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BOI Gift Card

A single-load BOI prepaid gift card accepted at Indian and e-commerce merchants, with ₹500–₹10,000 loading and no cash withdrawal.

Product typeGift cardAnnual feeNo annual maintenance fee is published; the page publishes a flat ₹50 card charge excluding GST.Issuance fee₹50 per gift card, excluding GST.
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Quick eligibility check

BOI Gift Card

0 of 2 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Available at Bank of India branches?

2Do you meet this requirement: gift-card purchaser loads ₹500 to ₹10,000?

0 of 2 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 30 Aug 2026 · active
Offered byBank of India

India; available through BOI branches

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Network / acceptanceBOI prepaid gift card accepted at all POS and e-commerce merchants across India; contactless transactions work at enabled merchants.View source
The page states nationwide /e-commerce acceptance and contactless use at enabled merchants.
Source
Prepaid Gift Card — BOI
Page / section
Features
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Load limitMinimum initial load is ₹500; maximum load is ₹10,000, with subsequent amounts in multiples of ₹1.View source
The official feature list publishes ₹500 minimum, ₹10,000 maximum and ₹1 multiples.
Source
Prepaid Gift Card — BOI
Page / section
Features — load limits
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
ValidityValid for two years from issuance or until the printed expiry date, whichever is earlier.View source
The page states two-year validity or the printed expiry date, whichever is earlier.
Source
Prepaid Gift Card — BOI
Page / section
Features — validity
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Cash withdrawalATM cash withdrawal is not permitted.View source
The official page explicitly says cash withdrawals at are not permitted.
Source
Prepaid Gift Card — BOI
Page / section
Features — usage restrictions
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Annual feeNo annual maintenance fee is published; the page publishes a flat ₹50 card charge excluding GST.View source
The charges section lists ₹50 per card excluding and no annual fee.
Source
Prepaid Gift Card — BOI
Page / section
Charges
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Fee waiverNo fee-waiver condition is published for the ₹50 card charge.View source
The complete charges section gives a flat fee and no waiver rule.
Source
Prepaid Gift Card — BOI
Page / section
Charges
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Forex markupNot applicable to the published product use case: the gift card is accepted at Indian POS/e-commerce merchants and the official page does not publish foreign-currency use or a forex markup.View source
The page limits its acceptance description to merchants across India and publishes no foreign-currency feature.
Source
Prepaid Gift Card — BOI
Page / section
Features / acceptance
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Offers / expiry handlingIf an expired card has an underlying balance above ₹100, BOI may revalidate it by issuing a new gift card; a refund claim must be lodged within three months of expiry.View source
The page publishes the ₹100 balance threshold and three-month refund-claim window.
Source
Prepaid Gift Card — BOI
Page / section
Expired Gift Cards
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Product typeGift cardView source
The manually reviewed product summary states: “A single-load BOI prepaid gift card accepted at Indian and e-commerce merchants, with ₹500–₹10,000 loading and no cash withdrawal.”.
Source
BOI Gift Card — official product page
Page / section
Published product type and usage scope
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
AvailabilityAvailable through Bank of India branches in India; the reviewed official pages publish no state or territorial exclusion.View source
The catalogue says the products are available through BOI branches; no territorial exclusion is published.
Source
Prepaid Cards — BOI catalogue
Page / section
Product catalogue / individual product pages
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Issuance fee₹50 per gift card, excluding GST.View source
The charges block states a flat ₹50 per card excluding .
Source
Prepaid Gift Card — BOI
Page / section
Charges
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Transaction limitsEach purchase is limited to the available balance on the card; ATM cash withdrawal is not permitted.View source
The page states that daily transactions are up to available balance and that cash withdrawals are not permitted.
Source
Prepaid Gift Card — BOI
Page / section
Features — daily transaction limit / cash withdrawal
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Single-load card accepted at and e-commerce merchants nationwide
  • Contactless use at enabled merchants
  • Online balance enquiry

Eligibility

  • Available at Bank of India branches; gift-card purchaser loads ₹500 to ₹10,000.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Documents requested by the BOI branch under applicable prepaid-card rules

Related official documents

Prepaid Gift Card — official BOI pageofficial-product-page · current · accessed 30 Aug 2026
↗
Prepaid Cards — official BOI catalogueofficial-product-page · current · accessed 30 Aug 2026
↗

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BOI Gift Card · Type / reloadSingle-load; not reloadable

This value is copied from BOI prepaid cards — published terms. Check the table notes before relying on it.

Source: BOI Prepaid Cards catalogue and product terms · Gift Card / CASHIT pages and Annexure VII service charges Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 2 rows · 6 columnsBOI prepaid cards — published termsLimits, validity, usage restrictions and charges transcribed from the current official product pages and service-charge annexure.View tableHide table

Scroll sideways to view every column

BOI prepaid cards — published terms
ProductType / reloadLoad or balance limitUsageValidity / inactivityPublished charges
BOI Gift CardSingle-load; not reloadable₹500 minimum to ₹10,000 maximumIndia /e-commerce; no cash2 years or printed expiry₹50 per card excluding
BOI CASHIT Prepaid CardReloadable₹50,000 monthly reload; ₹2,00,000 maximum outstandingVisa , and e-commerce; ₹15,000/dayCancellation possible after 1 year without transaction₹100 issuance; ₹50 reload; ₹10 ; ₹5 balance enquiry; ₹100 annual maintenance; extra
BOI Prepaid Cards catalogue and product terms · Gift Card / CASHIT pages and Annexure VII service charges · accessed 30 Aug 2026Open official source ↗

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