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Debit, prepaid, forex & payment services

Compare card and payment access, limits, network, fees and channel availability.

89 products

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Debit card
₹599 plus applicable taxes.
₹599 plus applicable taxes.
  • EaseMyTrip: RuPay Platinum co-branded card
  • bob Bhoomi: RuPay Select
  • bob World Agniveer: international RuPay variant.
EaseMyTrip: standard card limits apply. bob Bhoomi: ₹1,50,000 per day. Agniveer: ₹50,000 per day with unlimited free use at Bank of Baroda .
  • Not published for this card variant on the reviewed product page or applicable Bank of Baroda card schedule
  • no international markup is inferred from another card or network.
  • Not published as a product-specific geographic or international-usage rule on the reviewed official card page
  • usage is subject to the issued network, card controls and current Bank of Baroda terms.
Transit / prepaid card
₹100 plus applicable .
  • Not published as a product-specific annual or renewal fee on the reviewed page and applicable schedule
  • any stated issuance, reload or transaction charge is separate.
RuPay
  • Not published as a product-specific transaction-limit table on the reviewed page
  • the card is subject to the applicable network and Bank of Baroda transaction controls.
  • Not published for this card variant on the reviewed product page or applicable Bank of Baroda card schedule
  • no international markup is inferred from another card or network.
India usage (as described in the product summary)
RuPay Select debit card made with recycled (rPVC).
₹500 plus taxes.
  • First year free
  • ₹500 plus taxes from the second year.
  • EaseMyTrip: RuPay Platinum co-branded card
  • bob Bhoomi: RuPay Select
  • bob World Agniveer: international RuPay variant.
  • cash ₹1,50,000 per day
  • /e-commerce ₹5,00,000 per day
  • contactless up to ₹5,000 without .
  • Not published for this card variant on the reviewed product page or applicable Bank of Baroda card schedule
  • no international markup is inferred from another card or network.
  • Not published as a product-specific geographic or international-usage rule on the reviewed official card page
  • usage is subject to the issued network, card controls and current Bank of Baroda terms.
Accessible RuPay Platinum debit card for visually impaired customers, with raised Braille identification and a tactile orientation notch.
₹300 plus taxes.
  • First year free
  • ₹300 plus taxes from the second year.
RuPay Platinum variant.
  • Not published as a product-specific transaction-limit table on the reviewed page
  • the card is subject to the applicable network and Bank of Baroda transaction controls.
  • Not published for this card variant on the reviewed product page or applicable Bank of Baroda card schedule
  • no international markup is inferred from another card or network.
  • Not published as a product-specific geographic or international-usage rule on the reviewed official card page
  • usage is subject to the issued network, card controls and current Bank of Baroda terms.
bob OpulanceBank of Baroda
Premium Visa Opulence debit card with unlimited domestic and international lounge access, golf and luxury-hotel benefits.
₹9,500.
₹9,500.
Visa Opulence premium debit card for eligible Bank of Baroda savings/current-account customers.
  • cash withdrawal up to ₹5 lakh per day
  • /e-commerce up to ₹10 lakh per day
  • contactless up to ₹5,000 per transaction and 10 transactions per day.
  • Not published for this card variant on the reviewed product page or applicable Bank of Baroda card schedule
  • no international markup is inferred from another card or network.
  • Not published as a product-specific geographic or international-usage rule on the reviewed official card page
  • usage is subject to the issued network, card controls and current Bank of Baroda terms.
International RuPay debit card for Agniveer salary-account holders under the Agnipath scheme.
Nil.
Nil.
  • EaseMyTrip: RuPay Platinum co-branded card
  • bob Bhoomi: RuPay Select
  • bob World Agniveer: international RuPay variant.
  • cash ₹50,000 per day
  • /e-commerce ₹1,00,000 per day
  • contactless up to ₹5,000 without .
  • Not published for this card variant on the reviewed product page or applicable Bank of Baroda card schedule
  • no international markup is inferred from another card or network.
  • Not published as a product-specific geographic or international-usage rule on the reviewed official card page
  • usage is subject to the issued network, card controls and current Bank of Baroda terms.
bob World SapphireBank of Baroda
Premium Visa Sapphire debit card for eligible Bank of Baroda savings and current-account customers.
Joining fee is ₹750 for the first year.
₹750 from the second year onwards.
Visa.
  • cash withdrawal up to ₹3 lakh per day
  • /e-commerce up to ₹5 lakh per day
  • contactless up to ₹5,000 per transaction and 10 transactions per day.
  • Not published for this card variant on the reviewed product page or applicable Bank of Baroda card schedule
  • no international markup is inferred from another card or network.
India usage (as described in the product summary)
RuPay Select debit card exclusively for defence personnel maintaining a Bank of Baroda -186 salary or pension account.
Nil.
Nil.
  • RuPay Select
  • domestic and international usage supported.
  • cash ₹1,50,000 per day
  • /e-commerce ₹5,00,000 per day
  • contactless up to ₹5,000 without .
  • Not published for this card variant on the reviewed product page or applicable Bank of Baroda card schedule
  • no international markup is inferred from another card or network.
  • Not published as a product-specific geographic or international-usage rule on the reviewed official card page
  • usage is subject to the issued network, card controls and current Bank of Baroda terms.
Prepaid gift card — physical variant
  • ₹50 for card amount up to ₹2,000
  • ₹100 for card amount ₹2,001–₹10,000
  • Not published as a product-specific annual or renewal fee on the reviewed page and applicable schedule
  • any stated issuance, reload or transaction charge is separate.
RuPay
  • and e-commerce purchases up to available balance
  • cash withdrawal is not permitted
  • Not published for this card variant on the reviewed product page or applicable Bank of Baroda card schedule
  • no international markup is inferred from another card or network.
India usage (as described in the product summary)
Prepaid gift card — virtual variant
No issuance or revalidation charge currently
  • Not published as a product-specific annual or renewal fee on the reviewed page and applicable schedule
  • any stated issuance, reload or transaction charge is separate.
RuPay
  • Online e-commerce purchases up to the available balance or ₹10,000, whichever is lower
  • cash withdrawal is not permitted
  • Not published for this card variant on the reviewed product page or applicable Bank of Baroda card schedule
  • no international markup is inferred from another card or network.
  • Not published as a product-specific geographic or international-usage rule on the reviewed official card page
  • usage is subject to the issued network, card controls and current Bank of Baroda terms.
Personal debit card
₹100 + applicable taxes
  • First year free
  • ₹200 + applicable taxes from the second year
Mastercard
  • cash withdrawal up to ₹25,000
  • /e-commerce purchases up to ₹50,000
  • contactless transactions up to ₹5,000 without
  • Not published for this card variant on the reviewed product page or applicable Bank of Baroda card schedule
  • no international markup is inferred from another card or network.
  • Not published as a product-specific geographic or international-usage rule on the reviewed official card page
  • usage is subject to the issued network, card controls and current Bank of Baroda terms.
