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Insurance

Care Health Insurance

Comprehensive health insurance distributed through Union Bank, with sum insured options up to ₹75 lakh, recharge, maternity and lifelong renewal features.

Policy typeComprehensive health insuranceInsurerCare Health Insurance LimitedSum insured / cover₹5 lakh to ₹75 lakh options; other options may also be available
Official product page ↗Compare category

Quick eligibility check

Care Health Insurance

0 of 8 answered

Answer what you know. This guide compares your answers with the criteria published for this product; it is not an approval decision. Your answers stay on this device.

1Do you meet this requirement: Individual policy: 5 years minimum?

Published source: Entry age

2Does your age meet this requirement: floater: 91 days with at least one insured person aged 18 or above?

Published source: Entry age

3Do you meet this requirement: adult entry is lifelong and child maximum is 24 years?

Published source: Entry age

4Does your age meet this requirement: Minimum entry age 5 years for an individual policy?

5Does your age meet this requirement: 91 days for a floater when one member is at least 18 years old?

6Document checkDo you have this required document or proof: Proposal and KYC documents?

7Document checkDo you have at least one of these required documents: Medical records or tests if requested by the insurer?

8Document checkDo you have this required document or proof: Premium and nominee details?

0 of 8 answeredAnswer the remaining questions to see your checklist result.
✓ Manually checked 4 Sept 2026 · active
Offered byUnion Bank of India

India; Care Anywhere applies to specified treatments and plan options

Key facts

What the official sources publish

Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.

Policy typeComprehensive health insuranceView source
Union Bank lists Care as a comprehensive health insurance plan.
Source
Health Insurance — Union Bank of India
Page / section
Care Health Insurance
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
InsurerCare Health Insurance LimitedView source
The linked brochure identifies Care Health Insurance Limited as the insurer.
Source
Care Health Insurance brochure
Page / section
Pages 8–9 — insurer disclosure
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Sum insured / cover₹5 lakh to ₹75 lakh options; other options may also be availableView source
The brochure lists ₹5/7/10/15/20/25/30/40/50/60/75 lakh options and states that other options may be available.
Source
Care Health Insurance brochure
Page / section
Pages 1 and 6 — sum-insured options
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Entry ageIndividual policy: 5 years minimum; floater: 91 days with at least one insured person aged 18 or above; adult entry is lifelong and child maximum is 24 yearsView source
The current Care section publishes minimum and maximum entry ages and lifelong adult entry.
Source
Health Insurance — Union Bank of India
Page / section
Care eligibility
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Waiting periods30 days for illnesses except injury; 24 months for named ailments; 48 months for pre-existing diseaseView source
The Care section publishes all three waiting periods.
Source
Health Insurance — Union Bank of India
Page / section
Care waiting periods
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Key coverageAutomatic recharge, annual health check-up, maternity cover up to ₹1 lakh on ₹50/₹60/₹75 lakh options, more than 540 day-care treatments, Ayush cover and Care Anywhere for specified treatmentsView source
The brochure publishes day-care count, maternity limit, recharge, Ayush and no-claim increases.
Source
Care Health Insurance brochure
Page / section
Pages 1–7 — benefits table and optional covers
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
PremiumNot published as a universal amount; premium varies by age, zone, sum insured, plan and selected optionsView source
The reviewed page and brochure publish cover options and terms but no universal premium schedule.
Source
Health Insurance — Union Bank of India
Page / section
Complete Care listing review
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Key exclusionsThe reviewed Care pages/brochure list non-medical items, diagnostic-only admissions, cosmetic surgery (except medically necessary reconstruction), hazardous sports, criminal-law breaches, self-inflicted injury, alcohol/drug abuse, external congenital conditions, infertility treatment and war/riot/nuclear risks; the policy wording controls the exhaustive list.View source
The current listing labels the exclusion list non-exhaustive and directs customers to policy terms for the complete list.
Source
Health Insurance — Union Bank of India
Page / section
Care and Care Advantage non-exhaustive exclusions
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Geographic limitsAutomatic recharge, annual health check-up, maternity cover up to ₹1 lakh on ₹50/₹60/₹75 lakh options, more than 540 day-care treatments, Ayush cover and Care Anywhere for specified treatmentsView source
The manually reviewed product record states: “Automatic recharge, annual health check-up, maternity cover up to ₹1 lakh on ₹50/₹60/₹75 lakh options, more than 540 day-care treatments, Ayush cover and Care Anywhere for specified treatments”.
Source
Care Health Insurance — official product page
Page / section
Published product metadata
Accessed
4 Sept 2026
Confidence
high
Open official source ↗
Policy termMinimum entry age 5 years for an individual policy; 91 days for a floater when one member is at least 18 years old.View source
The manually reviewed product record states: “Minimum entry age 5 years for an individual policy; 91 days for a floater when one member is at least 18 years old.”.
Source
Care Health Insurance — official product page
Page / section
Published product metadata
Accessed
4 Sept 2026
Confidence
high
Open official source ↗

