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IIFL Retail Gold Loan (Co-Lending)

Bank of Maharashtra co-lending with IIFL Finance for a retail gold-secured loan of ₹25,000 to ₹10 lakh for 3 to 12 months, repaid by .

Interest rateNot published on the reviewed official page.Loan tenor3 to 12 months for all three facilities.Processing feeNot published on the complete IIFL co-lending page.
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Quick eligibility check

IIFL Retail Gold Loan (Co-Lending)

0 of 5 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: For retail borrowers?

Published source: Minimum income

2Does your annual income meet this requirement: the page does not publish an income threshold or numeric rate?

Published source: Minimum income

3Document checkDo you have this required document or proof: Application and KYC?

Published source: Minimum income

4Document checkDo you have this required document or proof: Gold ownership, valuation and pledge documents?

Published source: Minimum income

5Document checkDo you have this required document or proof: Repayment-account details?

Published source: Minimum income
0 of 5 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 31 Aug 2026 · active
Offered byBank of Maharashtra

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Loan amount₹25,000 to ₹10 lakh for agriculture, MSME and retail gold-secured facilities.View source
All three facility amount columns.
Source
IIFL Finance Co-Lending
Page / section
Three-facility table
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Loan tenor3 to 12 months for all three facilities.View source
All three facility tenor columns.
Source
IIFL Finance Co-Lending
Page / section
Three-facility table
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Repayment modeEMI for all three facilities.View source
All three repayment-mode columns.
Source
IIFL Finance Co-Lending
Page / section
Three-facility table
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Interest rateNot published on the reviewed official page.View source
The complete page publishes amount, tenor and repayment but no .
Source
IIFL Finance Co-Lending
Page / section
Complete page reviewed
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Loan typeGold loanView source
The official product name identifies this as “IIFL Retail Gold Loan (Co-Lending)”.
Source
IIFL Retail Gold Loan (Co-Lending) — official product page
Page / section
Official product name and loan classification
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
BenchmarkNo benchmark or reference-rate formula is published on the complete co-lending facility page; the partner's underwriting and the published blended/partner pricing terms apply.View source
Avanse education, IIFL retail gold and Muthoot retail gold pages publish amount/tenor/repayment but no / or other benchmark formula.
Source
Bank of Maharashtra co-lending facility tables
Page / section
Complete facility tables
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
APRNot published as a separate APR calculation on the complete IIFL co-lending page.View source
Retail gold amount, tenor and are published; no or is shown.
Source
IIFL Finance Limited Co-Lending
Page / section
Complete three-facility table
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Processing feeNot published on the complete IIFL co-lending page.View source
No product-specific processing-fee row appears.
Source
IIFL Finance Limited Co-Lending
Page / section
Complete page reviewed
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Prepayment / foreclosureNot published on the complete IIFL co-lending page.View source
No product-specific prepayment row appears.
Source
IIFL Finance Limited Co-Lending
Page / section
Complete page reviewed
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Minimum incomeFor retail borrowers; the page does not publish an income threshold or numeric rate.View source
The manually reviewed product record states: “For retail borrowers; the page does not publish an income threshold or numeric rate.”.
Source
IIFL Retail Gold Loan (Co-Lending) — official product page
Page / section
Published product metadata
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • ₹25,000–₹10 lakh
  • 3–12 months
  • Gold-secured retail loan
  • repayment

Eligibility

  • For retail borrowers; the page does not publish an income threshold or numeric rate.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Application and
  • Gold ownership, valuation and pledge documents
  • Repayment-account details

Related official documents

IIFL Finance Limited Co-Lendingofficial-product-page · current · accessed 31 Aug 2026
↗

Plan before applying

Try the numbers

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Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Partner · Published detailLoan Tap Credit Products Private Limited (LTCPPL); co-lending for and self-employed borrowers such as kirana stores

This value is copied from Loan Tap — complete facility and partner details. Check the table notes before relying on it.

Source: Loan Tap Co-Lending · Complete page and facility table Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 7 rows · 2 columnsLoan Tap — complete facility and partner detailsView tableHide table

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Loan Tap — complete facility and partner details
ParameterPublished detail
PartnerLoan Tap Credit Products Private Limited (LTCPPL); co-lending for and self-employed borrowers such as kirana stores
Product Unsecured Business Loan
Amount₹25,000 minimum to ₹3 lakh maximum
Tenor12 to 36 months
Blended Up to 16.52%
Repayment
Grievance contactsLTCPPL: [email protected]; +91 788 804 0000. Bank: [email protected]; 020-24504211, 24504228, 24504230, 24504234
Loan Tap Co-Lending · Complete page and facility table · accessed 31 Aug 2026Open official source ↗
Table 2 · 7 rows · 2 columnsMAS Financial Services — complete facility and partner detailsView tableHide table

