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BOI RuPay Platinum Debit Card

An international contactless RuPay Platinum debit card with ₹50,000 and ₹1 lakh limits, accident cover and a historical lounge programme discontinued from 1 April 2026.

Product typeDebit cardAnnual maintenance fee₹300 per year for the Platinum debit-card variant; applicable GST is extra.Issuance fee₹300 for Platinum issuance; applicable GST is extra.
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BOI RuPay Platinum Debit Card

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Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: All BOI savings and current-account holders?

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✓ Manually checked 30 Aug 2026 · active
Offered byBank of India

India and international merchants; international e-commerce is not allowed

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Annual maintenance fee₹300 per year for the Platinum debit-card variant; applicable GST is extra.View source
The current service-charge table lists Platinum maintenance at ₹300 and says is over and above.
Source
Annexure VII — Digital Banking Product Service Charges
Page / section
p. 2 — Platinum debit-card maintenance
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Issuance fee₹300 for Platinum issuance; applicable GST is extra.View source
The current Annexure VII issuance table lists Platinum at ₹300 before .
Source
Annexure VII — Digital Banking Product Service Charges
Page / section
p. 2 — Platinum issuance charge
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
International transaction / forex markupNo numeric forex markup is published on the reviewed Platinum debit-card pages; international merchant use is described but international e-commerce is excluded.View source
The reviewed pages and charge annexure publish usage and fees but no foreign-currency conversion percentage.
Source
BOI Platinum Debit Cards and Annexure VII
Page / section
Features / current service charges
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
AvailabilityIssued through BOI savings/current-account channels in India; cards support domestic and international merchant use, subject to the stated international e-commerce exclusion. No state restriction is published.View source
The platinum catalogue presents the cards through BOI account channels and lists domestic/international use without a territorial exclusion.
Source
Platinum Debit Cards — BOI
Page / section
Catalogue and eligibility
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
NetworkRuPay.View source
The official title identifies the card as RuPay Platinum.
Source
RuPay Platinum Debit Card — BOI
Page / section
Product title
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Transaction limitsATM: ₹50,000 per day domestically/internationally. Domestic POS + e-commerce: ₹1,00,000 per day. International POS: ₹1,00,000 per day.View source
The current page publishes ₹50,000 and ₹1,00,000 /e-commerce limits.
Source
RuPay Platinum Debit Card — BOI
Page / section
Transaction limit
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Airport lounge accessThe page describes one domestic airport-lounge visit per quarter after ₹5,000 prior-quarter POS/e-commerce spend, but explicitly says both airport and railway lounge access will be discontinued from 1 April 2026.View source
The official page includes the historical quota and the 1 April 2026 discontinuation date.
Source
RuPay Platinum Debit Card — BOI
Page / section
Benefits — lounge access discontinuation note
Accessed
30 Aug 2026
Confidence
high
Open official source ↗
Product typeDebit cardView source
The manually reviewed product summary states: “An international contactless RuPay Platinum debit card with ₹50,000 and ₹1 lakh limits, accident cover and a historical lounge programme discontinued from 1 April 2026.”.
Source
BOI RuPay Platinum Debit Card — official product page
Page / section
Published product type and usage scope
Accessed
30 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • ₹2 lakh personal-accident/permanent-disability cover
  • Star Points on eligible /e-commerce transactions
  • Contactless payments up to ₹5,000 without

Eligibility

  • All BOI savings and current-account holders.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Eligible BOI account and

Related official documents

Annexure VII — Digital Banking Product Service Chargesofficial-pdf · current · accessed 30 Aug 2026
↗
RuPay Platinum Debit Card — official BOI pageofficial-product-page · current · accessed 30 Aug 2026
↗

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RuPay Platinum · NetworkRuPay

This value is copied from BOI platinum debit cards — published limits and benefits. Check the table notes before relying on it.

Source: BOI Platinum Debit Cards catalogue and linked pages · Features, eligibility, transaction limits and Annexure VII Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 3 rows · 7 columnsBOI platinum debit cards — published limits and benefitsView tableHide table

Scroll sideways to view every column

BOI platinum debit cards — published limits and benefits
CardNetworkEligibility/day/e-commerce/dayAnnual feeLounge / offer
RuPay PlatinumRuPayBOI savings/current account₹50,000₹1,00,000 domestic and international ₹300 before Historical 1 domestic lounge/quarter after ₹5,000 spend; discontinued from 1 April 2026
Visa Paywave PlatinumVisaBOI savings/current account₹50,000₹1,00,000 domestic/international₹300 before ₹50 first-contactless-transaction cashback offer
Mastercard Platinum ContactlessMastercardDiamond/Diamond Plus/Platinum or BOI Salary Plus/Jai Jawan account₹50,000₹1,00,000 domestic/international₹300 before 1 domestic airport lounge/quarter
BOI Platinum Debit Cards catalogue and linked pages · Features, eligibility, transaction limits and Annexure VII · accessed 30 Aug 2026Open official source ↗

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