Premium debit card
₹300 + applicable taxes
  • First year free
  • ₹300 + applicable taxes from the second year
Mastercard
  • cash withdrawal up to ₹50,000
  • /e-commerce purchases up to ₹1,00,000
  • contactless transactions up to ₹5,000 without
  • Not published for this card variant on the reviewed product page or applicable Bank of Baroda card schedule
  • no international markup is inferred from another card or network.
  • Not published as a product-specific geographic or international-usage rule on the reviewed official card page
  • usage is subject to the issued network, card controls and current Bank of Baroda terms.
Mastercard World debit card exclusively for Baroda Radiance customers.
Not published as a product-specific issuance fee on the reviewed card page and applicable schedule.
  • Not published as a product-specific annual or renewal fee on the reviewed page and applicable schedule
  • any stated issuance, reload or transaction charge is separate.
  • Mastercard World
  • worldwide acceptance.
  • cash ₹2,00,000 per day
  • /e-commerce ₹5,00,000 per day
  • two complimentary domestic airport lounge visits per quarter.
  • Not published for this card variant on the reviewed product page or applicable Bank of Baroda card schedule
  • no international markup is inferred from another card or network.
  • Not published as a product-specific geographic or international-usage rule on the reviewed official card page
  • usage is subject to the issued network, card controls and current Bank of Baroda terms.
Personal debit card
₹100 + applicable taxes
  • First year free
  • ₹200 + applicable taxes from the second year
RuPay
  • cash withdrawal up to ₹25,000
  • spending up to ₹50,000
  • Not published for this card variant on the reviewed product page or applicable Bank of Baroda card schedule
  • no international markup is inferred from another card or network.
  • Not published as a product-specific geographic or international-usage rule on the reviewed official card page
  • usage is subject to the issued network, card controls and current Bank of Baroda terms.
RuPay Platinum debit card for domestic and international //e-commerce use, with personal-accident cover subject to transaction conditions.
  • ₹300 plus taxes
  • first year annual fee is free.
  • Free in the first year
  • ₹300 plus taxes from the second year onwards.
RuPay.
  • cash withdrawal ₹50,000 per day
  • /e-commerce up to ₹1,00,000 per day
  • contactless up to ₹5,000 per transaction
  • prepaid wallet limits include ₹500 per add transaction, ₹2,000 per day and ₹2,000 maximum stored value.
  • Not published for this card variant on the reviewed product page or applicable Bank of Baroda card schedule
  • no international markup is inferred from another card or network.
  • Not published as a product-specific geographic or international-usage rule on the reviewed official card page
  • usage is subject to the issued network, card controls and current Bank of Baroda terms.
RuPay debit-cum-prepaid card
Not published as a product-specific issuance fee on the reviewed card page and applicable schedule.
  • Not published as a product-specific annual or renewal fee on the reviewed page and applicable schedule
  • any stated issuance, reload or transaction charge is separate.
RuPay
  • cash withdrawal up to ₹50,000
  • purchase limit up to ₹1,00,000
  • Not published for this card variant on the reviewed product page or applicable Bank of Baroda card schedule
  • no international markup is inferred from another card or network.
India usage (as described in the product summary)
Multi-currency prepaid forex card
₹150 + applicable tax
  • Not published as a product-specific annual or renewal fee on the reviewed page and applicable schedule
  • any stated issuance, reload or transaction charge is separate.
Visa Platinum chip and
  • Minimum initial load USD 200 / EUR 150 / GBP 150
  • minimum reload USD 100 / EUR 100 / GBP 100
  • maximum load is as prescribed by / guidelines and depends on the purpose of visit.
  • 3.00% cross-currency fee
  • withdrawal and cash-at- fees are 0.90% of the transaction value in the respective currency.
  • Not published as a product-specific geographic or international-usage rule on the reviewed official card page
  • usage is subject to the issued network, card controls and current Bank of Baroda terms.
Virtual Debit CardBank of Baroda
Virtual debit card
  • ₹0 currently
  • physical-card conversion attracts the applicable physical-card fees
  • Not published as a product-specific annual or renewal fee on the reviewed page and applicable schedule
  • any stated issuance, reload or transaction charge is separate.
Visa Classic Virtual, Visa Platinum Virtual and RuPay Platinum Virtual
  • Online e-commerce transactions only while virtual
  • on physical conversion, Visa Classic ₹25,000/e-commerce ₹50,000, Visa Platinum ₹50,000/e-commerce ₹2,00,000, RuPay Platinum ₹50,000/e-commerce ₹1,00,000
  • Not published for this card variant on the reviewed product page or applicable Bank of Baroda card schedule
  • no international markup is inferred from another card or network.
  • Not published as a product-specific geographic or international-usage rule on the reviewed official card page
  • usage is subject to the issued network, card controls and current Bank of Baroda terms.
Personal debit card
₹100 + applicable taxes
  • First year free
  • ₹200 + applicable taxes from the second year
Visa
  • cash withdrawal up to ₹25,000
  • /e-commerce shopping up to ₹75,000
  • contactless transactions up to ₹5,000 without
  • Not published for this card variant on the reviewed product page or applicable Bank of Baroda card schedule
  • no international markup is inferred from another card or network.
India usage (as described in the product summary)
Visa Platinum contactless debit card accepted for domestic and international //e-commerce use.
  • ₹300 plus taxes
  • first year annual fee is free.
  • Free in the first year
  • ₹300 plus taxes from the second year onwards.
Visa.
  • cash withdrawal ₹50,000 per day
  • purchase limit ₹2,00,000 per day
  • contactless up to ₹5,000 without at .
  • Not published for this card variant on the reviewed product page or applicable Bank of Baroda card schedule
  • no international markup is inferred from another card or network.
  • Not published as a product-specific geographic or international-usage rule on the reviewed official card page
  • usage is subject to the issued network, card controls and current Bank of Baroda terms.
Premium Visa business debit card for specified current-account holders and eligible companies, firms and proprietorships.
Nil.
  • First year free
  • ₹250 plus taxes from the second year.
  • Visa
  • domestic and international usage supported.
  • cash ₹2,00,000 per day
  • /e-commerce ₹5,00,000 per day
  • cash deposit ₹3,00,000 per day
  • contactless up to ₹5,000 without .
  • Not published for this card variant on the reviewed product page or applicable Bank of Baroda card schedule
  • no international markup is inferred from another card or network.
  • Not published as a product-specific geographic or international-usage rule on the reviewed official card page
  • usage is subject to the issued network, card controls and current Bank of Baroda terms.
Prepaid card
₹100 per CASHIT card, excluding .
  • ₹100 annual maintenance charge for the reloadable prepaid card
  • applicable is extra.
  • Visa prepaid card usable at Bank of India and other Visa-supported , and e-commerce merchants
  • international acceptance is not published.