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MAS Financial Services — complete facility and partner details
ParameterPublished detail
PartnerMAS Financial Services Limited (MFSL); co-lending for secured business loans
Product Secured Business Loan
Amount₹1 lakh minimum to ₹25 lakh maximum
Tenor12 to 84 months
Blended Up to 24%
Repayment
Grievance contactsMFSL: [email protected]; 07949137777. Bank: [email protected]; 020-24504211, 24504228, 24504230, 24504234
MAS Financial Services Co-Lending · Complete page and facility table · accessed 31 Aug 2026Open official source ↗
Table 3 · 7 rows · 2 columnsLendingkart — complete facility and partner detailsView tableHide table

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Lendingkart — complete facility and partner details
ParameterPublished detail
PartnerLendingkart Finance Limited (LFL); co-lending for unsecured business loans
Product Unsecured Business Loan
Amount₹1 lakh minimum to ₹10 lakh maximum
Tenor12 to 36 months
Blended Up to 22.50%
Repayment
Grievance contactsLendingkart: [email protected]; 18005720202. Bank: [email protected]; 020-24504211, 24504228, 24504230, 24504234
Lendingkart Co-Lending · Complete page and facility table · accessed 31 Aug 2026Open official source ↗
Table 4 · 7 rows · 3 columnsCapri Global — complete two-facility tableView tableHide table

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Capri Global — complete two-facility table
ParameterAgriculture facility facility
PurposeAgriculture expenses to farmersBusiness expenses to borrowers
SecurityGold ornamentsGold ornaments
ProductDemand loan to agricultureDemand loan to
Tenor3 to 12 months3 to 12 months
Amount₹25,000 to ₹5 lakh₹25,000 to ₹25 lakh
Repayment
RateNot publishedNot published
Capri Global Co-Lending · Complete two-facility table · accessed 31 Aug 2026Open official source ↗
Table 5 · 6 rows · 3 columnsMuthoot Fincorp — complete two-facility tableView tableHide table

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Muthoot Fincorp — complete two-facility table
Parameter facilityRetail gold facility
PurposeBusiness expenses to borrowersRetail borrowing secured by gold ornaments
Product-based Loans (unsecured business loan)Retail loans secured against gold
Tenor3 to 18 months6 to 12 months
Amount₹5,000 to ₹5 lakh₹5,000 to ₹20 lakh
RepaymentEDI
RateNot publishedNot published
Muthoot Fincorp Co-Lending · Complete two-facility table · accessed 31 Aug 2026Open official source ↗
Table 6 · 5 rows · 4 columnsIIFL Finance — complete three-facility tableView tableHide table

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IIFL Finance — complete three-facility table
ParameterAgri gold facility gold facilityRetail gold facility
ProductAgri loans secured against gold loans secured against goldRetail loans secured against gold
Tenor3 to 12 months3 to 12 months3 to 12 months
Amount₹25,000 to ₹10 lakh₹25,000 to ₹10 lakh₹25,000 to ₹10 lakh
Repayment
RateNot publishedNot publishedNot published
IIFL Finance Co-Lending · Complete three-facility table · accessed 31 Aug 2026Open official source ↗
Table 7 · 7 rows · 2 columnsCredit Saison — complete facility tableView tableHide table

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Credit Saison — complete facility table
ParameterPublished detail
PartnerKisetsu Saison Finance (India) Private Limited, also Credit Saison India / CS India
ProgrammesIncome-based: running and cash-profit; surrogate: and banking
Product business loan
Tenor12 to 36 months
Amount₹5 lakh to ₹50 lakh
Repayment
RateNot published
Credit Saison Co-Lending · Complete facility table · accessed 31 Aug 2026Open official source ↗
Table 8 · 6 rows · 2 columnsAvanse — complete facility tableView tableHide table

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Avanse — complete facility table
ParameterPublished detail
PurposeHigher studies in India and abroad for Indian nationals
ProductUnsecured education loan
TenorUp to 120 months
Amount₹5 lakh minimum to ₹75 lakh maximum
Repayment
RateNot published
Avanse Co-Lending · Complete facility table · accessed 31 Aug 2026Open official source ↗
Table 9 · 7 rows · 2 columnsClix Capital — complete facility tableView tableHide table

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Clix Capital — complete facility table
ParameterPublished detail
PartnerClix Capital Services Private Limited; -focused
ProgrammesBanking surrogate, margin and reported income
Product business loan
Tenor12 to 36 months
Amount₹8 lakh to ₹35 lakh
Repayment
RateNot published
Clix Co-Lending · Complete facility table · accessed 31 Aug 2026Open official source ↗

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