Benefits and features

  • Sum insured options up to ₹75 lakh
  • Automatic recharge and more than 540 day-care treatments
  • Maternity cover up to ₹1 lakh with ₹50/₹60/₹75 lakh options
  • Annual health check-up and lifelong renewability
  • No-claim bonus and optional Super can increase cover up to 150%

Eligibility

  • Minimum entry age 5 years for an individual policy; 91 days for a floater when one member is at least 18 years old.
  • No upper adult entry-age limit; child maximum entry age 24 years.
  • At entry age 61 or above, a 20% co-payment option applies.

Passing a listed condition does not mean the bank will approve an application.

Documents the bank lists

  • Proposal and documents
  • Medical records or tests if requested by the insurer
  • Premium and nominee details

Related official documents

Care Health Insurance brochureofficial-pdf · current · accessed 4 Sept 2026
↗
Health Insurance — Union Bank of Indiaofficial-product-page · current · accessed 4 Sept 2026
↗

Plan before applying

Try the numbers

Private, instant and based on the values you enter.

Try your numbers

Life-cover needs estimate

See whether your current cover and savings may leave a gap for your family. This does not calculate an insurance premium.

Possible cover gap₹1,15,00,000one crore fifteen lakh rupees
Income your family may need₹1,00,00,000one crore rupees
Cover and savings already counted₹5,00,000five lakh rupees

This is only an estimate, not a bank or insurer offer. The final amount can change because of taxes, fees, rate changes and provider rules.

Use the published table

Find the exact published value

Choose a table, then pick its row and column. This shows the exact entry published by the bank or insurer without making you scan every cell.

Care · TypeHealth

This value is copied from Union Bank health and travel insurance plans — published terms. Check the table notes before relying on it.

Source: Health Insurance — Union Bank of India · Care, Care Advantage, Enhance, Explore and Student Explore sections Open official source ↗

Published tables

Complete rates, limits and schedules

Tables preserve every reviewed row and column from the cited official source.

Table 1 · 5 rows · 6 columnsUnion Bank health and travel insurance plans — published termsTerms transcribed from the current Union Bank catalogue and linked Care/Explore brochures.View tableHide table

Scroll sideways to view every column

Union Bank health and travel insurance plans — published terms
PlanTypePublished coverAge/eligibilityWaiting or durationPublished benefits
CareHealth₹5 lakh–₹75 lakh optionsIndividual 5 years; floater 91 days with adult member30 days illness; 24 months named; 48 months pre-existingMaternity up to ₹1 lakh on selected covers; 540+ day-care; recharge; up to 150%
Care AdvantageHealthUp to ₹6 croreIndividual 5 years; floater 91 days with adult member30 days illness; 24 months named; 48 months pre-existingNo room-rent cap; recharge; road ambulance; organ donor; e-consultation
EnhanceHealth top-upUp to ₹55 lakh plus deductibleNo-check-up route below ₹40 lakh combined cover up to age 5030 days illness; 48 months pre-existingCashless treatment; annual check-up; Enhance Anywhere
ExploreInternational travelPlan-specific medical and travel limitsTraveller, destination and selected planMulti-trip 15/21/30/45/60/90 days; single trip up to 365 daysMedical evacuation; trip cancellation; baggage/passport; Schengen options
Student ExploreStudent travelPlan-specificInternational students and university requirements1 month to 3 yearsMedical/travel/non-medical covers; laptop loss; sponsor protection; bail bond
  • Premiums and complete limits are quote/policy dependent; insurer wording controls exclusions and claim conditions.
Health Insurance — Union Bank of India · Care, Care Advantage, Enhance, Explore and Student Explore sections · accessed 4 Sept 2026Open official source ↗

More from Union Bank of India

Related products

Care Advantage Health Insurance

High-cover health plan listed by Union Bank with options up to ₹6 crore, no room-rent cap and automatic recharge.

View product

Care Explore International Travel Insurance

International travel insurance distributed through Union Bank and Care Health, combining emergency medical, evacuation, baggage, passport and trip-disruption cover.

View product

Care Student Explore International Student Insurance

International student insurance listed by Union Bank with medical, travel and non-medical benefits and configurable tenure.

View product

Enhance Top-Up Health Insurance

Deductible-based top-up health cover listed by Union Bank, with sum insured options up to ₹55 lakh and cashless treatment features.

View product