  • and e-commerce transactions are limited to the available card balance
  • cash withdrawal is capped at ₹15,000 per day.
  • No foreign-currency or international-use markup is published on the reviewed CASHIT page
  • usage described is BOI/Visa-supported , and e-commerce acceptance.
  • Available through Bank of India branches in India
  • the reviewed official pages publish no state or territorial exclusion.
BOI Gift CardBank of India
Gift card
₹50 per gift card, excluding .
  • No annual maintenance fee is published
  • the page publishes a flat ₹50 card charge excluding .
  • BOI prepaid gift card accepted at all and e-commerce merchants across India
  • contactless transactions work at enabled merchants.
  • Each purchase is limited to the available balance on the card
  • cash withdrawal is not permitted.
Not applicable to the published product use case: the gift card is accepted at Indian /e-commerce merchants and the official page does not publish foreign-currency use or a forex markup.
  • Available through Bank of India branches in India
  • the reviewed official pages publish no state or territorial exclusion.
Debit card
  • ₹250 for Classic/ debit-card issuance
  • applicable is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
  • ₹200 per year for the Visa Bingo debit-card variant in the current service-charge annexure
  • applicable is extra. The reviewed Master Bingo page does not publish a separate numeric maintenance amount.
Mastercard.
  • Published limits vary by card: Master Titanium/Visa Classic ₹15,000 and ₹50,000 /e-commerce
  • Sangini ₹15,000 and ₹25,000 /e-commerce
  • PMJDY ₹15,000 and ₹25,000 /e-commerce
  • Mudra/Kisan/Punjab Arthia ₹15,000 and ₹25,000
  • ₹15,000 and ₹50,000 /e-commerce
  • Master Bingo ₹15,000 and ₹25,000 /e-commerce
  • Visa Bingo ₹15,000 and ₹50,000 /e-commerce per day.
  • No numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed
  • confirm current conversion charges with BOI before overseas use.
  • Issued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants
  • international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.
Debit card
  • ₹250 for Classic/ debit-card issuance
  • applicable is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
  • ₹250 per year for Classic/ debit-card variants
  • applicable is extra.
Mastercard.
  • Published limits vary by card: Master Titanium/Visa Classic ₹15,000 and ₹50,000 /e-commerce
  • Sangini ₹15,000 and ₹25,000 /e-commerce
  • PMJDY ₹15,000 and ₹25,000 /e-commerce
  • Mudra/Kisan/Punjab Arthia ₹15,000 and ₹25,000
  • ₹15,000 and ₹50,000 /e-commerce
  • Master Bingo ₹15,000 and ₹25,000 /e-commerce
  • Visa Bingo ₹15,000 and ₹50,000 /e-commerce per day.
  • No numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed
  • confirm current conversion charges with BOI before overseas use.
  • Issued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants
  • international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.
Debit card
  • ₹300 for Platinum issuance
  • applicable is extra.
  • ₹300 per year for the Platinum debit-card variant
  • applicable is extra.
Mastercard.
: ₹50,000 per day domestically/internationally. Domestic + e-commerce: ₹1,00,000 per day. International : ₹1,00,000 per day.
  • No numeric forex markup is published on the reviewed Platinum debit-card pages
  • international merchant use is described but international e-commerce is excluded.
  • Issued through BOI savings/current-account channels in India
  • cards support domestic and international merchant use, subject to the stated international e-commerce exclusion. No state restriction is published.
Debit card
  • ₹250 for Classic/ debit-card issuance
  • applicable is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
  • ₹250 per year for Classic/ debit-card variants
  • applicable is extra.
RuPay.
  • Published limits vary by card: Master Titanium/Visa Classic ₹15,000 and ₹50,000 /e-commerce
  • Sangini ₹15,000 and ₹25,000 /e-commerce
  • PMJDY ₹15,000 and ₹25,000 /e-commerce
  • Mudra/Kisan/Punjab Arthia ₹15,000 and ₹25,000
  • ₹15,000 and ₹50,000 /e-commerce
  • Master Bingo ₹15,000 and ₹25,000 /e-commerce
  • Visa Bingo ₹15,000 and ₹50,000 /e-commerce per day.
  • No numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed
  • confirm current conversion charges with BOI before overseas use.
  • Issued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants
  • international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.
Debit card
  • ₹250 for Classic/ debit-card issuance
  • applicable is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
  • ₹250 per year for Classic/ debit-card variants
  • applicable is extra.
RuPay.
  • Published limits vary by card: Master Titanium/Visa Classic ₹15,000 and ₹50,000 /e-commerce
  • Sangini ₹15,000 and ₹25,000 /e-commerce
  • PMJDY ₹15,000 and ₹25,000 /e-commerce
  • Mudra/Kisan/Punjab Arthia ₹15,000 and ₹25,000
  • ₹15,000 and ₹50,000 /e-commerce
  • Master Bingo ₹15,000 and ₹25,000 /e-commerce
  • Visa Bingo ₹15,000 and ₹50,000 /e-commerce per day.
  • No numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed
  • confirm current conversion charges with BOI before overseas use.
  • Issued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants
  • international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.
Transit / prepaid card
  • ₹250 for Classic/ debit-card issuance
  • applicable is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
  • ₹250 per year for Classic/ debit-card variants
  • applicable is extra.
RuPay.
  • Published limits vary by card: Master Titanium/Visa Classic ₹15,000 and ₹50,000 /e-commerce
  • Sangini ₹15,000 and ₹25,000 /e-commerce
  • PMJDY ₹15,000 and ₹25,000 /e-commerce
  • Mudra/Kisan/Punjab Arthia ₹15,000 and ₹25,000
  • ₹15,000 and ₹50,000 /e-commerce
  • Master Bingo ₹15,000 and ₹25,000 /e-commerce
  • Visa Bingo ₹15,000 and ₹50,000 /e-commerce per day.
  • No numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed
  • confirm current conversion charges with BOI before overseas use.
  • Issued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants
  • international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.
Debit card
  • ₹300 for Platinum issuance
  • applicable is extra.
  • ₹300 per year for the Platinum debit-card variant
  • applicable is extra.
RuPay.
: ₹50,000 per day domestically/internationally. Domestic + e-commerce: ₹1,00,000 per day. International : ₹1,00,000 per day.
  • No numeric forex markup is published on the reviewed Platinum debit-card pages
  • international merchant use is described but international e-commerce is excluded.
  • Issued through BOI savings/current-account channels in India
  • cards support domestic and international merchant use, subject to the stated international e-commerce exclusion. No state restriction is published.
Debit card
  • ₹250 for Classic/ debit-card issuance
  • applicable is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
  • Free for the specified PMJDY/BSBDA scheme codes in BOI's concessional-account charge row
  • the row also lists free issuance. No is charged on a zero fee.
RuPay.
