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Mahabank Kisan Tatkal Loan

Emergency agriculture term finance from ₹5,000 to ₹50,000 for existing Kisan Credit Card customers, repayable over three years.

Interest rateCurrent 11.50% p.a. for this product's published maximum of ₹50,000.Maximum finance₹50,000, subject also to the lower of 50% of the Kisan Credit Card limit or 25% of annual income; minimum ₹5,000.TenureThree years, with half-yearly or yearly instalments aligned to harvest; the loan must be cleared for a fresh or enhanced subsequent-year Kisan Credit Card.
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Quick eligibility check

Mahabank Kisan Tatkal Loan

0 of 8 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Does your annual income meet this requirement: The amount cannot exceed 25% of annual income?

Published source: Income / account basis

2Does your annual income meet this requirement: no universal salary floor?

Published source: Income / account basis

3Do you meet this requirement: The existing Kisan Credit Card must have a satisfactory record of at least two years?

Published source: Income / account basis

4Do you meet this requirement: Available to individual or joint Kisan Credit Card holders, with up to four joint borrowers, whose account has a satisfactory track record of at least two years?

5Document checkDo you have this required document or proof: Application form?

Published source: Income / account basis

6Document checkDo you have this required document or proof: Land and boundary records?

Published source: Income / account basis

7Document checkDo you have this required document or proof: No-dues certificates including PACS?

Published source: Income / account basis

8Document checkDo you have this required document or proof: Existing Kisan Credit Card account records?

Published source: Income / account basis
0 of 8 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 31 Aug 2026 · active
Offered byBank of Maharashtra

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Loan typeEmergency agriculture term loan for an existing Kisan Credit Card customer.View source
Published facility and purpose.
Source
Mahabank Kisan Tatkal Scheme
Page / section
Facility; Purpose
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Interest rateCurrent 11.50% p.a. for this product's published maximum of ₹50,000.View source
The product formula is 1Y + BSS 0.50% + 2.00% up to ₹10 lakh; its cap is ₹50,000.
Source
Kisan Tatkal and current notice
Page / section
Rate; page 1
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
BenchmarkOne-year MCLR 9.00% + BSS 0.50% + 2.00%.View source
Current benchmark paired with the product formula.
Source
effective 25.07.2026
Page / section
Page 1
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
APRNot published.View source
No fee-inclusive appears.
Source
Mahabank Kisan Tatkal Scheme
Page / section
Complete page and current schedules
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Income / account basisThe amount cannot exceed 25% of annual income; no universal salary floor. The existing Kisan Credit Card must have a satisfactory record of at least two years.View source
Both the account-history and annual-income tests are preserved.
Source
Mahabank Kisan Tatkal Scheme
Page / section
Eligibility; Amount
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Maximum finance₹50,000, subject also to the lower of 50% of the Kisan Credit Card limit or 25% of annual income; minimum ₹5,000.View source
All four published amount tests are retained.
Source
Mahabank Kisan Tatkal Scheme
Page / section
Amount
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
TenureThree years, with half-yearly or yearly instalments aligned to harvest; the loan must be cleared for a fresh or enhanced subsequent-year Kisan Credit Card.View source
Tenure, instalment frequency and renewal condition preserved.
Source
Mahabank Kisan Tatkal Scheme
Page / section
Repayment
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Processing feeNil because the current agriculture term-loan tariff is nil up to ₹5 lakh.View source
The product's ₹50,000 maximum falls within the published nil-fee slab.
Source
Service Charges
Page / section
page 81, agriculture term-loan row
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Prepayment charge2% of prepaid amount when prepayment exceeds 25% of sanctioned limit; nil when principal outstanding is below 25% of sanctioned limit; MSEs are exempt.View source
Current all-credit term-loan rule.
Source
Service Charges - All Credit
Page / section
Term-loan prepayment row
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Emergency farm credit
  • ₹5,000 minimum
  • ₹50,000 maximum
  • Nil margin
  • Three-year repayment

Eligibility

  • Available to individual or joint Kisan Credit Card holders, with up to four joint borrowers, whose account has a satisfactory track record of at least two years.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Application form
  • Land and boundary records
  • No-dues certificates including PACS
  • Existing Kisan Credit Card account records

Related official documents

Marginal Cost of Funds Based Lending Rates with effect from 25.07.2026official-pdf · current · accessed 31 Aug 2026
↗
Mahabank Kisan Tatkal Schemeofficial-product-page · current · accessed 31 Aug 2026
↗
Bank of Maharashtra Service Charges - Commercial, MSME and Agriculture Creditofficial-pdf · current · accessed 31 Aug 2026
↗

Plan before applying

Try the numbers

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Loan repayment estimate

See what the loan could cost each month. Move any slider to try a different amount, rate or repayment time.

One monthly payment₹21,696twenty-one thousand six hundred ninety-six rupees
Interest paid over the full loan₹27,06,939twenty-seven lakh six thousand nine hundred thirty-nine rupees
Everything you repay₹52,06,939fifty-two lakh six thousand nine hundred thirty-nine rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

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Facility · Published detailAgriculture Term Loan

This value is copied from Mahabank Kisan Tatkal - complete published scheme table. Check the table notes before relying on it.

Source: Mahabank Kisan Tatkal Scheme · Complete table Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 10 rows · 2 columnsMahabank Kisan Tatkal - complete published scheme tableView tableHide table

Scroll sideways to view every column

Mahabank Kisan Tatkal - complete published scheme table
ParticularPublished detail
FacilityAgriculture Term Loan
PurposeEmergency instant credit for the farming community
EligibilityIndividual or joint existing Kisan Credit Card holders, maximum four borrowers, with satisfactory track record of at least two years
AmountMinimum ₹5,000; maximum ₹50,000; also lower of 50% of limit or 25% of annual income
MarginNil
RateGeneral agriculture formula: 1Y +BSS 0.50%+2% up to ₹10 lakh
SecurityExisting Kisan Credit Card security continues
RepaymentThree years in half-yearly or yearly instalments aligned to harvest
ConditionMust be cleared in full before a fresh or enhanced for the subsequent year
DocumentsApplication; land and boundary records; no-dues certificates including PACS
Mahabank Kisan Tatkal Scheme · Complete table · accessed 31 Aug 2026Open official source ↗
Table 2 · 5 rows · 3 columnsBank of Maharashtra MCLR effective 25 July 2026View tableHide table

Scroll sideways to view every column

Bank of Maharashtra MCLR effective 25 July 2026
TenorResidual maturity p.a.
Overnight1 day7.30%
One month>1 day to 1 month8.30%
Three months>1 to 3 months8.55%
Six months>3 to 6 months8.90%
One year>6 months9.00%
effective 25.07.2026 · Page 1 · accessed 31 Aug 2026Open official source ↗

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