and should not be substituted with the separate Middle East page's published values.
Drafts, cashier's cheques, international money orders and foreign-currency cheques are collection instruments, so credit and conversion occur only after the applicable collection process.
inward remittance handling is ₹50 in India. Instant Transfer charges vary by originating country/branch
draft and foreign-cheque collection charges are recovered under the applicable current schedule.
Express Remit and OnlineSBI Global for Instant Transfer
inbound MT103
demand draft/cashier's cheque
and foreign-currency cheque collection through an Indian account branch.
Availability, sender onboarding, exchange rate, charges, limits and required evidence depend on the origin country, foreign office, correspondent or drawee bank and selected method.
The non-Middle-East page's USD 25,000 routing threshold and ₹50 handling charge are page-specific and should not be substituted with the separate Middle East page's published values.
Drafts, cashier's cheques, international money orders and foreign-currency cheques are collection instruments, so credit and conversion occur only after the applicable collection process.
Worldwide and instrument-collection routes, with Instant Transfer available through the listed offices in Australia, Bahrain, Belgium, Canada, China, Hong Kong, Israel, Japan, Maldives, Mauritius, Nepal, Oman, Singapore, South Africa and
Availability, sender onboarding, exchange rate, charges, limits and required evidence depend on the originating office, partner bank or exchange house and the selected method.
Express products are partner-specific
a listed partner does not necessarily offer every service level.
instructions must use the correct threshold-based routing code and exact beneficiary details
intermediary and overseas-bank charges may also apply.
publishes ₹25 plus applicable tax for conversion of foreign currency into Indian rupees. Instant Transfer charges vary by originating country/branch
draft collection charges follow the current schedule.
Rupee Flash and Express Rupee through listed exchange houses/banks
Express Remit/OnlineSBI Global
inbound MT103
and demand draft routes.
Availability, sender onboarding, exchange rate, charges, limits and required evidence depend on the originating office, partner bank or exchange house and the selected method.
Express products are partner-specific
a listed partner does not necessarily offer every service level.
instructions must use the correct threshold-based routing code and exact beneficiary details
intermediary and overseas-bank charges may also apply.
Middle East routes vary by office, partner bank or exchange house
the page lists Bahrain, Kuwait, Oman, Qatar, Saudi Arabia and for Express and Bahrain, Israel and Oman office contacts
with valid Indian passport, plus eligible or applicants including stated persons of Indian origin or spouses of Indian citizens
The Insurance Gateway page lists life-plan families and riders but does not publish a single premium, commission or charge. Premiums, policy charges, taxes and surrender terms depend on the selected Life plan and current policy document.
Internet banking, debit or credit card, and partner-bank portals
with valid Indian passport, plus eligible or applicants including stated persons of Indian origin or spouses of Indian citizens
Policies are issued and serviced in India
eligible applicants may complete enrollment during an India visit or, under stated conditions, from their country of residence
The Mutual Funds page does not publish a single fee figure. Expense ratio, exit load, transaction charges and taxes vary by selected Mutual Fund scheme and its current offer document.
Online account and purchase route, plus common application or transaction forms through official acceptance points
/Canada investors are directed to the conventional submission route
-verified and or bank details
an Indian bank account is mandatory
onboarding through Mutual Fund's online or official acceptance channels, with a conventional submission route described for /Canada investors
Remitly, a separate third party, controls sender onboarding, live country availability, exchange rate, fees, limits, funding methods and internal routing.
Nil fee, immediate credit and exchange-rate claims are conditional on transfer mode and amount
verify the complete live quote in Remitly before submitting.
A Remitly transfer may not be routed through even though publishes the collaboration page.
describes nil remittance fee only conditionally: Remitly's live fee depends on transfer mode and amount. No universal fee is published on the collaboration page.
Remitly mobile and web applications
Remitly, a separate third party, controls sender onboarding, live country availability, exchange rate, fees, limits, funding methods and internal routing.
Nil fee, immediate credit and exchange-rate claims are conditional on transfer mode and amount
verify the complete live quote in Remitly before submitting.
A Remitly transfer may not be routed through even though publishes the collaboration page.
current page lists 34 send countries: Australia, Austria, Belgium, Canada, Cyprus, Czech Republic, Denmark, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Malta, Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Singapore, Slovakia, Spain, Sweden, United Kingdom, United States, Estonia, Israel, Slovenia, Liechtenstein, Luxembourg and United Arab Emirates
Existing-holder servicing for Government of India Sovereign Gold Bonds
no current primary issue is evidenced
This is an existing-holdings service record, not a representation that currently accepts new primary subscriptions.
The online ₹50-per-gram primary-issue discount applies only when a Government issue is open
no current tranche is evidenced here.
Premature redemption requests must follow tranche-specific window and the holder's receiving-office or depository process.
Gold-price exposure means the rupee redemption value can be below the holder's acquisition price.
The page publishes issue, interest, maturity and servicing rules but no service or custody fee amount for existing holdings
any depository or transfer charge follows the applicable current intermediary schedule.
authorised receiving branches for subscription/servicing
dematerialised holdings may also be handled through the investor's depository route under procedures.
This is an existing-holdings service record, not a representation that currently accepts new primary subscriptions.
The online ₹50-per-gram primary-issue discount applies only when a Government issue is open
no current tranche is evidenced here.
Premature redemption requests must follow tranche-specific window and the holder's receiving-office or depository process.
Gold-price exposure means the rupee redemption value can be below the holder's acquisition price.
Existing holdings are serviced under and procedures
premature redemption is available only on -notified dates through the receiving office or depository route
Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral.
Aadhar Seva KendraBank of Baroda
FASTagBank of Baroda
Bank of Maharashtra TReDS Trade Receivables ServiceBank of Maharashtra
SBI NRI Demat AccountState Bank of India
SBI NRI Mutual Fund Investment GatewayState Bank of India
