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BOI RuPay Debit Card

A domestic RuPay National Common Mobility Card with offline-wallet functionality, ₹15,000 and ₹50,000 /e-commerce limits.

Product typeTransit / NCMC prepaid cardAnnual maintenance fee₹250 per year for Classic/NCMC debit-card variants; applicable GST is extra.Issuance fee₹250 for Classic/NCMC debit-card issuance; applicable GST is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
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BOI RuPay Debit Card

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Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Savings, individual/self-operated current and partnership current-account holders?

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✓ Manually checked 30 Aug 2026 · active
Offered byBank of India

India; domestic and card usage

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

International transaction / forex markupNo numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed; confirm current conversion charges with BOI before overseas use.View source
The reviewed pages publish usage limits and domestic/international scope but no numeric foreign-currency conversion percentage.
Source
BOI Classic Debit Cards and Annexure VII
Page / section
Features / current service charges
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Issuance fee₹250 for Classic/NCMC debit-card issuance; applicable GST is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.View source
The current table lists Classic issuance at ₹250 and separately lists free debit-card issuance in specified PMJDY concessions.
Source
Annexure VII — Digital Banking Product Service Charges
Page / section
p. 2 — classic/ issuance and concessional accounts
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
AvailabilityIssued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants; international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.View source
The catalogue and individual pages publish each card's usage territory and account channel.
Source
Classic Debit Cards — BOI catalogue
Page / section
Catalogue and linked product pages
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Annual maintenance fee₹250 per year for Classic/NCMC debit-card variants; applicable GST is extra.View source
The current service-charge table lists Classic/ annual maintenance at ₹250 before .
Source
Annexure VII — Digital Banking Product Service Charges
Page / section
p. 2 — Classic/ maintenance
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Transaction limitsPublished limits vary by card: Master Titanium/Visa Classic ₹15,000 ATM and ₹50,000 POS/e-commerce; Sangini ₹15,000 ATM and ₹25,000 POS/e-commerce; PMJDY ₹15,000 ATM and ₹25,000 POS/e-commerce; Mudra/Kisan/Punjab Arthia ₹15,000 ATM and ₹25,000 POS; NCMC ₹15,000 ATM and ₹50,000 POS/e-commerce; Master Bingo ₹15,000 ATM and ₹25,000 POS/e-commerce; Visa Bingo ₹15,000 ATM and ₹50,000 POS/e-commerce per day.View source
Each linked official page was checked for its //e-commerce daily limits; the values are retained by variant.
Source
BOI Classic Debit Cards — linked product pages
Page / section
Transaction limit tabs
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
NetworkRuPay.View source
The official product page identifies the card as RuPay .
Source
RuPay Debit Card — BOI
Page / section
Product title / platform
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Product typeTransit / NCMC prepaid cardView source
The manually reviewed product summary states: “A domestic RuPay National Common Mobility Card with offline-wallet functionality, ₹15,000 and ₹50,000 /e-commerce limits.”.
Source
BOI RuPay Debit Card — official product page
Page / section
Published product type and usage scope
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Offline wallet and multi-utility use
  • Contactless transactions up to ₹5,000 without
  • Star Points on /e-commerce transactions

Eligibility

  • Savings, individual/self-operated current and partnership current-account holders.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Eligible BOI account and

Related official documents

Classic Debit Cards — official BOI catalogueofficial-product-page · current · accessed 30 Aug 2026
↗
Annexure VII — Digital Banking Product Service Chargesofficial-pdf · current · accessed 30 Aug 2026
↗
RuPay NCMC Debit Card — official BOI pageofficial-product-page · current · accessed 30 Aug 2026
↗

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Master Titanium · NetworkMastercard

This value is copied from BOI classic debit cards — published limits and eligibility. Check the table notes before relying on it.

Source: BOI Classic Debit Cards catalogue and linked pages · Features, eligibility, transaction limits and Annexure VII Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 10 rows · 7 columnsBOI classic debit cards — published limits and eligibilityView tableHide table

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BOI classic debit cards — published limits and eligibility
CardNetworkEligibility/day/e-commerce/dayPublished annual feeUsage
Master TitaniumMastercardAll BOI savings/current accounts₹15,000₹50,000₹250 before Domestic/international merchants; international e-commerce excluded
RuPay SanginiRuPayWomen individual/self-operated /CD accounts₹15,000₹25,000₹250 before Domestic
RuPay PMJDYRuPay/PMJDY only₹15,000₹25,000Concession may be freeDomestic //e-commerce; ₹1–2 lakh cover subject to transaction
RuPay MudraRuPayEligible / beneficiaries₹15,000₹25,000 ₹250 before Domestic
RuPay KisanRuPay accounts only₹15,000₹25,000 ₹250 before Domestic /
RuPay Punjab ArthiaRuPayApproved Arthias with authority code₹15,000₹25,000 ₹250 before Punjab food-procurement project only
Visa ClassicVisaAll BOI savings/current accounts₹15,000₹50,000₹250 before Domestic/international merchants; international e-commerce excluded
RuPay RuPayBOI savings/current/partnership current accounts₹15,000₹50,000₹250 before Domestic /offline wallet
Master BingoMastercardYouth aged 15–25₹15,000₹25,000Not separately publishedDomestic
Visa BingoVisaYouth aged 15–25₹15,000₹50,000₹200 before Domestic/international merchants; international e-commerce excluded
BOI Classic Debit Cards catalogue and linked pages · Features, eligibility, transaction limits and Annexure VII · accessed 30 Aug 2026Open official source ↗

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