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Mahabank Kisan Credit Card for Animal Husbandry and Fisheries

Working-capital Kisan Credit Card finance for animal husbandry, poultry, dairy, inland or marine fisheries and aquaculture, with scale-of-finance limits and annual review.

Interest rateEligible crop-MKCC farmers: 7% p.a. within the combined ₹3 lakh concession limit. Otherwise up to ₹10 lakh: current 11.50% p.a.; above ₹10 lakh: current 12.50% p.a.Maximum financeDistrict Level Technical Committee scale of finance based on local per-acre, per-unit, per-animal or per-bird cost; no universal rupee cap. The 7% concession is limited to a combined ₹3 lakh MKCC amount.Tenure / reviewRepayment follows the activity's cash flow and income pattern; the cash-credit limit is reviewed and renewed annually.
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Quick eligibility check

Mahabank Kisan Credit Card for Animal Husbandry and Fisheries

0 of 8 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your annual income meet this requirement: No salary floor?

Published source: Eligibility / operating basis

2Do you meet this requirement: The applicant needs the relevant farm, pond, boat, shed or other owned/leased facility and every licence or permission required for the activity?

Published source: Eligibility / operating basis

3Do you meet this requirement: Eligible operators must have the relevant owned, rented or leased production facility and any licence or permission required for the activity?

4Do you meet this requirement: The 7% concessional rate is limited to eligible crop-MKCC farmers and a combined animal-husbandry/fisheries limit within ₹3 lakh?

5Document checkDo you have this required document or proof: Form 138 and Enclosure B2?

Published source: Eligibility / operating basis

6Document checkDo you have this required document or proof: KYC documents?

Published source: Eligibility / operating basis

7Document checkDo you have this required document or proof: Land, boundary and holding records?

Published source: Eligibility / operating basis

8Document checkDo you have this required document or proof: No-dues certificates including PACS?

Published source: Eligibility / operating basis
0 of 8 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 31 Aug 2026 · active
Offered byBank of Maharashtra

India; licences and local scale of finance apply

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Loan typeWorking-capital cash credit under the Kisan Credit Card framework for animal husbandry and fisheries.View source
The published facility and covered activity groups are preserved.
Source
MKCC to Animal Husbandry Farmers and Fisheries
Page / section
Facility; Purpose
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Interest rateEligible crop-MKCC farmers: 7% p.a. within the combined ₹3 lakh concession limit. Otherwise up to ₹10 lakh: current 11.50% p.a.; above ₹10 lakh: current 12.50% p.a.View source
The concession restriction and both benchmark-linked slabs are retained.
Source
MKCC Animal Husbandry/Fisheries and current notice
Page / section
Rate; note; page 1
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
BenchmarkOne-year MCLR 9.00% + BSS 0.50% + 2.00% up to ₹10 lakh, or +3.00% above ₹10 lakh.View source
The current one-year is paired only with the exact product-page spreads.
Source
effective 25.07.2026
Page / section
Page 1
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
APRNot published.View source
No fee-inclusive appears after reviewing the complete page and applicable tariff .
Source
MKCC to Animal Husbandry Farmers and Fisheries
Page / section
Complete page and current schedules
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Eligibility / operating basisNo salary floor. The applicant needs the relevant farm, pond, boat, shed or other owned/leased facility and every licence or permission required for the activity.View source
All inland, marine, poultry, small-ruminant and dairy eligibility variants were reviewed.
Source
MKCC to Animal Husbandry Farmers and Fisheries
Page / section
Eligibility
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Maximum financeDistrict Level Technical Committee scale of finance based on local per-acre, per-unit, per-animal or per-bird cost; no universal rupee cap. The 7% concession is limited to a combined ₹3 lakh MKCC amount.View source
The page publishes a local scale formula rather than a universal maximum.
Source
MKCC to Animal Husbandry Farmers and Fisheries
Page / section
Scale of Finance; Rate note
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Tenure / reviewRepayment follows the activity's cash flow and income pattern; the cash-credit limit is reviewed and renewed annually.View source
No fixed universal repayment period is published.
Source
MKCC to Animal Husbandry Farmers and Fisheries
Page / section
Repayment; Review
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Processing feeUp to ₹3 lakh: nil for small and marginal farmers; 0.35% for large and other farmers. Above ₹3 lakh: 0.35%.View source
The current MKCC-specific tariff is used instead of a generic working-capital row.
Source
Service Charges
Page / section
page 80, MKCC/crop loan row
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Takeover charge2% of sanctioned cash-credit limit only when the account is taken over by another financial institution; MSE borrowers are exempt.View source
The cash-credit rule is retained separately from the term-loan prepayment rule.
Source
Service Charges - All Credit
Page / section
Cash-credit takeover row
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Working-capital cash credit
  • Animal husbandry, dairy, poultry, fisheries and aquaculture activities
  • District-level scale of finance
  • Nil margin up to ₹2 lakh
  • Annual review and renewal