  • Published limits vary by card: Master Titanium/Visa Classic ₹15,000 and ₹50,000 /e-commerce
  • Sangini ₹15,000 and ₹25,000 /e-commerce
  • PMJDY ₹15,000 and ₹25,000 /e-commerce
  • Mudra/Kisan/Punjab Arthia ₹15,000 and ₹25,000
  • ₹15,000 and ₹50,000 /e-commerce
  • Master Bingo ₹15,000 and ₹25,000 /e-commerce
  • Visa Bingo ₹15,000 and ₹50,000 /e-commerce per day.
  • No numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed
  • confirm current conversion charges with BOI before overseas use.
  • Issued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants
  • international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.
Debit card
  • ₹250 for Classic/ debit-card issuance
  • applicable is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
  • ₹250 per year for Classic/ debit-card variants
  • applicable is extra.
RuPay.
  • Published limits vary by card: Master Titanium/Visa Classic ₹15,000 and ₹50,000 /e-commerce
  • Sangini ₹15,000 and ₹25,000 /e-commerce
  • PMJDY ₹15,000 and ₹25,000 /e-commerce
  • Mudra/Kisan/Punjab Arthia ₹15,000 and ₹25,000
  • ₹15,000 and ₹50,000 /e-commerce
  • Master Bingo ₹15,000 and ₹25,000 /e-commerce
  • Visa Bingo ₹15,000 and ₹50,000 /e-commerce per day.
  • No numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed
  • confirm current conversion charges with BOI before overseas use.
  • Issued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants
  • international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.
Debit card
  • ₹250 for Classic/ debit-card issuance
  • applicable is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
  • ₹250 per year for Classic/ debit-card variants
  • applicable is extra.
RuPay.
  • Published limits vary by card: Master Titanium/Visa Classic ₹15,000 and ₹50,000 /e-commerce
  • Sangini ₹15,000 and ₹25,000 /e-commerce
  • PMJDY ₹15,000 and ₹25,000 /e-commerce
  • Mudra/Kisan/Punjab Arthia ₹15,000 and ₹25,000
  • ₹15,000 and ₹50,000 /e-commerce
  • Master Bingo ₹15,000 and ₹25,000 /e-commerce
  • Visa Bingo ₹15,000 and ₹50,000 /e-commerce per day.
  • No numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed
  • confirm current conversion charges with BOI before overseas use.
  • Issued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants
  • international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.
Debit card
  • The current service-charge annexure publishes ₹300 for platinum issuance and states other variants are as applicable
  • it does not provide a separate premium-card issuance amount for RuPay Select, Visa Business or Visa Signature.
  • ₹800 per year for RuPay Select, Visa Business and Visa Signature debit-card variants
  • applicable is extra.
RuPay Select.
: ₹50,000 per day domestically/internationally. Domestic + e-commerce: ₹2,00,000 per day. International : ₹2,00,000 per day.
  • No numeric forex markup is published on the reviewed premium debit-card pages
  • they describe international merchant use but exclude international e-commerce. Confirm the current conversion charge with BOI before using the card abroad.
  • Issued through Bank of India account channels
  • the pages publish domestic and international merchant use, with international e-commerce excluded. No state or branch-territory restriction is published.
Debit card
  • ₹250 for Classic/ debit-card issuance
  • applicable is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
  • ₹200 per year for the Visa Bingo debit-card variant in the current service-charge annexure
  • applicable is extra. The reviewed Master Bingo page does not publish a separate numeric maintenance amount.
Visa.
  • Published limits vary by card: Master Titanium/Visa Classic ₹15,000 and ₹50,000 /e-commerce
  • Sangini ₹15,000 and ₹25,000 /e-commerce
  • PMJDY ₹15,000 and ₹25,000 /e-commerce
  • Mudra/Kisan/Punjab Arthia ₹15,000 and ₹25,000
  • ₹15,000 and ₹50,000 /e-commerce
  • Master Bingo ₹15,000 and ₹25,000 /e-commerce
  • Visa Bingo ₹15,000 and ₹50,000 /e-commerce per day.
  • No numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed
  • confirm current conversion charges with BOI before overseas use.
  • Issued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants
  • international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.
Debit card
  • The current service-charge annexure publishes ₹300 for platinum issuance and states other variants are as applicable
  • it does not provide a separate premium-card issuance amount for RuPay Select, Visa Business or Visa Signature.
  • ₹800 per year for RuPay Select, Visa Business and Visa Signature debit-card variants
  • applicable is extra.
Visa.
: ₹1,00,000 per day domestically/internationally. Domestic + e-commerce: ₹2,50,000 per day. International : ₹2,50,000 per day.
  • No numeric forex markup is published on the reviewed premium debit-card pages
  • they describe international merchant use but exclude international e-commerce. Confirm the current conversion charge with BOI before using the card abroad.
  • Issued through Bank of India account channels
  • the pages publish domestic and international merchant use, with international e-commerce excluded. No state or branch-territory restriction is published.
Debit card
  • ₹250 for Classic/ debit-card issuance
  • applicable is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
  • ₹250 per year for Classic/ debit-card variants
  • applicable is extra.
Visa.
  • Published limits vary by card: Master Titanium/Visa Classic ₹15,000 and ₹50,000 /e-commerce
  • Sangini ₹15,000 and ₹25,000 /e-commerce
  • PMJDY ₹15,000 and ₹25,000 /e-commerce
  • Mudra/Kisan/Punjab Arthia ₹15,000 and ₹25,000
  • ₹15,000 and ₹50,000 /e-commerce
  • Master Bingo ₹15,000 and ₹25,000 /e-commerce
  • Visa Bingo ₹15,000 and ₹50,000 /e-commerce per day.
  • No numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed
  • confirm current conversion charges with BOI before overseas use.
  • Issued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants
  • international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.
Debit card
  • ₹300 for Platinum issuance
  • applicable is extra.
  • ₹300 per year for the Platinum debit-card variant
  • applicable is extra.
Visa.
: ₹50,000 per day domestically/internationally. Domestic + e-commerce: ₹1,00,000 per day. International : ₹1,00,000 per day.
  • No numeric forex markup is published on the reviewed Platinum debit-card pages
  • international merchant use is described but international e-commerce is excluded.
  • Issued through BOI savings/current-account channels in India
  • cards support domestic and international merchant use, subject to the stated international e-commerce exclusion. No state restriction is published.
Debit card
  • The current service-charge annexure publishes ₹300 for platinum issuance and states other variants are as applicable
  • it does not provide a separate premium-card issuance amount for RuPay Select, Visa Business or Visa Signature.
  • ₹800 per year for RuPay Select, Visa Business and Visa Signature debit-card variants
  • applicable is extra.
Visa.
: ₹1,00,000 per day domestically or equivalent abroad. Domestic/international + e-commerce: ₹5,00,000 per day or equivalent abroad.
