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Prepaid cards

Compare reloadable and prepaid card limits, charges and eligibility.

29 products

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Physical -chip Baroda prepaid/reloadable card issued in Indian rupees for use in India.
₹100 plus applicable .
  • Not published as a product-specific annual or renewal fee on the reviewed page and applicable schedule
  • any stated issuance, reload or transaction charge is separate.
₹100 plus applicable for a lost, stolen or damaged card.
RuPay
  • Not published as a product-specific transaction-limit table on the reviewed page
  • the card is subject to the applicable network and Bank of Baroda transaction controls.
Available in only and usable in India only.
Not published
Prepaid gift card — physical variant
  • ₹50 for card amount up to ₹2,000
  • ₹100 for card amount ₹2,001–₹10,000
  • Not published as a product-specific annual or renewal fee on the reviewed page and applicable schedule
  • any stated issuance, reload or transaction charge is separate.
Not published
RuPay
  • and e-commerce purchases up to available balance
  • cash withdrawal is not permitted
Not published
Not published
Prepaid gift card — virtual variant
No issuance or revalidation charge currently
  • Not published as a product-specific annual or renewal fee on the reviewed page and applicable schedule
  • any stated issuance, reload or transaction charge is separate.
Not published
RuPay
  • Online e-commerce purchases up to the available balance or ₹10,000, whichever is lower
  • cash withdrawal is not permitted
Not published
  • RuPay e-commerce platforms with two-factor authentication
  • balance enquiry through the prepaid portal or customer care
RuPay Platinum debit card for domestic and international //e-commerce use, with personal-accident cover subject to transaction conditions.
  • ₹300 plus taxes
  • first year annual fee is free.
  • Free in the first year
  • ₹300 plus taxes from the second year onwards.
Not published
RuPay.
  • cash withdrawal ₹50,000 per day
  • /e-commerce up to ₹1,00,000 per day
  • contactless up to ₹5,000 per transaction
  • prepaid wallet limits include ₹500 per add transaction, ₹2,000 per day and ₹2,000 maximum stored value.
Not published
Not published
RuPay debit-cum-prepaid card
Not published as a product-specific issuance fee on the reviewed card page and applicable schedule.
  • Not published as a product-specific annual or renewal fee on the reviewed page and applicable schedule
  • any stated issuance, reload or transaction charge is separate.
Not published
RuPay
  • cash withdrawal up to ₹50,000
  • purchase limit up to ₹1,00,000
Not published
Small payments, public transport, tolls, parking and metro passes through the prepaid functionality
Multi-currency prepaid forex card
₹150 + applicable tax
  • Not published as a product-specific annual or renewal fee on the reviewed page and applicable schedule
  • any stated issuance, reload or transaction charge is separate.
Not published
Visa Platinum chip and
  • Minimum initial load USD 200 / EUR 150 / GBP 150
  • minimum reload USD 100 / EUR 100 / GBP 100
  • maximum load is as prescribed by / guidelines and depends on the purpose of visit.
, and
  • Visa-accepted e-commerce, terminals and worldwide
  • mobile app for wallet balance, conversion and locator
Prepaid card
₹100 per CASHIT card, excluding .
  • ₹100 annual maintenance charge for the reloadable prepaid card
  • applicable is extra.
Not published
  • Visa prepaid card usable at Bank of India and other Visa-supported , and e-commerce merchants
  • international acceptance is not published.
  • and e-commerce transactions are limited to the available card balance
  • cash withdrawal is capped at ₹15,000 per day.
Not published
Not published
BOI Gift CardBank of India
Gift card
₹50 per gift card, excluding .
  • No annual maintenance fee is published
  • the page publishes a flat ₹50 card charge excluding .
Not published
  • BOI prepaid gift card accepted at all and e-commerce merchants across India
  • contactless transactions work at enabled merchants.
  • Each purchase is limited to the available balance on the card
  • cash withdrawal is not permitted.
Not published
Not published
Transit / prepaid card
  • ₹250 for Classic/ debit-card issuance
  • applicable is extra. PMJDY account concessions may provide free issuance under the applicable account scheme.
  • ₹250 per year for Classic/ debit-card variants
  • applicable is extra.
Not published
RuPay.
  • Published limits vary by card: Master Titanium/Visa Classic ₹15,000 and ₹50,000 /e-commerce
  • Sangini ₹15,000 and ₹25,000 /e-commerce
  • PMJDY ₹15,000 and ₹25,000 /e-commerce
  • Mudra/Kisan/Punjab Arthia ₹15,000 and ₹25,000
  • ₹15,000 and ₹50,000 /e-commerce
  • Master Bingo ₹15,000 and ₹25,000 /e-commerce
  • Visa Bingo ₹15,000 and ₹50,000 /e-commerce per day.
