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BOI CASHIT Prepaid Card

A reloadable Visa prepaid card for purchases, e-commerce and cash withdrawal, with ₹50,000 monthly reloads, ₹2 lakh balance ceiling and ₹15,000 daily limit.

Product typePrepaid cardAnnual fee₹100 annual maintenance charge for the reloadable prepaid card; applicable GST is extra.Issuance fee₹100 per CASHIT card, excluding GST.
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Quick eligibility check

BOI CASHIT Prepaid Card

0 of 2 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Apply through a Bank of India branch?

2Do you meet this requirement: beneficiary need not hold an account?

0 of 2 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of India

India; applications through BOI branches nationwide

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Network / acceptanceVisa prepaid card usable at Bank of India ATMs and other Visa-supported ATMs, POS and e-commerce merchants; international acceptance is not published.View source
The official page identifies Visa acceptance and BOI/other Visa-supported use.
Source
CASHIT Prepaid Card — BOI
Page / section
Features and usage
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Load and balance limitReloading is up to ₹50,000 per month and the outstanding balance cannot exceed ₹2,00,000 at any time.View source
The feature list publishes the monthly reload and maximum outstanding balance.
Source
CASHIT Prepaid Card — BOI
Page / section
Features and limits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Cash withdrawal limitATM cash withdrawal is capped at ₹15,000 per day; POS/e-commerce use is limited by the available card balance.View source
The official limits section states ₹15,000 daily use and available-balance limits for /e-commerce.
Source
CASHIT Prepaid Card — BOI
Page / section
Features and limits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Annual fee₹100 annual maintenance charge for the reloadable prepaid card; applicable GST is extra.View source
The current service-charge annexure lists ₹100 for prepaid reloadable-card maintenance, with over and above charges.
Source
Annexure VII — Digital Banking Product Service Charges
Page / section
p. 2 — Prepaid (re-loadable) maintenance charge
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Fee waiverNo general waiver is published for the ₹100 reloadable-card maintenance charge.View source
The current charge table lists the amount but no general waiver condition.
Source
Annexure VII — Digital Banking Product Service Charges
Page / section
p. 2 — Prepaid (re-loadable) maintenance charge
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Forex markupNo foreign-currency or international-use markup is published on the reviewed CASHIT page; usage described is BOI/Visa-supported ATM, POS and e-commerce acceptance.View source
The complete page publishes domestic Visa-supported usage and no foreign-currency markup.
Source
CASHIT Prepaid Card — BOI
Page / section
Features and usage
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Other chargesIssuance ₹100; reload ₹50 per card per load; ATM cash withdrawal ₹10; balance enquiry ₹5; railway-counter transaction ₹10; fuel surcharge 1%–2.5% of fuel amount with ₹10 minimum. GST is extra.View source
The charges block publishes each amount and the variable fuel surcharge band.
Source
CASHIT Prepaid Card — BOI
Page / section
Charges
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Expiry / cancellationA CASHIT card with no transaction activity for one year from issuance may be cancelled under RBI directions; an expired card with balance above ₹100 may be revalidated by issuing a new card.View source
The official page gives the one-year inactivity rule and ₹100 revalidation threshold.
Source
CASHIT Prepaid Card — BOI
Page / section
Expiry and cancellation
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Product typePrepaid cardView source
The manually reviewed product summary states: “A reloadable Visa prepaid card for purchases, e-commerce and cash withdrawal, with ₹50,000 monthly reloads, ₹2 lakh balance ceiling and ₹15,000 daily limit.”.
Source
BOI CASHIT Prepaid Card — official product page
Page / section
Published product type and usage scope
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
AvailabilityAvailable through Bank of India branches in India; the reviewed official pages publish no state or territorial exclusion.View source
The catalogue says the products are available through BOI branches; no territorial exclusion is published.
Source
Prepaid Cards — BOI catalogue
Page / section
Product catalogue / individual product pages
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Issuance fee₹100 per CASHIT card, excluding GST.View source
The charges block lists an issuance fee of ₹100 and says charges are exclusive of .
Source
CASHIT Prepaid Card — BOI
Page / section
Charges
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Transaction limitsPOS and e-commerce transactions are limited to the available card balance; ATM cash withdrawal is capped at ₹15,000 per day.View source
The official limits section gives the available-balance /e-commerce ceiling and ₹15,000 daily maximum.
Source
CASHIT Prepaid Card — BOI
Page / section
Features and limits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Reloadable stored-value card for , e-commerce and cash
  • Can be used as a family card or employee incentive card
  • No bank account required for the beneficiary

Eligibility

  • Apply through a Bank of India branch; beneficiary need not hold an account.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Documents requested by the BOI branch under applicable prepaid-card rules

Related official documents

CASHIT Prepaid Card — official BOI pageofficial-product-page · current · accessed 30 Aug 2026
↗
Prepaid Cards — official BOI catalogueofficial-product-page · current · accessed 30 Aug 2026
↗

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BOI Gift Card · Type / reloadSingle-load; not reloadable

This value is copied from BOI prepaid cards — published terms. Check the table notes before relying on it.

Source: BOI Prepaid Cards catalogue and product terms · Gift Card / CASHIT pages and Annexure VII service charges Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 2 rows · 6 columnsBOI prepaid cards — published termsLimits, validity, usage restrictions and charges transcribed from the current official product pages and service-charge annexure.View tableHide table

Scroll sideways to view every column

BOI prepaid cards — published terms
ProductType / reloadLoad or balance limitUsageValidity / inactivityPublished charges
BOI Gift CardSingle-load; not reloadable₹500 minimum to ₹10,000 maximumIndia /e-commerce; no cash2 years or printed expiry₹50 per card excluding
BOI CASHIT Prepaid CardReloadable₹50,000 monthly reload; ₹2,00,000 maximum outstandingVisa , and e-commerce; ₹15,000/dayCancellation possible after 1 year without transaction₹100 issuance; ₹50 reload; ₹10 ; ₹5 balance enquiry; ₹100 annual maintenance; extra
BOI Prepaid Cards catalogue and product terms · Gift Card / CASHIT pages and Annexure VII service charges · accessed 30 Aug 2026Open official source ↗

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