physical-card conversion attracts the applicable physical-card fees
↓
Not published as a product-specific annual or renewal fee on the reviewed page and applicable schedule
any stated issuance, reload or transaction charge is separate.
Visa Classic Virtual, Visa Platinum Virtual and RuPay Platinum Virtual
Online e-commerce transactions only while virtual
on physical conversion, Visa Classic ₹25,000/e-commerce ₹50,000, Visa Platinum ₹50,000/e-commerce ₹2,00,000, RuPay Platinum ₹50,000/e-commerce ₹1,00,000
Not published for this card variant on the reviewed product page or applicable Bank of Baroda card schedule
no international markup is inferred from another card or network.
Not published as a product-specific geographic or international-usage rule on the reviewed official card page
usage is subject to the issued network, card controls and current Bank of Baroda terms.
the page publishes a flat ₹50 card charge excluding .
BOI prepaid gift card accepted at all and e-commerce merchants across India
contactless transactions work at enabled merchants.
Each purchase is limited to the available balance on the card
cash withdrawal is not permitted.
Not applicable to the published product use case: the gift card is accepted at Indian /e-commerce merchants and the official page does not publish foreign-currency use or a forex markup.
Available through Bank of India branches in India
the reviewed official pages publish no state or territorial exclusion.
applicable is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
₹200 per year for the Visa Bingo debit-card variant in the current service-charge annexure
applicable is extra. The reviewed Master Bingo page does not publish a separate numeric maintenance amount.
Mastercard.
Published limits vary by card: Master Titanium/Visa Classic ₹15,000 and ₹50,000 /e-commerce
Sangini ₹15,000 and ₹25,000 /e-commerce
PMJDY ₹15,000 and ₹25,000 /e-commerce
Mudra/Kisan/Punjab Arthia ₹15,000 and ₹25,000
₹15,000 and ₹50,000 /e-commerce
Master Bingo ₹15,000 and ₹25,000 /e-commerce
Visa Bingo ₹15,000 and ₹50,000 /e-commerce per day.
No numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed
confirm current conversion charges with BOI before overseas use.
Issued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants
international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.
applicable is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
₹250 per year for Classic/ debit-card variants
applicable is extra.
Mastercard.
Published limits vary by card: Master Titanium/Visa Classic ₹15,000 and ₹50,000 /e-commerce
Sangini ₹15,000 and ₹25,000 /e-commerce
PMJDY ₹15,000 and ₹25,000 /e-commerce
Mudra/Kisan/Punjab Arthia ₹15,000 and ₹25,000
₹15,000 and ₹50,000 /e-commerce
Master Bingo ₹15,000 and ₹25,000 /e-commerce
Visa Bingo ₹15,000 and ₹50,000 /e-commerce per day.
No numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed
confirm current conversion charges with BOI before overseas use.
Issued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants
international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.
applicable is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
₹250 per year for Classic/ debit-card variants
applicable is extra.
RuPay.
Published limits vary by card: Master Titanium/Visa Classic ₹15,000 and ₹50,000 /e-commerce
Sangini ₹15,000 and ₹25,000 /e-commerce
PMJDY ₹15,000 and ₹25,000 /e-commerce
Mudra/Kisan/Punjab Arthia ₹15,000 and ₹25,000
₹15,000 and ₹50,000 /e-commerce
Master Bingo ₹15,000 and ₹25,000 /e-commerce
Visa Bingo ₹15,000 and ₹50,000 /e-commerce per day.
No numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed
confirm current conversion charges with BOI before overseas use.
Issued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants
international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.
applicable is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
₹250 per year for Classic/ debit-card variants
applicable is extra.
RuPay.
Published limits vary by card: Master Titanium/Visa Classic ₹15,000 and ₹50,000 /e-commerce
Sangini ₹15,000 and ₹25,000 /e-commerce
PMJDY ₹15,000 and ₹25,000 /e-commerce
Mudra/Kisan/Punjab Arthia ₹15,000 and ₹25,000
₹15,000 and ₹50,000 /e-commerce
Master Bingo ₹15,000 and ₹25,000 /e-commerce
Visa Bingo ₹15,000 and ₹50,000 /e-commerce per day.
No numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed
confirm current conversion charges with BOI before overseas use.
Issued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants
international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.
applicable is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
₹250 per year for Classic/ debit-card variants
applicable is extra.
RuPay.
