Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
International transaction / forex markupNo numeric forex markup is published on the reviewed premium debit-card pages; they describe international merchant use but exclude international e-commerce. Confirm the current conversion charge with BOI before using the card abroad.View source
The reviewed pages publish usage and limits but no numeric foreign-currency conversion percentage.
- Source
- BOI Debit Cards catalogue and service charges
- Page / section
- Premium card features / current service-charge annexure
- Accessed
- 30 Aug 2026
- Confidence
- high
Annual maintenance fee₹800 per year for RuPay Select, Visa Business and Visa Signature debit-card variants; applicable GST is extra.View source
The current Annexure VII table lists RuPay Select, Visa Signature and the business-debit variant at ₹800 annual maintenance, with over and above.
- Source
- Annexure VII — Digital Banking Product Service Charges
- Page / section
- p. 2 — debit-card maintenance charges
- Accessed
- 30 Aug 2026
- Confidence
- high
Issuance feeThe current service-charge annexure publishes ₹300 for platinum issuance and states other variants are as applicable; it does not provide a separate premium-card issuance amount for RuPay Select, Visa Business or Visa Signature.View source
The table gives Classic and Platinum issuance amounts and says other variants are as applicable; no distinct premium-card amount is published.
- Source
- Annexure VII — Digital Banking Product Service Charges
- Page / section
- p. 2 — issuance charges / variant notes
- Accessed
- 30 Aug 2026
- Confidence
- high
AvailabilityIssued through Bank of India account channels; the pages publish domestic and international merchant use, with international e-commerce excluded. No state or branch-territory restriction is published.View source
The catalogue presents these cards through BOI account channels and publishes the usage scope without a territorial exclusion.
- Source
- Debit Cards — BOI catalogue
- Page / section
- Catalogue and
- Accessed
- 30 Aug 2026
- Confidence
- high
NetworkRuPay Select.View source
The official product page identifies the card as RuPay Select.
- Source
- RuPay Select Debit Card — BOI
- Page / section
- Product title and features
- Accessed
- 30 Aug 2026
- Confidence
- high
Transaction limitsATM: ₹50,000 per day domestically/
The current transaction-limit block publishes ₹50,000 and ₹2,00,000 /e-commerce limits.
- Source
- RuPay Select Debit Card — BOI
- Page / section
- Transaction limit
- Accessed
- 30 Aug 2026
- Confidence
- high
Airport lounge accessOne complimentary domestic airport-lounge visit per quarter after at least ₹5,000 of POS/
The official page states one domestic lounge visit per quarter subject to ₹5,000 prior-quarter spend.
- Source
- RuPay Select Debit Card — BOI
- Page / section
- Benefits — lounge access
- Accessed
- 30 Aug 2026
- Confidence
- high
Offers / coverOne complimentary spa session, one-month gym membership, one golf lesson and one health check-up per year; 40%–50% discounts apply to specified extensions. NPCI personal-accident and total-permanent-disability cover is up to ₹10 lakh.View source
The benefits section lists the annual complimentary services, discounts and ₹10 lakh cover.
- Source
- RuPay Select Debit Card — BOI
- Page / section
- Benefits and RuPay Select portal
- Accessed
- 30 Aug 2026
- Confidence
- high
Product typeDebit cardView source
The manually reviewed product summary states: “A premium international contactless RuPay debit card with lounge access after qualifying spend, fitness and golf benefits and ₹10 lakh accident cover.”.
- Source
- BOI RuPay Select Debit Card — official product page
- Page / section
- Published product type and usage scope
- Accessed
- 30 Aug 2026
- Confidence
- high
Benefits and features
- One domestic airport-lounge visit per quarter after ₹5,000 prior-quarter /
e-commerce spend - ₹10 lakh personal-accident and total-permanent-disability cover
- Spa, gym, golf and health-check benefits
- Railway-lounge locations published by BOI
Eligibility
- All BOI savings and current-account holders.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Active BOI savings/current account and
Related official documents
Debit Cards — official BOI catalogueofficial-product-page · current · accessed 30 Aug 2026
↗Annexure VII — Digital Banking Product Service Chargesofficial-pdf · current · accessed 30 Aug 2026
↗RuPay Select Debit Card — official BOI pageofficial-product-page · current · accessed 30 Aug 2026
↗