Debit, prepaid, forex & payment services

BOI Visa Classic Debit Card

A Visa Classic contactless debit card with ₹15,000 and ₹50,000 /e-commerce limits.

Product typeDebit card Annual maintenance fee₹250 per year for Classic/NCMC debit-card variants; applicable GST is extra.Issuance fee₹250 for Classic/NCMC debit-card issuance; applicable GST is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.

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✓ Manually checked 30 Aug 2026 · active

Offered byBank of India

India and international merchants; international e-commerce is not allowed

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

International transaction / forex markupNo numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed; confirm current conversion charges with BOI before overseas use.View source

The reviewed pages publish usage limits and domestic/international scope but no numeric foreign-currency conversion percentage.

Source: BOI Classic Debit Cards and Annexure VII
Page / section: Features / current service charges
Accessed: 30 Aug 2026
Confidence: high

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Issuance fee₹250 for Classic/NCMC debit-card issuance; applicable GST is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.View source

The current table lists Classic issuance at ₹250 and separately lists free debit-card issuance in specified PMJDY concessions.

Source: Annexure VII — Digital Banking Product Service Charges
Page / section: p. 2 — classic/ issuance and concessional accounts
Accessed: 30 Aug 2026
Confidence: high

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AvailabilityIssued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants; international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.View source

The catalogue and individual pages publish each card's usage territory and account channel.

Source: Classic Debit Cards — BOI catalogue
Page / section: Catalogue and linked product pages
Accessed: 30 Aug 2026
Confidence: high

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Annual maintenance fee₹250 per year for Classic/NCMC debit-card variants; applicable GST is extra.View source

The current service-charge table lists Classic/ annual maintenance at ₹250 before .

Source: Annexure VII — Digital Banking Product Service Charges
Page / section: p. 2 — Classic/ maintenance
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Transaction limitsPublished limits vary by card: Master Titanium/Visa Classic ₹15,000 ATM and ₹50,000 POS/e-commerce; Sangini ₹15,000 ATM and ₹25,000 POS/e-commerce; PMJDY ₹15,000 ATM and ₹25,000 POS/e-commerce; Mudra/Kisan/Punjab Arthia ₹15,000 ATM and ₹25,000 POS; NCMC ₹15,000 ATM and ₹50,000 POS/e-commerce; Master Bingo ₹15,000 ATM and ₹25,000 POS/e-commerce; Visa Bingo ₹15,000 ATM and ₹50,000 POS/e-commerce per day.View source

Each linked official page was checked for its //e-commerce daily limits; the values are retained by variant.

Source: BOI Classic Debit Cards — linked product pages
Page / section: Transaction limit tabs
Accessed: 30 Aug 2026
Confidence: high

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NetworkVisa.View source

The official product page identifies the card as Visa Classic.

Source: Visa Classic Debit Card — BOI
Page / section: Product title / platform
Accessed: 30 Aug 2026
Confidence: high

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Product typeDebit cardView source

The manually reviewed product summary states: “A Visa Classic contactless debit card with ₹15,000 and ₹50,000 /e-commerce limits.”.

Source: BOI Visa Classic Debit Card — official product page
Page / section: Published product type and usage scope
Accessed: 30 Aug 2026
Confidence: high

Open official source ↗

Benefits and features

Contactless transactions up to ₹5,000 without
Star Points on /e-commerce transactions

Eligibility

All BOI savings and current-account holders.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

Eligible BOI account and

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Master Titanium · NetworkMastercard

This value is copied from BOI classic debit cards — published limits and eligibility. Check the table notes before relying on it.

Source: BOI Classic Debit Cards catalogue and linked pages · Features, eligibility, transaction limits and Annexure VII Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 10 rows · 7 columnsBOI classic debit cards — published limits and eligibilityView tableHide table

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BOI classic debit cards — published limits and eligibility
Card	Network	Eligibility	/day	/e-commerce/day	Published annual fee	Usage
Master Titanium	Mastercard	All BOI savings/current accounts	₹15,000	₹50,000	₹250 before	Domestic/international merchants; international e-commerce excluded
RuPay Sangini	RuPay	Women individual/self-operated /CD accounts	₹15,000	₹25,000	₹250 before	Domestic
RuPay PMJDY	RuPay	/PMJDY only	₹15,000	₹25,000	Concession may be free	Domestic //e-commerce; ₹1–2 lakh cover subject to transaction
RuPay Mudra	RuPay	Eligible / beneficiaries	₹15,000	₹25,000	₹250 before	Domestic
RuPay Kisan	RuPay	accounts only	₹15,000	₹25,000	₹250 before	Domestic /
RuPay Punjab Arthia	RuPay	Approved Arthias with authority code	₹15,000	₹25,000	₹250 before	Punjab food-procurement project only
Visa Classic	Visa	All BOI savings/current accounts	₹15,000	₹50,000	₹250 before	Domestic/international merchants; international e-commerce excluded
RuPay	RuPay	BOI savings/current/partnership current accounts	₹15,000	₹50,000	₹250 before	Domestic /offline wallet
Master Bingo	Mastercard	Youth aged 15–25	₹15,000	₹25,000	Not separately published	Domestic
Visa Bingo	Visa	Youth aged 15–25	₹15,000	₹50,000	₹200 before	Domestic/international merchants; international e-commerce excluded

BOI Classic Debit Cards catalogue and linked pages · Features, eligibility, transaction limits and Annexure VII · accessed 30 Aug 2026Open official source ↗

BOI Visa Classic Debit Card

What the official sources publish

Benefits and features

Eligibility

Documents the bank lists

Related official documents

Try the numbers

Find the exact published value

Complete rates, limits and schedules

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