Eligibility

  • Eligible operators must have the relevant owned, rented or leased production facility and any licence or permission required for the activity. The 7% concessional rate is limited to eligible crop-MKCC farmers and a combined animal-husbandry/fisheries limit within ₹3 lakh.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Form 138 and Enclosure B2
  • documents
  • Land, boundary and holding records
  • No-dues certificates including PACS
  • Lease agreement and fishing licence or permission where applicable
  • Income records for a salaried or business co-applicant
  • Legal search above ₹1.60 lakh where land is mortgaged
  • Guarantee Form F-138 and guarantor records where required

Related official documents

Marginal Cost of Funds Based Lending Rates with effect from 25.07.2026official-pdf · current · accessed 31 Aug 2026
↗
Mahabank Kisan Credit Card to Animal Husbandry Farmers and Fisheriesofficial-product-page · current · accessed 31 Aug 2026
↗
Bank of Maharashtra Service Charges - Commercial, MSME and Agriculture Creditofficial-pdf · current · accessed 31 Aug 2026
↗

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Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

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Facility · Published detailWorking Capital Cash Credit

This value is copied from MKCC for Animal Husbandry and Fisheries - complete published scheme table. Check the table notes before relying on it.

Source: MKCC to Animal Husbandry Farmers and Fisheries · Complete table Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 14 rows · 2 columnsMKCC for Animal Husbandry and Fisheries - complete published scheme tableView tableHide table

Scroll sideways to view every column

MKCC for Animal Husbandry and Fisheries - complete published scheme table
ParticularPublished detail
FacilityWorking Capital Cash Credit
PurposeShort-term working capital for rearing animals, birds, fish, shrimps and other aquatic organisms, plus capture fishing
Inland fisheries / aquaculture eligibilityFishers/fish farmers, individuals, groups, partners, sharecroppers, tenants, , and women groups with owned/leased pond, tank, open-water body, raceway, hatchery or rearing unit and required licence
Marine fisheries eligibilityEligible beneficiary types with a registered fishing vessel/boat and required fishing licence or permission for estuary, sea or mariculture
Poultry / small-ruminant eligibilityIndividuals, joint borrowers, , or tenants rearing sheep, goats, pigs, poultry, birds or rabbits in owned, rented or leased sheds
Dairy eligibilityIndividuals, joint borrowers, , or tenants with owned, rented or leased sheds
Scale of financeFixed by the District Level Technical Committee using local per-acre, per-unit, per-animal or per-bird cost
MarginNil up to ₹2 lakh; 15%-20% above ₹2 lakh
RateEligible crop-MKCC concession 7% within combined ₹3 lakh; otherwise up to ₹10 lakh 1Y +BSS 0.50%+2%, above ₹10 lakh +3%
SecurityUp to ₹2 lakh: hypothecation of stock, birds or animals; above ₹2 lakh: additional land mortgage or third-party guarantee
Repayment / reviewCash-flow and income-pattern based; annual review and renewal
InsuranceAll financed assets to be insured for full value
Conditions; and -defaulter checks; original documents; disbursement through RuPay Kisan Card, cheque or savings account
DocumentsForm 138/B2; land records; co-applicant income evidence where applicable; no-dues including PACS; lease/licence; legal search where mortgaged; guarantee/guarantor records
MKCC to Animal Husbandry Farmers and Fisheries · Complete table · accessed 31 Aug 2026Open official source ↗
Table 2 · 5 rows · 3 columnsBank of Maharashtra MCLR effective 25 July 2026View tableHide table

Scroll sideways to view every column

Bank of Maharashtra MCLR effective 25 July 2026
TenorResidual maturity p.a.
Overnight1 day7.30%
One month>1 day to 1 month8.30%
Three months>1 to 3 months8.55%
Six months>3 to 6 months8.90%
One year>6 months9.00%
effective 25.07.2026 · Page 1 · accessed 31 Aug 2026Open official source ↗

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