  • No numeric forex markup is published on the reviewed premium debit-card pages
  • they describe international merchant use but exclude international e-commerce. Confirm the current conversion charge with BOI before using the card abroad.
  • Issued through Bank of India account channels
  • the pages publish domestic and international merchant use, with international e-commerce excluded. No state or branch-territory restriction is published.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
  • Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
  • virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
  • RuPay for the gift card and variants
  • general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
  • Not applicable to the reviewed prepaid and products
  • the official page describes domestic merchant, e-commerce or transit use and does not publish an international forex facility.
  • India: general-purpose cards support //e-commerce where enabled
  • cards support participating metro, bus, rail, waterway, toll and parking operators. Singara Chennai is for Chennai Metro, buses and metro parking.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
  • Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
  • virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
  • RuPay for the gift card and variants
  • general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
  • Not applicable to the reviewed prepaid and products
  • the official page describes domestic merchant, e-commerce or transit use and does not publish an international forex facility.
  • India: general-purpose cards support //e-commerce where enabled
  • cards support participating metro, bus, rail, waterway, toll and parking operators. Singara Chennai is for Chennai Metro, buses and metro parking.
  • Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
  • the product record identifies the exact variant and account segment.
  • The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
  • replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
  • First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
  • Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
  • RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
  • RuPay Select ₹1,000.
  • RuPay
  • international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
  • Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
  • Platinum ₹50,000 /₹1,00,000
  • International Platinum ₹1,00,000 /₹2,00,000
  • Select ₹50,000 /₹1,00,000
  • Classic ₹25,000/₹25,000
  • IB DIGI ₹10,000/₹10,000
  • senior ₹25,000/₹50,000
  • PMJDY ₹25,000/₹25,000
  • KMUT ₹10,000/₹10,000
  • Kisan ₹10,000/₹15,000
  • ₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
  • Domestic India use is enabled at issue
  • international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
  • Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
  • the product record identifies the exact variant and account segment.
  • The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
  • replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
  • First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
  • Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
  • RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
  • RuPay Select ₹1,000.
  • RuPay
  • international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
  • Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
  • Platinum ₹50,000 /₹1,00,000
  • International Platinum ₹1,00,000 /₹2,00,000
  • Select ₹50,000 /₹1,00,000
  • Classic ₹25,000/₹25,000
  • IB DIGI ₹10,000/₹10,000
  • senior ₹25,000/₹50,000
  • PMJDY ₹25,000/₹25,000
  • KMUT ₹10,000/₹10,000
  • Kisan ₹10,000/₹15,000
  • ₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
  • Domestic India use is enabled at issue
  • international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
  • Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
  • the product record identifies the exact variant and account segment.
  • The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
  • replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
  • First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
  • Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
  • RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
  • RuPay Select ₹1,000.
  • RuPay
  • international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
  • Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
  • Platinum ₹50,000 /₹1,00,000
  • International Platinum ₹1,00,000 /₹2,00,000
  • Select ₹50,000 /₹1,00,000
  • Classic ₹25,000/₹25,000
  • IB DIGI ₹10,000/₹10,000
  • senior ₹25,000/₹50,000
  • PMJDY ₹25,000/₹25,000
  • KMUT ₹10,000/₹10,000
  • Kisan ₹10,000/₹15,000
  • ₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
  • Domestic India use is enabled at issue
  • international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
  • International Mastercard debit-card variant
  • e-purse is a wallet-style Mastercard debit product.
  • The published schedule charges ₹300 membership for International Mastercard
  • domestic replacement is ₹250 for international Mastercard and ₹150 for e-purse/domestic Mastercard family.
  • First-year is free
  • from the second year International Mastercard is ₹300 and domestic Mastercard/e-purse is ₹200.
Mastercard.
  • World and World Platinum publish ₹50,000 and ₹1,00,000 /online limits
  • World Platinum adds contactless up to ₹5,000. The e-purse page does not publish a separate numeric daily limit.
3% of international /e-commerce transaction amount under the published card schedule.
  • India and worldwide Mastercard acceptance for international variants
  • international usage can be enabled or disabled through bank channels.
  • International Mastercard debit-card variant
  • e-purse is a wallet-style Mastercard debit product.
  • The published schedule charges ₹300 membership for International Mastercard
  • domestic replacement is ₹250 for international Mastercard and ₹150 for e-purse/domestic Mastercard family.
  • First-year is free
  • from the second year International Mastercard is ₹300 and domestic Mastercard/e-purse is ₹200.
Mastercard.
  • World and World Platinum publish ₹50,000 and ₹1,00,000 /online limits
  • World Platinum adds contactless up to ₹5,000. The e-purse page does not publish a separate numeric daily limit.
3% of international /e-commerce transaction amount under the published card schedule.
  • India and worldwide Mastercard acceptance for international variants
  • international usage can be enabled or disabled through bank channels.
  • International Mastercard debit-card variant
  • e-purse is a wallet-style Mastercard debit product.
  • The published schedule charges ₹300 membership for International Mastercard
  • domestic replacement is ₹250 for international Mastercard and ₹150 for e-purse/domestic Mastercard family.
  • First-year is free
  • from the second year International Mastercard is ₹300 and domestic Mastercard/e-purse is ₹200.
Mastercard.
  • World and World Platinum publish ₹50,000 and ₹1,00,000 /online limits
  • World Platinum adds contactless up to ₹5,000. The e-purse page does not publish a separate numeric daily limit.
3% of international /e-commerce transaction amount under the published card schedule.
  • India and worldwide Mastercard acceptance for international variants
  • international usage can be enabled or disabled through bank channels.
  • Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
  • the product record identifies the exact variant and account segment.
  • The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
  • replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
  • First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
  • Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
  • RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
  • RuPay Select ₹1,000.
  • RuPay
  • international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
  • Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
  • Platinum ₹50,000 /₹1,00,000
  • International Platinum ₹1,00,000 /₹2,00,000
  • Select ₹50,000 /₹1,00,000
  • Classic ₹25,000/₹25,000
  • IB DIGI ₹10,000/₹10,000
  • senior ₹25,000/₹50,000
  • PMJDY ₹25,000/₹25,000
  • KMUT ₹10,000/₹10,000
  • Kisan ₹10,000/₹15,000
  • ₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
  • Domestic India use is enabled at issue
  • international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
  • Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
  • the product record identifies the exact variant and account segment.
  • The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
  • replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
  • First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
  • Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
  • RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
  • RuPay Select ₹1,000.
  • RuPay
  • international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
  • Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
  • Platinum ₹50,000 /₹1,00,000
  • International Platinum ₹1,00,000 /₹2,00,000
  • Select ₹50,000 /₹1,00,000
  • Classic ₹25,000/₹25,000
  • IB DIGI ₹10,000/₹10,000
  • senior ₹25,000/₹50,000
  • PMJDY ₹25,000/₹25,000
  • KMUT ₹10,000/₹10,000
  • Kisan ₹10,000/₹15,000
  • ₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
  • Domestic India use is enabled at issue
  • international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
  • Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
  • the product record identifies the exact variant and account segment.