Published limits vary by card: Master Titanium/Visa Classic ₹15,000 and ₹50,000 /e-commerce
Sangini ₹15,000 and ₹25,000 /e-commerce
PMJDY ₹15,000 and ₹25,000 /e-commerce
Mudra/Kisan/Punjab Arthia ₹15,000 and ₹25,000
₹15,000 and ₹50,000 /e-commerce
Master Bingo ₹15,000 and ₹25,000 /e-commerce
Visa Bingo ₹15,000 and ₹50,000 /e-commerce per day.
No numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed
confirm current conversion charges with BOI before overseas use.
Issued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants
international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.
applicable is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
Free for the specified PMJDY/BSBDA scheme codes in BOI's concessional-account charge row
the row also lists free issuance. No is charged on a zero fee.
RuPay.
Published limits vary by card: Master Titanium/Visa Classic ₹15,000 and ₹50,000 /e-commerce
Sangini ₹15,000 and ₹25,000 /e-commerce
PMJDY ₹15,000 and ₹25,000 /e-commerce
Mudra/Kisan/Punjab Arthia ₹15,000 and ₹25,000
₹15,000 and ₹50,000 /e-commerce
Master Bingo ₹15,000 and ₹25,000 /e-commerce
Visa Bingo ₹15,000 and ₹50,000 /e-commerce per day.
No numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed
confirm current conversion charges with BOI before overseas use.
Issued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants
international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.
applicable is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
₹250 per year for Classic/ debit-card variants
applicable is extra.
RuPay.
Published limits vary by card: Master Titanium/Visa Classic ₹15,000 and ₹50,000 /e-commerce
Sangini ₹15,000 and ₹25,000 /e-commerce
PMJDY ₹15,000 and ₹25,000 /e-commerce
Mudra/Kisan/Punjab Arthia ₹15,000 and ₹25,000
₹15,000 and ₹50,000 /e-commerce
Master Bingo ₹15,000 and ₹25,000 /e-commerce
Visa Bingo ₹15,000 and ₹50,000 /e-commerce per day.
No numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed
confirm current conversion charges with BOI before overseas use.
Issued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants
international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.
applicable is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
₹250 per year for Classic/ debit-card variants
applicable is extra.
RuPay.
Published limits vary by card: Master Titanium/Visa Classic ₹15,000 and ₹50,000 /e-commerce
Sangini ₹15,000 and ₹25,000 /e-commerce
PMJDY ₹15,000 and ₹25,000 /e-commerce
Mudra/Kisan/Punjab Arthia ₹15,000 and ₹25,000
₹15,000 and ₹50,000 /e-commerce
Master Bingo ₹15,000 and ₹25,000 /e-commerce
Visa Bingo ₹15,000 and ₹50,000 /e-commerce per day.
No numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed
confirm current conversion charges with BOI before overseas use.
Issued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants
international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.
The current service-charge annexure publishes ₹300 for platinum issuance and states other variants are as applicable
it does not provide a separate premium-card issuance amount for RuPay Select, Visa Business or Visa Signature.
₹800 per year for RuPay Select, Visa Business and Visa Signature debit-card variants
applicable is extra.
RuPay Select.
: ₹50,000 per day domestically/internationally. Domestic + e-commerce: ₹2,00,000 per day. International : ₹2,00,000 per day.
No numeric forex markup is published on the reviewed premium debit-card pages
they describe international merchant use but exclude international e-commerce. Confirm the current conversion charge with BOI before using the card abroad.
Issued through Bank of India account channels
the pages publish domestic and international merchant use, with international e-commerce excluded. No state or branch-territory restriction is published.
applicable is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
₹200 per year for the Visa Bingo debit-card variant in the current service-charge annexure
applicable is extra. The reviewed Master Bingo page does not publish a separate numeric maintenance amount.
Visa.
Published limits vary by card: Master Titanium/Visa Classic ₹15,000 and ₹50,000 /e-commerce
Sangini ₹15,000 and ₹25,000 /e-commerce
PMJDY ₹15,000 and ₹25,000 /e-commerce
Mudra/Kisan/Punjab Arthia ₹15,000 and ₹25,000
₹15,000 and ₹50,000 /e-commerce
Master Bingo ₹15,000 and ₹25,000 /e-commerce
Visa Bingo ₹15,000 and ₹50,000 /e-commerce per day.
No numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed
confirm current conversion charges with BOI before overseas use.
Issued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants
international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.
The current service-charge annexure publishes ₹300 for platinum issuance and states other variants are as applicable
it does not provide a separate premium-card issuance amount for RuPay Select, Visa Business or Visa Signature.
