Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Product typeReloadable prepaid, RuPay gift, zero-KYC NCMC transit or Singara Chennai NCMC prepaid variant as named in the product record.View source
The official page lists CAB, gift, reloadable, Zero- and Singara Chennai cards.
- Source
- Prepaid Cards
- Page / section
- All prepaid variants
- Accessed
- 31 Aug 2026
- Confidence
- high
Issuance feePhysical general-purpose, gift and reloadable prepaid cards: ₹85 + GST; virtual cards: nil. Zero-KYC NCMC and Singara Chennai cards: ₹50 + GST.View source
The published prepaid notice states ₹85 for other cards and ₹50 for Zero- .
- Source
- Service Charges for New Prepaid Card Products
- Page / section
- Issuance fee rows
- Accessed
- 31 Aug 2026
- Confidence
- high
Annual chargeAnnual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.View source
The notice states nil annual charges for all types of prepaid cards.
- Source
- Service Charges for New Prepaid Card Products
- Page / section
- Annual charges row
- Accessed
- 31 Aug 2026
- Confidence
- high
NetworkRuPay for the gift card and NCMC variants; general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.View source
The page explicitly calls the gift and products RuPay/ and does not name a network for every general-purpose reloadable variant.
- Source
- Prepaid Cards
- Page / section
- Variant descriptions
- Accessed
- 31 Aug 2026
- Confidence
- high
Balance and transaction limitsFull-KYC reloadable/
The official page publishes the , gift and balance ceilings and use restrictions.
- Source
- Prepaid Cards
- Page / section
- All variant limits and restrictions
- Accessed
- 31 Aug 2026
- Confidence
- high
International transaction markupNot applicable to the reviewed prepaid and NCMC products; the official page describes domestic merchant, e-commerce or transit use and does not publish an international forex facility.View source
No international transaction or forex markup is published for these prepaid variants.
- Source
- Prepaid Cards international-use review
- Page / section
- Complete product page
- Accessed
- 31 Aug 2026
- Confidence
- high
Geographic useIndia: general-purpose cards support ATM/POS/e-commerce where enabled; NCMC cards support participating metro, bus, rail, waterway, toll and parking operators. Singara Chennai is for Chennai Metro, buses and metro parking.View source
The official page specifies Indian merchant/transit use and the Chennai-specific card scope.
- Source
- Prepaid Cards
- Page / section
- Use cases and variants
- Accessed
- 31 Aug 2026
- Confidence
- high
Benefits and features
- Full- maximum balance ₹2,00,000; minimum- maximum balance and monthly load/
use ₹10,000 - ₹85 + physical issuance; virtual issuance has no charge; annual charge nil
- Reloadable through the IB Prepaid Card app/portal; individuals and corporates eligible
Eligibility
- Full uses video ; minimum uses mobile number and officially valid document.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Video or minimum- officially valid document and mobile number
Related official documents
Indian Bank card and prepaid service chargesofficial-pdf · current · accessed 31 Aug 2026
↗Prepaid Cards — Indian Bankofficial-product-page · current · accessed 31 Aug 2026
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