  • The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
  • replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
  • First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
  • Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
  • RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
  • RuPay Select ₹1,000.
  • RuPay
  • international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
  • Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
  • Platinum ₹50,000 /₹1,00,000
  • International Platinum ₹1,00,000 /₹2,00,000
  • Select ₹50,000 /₹1,00,000
  • Classic ₹25,000/₹25,000
  • IB DIGI ₹10,000/₹10,000
  • senior ₹25,000/₹50,000
  • PMJDY ₹25,000/₹25,000
  • KMUT ₹10,000/₹10,000
  • Kisan ₹10,000/₹15,000
  • ₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
  • Domestic India use is enabled at issue
  • international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
  • Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
  • virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
  • RuPay for the gift card and variants
  • general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
  • Not applicable to the reviewed prepaid and products
  • the official page describes domestic merchant, e-commerce or transit use and does not publish an international forex facility.
  • India: general-purpose cards support //e-commerce where enabled
  • cards support participating metro, bus, rail, waterway, toll and parking operators. Singara Chennai is for Chennai Metro, buses and metro parking.
  • Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
  • the product record identifies the exact variant and account segment.
  • The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
  • replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
  • First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
  • Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
  • RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
  • RuPay Select ₹1,000.
  • RuPay
  • international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
  • Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
  • Platinum ₹50,000 /₹1,00,000
  • International Platinum ₹1,00,000 /₹2,00,000
  • Select ₹50,000 /₹1,00,000
  • Classic ₹25,000/₹25,000
  • IB DIGI ₹10,000/₹10,000
  • senior ₹25,000/₹50,000
  • PMJDY ₹25,000/₹25,000
  • KMUT ₹10,000/₹10,000
  • Kisan ₹10,000/₹15,000
  • ₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
  • Domestic India use is enabled at issue
  • international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
  • Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
  • the product record identifies the exact variant and account segment.
  • The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
  • replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
  • First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
  • Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
  • RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
  • RuPay Select ₹1,000.
  • RuPay
  • international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
  • Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
  • Platinum ₹50,000 /₹1,00,000
  • International Platinum ₹1,00,000 /₹2,00,000
  • Select ₹50,000 /₹1,00,000
  • Classic ₹25,000/₹25,000
  • IB DIGI ₹10,000/₹10,000
  • senior ₹25,000/₹50,000
  • PMJDY ₹25,000/₹25,000
  • KMUT ₹10,000/₹10,000
  • Kisan ₹10,000/₹15,000
  • ₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
  • Domestic India use is enabled at issue
  • international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
  • Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
  • the product record identifies the exact variant and account segment.
  • The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
  • replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
  • First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
  • Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
  • RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
  • RuPay Select ₹1,000.
  • RuPay
  • international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
  • Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
  • Platinum ₹50,000 /₹1,00,000
  • International Platinum ₹1,00,000 /₹2,00,000
  • Select ₹50,000 /₹1,00,000
  • Classic ₹25,000/₹25,000
  • IB DIGI ₹10,000/₹10,000
  • senior ₹25,000/₹50,000
  • PMJDY ₹25,000/₹25,000
  • KMUT ₹10,000/₹10,000
  • Kisan ₹10,000/₹15,000
  • ₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
  • Domestic India use is enabled at issue
  • international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
  • Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
  • the product record identifies the exact variant and account segment.
  • The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
  • replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
  • First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
  • Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
  • RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
  • RuPay Select ₹1,000.
  • RuPay
  • international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
  • Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
  • Platinum ₹50,000 /₹1,00,000
  • International Platinum ₹1,00,000 /₹2,00,000
  • Select ₹50,000 /₹1,00,000
  • Classic ₹25,000/₹25,000
  • IB DIGI ₹10,000/₹10,000
  • senior ₹25,000/₹50,000
  • PMJDY ₹25,000/₹25,000
  • KMUT ₹10,000/₹10,000
  • Kisan ₹10,000/₹15,000
  • ₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
  • Domestic India use is enabled at issue
  • international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
  • Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
  • the product record identifies the exact variant and account segment.
  • The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
  • replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
  • First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
  • Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
  • RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
  • RuPay Select ₹1,000.
  • RuPay
  • international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
  • Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
  • Platinum ₹50,000 /₹1,00,000
  • International Platinum ₹1,00,000 /₹2,00,000
  • Select ₹50,000 /₹1,00,000
  • Classic ₹25,000/₹25,000
  • IB DIGI ₹10,000/₹10,000
  • senior ₹25,000/₹50,000
  • PMJDY ₹25,000/₹25,000
  • KMUT ₹10,000/₹10,000
  • Kisan ₹10,000/₹15,000
  • ₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
  • Domestic India use is enabled at issue
  • international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
  • Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
  • the product record identifies the exact variant and account segment.
  • The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
  • replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
  • First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
  • Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
  • RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
  • RuPay Select ₹1,000.
  • RuPay
  • international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
  • Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
  • Platinum ₹50,000 /₹1,00,000
  • International Platinum ₹1,00,000 /₹2,00,000
  • Select ₹50,000 /₹1,00,000
  • Classic ₹25,000/₹25,000
  • IB DIGI ₹10,000/₹10,000
  • senior ₹25,000/₹50,000
  • PMJDY ₹25,000/₹25,000
  • KMUT ₹10,000/₹10,000
  • Kisan ₹10,000/₹15,000
  • ₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
  • Domestic India use is enabled at issue
  • international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
  • Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
  • the product record identifies the exact variant and account segment.
  • The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
  • replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
  • First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
  • Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
  • RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
  • RuPay Select ₹1,000.
  • RuPay
  • international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
  • Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
  • Platinum ₹50,000 /₹1,00,000
  • International Platinum ₹1,00,000 /₹2,00,000
  • Select ₹50,000 /₹1,00,000
  • Classic ₹25,000/₹25,000
  • IB DIGI ₹10,000/₹10,000
  • senior ₹25,000/₹50,000
  • PMJDY ₹25,000/₹25,000
  • KMUT ₹10,000/₹10,000
  • Kisan ₹10,000/₹15,000
  • ₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
  • Domestic India use is enabled at issue
  • international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
  • Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
  • the product record identifies the exact variant and account segment.
  • The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
  • replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
  • First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
  • Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
  • RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
  • RuPay Select ₹1,000.
  • RuPay
  • international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
  • Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
  • Platinum ₹50,000 /₹1,00,000
  • International Platinum ₹1,00,000 /₹2,00,000
  • Select ₹50,000 /₹1,00,000
  • Classic ₹25,000/₹25,000
  • IB DIGI ₹10,000/₹10,000
  • senior ₹25,000/₹50,000
  • PMJDY ₹25,000/₹25,000
  • KMUT ₹10,000/₹10,000
  • Kisan ₹10,000/₹15,000
  • ₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
  • Domestic India use is enabled at issue
  • international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
  • Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
  • virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
  • RuPay for the gift card and variants
  • general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
  • Not applicable to the reviewed prepaid and products
  • the official page describes domestic merchant, e-commerce or transit use and does not publish an international forex facility.
