Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Annual maintenance fee₹300 per year for the Platinum debit-card variant; applicable GST is extra.View source
The current service-charge table lists Platinum maintenance at ₹300 and says is over and above.
- Source
- Annexure VII — Digital Banking Product Service Charges
- Page / section
- p. 2 — Platinum debit-card maintenance
- Accessed
- 30 Aug 2026
- Confidence
- high
Issuance fee₹300 for Platinum issuance; applicable GST is extra.View source
The current Annexure VII issuance table lists Platinum at ₹300 before .
- Source
- Annexure VII — Digital Banking Product Service Charges
- Page / section
- p. 2 — Platinum issuance charge
- Accessed
- 30 Aug 2026
- Confidence
- high
International transaction / forex markupNo numeric forex markup is published on the reviewed Platinum debit-card pages; international merchant use is described but international e-commerce is excluded.View source
The reviewed pages and charge annexure publish usage and fees but no foreign-currency conversion percentage.
- Source
- BOI Platinum Debit Cards and Annexure VII
- Page / section
- Features / current service charges
- Accessed
- 30 Aug 2026
- Confidence
- high
AvailabilityIssued through BOI savings/current-account channels in India; cards support domestic and international merchant use, subject to the stated international e-commerce exclusion. No state restriction is published.View source
The platinum catalogue presents the cards through BOI account channels and lists domestic/international use without a territorial exclusion.
- Source
- Platinum Debit Cards — BOI
- Page / section
- Catalogue and eligibility
- Accessed
- 30 Aug 2026
- Confidence
- high
NetworkMastercard.View source
The official product page identifies this as Mastercard Platinum Contactless.
- Source
- Mastercard Platinum Contactless Debit Card — BOI
- Page / section
- Product title and features
- Accessed
- 30 Aug 2026
- Confidence
- high
Transaction limitsATM: ₹50,000 per day domestically/
The current page publishes ₹50,000 and ₹1,00,000 /e-commerce limits.
- Source
- Mastercard Platinum Contactless Debit Card — BOI
- Page / section
- Transaction limit
- Accessed
- 30 Aug 2026
- Confidence
- high
Airport lounge accessOne complimentary domestic airport-lounge visit per quarter is published for eligible customers.View source
The official features section states one complimentary lounge visit per quarter at airports in India.
- Source
- Mastercard Platinum Contactless Debit Card — BOI
- Page / section
- Features — lounge access
- Accessed
- 30 Aug 2026
- Confidence
- high
Product typeDebit cardView source
The manually reviewed product summary states: “A Mastercard Platinum contactless debit card for specified premium or salary customers, with one domestic lounge visit per quarter and ₹50,000 /₹1 lakh limits.”.
- Source
- BOI Mastercard Platinum Contactless Debit Card — official product page
- Page / section
- Published product type and usage scope
- Accessed
- 30 Aug 2026
- Confidence
- high
Benefits and features
- One complimentary domestic airport-lounge visit per quarter
- Contactless payments up to ₹5,000 without
- Star Points on eligible /e-commerce transactions
Eligibility
- Valid for Diamond, Diamond Plus, Platinum, BOI Salary Plus and Jai Jawan commissioned-account customers.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Eligible BOI account/status and
Related official documents
Annexure VII — Digital Banking Product Service Chargesofficial-pdf · current · accessed 30 Aug 2026
↗Mastercard Platinum Contactless Debit Card — official BOI pageofficial-product-page · current · accessed 30 Aug 2026
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