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Debit, prepaid, forex & payment services

Indian Bank Mastercard E-purse Debit Card

Mastercard wallet-style debit card that can be gifted, funded through Internet Banking or IndSMART and used to manage an allowance or budget.

Product typeInternational Mastercard debit-card variant; e-purse is a wallet-style Mastercard debit product.Annual maintenance chargeFirst-year AMC is free; from the second year International Mastercard is ₹300 and domestic Mastercard/e-purse is ₹200.Issuance feeThe published schedule charges ₹300 membership for International Mastercard; domestic replacement is ₹250 for international Mastercard and ₹150 for e-purse/domestic Mastercard family.
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Indian Bank Mastercard E-purse Debit Card

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Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Available to eligible Indian Bank customers through Internet Banking?

2Document checkDo you have this required document or proof: Indian Bank account KYC and Internet Banking access?

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✓ Manually checked 31 Aug 2026 · active
Offered byIndian Bank

India and Mastercard acceptance locations

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Product typeInternational Mastercard debit-card variant; e-purse is a wallet-style Mastercard debit product.View source
The page names Mastercard World, World Platinum and E-purse variants.
Source
Debit Cards
Page / section
Mastercard variants
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Issuance feeThe published schedule charges ₹300 membership for International Mastercard; domestic replacement is ₹250 for international Mastercard and ₹150 for e-purse/domestic Mastercard family.View source
The schedule publishes international Mastercard membership and replacement charges.
Source
Indian Bank Card Service Charges
Page / section
Membership and replacement rows
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Annual maintenance chargeFirst-year AMC is free; from the second year International Mastercard is ₹300 and domestic Mastercard/e-purse is ₹200.View source
The schedule distinguishes International Mastercard and domestic/e-purse .
Source
Indian Bank Card Service Charges
Page / section
Annual Maintenance Charges row
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
NetworkMastercard.View source
The official page groups World, World Platinum and E-purse under Mastercard variants.
Source
Debit Cards
Page / section
Mastercard variants
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Transaction limitsWorld and World Platinum publish ₹50,000 ATM and ₹1,00,000 POS/online limits; World Platinum adds contactless POS up to ₹5,000. The e-purse page does not publish a separate numeric daily limit.View source
The official page publishes World and World Platinum limits but no separate e-purse limit.
Source
Debit Cards
Page / section
Mastercard variants
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
International transaction markup3% of international POS/e-commerce transaction amount under the published card schedule.View source
The schedule states 3% markup.
Source
Indian Bank Card Service Charges
Page / section
International /E-com markup
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Geographic useIndia and worldwide Mastercard acceptance for international variants; international usage can be enabled or disabled through bank channels.View source
The page describes international Mastercard acceptance and optional international transaction control.
Source
Debit Cards
Page / section
Usage and enablement
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • Wallet-style card for allowance and budget control
  • Apply through Internet Banking; transfer funds through Internet Banking or IndSMART
  • Mastercard e-purse product

Eligibility

  • Available to eligible Indian Bank customers through Internet Banking.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Indian Bank account and Internet Banking access

Related official documents

Indian Bank card and prepaid service chargesofficial-pdf · current · accessed 31 Aug 2026
↗
Debit Cards — Indian Bankofficial-product-page · current · accessed 31 Aug 2026
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RuPay Key · Network / use add-on

This value is copied from Indian Bank debit and prepaid card variants — published terms. Check the table notes before relying on it.

Source: Indian Bank Debit Cards and Prepaid Cards · All named card variants and current charge schedules Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 11 rows · 5 columnsIndian Bank debit and prepaid card variants — published termsView tableHide table

Scroll sideways to view every column

Indian Bank debit and prepaid card variants — published terms
Product familyNetwork / useLimitsFeesKey restrictions or benefits
RuPay Key add-onContactless up to ₹5,000 without Variant scheduleApp enable/disable; add-on keychain
RuPay Platinum contact/contactlessRuPay; domestic₹50,000 ; ₹1,00,000 ; contactless ₹5,000 on contactless₹300 membership; ₹300 from year two insurance/offers; no complimentary lounge from 1 Apr 2026
RuPay International PlatinumRuPay International₹1,00,000 ; ₹2,00,000 ₹300 membership/ from year twoSelected-country use; no complimentary lounge from 1 Apr 2026
RuPay SelectRuPay Select; ₹50,000 ; ₹1,00,000 ; contactless ₹5,000₹1,000 membership/ from year two₹10 lakh accident cover; quarterly lounge after ₹5,000 prior-quarter spend; lifestyle benefits
RuPay Classic/ and IB DIGIRuPay; IndiaClassic ₹25,000/₹25,000; IB DIGI ₹10,000/₹10,000₹150 membership or ₹200 from year two wallet where contactless; no insurance/lounges
PMJDY / senior / KMUT / Kisan / RuPay scheme cards₹10,000–₹25,000 / by variantScheme and account schedule; PMJDY/senior/Kisan nilScheme eligibility; no complimentary lounge on named variants
Mastercard World/World PlatinumMastercard; international₹50,000 ; ₹1,00,000 /online; contactless ₹5,000 on Platinum₹300 membership/ from year twoWorld Platinum international acceptance; no complimentary lounge from 8 Feb 2026
Mastercard E-purseMastercard walletSeparate numeric daily limit not publishedDomestic Mastercard/e-purse ₹200 from year twoGift/allowance budgeting; Internet Banking/IndSMART funding
CAB / reloadable prepaidGeneral-purpose reloadableFull ₹2,00,000; minimum ₹10,000 balance and monthly load/use₹85 + physical; virtual nil; annual nil//e-commerce/mass transit; individuals/corporates
RuPay Gift CardRuPay prepaidUp to ₹10,000 value₹85 + physical; virtual nil; annual nilMerchant and e-commerce use; app/portal linking
Zero- / Singara Chennai RuPay transit₹2,000 balance₹50 + issuance; annual nilOffline metro/bus/rail/toll/parking only; no / purchase/online; Singara Chennai in Chennai
Indian Bank Debit Cards and Prepaid Cards · All named card variants and current charge schedules · accessed 31 Aug 2026Open official source ↗

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