  • India: general-purpose cards support //e-commerce where enabled
  • cards support participating metro, bus, rail, waterway, toll and parking operators. Singara Chennai is for Chennai Metro, buses and metro parking.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
  • Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
  • virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
  • RuPay for the gift card and variants
  • general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
  • Not applicable to the reviewed prepaid and products
  • the official page describes domestic merchant, e-commerce or transit use and does not publish an international forex facility.
  • India: general-purpose cards support //e-commerce where enabled
  • cards support participating metro, bus, rail, waterway, toll and parking operators. Singara Chennai is for Chennai Metro, buses and metro parking.
Prepaid foreign-currency travel card (Multi-Currency World Travel Card / MCWTC)
₹100 plus applicable taxes per issuance or recharge
  • Not published as an annual fee
  • card carries a pre-embossed expiry date and a new card is issued after expiry.
Mastercard / Maestro and card network
  • Overall limit: USD 5,000 per day, USD 15,000 per month and USD 25,000 per year
  • frequency limit: 15 daily, 300 monthly and 900 yearly transactions. cash limits are currency-specific.
2% of the transaction amount plus applicable taxes, over and above Mastercard charges.
Domestic and international usage (as described in the product summary)
SBI State Bank Achiever CardState Bank of India
Reloadable prepaid card for non-cash incentives and periodic payments.
₹150 +
  • Not published in the current debit-card charge table or the reviewed product page. Issuance/reload or card-specific charges are listed, but no annual-maintenance amount is stated for this variant
  • no zero fee is inferred.
Visa
  • PoS and e-commerce purchases up to available balance
  • cash withdrawal unavailable
  • Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
  • no rate is inferred.
  • India-only use at merchant establishments and e-commerce
  • cash withdrawal is unavailable.
SBI State Bank eZ-Pay CardState Bank of India
Prepaid card in Indian rupees, reloadable and issued in association with Visa International for periodic payments.
₹150 (service tax included)
  • Not published in the current debit-card charge table or the reviewed product page. Issuance/reload or card-specific charges are listed, but no annual-maintenance amount is stated for this variant
  • no zero fee is inferred.
Visa
  • cash up to ₹40,000 per day
  • PoS/e-commerce up to available balance
  • PoS cash withdrawal ₹2,000 per transaction and ₹10,000 per month
Not applicable to the published product use case: describes eZ-Pay and Gift Card as stored-value/prepaid cards and does not publish an international foreign-currency transaction feature or forex-markup schedule for them.
  • India usage through , Visa-enabled merchant establishments and e-commerce
  • the page says all State Bank of India branches and does not publish overseas acceptance.
Travel / forex card
₹100 +
  • Not published in the current debit-card charge table or the reviewed product page. Issuance/reload or card-specific charges are listed, but no annual-maintenance amount is stated for this variant
  • no zero fee is inferred.
Visa, Mastercard
  • : 3 transactions and USD 3,000 equivalent
  • PoS: 20 transactions and USD 10,000 equivalent
  • online: 20 transactions and USD 10,000 equivalent
  • Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
  • no rate is inferred.
International / overseas usage (as described in the product summary)
SBI State Bank Gift CardState Bank of India
Non-reloadable prepaid gift card.
  • ₹100 (service tax included) for the default magnetic-stripe card
  • ₹105 + for an image-based card
  • Not published in the current debit-card charge table or the reviewed product page. Issuance/reload or card-specific charges are listed, but no annual-maintenance amount is stated for this variant
  • no zero fee is inferred.
  • Visa International
  • usable at Visa-enabled merchant establishments and e-commerce.
  • PoS and e-commerce purchases up to available balance
  • cash withdrawal unavailable
Not applicable to the published product use case: describes eZ-Pay and Gift Card as stored-value/prepaid cards and does not publish an international foreign-currency transaction feature or forex-markup schedule for them.
  • Visa-enabled merchant and e-commerce use
  • cash withdrawal is unavailable and the page does not publish overseas acceptance.
Debit card
Nil
₹200 plus from the second year
RuPay, Visa, Mastercard
  • cash up to ₹40,000
  • PoS and online purchases up to ₹75,000
/e-commerce: 3% of the transaction amount + . International cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + . International balance enquiry: ₹25 + .
Domestic and international usage (as described in the product summary)
Debit card
₹100 +
₹250 plus from the second year
Not published as an exclusive network variant on the reviewed Gold International Debit Card page or current debit-card tariff. The page describes worldwide /merchant use but does not name Visa, Mastercard or RuPay for this product.
  • cash up to ₹50,000
  • PoS and online purchases up to ₹2,00,000
/e-commerce: 3% of the transaction amount + . International cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + . International balance enquiry: ₹25 + .
Domestic and international usage (as described in the product summary)
SBI GoSmart Agra Metro CardState Bank of India
Transit / prepaid card
₹100
  • ₹25 annual maintenance
  • ₹100 replacement
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
  • Minimum top-up ₹100 in ₹100 multiples
  • maximum chip balance ₹2,000
  • top-up fee 1.8% or ₹12, whichever is lower
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
India usage (as described in the product summary)
Transit / prepaid card
₹100
  • ₹25 annual maintenance
  • ₹100 replacement
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
  • Minimum top-up ₹100 in ₹100 multiples
  • maximum chip balance ₹2,000
  • top-up fee 1.8% or ₹12, whichever is lower
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
India usage (as described in the product summary)
SBI HPCL Everyday Debit CardState Bank of India
Debit card
₹350 +
₹350 plus from the second year
Mastercard Platinum variant benefits are described on the official page
  • Domestic: cash withdrawal up to ₹40,000 per day
  • up to ₹2,00,000 per day
  • e-commerce up to ₹2,00,000 per day
  • contactless up to ₹5,000 per transaction. International: cash withdrawal up to the equivalent of ₹40,000 per day
  • up to the equivalent of ₹2,00,000 per day
  • e-commerce up to equivalent of ₹1,00,000 per day and ₹1,50,000 per month.
  • Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
  • no rate is inferred.
India usage (as described in the product summary)
SBI HRTC NCMC Prepaid CardState Bank of India
Transit / prepaid card
₹100
  • Nil annual maintenance
  • ₹100 replacement
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
  • Minimum top-up ₹100 in ₹100 multiples
  • maximum chip balance ₹2,000
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
India usage (as described in the product summary)
Debit card
  • Not published as a separate RuPay issuance amount in the current debit-card tariff or product page
  • the product name identifies RuPay, but no variant-specific fee row is stated.
  • Not published in the current debit-card charge table or the reviewed product page. Issuance/reload or card-specific charges are listed, but no annual-maintenance amount is stated for this variant
  • no zero fee is inferred.
