Key facts
What the official sources publish
Every value belongs to this exact product. Expand any fact to inspect its official evidence in place.
Account typeSpecial Indian Bank savings-account variant; see the product name and eligibility for its professional, women, family, teacher or salary segment.View source
The official catalogue lists these named savings variants under Savings Bank A/c.
- Source
- Savings Account catalogue
- Page / section
- Savings variants
- Accessed
- 31 Aug 2026
- Confidence
- high
Interest rateThe individual variant pages do not print a separate numeric savings rate; the current Indian Bank savings-deposit schedule applies.View source
Variant pages publish eligibility and benefits while the bank’s deposit-rate schedule controls savings interest.
- Source
- Indian Bank Deposit Rates
- Page / section
- Savings deposit schedule
- Accessed
- 31 Aug 2026
- Confidence
- high
Non-maintenance chargeWhere a variant has a published MAB/QAB/FMAB requirement, shortfall charges follow the prevailing Indian Bank savings service-charge schedule; nil-balance variants do not publish a separate numeric penalty on their product page.View source
The variant pages refer to the prevailing service-charge schedule for shortfall charges.
- Source
- Savings variant charge review
- Page / section
- Complete variant catalogue
- Accessed
- 31 Aug 2026
- Confidence
- high
Debit cardCard depends on the variant: IND PRO publishes RuPay Platinum-linked benefits, IND SHAKTI publishes RuPay Platinum/Select tiers, IND GURUDEV and Salary Suraksha publish RuPay Platinum, IND FAMILY permits eligible cards with AMC-free RuPay Platinum, and other salary variants follow account/card eligibility rules.View source
The official variant pages name the RuPay card tier or defer card eligibility to account rules.
- Source
- Savings variant debit-card review
- Page / section
- Debit-card rows across variant pages
- Accessed
- 31 Aug 2026
- Confidence
- high
Minimum balanceNil initial deposit and nil minimum average balance; salary tier is determined by minimum monthly net salary from ₹25,000 to ₹2,00,000.View source
The page publishes five minimum monthly net-salary tiers and nil balance.
- Source
- IND Salary Sampoorna Plus
- Page / section
- Salary variants; initial deposit;
- Accessed
- 31 Aug 2026
- Confidence
- high
Salary requirementMinimum monthly net salary: Basic ₹25,000, Silver ₹50,000, Gold ₹1,00,000, Diamond ₹1,50,000 or Platinum ₹2,00,000; Defence and Police excluded.View source
The official table publishes all five salary thresholds.
- Source
- IND Salary Sampoorna Plus
- Page / section
- Variant Minimum Monthly Net Salary
- Accessed
- 31 Aug 2026
- Confidence
- high
Cheque bookThe reviewed Sampoorna Plus page does not publish a separate cheque-leaf quota; salary-account rules apply.View source
The page publishes salary tiers and insurance tables but no cheque quota.
- Source
- Sampoorna cheque review
- Page / section
- Complete product page
- Accessed
- 31 Aug 2026
- Confidence
- high
ATM limitsNo separate numeric ATM limit is published; the account-linked debit-card schedule applies.View source
No figure is printed in the reviewed salary-package rows.
- Source
- Sampoorna review
- Page / section
- Complete product page
- Accessed
- 31 Aug 2026
- Confidence
- high
Benefits and features
- Basic ₹25,000, Silver ₹50,000, Gold ₹1,00,000, Diamond ₹1,50,000 and Platinum ₹2,00,000 minimum monthly net salary
- Nil initial deposit and minimum average balance
- Published total insurance coverage: Basic ₹45 lakh, Silver ₹144.80 lakh, Gold ₹195.30 lakh, Diamond ₹217.30 lakh and Platinum ₹257.30 lakh, including and GTLI components
- Free salary-package application route; free cover subject to age/retirement terms
Eligibility
- Permanent or contractual salaried employees; Defence and Police personnel are excluded. Entry age 18; insurance generally ends at age 60 or retirement.
Passing a listed condition does not mean the bank will approve an application.
Documents the bank lists
- Savings , employee , salary slips or employer confirmation and nomination
Related official documents
IND Salary Sampoorna Plusofficial-product-page · current · accessed 31 Aug 2026
↗Savings Account catalogue — Indian Bankofficial-product-page · current · accessed 31 Aug 2026
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