Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Product typeIndian Bank RuPay debit-card, contactless keychain or scheme-linked card variant; the product record identifies the exact variant and account segment.View source
The page lists each named RuPay variant and its intended account/customer segment.
- Source
- Debit Cards
- Page / section
- RuPay variants
- Accessed
- 31 Aug 2026
- Confidence
- high
Issuance feeThe current card-charge schedule publishes variant-dependent membership/
The service-charge schedule publishes membership and replacement amounts by card family.
- Source
- Indian Bank Card Service Charges
- Page / section
- Membership fee and replacement rows
- Accessed
- 31 Aug 2026
- Confidence
- high
Annual maintenance chargeFirst-year AMC is free. From year two: senior citizen, visually challenged, SHG, RuPay KCC and RuPay PMJDY cards are free; Classic RuPay/
The schedule states first-year free and the second-year card-family amounts.
- Source
- Indian Bank Card Service Charges
- Page / section
- Annual Maintenance Charges row
- Accessed
- 31 Aug 2026
- Confidence
- high
NetworkRuPay; international RuPay for the named International Platinum variant. NCMC wallet support applies to contactless RuPay variants marked NCMC.View source
The official page names RuPay, RuPay International and -supported contactless variants.
- Source
- Debit Cards
- Page / section
- RuPay variants
- Accessed
- 31 Aug 2026
- Confidence
- high
Transaction limitsNamed variants publish their limits in the product summaries: Rupee Key contactless up to ₹5,000 without PIN; Platinum ₹50,000 ATM/
The official page publishes , and contactless limits alongside each named variant.
- Source
- Debit Cards
- Page / section
- All variant limit rows
- Accessed
- 31 Aug 2026
- Confidence
- high
International transaction markupThe card schedule publishes a 3% markup on international POS/
The service-charge schedule states 3% of transaction amount for international /e-commerce.
- Source
- Indian Bank Card Service Charges
- Page / section
- International /E-com markup
- Accessed
- 31 Aug 2026
- Confidence
- high
Geographic useDomestic India use is enabled at issue; international use is available only on international variants and can be enabled or disabled through Internet Banking, IndSMART or the branch. NCMC variants work at participating offline transit/merchant locations.View source
The page explains domestic default enablement, optional international enablement and use.
- Source
- Debit Cards
- Page / section
- Usage and enablement;
- Accessed
- 31 Aug 2026
- Confidence
- high
Benefits and features
- ₹25,000 and ₹25,000 limit
- Eligible PMJDY overdraft at ; accidental-death cover
- No ; no complimentary airport lounge; green by default
Eligibility
- Issued to eligible PMJDY account holders under scheme rules.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- PMJDY account and card request
Related official documents
Indian Bank card and prepaid service chargesofficial-pdf · current · accessed 31 Aug 2026
↗Debit Cards — Indian Bankofficial-product-page · current · accessed 31 Aug 2026
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