RuPay
  • cash up to ₹40,000 on both variants
  • purchases up to ₹75,000 Global or ₹2,00,000 Platinum
  • Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
  • no rate is inferred.
International / overseas usage (as described in the product summary)
Debit card
₹800 +
₹800 plus from the second year
Mastercard
  • Domestic: cash withdrawal up to ₹2,00,000 per day
  • up to ₹5,00,000 per day
  • e-commerce up to ₹5,00,000 per day
  • contactless up to ₹5,000 per transaction. International: cash withdrawal up to the equivalent of ₹2,00,000 per day
  • up to the equivalent of ₹5,00,000 per day
  • e-commerce up to equivalent of ₹1,50,000 per day and ₹2,50,000 per month.
  • Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
  • no rate is inferred.
India usage (as described in the product summary)
SBI MMRDA Mumbai1 CardState Bank of India
Transit / prepaid card
Nil
  • Nil annual maintenance
  • ₹100 replacement
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
  • Minimum top-up ₹100 in ₹100 multiples
  • maximum chip balance ₹2,000
  • no top-up fee
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
India usage (as described in the product summary)
SBI Mumbai Metro 3 CardState Bank of India
Transit / prepaid card
Nil
  • Nil annual maintenance
  • ₹100 replacement
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
  • Minimum top-up ₹100 in ₹100 multiples
  • maximum chip balance ₹2,000
  • no top-up fee
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
India usage (as described in the product summary)
Debit card
₹250 +
₹250 plus from the second year
  • MasterCard, Maestro or Visa acceptance logos are supported at the international described by
  • the page does not identify one exclusive network variant for the product.
  • cash up to ₹40,000
  • PoS and online purchases up to ₹75,000
/e-commerce: 3% of the transaction amount + . International cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + . International balance enquiry: ₹25 + .
International / overseas usage (as described in the product summary)
SBI Nagpur Metro Maha CardState Bank of India
Transit / prepaid card
₹150
  • ₹75 annual maintenance
  • ₹150 replacement
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
  • Minimum top-up ₹100 in ₹100 multiples
  • maximum balance ₹2,000
  • top-up fee 1.8% or ₹12, whichever is lower
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
India usage (as described in the product summary)
Debit card
₹499 +
₹399 plus from the second year
RuPay
Up to ₹1,00,000
  • Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
  • no rate is inferred.
  • withdrawals in India and worldwide
  • online shopping and e-commerce transactions
Transit / prepaid card
Nil
Nil
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
  • Minimum top-up ₹100 in ₹100 multiples
  • maximum chip balance ₹2,000
  • no top-up fee
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
India usage (as described in the product summary)
SBI NMRC City1 CardState Bank of India
Transit / prepaid card
₹100
  • ₹25 annual maintenance
  • ₹100 replacement
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
  • Minimum top-up ₹100 in ₹100 multiples
  • maximum balance ₹2,000
  • top-up fee 1.8% or ₹12, whichever is lower
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
India usage (as described in the product summary)
SBI NRI Family CardState Bank of India
Prepaid family card for use in India
₹105
  • Not published in the current debit-card charge table or the reviewed product page. Issuance/reload or card-specific charges are listed, but no annual-maintenance amount is stated for this variant
  • no zero fee is inferred.
  • Not published as an exclusive network on the reviewed Family Card page or current card tariff
  • no Visa, Mastercard or RuPay variant is named.
  • The card can be recharged from ₹100 to ₹1,00,000 and the maximum stored balance is ₹1,00,000. states that e-commerce use is capped at ₹50,000 per day
  • the card is domestic and usable in Indian Rupees only. Group and /e-commerce use is free
  • other-bank usage costs ₹20 per financial transaction and ₹9 per non-financial transaction.
  • Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
  • no rate is inferred.
India usage (as described in the product summary)
SBI One TouchState Bank of India
Debit card
₹399 + applicable
₹200 + applicable
  • Not published as an exclusive network variant on the reviewed One Touch page or current tariff
  • the tariff identifies its fee but does not name Visa, Mastercard or RuPay.
₹5,000 per contactless transaction and ₹15,000 per day
  • Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
  • no rate is inferred.
  • India
  • the reviewed One Touch page describes an domestic debit-card offering and does not publish a separate overseas-availability territory list.
Debit card
₹300 +
₹325 plus from the second year
RuPay, Visa, Mastercard
Up to ₹1,00,000
/e-commerce: 3% of the transaction amount + . International cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + . International balance enquiry: ₹25 + .
Domestic and international usage (as described in the product summary)
Debit card
₹399 +
₹349 plus from the second year
RuPay condition published for the card's insurance and offer eligibility
  • Domestic cash: ₹100 minimum and up to ₹1,00,000 daily. International cash varies by country, capped at the foreign-currency equivalent of ₹1,00,000. Domestic PoS/online maximum is ₹5,00,000 daily
  • international PoS is capped at the equivalent of ₹1,00,000 per day and ₹1,50,000 per month, while international e-commerce is available only at select websites.
/e-commerce: 3% of the transaction amount + . International cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + . International balance enquiry: ₹25 + .
  • withdrawals in India and worldwide
  • online shopping and e-commerce transactions
Debit card
Free for eligible account variants
  • Nil issuance charge
  • ₹425 plus annual maintenance from the second year
Visa/Mastercard
  • cash up to ₹2,00,000
  • PoS and online purchases up to ₹5,00,000
  • cash deposits up to ₹49,900
  • Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
  • no rate is inferred.
  • India
  • presents both products as domestic business debit-card variants in its India /Personal Banking catalogue. No separate overseas-territory list is published on the reviewed pages.
Debit card
Free for eligible account variants
  • Nil issuance charge
  • ₹425 plus annual maintenance from the second year
Visa/Mastercard
  • cash up to ₹1,00,000
  • PoS and online purchases up to ₹2,00,000
  • cash deposits up to ₹49,900
  • Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
  • no rate is inferred.
  • India
  • presents both products as domestic business debit-card variants in its India /Personal Banking catalogue. No separate overseas-territory list is published on the reviewed pages.
SBI Singara Chennai CardState Bank of India
Transit / prepaid card
Nil
  • Nil annual maintenance
  • ₹100 replacement
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
  • Minimum top-up ₹10 in ₹10 multiples
  • maximum chip balance ₹2,000
  • overall balance up to ₹3,000 for or ₹10,000 for Small PPI
  • no top-up fee
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
India usage (as described in the product summary)
SBI Virtual Debit CardState Bank of India
Virtual debit card
Nil
Nil issuance fee and nil annual maintenance charge
RuPay, Visa or Mastercard
  • ₹5,000 maximum per contactless tokenised payment
  • ₹50,000 daily e-commerce purchase limit
  • cash limit nil
  • Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
  • no rate is inferred.
  • Domestic and international e-commerce channels
  • contactless tokenised payments through supported Android devices

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral.

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