Not published
Not published
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
  • Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
  • virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
Not published
  • RuPay for the gift card and variants
  • general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Not published
Not published
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
  • Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
  • virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
Not published
  • RuPay for the gift card and variants
  • general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Not published
Not published
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
  • Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
  • virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
Not published
  • RuPay for the gift card and variants
  • general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Not published
Not published
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
  • Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
  • virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
Not published
  • RuPay for the gift card and variants
  • general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Not published
Not published
Reloadable prepaid, RuPay gift, zero- transit or Singara Chennai prepaid variant as named in the product record.
  • Physical general-purpose, gift and reloadable prepaid cards: ₹85 +
  • virtual cards: nil. Zero- and Singara Chennai cards: ₹50 + .
Annual charge is nil for all prepaid-card types on the reviewed Indian Bank schedule.
Not published
  • RuPay for the gift card and variants
  • general-purpose prepaid network follows the issued card design and the official page does not print a separate network for every reloadable variant.
Full- reloadable/CAB cards: maximum balance ₹2,00,000. Minimum- reloadable/CAB cards: maximum balance and monthly loading/use ₹10,000. Gift card maximum value ₹10,000. Zero- and Singara Chennai maximum balance ₹2,000 and cannot be used for , purchase or online transactions.
Not published
Not published
Prepaid foreign-currency travel card (Multi-Currency World Travel Card / MCWTC)
₹100 plus applicable taxes per issuance or recharge
  • Not published as an annual fee
  • card carries a pre-embossed expiry date and a new card is issued after expiry.
  • Replacement: ₹100 plus taxes in India or USD 20 for delivery abroad
  • branch refund/surrender: ₹100 plus taxes
  • cross-currency conversion: 2% of transaction amount plus taxes over Mastercard charges
  • local acquirer fees may also apply.
Mastercard / Maestro and card network
  • Overall limit: USD 5,000 per day, USD 15,000 per month and USD 25,000 per year
  • frequency limit: 15 daily, 300 monthly and 900 yearly transactions. cash limits are currency-specific.
, , , CHF, , , HKD, , SEK, SGD, and (12 currencies)
  • Authorized PNB branches
  • web-based customer portal for balance, mini statement, , lock/hotlist and transaction limits
  • PNB/Mastercard and overseas /e-commerce.
SBI State Bank Achiever CardState Bank of India
Reloadable prepaid card for non-cash incentives and periodic payments.
₹150 +
  • Not published in the current debit-card charge table or the reviewed product page. Issuance/reload or card-specific charges are listed, but no annual-maintenance amount is stated for this variant
  • no zero fee is inferred.
  • Issuance/replacement ₹150 +
  • reload ₹10 + , or nil through RINB/
Visa
  • PoS and e-commerce purchases up to available balance
  • cash withdrawal unavailable
Not published
Not published
SBI State Bank eZ-Pay CardState Bank of India
Prepaid card in Indian rupees, reloadable and issued in association with Visa International for periodic payments.
₹150 (service tax included)
  • Not published in the current debit-card charge table or the reviewed product page. Issuance/reload or card-specific charges are listed, but no annual-maintenance amount is stated for this variant
  • no zero fee is inferred.
  • Issuance/replacement ₹150 +
  • reload ₹10 + , or nil when loaded through RINB/
Visa
  • cash up to ₹40,000 per day
  • PoS/e-commerce up to available balance
  • PoS cash withdrawal ₹2,000 per transaction and ₹10,000 per month
Not published
Not published
Travel / forex card
₹100 +
  • Not published in the current debit-card charge table or the reviewed product page. Issuance/reload or card-specific charges are listed, but no annual-maintenance amount is stated for this variant
  • no zero fee is inferred.
  • Issuance ₹100 +
  • reload ₹50 +
  • withdrawal USD 1.75 equivalent
  • refund/cash-out ₹100 +
  • cross-currency charge 3% +
Visa, Mastercard
  • : 3 transactions and USD 3,000 equivalent
  • PoS: 20 transactions and USD 10,000 equivalent
  • online: 20 transactions and USD 10,000 equivalent
Up to nine currencies: , , , , , , SAR, SGD and , depending on the selected Visa or Mastercard variant
Not published
SBI State Bank Gift CardState Bank of India
Non-reloadable prepaid gift card.
  • ₹100 (service tax included) for the default magnetic-stripe card
  • ₹105 + for an image-based card
  • Not published in the current debit-card charge table or the reviewed product page. Issuance/reload or card-specific charges are listed, but no annual-maintenance amount is stated for this variant
  • no zero fee is inferred.
  • ₹100 + for default magnetic-stripe card
  • ₹105 + for image-based gift card
  • Visa International
  • usable at Visa-enabled merchant establishments and e-commerce.
  • PoS and e-commerce purchases up to available balance
  • cash withdrawal unavailable
Not published
Not published
SBI GoSmart Agra Metro CardState Bank of India
Transit / prepaid card
₹100
  • ₹25 annual maintenance
  • ₹100 replacement
Not published
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
  • Minimum top-up ₹100 in ₹100 multiples
  • maximum chip balance ₹2,000
  • top-up fee 1.8% or ₹12, whichever is lower
Not published
Not published
Transit / prepaid card
₹100
  • ₹25 annual maintenance
  • ₹100 replacement
Not published
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
  • Minimum top-up ₹100 in ₹100 multiples
  • maximum chip balance ₹2,000
  • top-up fee 1.8% or ₹12, whichever is lower
Not published
Not published
SBI HRTC NCMC Prepaid CardState Bank of India
Transit / prepaid card
₹100
  • Nil annual maintenance
  • ₹100 replacement
Not published
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
  • Minimum top-up ₹100 in ₹100 multiples
  • maximum chip balance ₹2,000
Not published
Not published
SBI MMRDA Mumbai1 CardState Bank of India
Transit / prepaid card
Nil
  • Nil annual maintenance
  • ₹100 replacement
Not published
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
  • Minimum top-up ₹100 in ₹100 multiples
  • maximum chip balance ₹2,000
  • no top-up fee
Not published
Not published
SBI Mumbai Metro 3 CardState Bank of India
Transit / prepaid card
Nil
  • Nil annual maintenance
  • ₹100 replacement
Not published
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
  • Minimum top-up ₹100 in ₹100 multiples
  • maximum chip balance ₹2,000
  • no top-up fee
Not published
Not published
SBI Nagpur Metro Maha CardState Bank of India
Transit / prepaid card
₹150
  • ₹75 annual maintenance
  • ₹150 replacement
Not published
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
  • Minimum top-up ₹100 in ₹100 multiples
  • maximum balance ₹2,000
  • top-up fee 1.8% or ₹12, whichever is lower
Not published
Not published
Transit / prepaid card
Nil
Nil
Not published
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
  • Minimum top-up ₹100 in ₹100 multiples
  • maximum chip balance ₹2,000
  • no top-up fee
Not published
Not published
SBI NMRC City1 CardState Bank of India
Transit / prepaid card
₹100
  • ₹25 annual maintenance
  • ₹100 replacement
Not published
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
  • Minimum top-up ₹100 in ₹100 multiples
  • maximum balance ₹2,000
  • top-up fee 1.8% or ₹12, whichever is lower
Not published
Not published
SBI NRI Family CardState Bank of India
Prepaid family card for use in India
₹105
  • Not published in the current debit-card charge table or the reviewed product page. Issuance/reload or card-specific charges are listed, but no annual-maintenance amount is stated for this variant
  • no zero fee is inferred.
₹10
  • Not published as an exclusive network on the reviewed Family Card page or current card tariff
  • no Visa, Mastercard or RuPay variant is named.
  • The card can be recharged from ₹100 to ₹1,00,000 and the maximum stored balance is ₹1,00,000. states that e-commerce use is capped at ₹50,000 per day
  • the card is domestic and usable in Indian Rupees only. Group and /e-commerce use is free
  • other-bank usage costs ₹20 per financial transaction and ₹9 per non-financial transaction.
Not published
  • , and online shopping
  • balance and statements through the prepaid portal or linked account internet banking
SBI Singara Chennai CardState Bank of India
Transit / prepaid card
Nil
  • Nil annual maintenance
  • ₹100 replacement
Not published
(National Common Mobility Card) contactless prepaid scheme for the named domestic transit project and participating transport services.
  • Minimum top-up ₹10 in ₹10 multiples
  • maximum chip balance ₹2,000
  • overall balance up to ₹3,000 for or ₹10,000 for Small PPI
  • no top-up fee
Not published
Not published

Green marks the most favourable compatible published number or range in each column; incomparable units and overlapping range trade-offs remain neutral. It does not account for eligibility, service, exclusions or personal suitability.