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Credit cards

Indian Bank One Co-Branded Credit Card

Mobile-first metal co-branded card controlled by the OneCard app, with lifetime-free pricing, in-app and rewards that do not expire.

CashbackNo cashback rate is published; the page describes rewards redeemable in-app and location-based offers.RewardsRewards are earned on all spends, do not expire and can be redeemed in the OneCard app; points conversion is not published on the reviewed page.OffersLocation-based offers surfaced through the OneCard app; merchant categories and values are dynamic.
Official product page ↗Compare category

Quick eligibility check

Indian Bank One Co-Branded Credit Card

0 of 2 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Applicants are assessed by Indian Bank and One Consumer Services?

Published source: Eligibility

2Document checkDo you have this required document or proof: Application, KYC and any income documents requested in the OneCard app?

Published source: Eligibility
0 of 2 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 31 Aug 2026 · active
Offered byIndian Bank

India

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Annual / renewal feeLifetime free: no joining or annual fees.View source
The official page labels the card lifetime free with no joining or annual fees.
Source
Indian Bank One Co-Branded Credit Card
Page / section
Features at a glance
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Fee waiverNo waiver condition required because the page states no joining or annual fees.View source
The card is described as lifetime free.
Source
Indian Bank One Co-Branded Credit Card
Page / section
Features at a glance
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Minimum incomeNot published on the reviewed One co-branded card page; approval is subject to Indian Bank and One Consumer Services assessment.View source
The official page publishes features but no age or income threshold.
Source
Indian Bank One card income review
Page / section
Complete product page
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
EligibilityApplicants are assessed by Indian Bank and One Consumer Services; the reviewed page does not publish numeric age, income or credit-limit criteria.View source
The partnership and app-controlled issuance are published; numeric criteria are not.
Source
Indian Bank One Co-Branded Credit Card
Page / section
Description and features
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
APRNot published on the reviewed One co-branded card page; linked MITC/KFS controls finance charges.View source
The page links to and but does not print in its feature list.
Source
Indian Bank One card review
Page / section
Complete product page
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Monthly finance chargeNot published on the reviewed One co-branded card page; linked MITC/KFS controls the applicable rate.View source
The official feature list does not state a monthly finance rate.
Source
Indian Bank One card finance review
Page / section
Complete product page
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Forex markupNot published on the reviewed One co-branded card page.View source
No foreign-currency fee is printed in the feature list.
Source
Indian Bank One card forex review
Page / section
Complete product page
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
CashbackNo cashback rate is published; the page describes rewards redeemable in-app and location-based offers.View source
The page lists never-expiring rewards and offers, not a cashback percentage.
Source
Indian Bank One card cashback review
Page / section
Features at a glance
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
RewardsRewards are earned on all spends, do not expire and can be redeemed in the OneCard app; points conversion is not published on the reviewed page.View source
The official page states never-expiring rewards earned on all spends and in-app redemption.
Source
Indian Bank One Co-Branded Credit Card
Page / section
Features at a glance
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
OffersLocation-based offers surfaced through the OneCard app; merchant categories and values are dynamic.View source
The product page lists GPS-based offers near the cardholder.
Source
Indian Bank One Co-Branded Credit Card
Page / section
Features at a glance
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
NetworkNot published on the reviewed One co-branded card page.View source
The page identifies the co-branding partners but not the card network.
Source
Indian Bank One card network review
Page / section
Complete product page
Accessed
31 Aug 2026
Confidence
high
Open official source ↗
Lounge accessNot published on the reviewed One co-branded card page.View source
The feature list covers app controls, rewards and offers but does not mention airport lounge access.
Source
Indian Bank One card lounge review
Page / section
Complete product page
Accessed
31 Aug 2026
Confidence
high
Open official source ↗

Benefits and features

  • No joining or annual fee
  • Instant virtual issuance and app controls
  • In-app conversion
  • Rewards do not expire and redeem in-app
  • Location-based offers, family dashboard and subscriptions hub

Eligibility

  • The reviewed page does not publish age, income, credit-limit or document thresholds; approval is subject to Indian Bank and One Consumer Services assessment.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Application, and any income documents requested in the OneCard app

Related official documents

Indian Bank One Co-Branded Credit Cardofficial-product-page · current · accessed 31 Aug 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Credit-card interest estimate

See roughly how much interest may be added if part of the card bill remains unpaid for one month.

Interest added for one month₹1,750one thousand seven hundred fifty rupees
Balance after that interest₹51,750fifty-one thousand seven hundred fifty rupees
Monthly rate × 1242%

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Pricing · Published detailLifetime free; no joining or annual fees

This value is copied from Indian Bank One Co-Branded Credit Card — published features. Check the table notes before relying on it.

Source: Indian Bank One Co-Branded Credit Card · Features at a glance Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 9 rows · 2 columnsIndian Bank One Co-Branded Credit Card — published featuresView tableHide table

Scroll sideways to view every column

Indian Bank One Co-Branded Credit Card — published features
ParameterPublished detail
PricingLifetime free; no joining or annual fees
FormMobile-first metal card with instant virtual issuance
ControlsManaged through the OneCard app
In-app conversion
RewardsEarn on all spends; rewards never expire; redeem in app
OffersLocation-based offers using GPS
FamilyFamily dashboard to share credit limit
SubscriptionsSubscriptions hub to add and manage subscriptions
Income / age / / networkNot published on reviewed feature page; linked / control
Indian Bank One Co-Branded Credit Card · Features at a glance · accessed 31 Aug 2026Open official source ↗

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