₹800 per year for RuPay Select, Visa Business and Visa Signature debit-card variants
applicable is extra.
Visa.
: ₹1,00,000 per day domestically/internationally. Domestic + e-commerce: ₹2,50,000 per day. International : ₹2,50,000 per day.
No numeric forex markup is published on the reviewed premium debit-card pages
they describe international merchant use but exclude international e-commerce. Confirm the current conversion charge with BOI before using the card abroad.
Issued through Bank of India account channels
the pages publish domestic and international merchant use, with international e-commerce excluded. No state or branch-territory restriction is published.
applicable is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
₹250 per year for Classic/ debit-card variants
applicable is extra.
Visa.
Published limits vary by card: Master Titanium/Visa Classic ₹15,000 and ₹50,000 /e-commerce
Sangini ₹15,000 and ₹25,000 /e-commerce
PMJDY ₹15,000 and ₹25,000 /e-commerce
Mudra/Kisan/Punjab Arthia ₹15,000 and ₹25,000
₹15,000 and ₹50,000 /e-commerce
Master Bingo ₹15,000 and ₹25,000 /e-commerce
Visa Bingo ₹15,000 and ₹50,000 /e-commerce per day.
No numeric forex markup is published on the reviewed classic-card pages. Domestic cards and international merchant variants state that international e-commerce is not allowed
confirm current conversion charges with BOI before overseas use.
Issued through BOI account channels in India. Product-specific use ranges from India-only to domestic and international merchants
international e-commerce is excluded where the page says so. Punjab Arthia is restricted to the Punjab food-procurement project.
The current service-charge annexure publishes ₹300 for platinum issuance and states other variants are as applicable
it does not provide a separate premium-card issuance amount for RuPay Select, Visa Business or Visa Signature.
₹800 per year for RuPay Select, Visa Business and Visa Signature debit-card variants
applicable is extra.
Visa.
: ₹1,00,000 per day domestically or equivalent abroad. Domestic/international + e-commerce: ₹5,00,000 per day or equivalent abroad.
No numeric forex markup is published on the reviewed premium debit-card pages
they describe international merchant use but exclude international e-commerce. Confirm the current conversion charge with BOI before using the card abroad.
Issued through Bank of India account channels
the pages publish domestic and international merchant use, with international e-commerce excluded. No state or branch-territory restriction is published.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
↓
RuPay for the gift card and variants
general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Not applicable to the reviewed prepaid and products
the official page describes domestic merchant, e-commerce or transit use and does not publish an international forex facility.
India: general-purpose cards support //e-commerce where enabled
cards support participating metro, bus, rail, waterway, toll and parking operators. Singara Chennai is for Chennai Metro, buses and metro parking.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
↓
RuPay for the gift card and variants
general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Not applicable to the reviewed prepaid and products
the official page describes domestic merchant, e-commerce or transit use and does not publish an international forex facility.
India: general-purpose cards support //e-commerce where enabled
cards support participating metro, bus, rail, waterway, toll and parking operators. Singara Chennai is for Chennai Metro, buses and metro parking.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
↓
RuPay for the gift card and variants
general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Not applicable to the reviewed prepaid and products
the official page describes domestic merchant, e-commerce or transit use and does not publish an international forex facility.
India: general-purpose cards support //e-commerce where enabled
cards support participating metro, bus, rail, waterway, toll and parking operators. Singara Chennai is for Chennai Metro, buses and metro parking.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Indian Bank RuPay debit-card, contactless keychain or scheme-linked card variant
the product record identifies the exact variant and account segment.
The current card-charge schedule publishes variant-dependent membership/issuance fees: Classic ₹150, Platinum ₹300, RuPay Select ₹1,000
replacement charges are ₹150 for Classic/Mastercard domestic and ₹250 for Platinum/Select. Scheme-linked cards may follow their account schedule.
First-year is free. From year two: senior citizen, visually challenged, , RuPay and RuPay PMJDY cards are free
Classic RuPay/IB DIGI and domestic Mastercard/e-purse ₹200
RuPay Platinum, international Mastercard and Visa Gold/Platinum ₹300
RuPay Select ₹1,000.
RuPay
international RuPay for the named International Platinum variant. wallet support applies to contactless RuPay variants marked .
Named variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without
Platinum ₹50,000 /₹1,00,000
International Platinum ₹1,00,000 /₹2,00,000
Select ₹50,000 /₹1,00,000
Classic ₹25,000/₹25,000
IB DIGI ₹10,000/₹10,000
senior ₹25,000/₹50,000
PMJDY ₹25,000/₹25,000
KMUT ₹10,000/₹10,000
Kisan ₹10,000/₹15,000
₹10,000/₹10,000.
