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Insurance

Care Advantage Health Insurance

High-cover health plan listed by Union Bank with options up to ₹6 crore, no room-rent cap and automatic recharge.

Policy typeHigh-sum-insured comprehensive health insuranceSum insured / coverUp to ₹6 crore; other options may also be availableEntry ageIndividual policy: 5 years minimum; floater: 91 days with one member aged 18 or above; no upper adult entry-age limit; child maximum 24 years
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Quick eligibility check

Care Advantage Health Insurance

0 of 8 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Individual policy: 5 years minimum?

Published source: Entry age

2Does your age meet this requirement: floater: 91 days with one member aged 18 or above?

Published source: Entry age

3Does your age meet this requirement: no upper adult entry-age limit?

Published source: Entry age

4Do you meet this requirement: child maximum 24 years?

Published source: Entry age

5Does your age meet this requirement: Minimum entry age 5 years for individual policy?

6Document checkDo you have this required document or proof: Proposal and KYC documents?

7Document checkDo you have this required document or proof: Medical information when required?

8Document checkDo you have this required document or proof: Premium and nominee details?

0 of 8 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 4 Sept 2026 · active
Offered byUnion Bank of India

India; selected treatments may be covered worldwide under plan terms

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typeHigh-sum-insured comprehensive health insuranceView source
Union Bank presents Care Advantage as a high-cover health plan.
Source
Health Insurance — Union Bank of India
Page / section
Care Advantage
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Sum insured / coverUp to ₹6 crore; other options may also be availableView source
The current page publishes a high sum-insured option of ₹6 crore.
Source
Health Insurance — Union Bank of India
Page / section
Care Advantage benefits
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Entry ageIndividual policy: 5 years minimum; floater: 91 days with one member aged 18 or above; no upper adult entry-age limit; child maximum 24 yearsView source
The Care Advantage section publishes minimum and maximum entry ages.
Source
Health Insurance — Union Bank of India
Page / section
Care Advantage eligibility
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Waiting periods30 days for illness except accidental injury; 24 months for named ailments; 48 months for pre-existing diseaseView source
The current section publishes these waiting-period figures.
Source
Health Insurance — Union Bank of India
Page / section
Care Advantage waiting periods
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Key coverageWider pre/post-hospitalisation, no room-rent cap, automatic recharge, unlimited network GP e-consultation, road ambulance and organ-donor cover up to sum insuredView source
The official benefits list states these coverage features.
Source
Health Insurance — Union Bank of India
Page / section
Care Advantage benefits
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
PremiumNot published as a universal amount; quote depends on selected cover, age and plan optionsView source
The reviewed page publishes features but no universal premium schedule.
Source
Health Insurance — Union Bank of India
Page / section
Complete Care Advantage review
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
InsurerCare Health Insurance LimitedView source
The linked brochure identifies Care Health Insurance Limited as the insurer.
Source
Care Health Insurance brochure
Page / section
Pages 8–9 — insurer disclosure
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Key exclusionsThe reviewed Care pages/brochure list non-medical items, diagnostic-only admissions, cosmetic surgery (except medically necessary reconstruction), hazardous sports, criminal-law breaches, self-inflicted injury, alcohol/drug abuse, external congenital conditions, infertility treatment and war/riot/nuclear risks; the policy wording controls the exhaustive list.View source
The current listing labels the exclusion list non-exhaustive and directs customers to policy terms for the complete list.
Source
Health Insurance — Union Bank of India
Page / section
Care and Care Advantage non-exhaustive exclusions
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Geographic limitsWider pre/post-hospitalisation, no room-rent cap, automatic recharge, unlimited network GP e-consultation, road ambulance and organ-donor cover up to sum insuredView source
The manually reviewed product record states: “Wider pre/post-hospitalisation, no room-rent cap, automatic recharge, unlimited network GP e-consultation, road ambulance and organ-donor cover up to sum insured”.
Source
Care Advantage Health Insurance — official product page
Page / section
Published product metadata
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Policy termMinimum entry age 5 years for individual policy; 91 days in a floater with one member aged 18 or above.View source
The manually reviewed product record states: “Minimum entry age 5 years for individual policy; 91 days in a floater with one member aged 18 or above.”.
Source
Care Advantage Health Insurance — official product page
Page / section
Published product metadata
Accessed
4 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • Sum insured option up to ₹6 crore
  • Wider pre- and post-hospitalisation cover
  • Unlimited network general-physician e-consultation
  • No room-rent capping
  • Road ambulance and organ-donor cover up to sum insured
  • Automatic recharge and / Super up to 150%

Eligibility

  • Minimum entry age 5 years for individual policy; 91 days in a floater with one member aged 18 or above.
  • No upper adult entry-age limit; child maximum entry age 24 years.
  • 20% co-payment per claim where entry age of the insured/eldest member is 61 years or above.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Proposal and documents
  • Medical information when required
  • Premium and nominee details

Related official documents

Health Insurance — Union Bank of Indiaofficial-product-page · current · accessed 4 Sept 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Possible cover gap₹1,15,00,000one crore fifteen lakh rupees
Income your family may need₹1,00,00,000one crore rupees
Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Care · TypeHealth

This value is copied from Union Bank health and travel insurance plans — published terms. Check the table notes before relying on it.

Source: Health Insurance — Union Bank of India · Care, Care Advantage, Enhance, Explore and Student Explore sections Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 6 columnsUnion Bank health and travel insurance plans — published termsTerms transcribed from the current Union Bank catalogue and linked Care/Explore brochures.View tableHide table

Scroll sideways to view every column

Union Bank health and travel insurance plans — published terms
PlanTypePublished coverAge/eligibilityWaiting or durationPublished benefits
CareHealth₹5 lakh–₹75 lakh optionsIndividual 5 years; floater 91 days with adult member30 days illness; 24 months named; 48 months pre-existingMaternity up to ₹1 lakh on selected covers; 540+ day-care; recharge; up to 150%
Care AdvantageHealthUp to ₹6 croreIndividual 5 years; floater 91 days with adult member30 days illness; 24 months named; 48 months pre-existingNo room-rent cap; recharge; road ambulance; organ donor; e-consultation
EnhanceHealth top-upUp to ₹55 lakh plus deductibleNo-check-up route below ₹40 lakh combined cover up to age 5030 days illness; 48 months pre-existingCashless treatment; annual check-up; Enhance Anywhere
ExploreInternational travelPlan-specific medical and travel limitsTraveller, destination and selected planMulti-trip 15/21/30/45/60/90 days; single trip up to 365 daysMedical evacuation; trip cancellation; baggage/passport; Schengen options
Student ExploreStudent travelPlan-specificInternational students and university requirements1 month to 3 yearsMedical/travel/non-medical covers; laptop loss; sponsor protection; bail bond
  • Premiums and complete limits are quote/policy dependent; insurer wording controls exclusions and claim conditions.
Health Insurance — Union Bank of India · Care, Care Advantage, Enhance, Explore and Student Explore sections · accessed 4 Sept 2026Open official source ↗

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Care Student Explore International Student Insurance

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Enhance Top-Up Health Insurance

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