The card schedule publishes a 3% markup on international /e-commerce transactions on debit and credit cards, excluding any product-specific change notified later.
Domestic India use is enabled at issue
international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. variants work at participating offline transit/merchant locations.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
↓
RuPay for the gift card and variants
general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Not applicable to the reviewed prepaid and products
the official page describes domestic merchant, e-commerce or transit use and does not publish an international forex facility.
India: general-purpose cards support //e-commerce where enabled
cards support participating metro, bus, rail, waterway, toll and parking operators. Singara Chennai is for Chennai Metro, buses and metro parking.
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
↓
RuPay for the gift card and variants
general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Not applicable to the reviewed prepaid and products
the official page describes domestic merchant, e-commerce or transit use and does not publish an international forex facility.
India: general-purpose cards support //e-commerce where enabled
cards support participating metro, bus, rail, waterway, toll and parking operators. Singara Chennai is for Chennai Metro, buses and metro parking.
Reloadable prepaid card for non-cash incentives and periodic payments.
₹150 +
Not published in the current debit-card charge table or the reviewed product page. Issuance/reload or card-specific charges are listed, but no annual-maintenance amount is stated for this variant
no zero fee is inferred.
Visa
PoS and e-commerce purchases up to available balance
cash withdrawal unavailable
Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
no rate is inferred.
India-only use at merchant establishments and e-commerce
Prepaid card in Indian rupees, reloadable and issued in association with Visa International for periodic payments.
₹150 (service tax included)
Not published in the current debit-card charge table or the reviewed product page. Issuance/reload or card-specific charges are listed, but no annual-maintenance amount is stated for this variant
no zero fee is inferred.
Visa
cash up to ₹40,000 per day
PoS/e-commerce up to available balance
PoS cash withdrawal ₹2,000 per transaction and ₹10,000 per month
Not applicable to the published product use case: describes eZ-Pay and Gift Card as stored-value/prepaid cards and does not publish an international foreign-currency transaction feature or forex-markup schedule for them.
India usage through , Visa-enabled merchant establishments and e-commerce
the page says all State Bank of India branches and does not publish overseas acceptance.
Not published in the current debit-card charge table or the reviewed product page. Issuance/reload or card-specific charges are listed, but no annual-maintenance amount is stated for this variant
no zero fee is inferred.
Visa, Mastercard
: 3 transactions and USD 3,000 equivalent
PoS: 20 transactions and USD 10,000 equivalent
online: 20 transactions and USD 10,000 equivalent
Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
no rate is inferred.
International / overseas usage (as described in the product summary)
₹100 (service tax included) for the default magnetic-stripe card
₹105 + for an image-based card
Not published in the current debit-card charge table or the reviewed product page. Issuance/reload or card-specific charges are listed, but no annual-maintenance amount is stated for this variant
no zero fee is inferred.
Visa International
usable at Visa-enabled merchant establishments and e-commerce.
PoS and e-commerce purchases up to available balance
cash withdrawal unavailable
Not applicable to the published product use case: describes eZ-Pay and Gift Card as stored-value/prepaid cards and does not publish an international foreign-currency transaction feature or forex-markup schedule for them.
Visa-enabled merchant and e-commerce use
cash withdrawal is unavailable and the page does not publish overseas acceptance.
/e-commerce: 3% of the transaction amount + . International cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + . International balance enquiry: ₹25 + .
Domestic and international usage (as described in the product summary)
Not published as an exclusive network variant on the reviewed Gold International Debit Card page or current debit-card tariff. The page describes worldwide /merchant use but does not name Visa, Mastercard or RuPay for this product.
cash up to ₹50,000
PoS and online purchases up to ₹2,00,000
/e-commerce: 3% of the transaction amount + . International cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + . International balance enquiry: ₹25 + .
Domestic and international usage (as described in the product summary)
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum chip balance ₹2,000
top-up fee 1.8% or ₹12, whichever is lower
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum chip balance ₹2,000
top-up fee 1.8% or ₹12, whichever is lower
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
Mastercard Platinum variant benefits are described on the official page
Domestic: cash withdrawal up to ₹40,000 per day
up to ₹2,00,000 per day
e-commerce up to ₹2,00,000 per day
contactless up to ₹5,000 per transaction. International: cash withdrawal up to the equivalent of ₹40,000 per day
up to the equivalent of ₹2,00,000 per day
e-commerce up to equivalent of ₹1,00,000 per day and ₹1,50,000 per month.
Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum chip balance ₹2,000
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
Not published as a separate RuPay issuance amount in the current debit-card tariff or product page
the product name identifies RuPay, but no variant-specific fee row is stated.
Not published in the current debit-card charge table or the reviewed product page. Issuance/reload or card-specific charges are listed, but no annual-maintenance amount is stated for this variant
no zero fee is inferred.
RuPay
cash up to ₹40,000 on both variants
purchases up to ₹75,000 Global or ₹2,00,000 Platinum
Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
no rate is inferred.
International / overseas usage (as described in the product summary)
contactless up to ₹5,000 per transaction. International: cash withdrawal up to the equivalent of ₹2,00,000 per day
up to the equivalent of ₹5,00,000 per day
e-commerce up to equivalent of ₹1,50,000 per day and ₹2,50,000 per month.
Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum chip balance ₹2,000
no top-up fee
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum chip balance ₹2,000
no top-up fee
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
MasterCard, Maestro or Visa acceptance logos are supported at the international described by
the page does not identify one exclusive network variant for the product.
cash up to ₹40,000
PoS and online purchases up to ₹75,000
/e-commerce: 3% of the transaction amount + . International cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + . International balance enquiry: ₹25 + .
International / overseas usage (as described in the product summary)
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum balance ₹2,000
top-up fee 1.8% or ₹12, whichever is lower
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum chip balance ₹2,000
no top-up fee
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹100 in ₹100 multiples
maximum balance ₹2,000
top-up fee 1.8% or ₹12, whichever is lower
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
Not published in the current debit-card charge table or the reviewed product page. Issuance/reload or card-specific charges are listed, but no annual-maintenance amount is stated for this variant
no zero fee is inferred.
Not published as an exclusive network on the reviewed Family Card page or current card tariff
no Visa, Mastercard or RuPay variant is named.
The card can be recharged from ₹100 to ₹1,00,000 and the maximum stored balance is ₹1,00,000. states that e-commerce use is capped at ₹50,000 per day
the card is domestic and usable in Indian Rupees only. Group and /e-commerce use is free
other-bank usage costs ₹20 per financial transaction and ₹9 per non-financial transaction.
Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
Not published as an exclusive network variant on the reviewed One Touch page or current tariff
the tariff identifies its fee but does not name Visa, Mastercard or RuPay.
₹5,000 per contactless transaction and ₹15,000 per day
Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
no rate is inferred.
India
the reviewed One Touch page describes an domestic debit-card offering and does not publish a separate overseas-availability territory list.
/e-commerce: 3% of the transaction amount + . International cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + . International balance enquiry: ₹25 + .
Domestic and international usage (as described in the product summary)
RuPay condition published for the card's insurance and offer eligibility
Domestic cash: ₹100 minimum and up to ₹1,00,000 daily. International cash varies by country, capped at the foreign-currency equivalent of ₹1,00,000. Domestic PoS/online maximum is ₹5,00,000 daily
international PoS is capped at the equivalent of ₹1,00,000 per day and ₹1,50,000 per month, while international e-commerce is available only at select websites.
/e-commerce: 3% of the transaction amount + . International cash withdrawal: ₹100 minimum + 3.5% of the transaction amount + . International balance enquiry: ₹25 + .
Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
no rate is inferred.
India
presents both products as domestic business debit-card variants in its India /Personal Banking catalogue. No separate overseas-territory list is published on the reviewed pages.
Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
no rate is inferred.
India
presents both products as domestic business debit-card variants in its India /Personal Banking catalogue. No separate overseas-territory list is published on the reviewed pages.
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
Minimum top-up ₹10 in ₹10 multiples
maximum chip balance ₹2,000
overall balance up to ₹3,000 for or ₹10,000 for Small PPI
no top-up fee
Not applicable to the published product use case: this is a domestic /transit prepaid card for Indian metro, bus, parking or other operations, with stored-value top-up and domestic transit limits. The reviewed page does not describe an international foreign-currency transaction feature.
Nil issuance fee and nil annual maintenance charge
↓
RuPay, Visa or Mastercard
₹5,000 maximum per contactless tokenised payment
₹50,000 daily e-commerce purchase limit
cash limit nil
Not published as a product-specific forex-markup amount in current debit-card tariff or this product page. The tariff publishes an international-transaction rate for selected international debit-card variants, but does not assign a separate markup to this variant
no rate is inferred.
Domestic and international e-commerce channels
contactless tokenised payments through supported Android devices
Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral.